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Reliance General Insurance ... vs Chandhumathi
2022 Latest Caselaw 3371 Mad

Citation : 2022 Latest Caselaw 3371 Mad
Judgement Date : 23 February, 2022

Madras High Court
Reliance General Insurance ... vs Chandhumathi on 23 February, 2022
                                                                                   C.M.A.No.1851 of 2016

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                  DATED : 23.02.2022

                                                       CORAM:

                           THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                               and
                              THE HONOURABLE MR.JUSTICE V.SIVAGNANAM

                                                C.M.A.No.1851 of 2016
                                              and C.M.P.No.13561 of 2016

                 Reliance General Insurance Company Limited
                 Balmar Lawrie House, No.628
                 Anna Salai, Chennai -18.                                           ... Appellant

                                                            Vs.

                 1.Chandhumathi
                 2.Chengama Naidu
                 3.Prabhavathamma
                 4.Minor Yasashree
                 (Rep. By her mother/1st respondent)
                 5.V.Purushothaman                                                  ... Respondents

                 PRAYER: Civil Miscellaneous Appeal is filed under Section 19 of Family Courts
                 Act       against   the   Judgment   and   decree   dated   27.01.2015   passed     in
                 M.A.C.T.O.P.No.1112 of 2009 on the file of the Motor Accident Claims Tribunal,
                 I Additional District Court, Tiruvallur.




                 1/7

https://www.mhc.tn.gov.in/judis
                                                                                C.M.A.No.1851 of 2016

                                    For Appellant    :   Mr.M.Suresh
                                                         for K.Moorthy
                                    For Respondent   :   Mr.N.S.Suganthan
                                                         for R1, R3 and R4
                                                         R2-No appearance
                                                         R5-Notice Served-NA


                                                     JUDGMENT

[Judgment of the Court was delivered by K.KALYANASUNDARAM, J.]

This Civil Miscellaneous Appeal is directed against the Judgment and

decree passed by the Motor Accident Claims Tribunal, 1st Additional District

Court, Tiruvallur, in M.C.O.P.No.1112 of 2009 dated 27.01.2015.

2.Facts in brief:-

One Janakiraman, S/o Chengamma Naidu, died in a motor vehicle accident

which took place on 12.09.2008. His wife, parents and minor daughter

approached the Tribunal, seeking compensation on the ground that the deceased

along with one Ananda Naidu were walking on Chithoor to Puthur Road. At that

time, the driver of the Jeep bearing Registration No.TNI 2045 came in a rash and

negligent manner, hit behind both the pedestrians. In which, the said Janakiraman

died on the spot, while Ananda Naidu sustained grievous injuries. Since the 1 st

https://www.mhc.tn.gov.in/judis C.M.A.No.1851 of 2016

respondent is the owner of the offending vehicle and the 2 nd respondent is the

insurer, both are jointly and severally liable to pay compensation of

Rs.62,95,000/-

3.The appellant resisted the claim petition by filing a counter in which the

entire allegations and averments made in the claim petition were denied and

disputed.

4.Before the Tribunal on behalf of the claimants 3 witnesses were

examined; 8 documents were marked. The appellant neither examined any

witness nor produced any documents.

5.P.W.2-Ananda Naidu deposed that he was walking along with the

deceased on Chittoor to Puthur road, the Jeep which was proceeding on the same

direction came behind them and hit against both of them. He further stated that he

sustained grievous injuries and he was taken to the hospital and the said

Janakiraman died on the spot. To support the oral evidence of P.W.2, the claimant

marked Ex.P.1- copy of the First Information Report and Ex.P.2-Charge sheet to

show that a criminal case was registered against the driver of the Jeep. As

mentioned above the appellant has not examined any witness to disprove the

https://www.mhc.tn.gov.in/judis C.M.A.No.1851 of 2016

evidence adduced by the claimants. Hence, the Tribunal has rightly held that the

driver of the offending vehicle caused the accident.

6.Heard, Mr.Suresh, learned counsel appearing for the appellant and

Mr.N.S.Suganthan, learned counsel appearing for the respondents 1,3 and 4.

7.P.W.1 has stated that her deceased husband was working as Secondary

Grade Assistant in Kesari Higher Secondary School at Chennai and he was paid

Rs.13,103/- per month as salary. Ex.P.7 is the service register, which shows that

the deceased was born on 10.08.1974. Thus the deceased died at the age of 34

years. Ex.P.6 is the Salary Certificate, which shows that the Gross salary was

Rs.18,058/-. Though the deceased was a permanent employee and as per the

decision of the Hon'ble Apex Court in the case of National Insurance Co., Ltd.,

Vs. Pranay Sethi and others the claimants are entitled for 50% for future

prospectus, the Tribunal has ordered only 40% to determine the loss of income.

8.Considering the fact that the deceased have 4 dependants, 1/4th was

deducted for the personal expenses. The Tribunal has fixed the income at

Rs.25,281/- after adding 40% to his salary of Rs.18,058/- and by applying the

multiplier of '16' has awarded Rs.36,40,464/- towards loss of income, in addition,

https://www.mhc.tn.gov.in/judis C.M.A.No.1851 of 2016

Rs.25,000/- was awarded to the 1st claimant for Consortium and Rs.30,000/- to

the claimants 2 to 4 for loss of love and affection and Rs.10,000/- for funeral

expenses. In total, the tribunal has awarded Rs.37,05,464/- along with interest at

the rate of 7.5% p.a.,.

9.In our view, the award is just and reasonable and hence the award of the

Tribunal passed in M.C.O.P.No.1112 of 2009 dated 27.01.2015 is hereby

confirmed.

10.Thus, the appellant/Insurance Company is directed to deposit the award

amount with accrued interest at the rate of 7.5% and costs, less the amount

already deposited, if any, within a period of eight weeks from the date of receipt

of a copy of this order. Interest shall be calculated from the date of claim petition,

till the date of realisation. On such deposit, the major claimants are permitted to

withdraw the award amount, less the amount already withdrawn, if any, together

with proportionate interest and costs. Insofar as the 4th claimant/minor, her share

shall be deposited by the Tribunal in any Fixed Deposit Scheme in any one of the

Nationalised Banks and it shall be renewed periodically till she attains majority

and the interest accrued thereon shall be withdrawn by the first claimant/mother

https://www.mhc.tn.gov.in/judis C.M.A.No.1851 of 2016

once in three months. The apportionment of shares as fixed by the Tribunal to the

claimants is hereby confirmed.

11.In the result, this Civil Miscellaneous Appeal fails and the same stands

dismissed. No costs. Consequently connected miscellaneous petition is closed.

                                                                  [M.K.K.S.,J.]            [V.S.G.,J.]
                                                                                  23.02.2022
                 Jer
                 Intex       : Yes/No
                 Internet    : Yes/No
                 Speaking order/Non-speaking order

                 To

1. I Additional District Court, Tiruvallur.

2. The Section Officer, V.R.Section, Madras High Court, Chennai.

https://www.mhc.tn.gov.in/judis C.M.A.No.1851 of 2016

K.KALYANASUNDARAM, J.

and V.SIVAGNANAM, J.

Jer

JUDGMENT MADE IN C.M.A.No.1851 of 2016

23.02.2022

https://www.mhc.tn.gov.in/judis

 
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