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M/S. United India Insurance Co Ltd vs S.Baskar
2021 Latest Caselaw 5426 Mad

Citation : 2021 Latest Caselaw 5426 Mad
Judgement Date : 2 March, 2021

Madras High Court
M/S. United India Insurance Co Ltd vs S.Baskar on 2 March, 2021
                                                                          C.M.A.No.2931 of 2011

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                   DATED: 02.03.2021

                                                         CORAM:

                                   THE HON'BLE MR. JUSTICE D.KRISHNAKUMAR

                                                   CMA. No.2931 of 2011


                     M/s. United India Insurance Co Ltd,
                     No.1090, Poonamallee High Road,
                     Periyamet, Chennai -3.                                     ... Appellant

                                                          ..vs..

                     1.S.Baskar
                     2.B.Rathinavel                                           ... Respondents

                               Appeal filed under Section 173 of the Motor Vehicles Act,
                     1988, against the judgment and decree dated 10.11.2010 made in
                     M.C.O.P.No. 9 of 2008, on the file of the Motor Accidents Claims
                     Tribunal, VI Court of Small Causes, Chennai.


                                   For Appellant         : Mr.Michael Visuvasam
                                   For Respondents     : Ms.Ramya V.Rao -R1
                                                         For Mr.A.N.Viswanathan Rao
                                                          Notice unserved -R2
                                                            ----
                                                     JUDGMENT

Dissatisfied with the judgment and decree, dated 10.11.2010,

passed by the tribunal awarding compensation of Rs.1,96,000/-

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2931 of 2011

along with interest at the rate of 7.5% per annum, the Appellant/

Insurance Company is before this Court to set aside the judgment

and decree by the tribunal.

2. It is the case of the claimant/ 1st Respondent herein that

on 06.06.2006 at about 16.00 hrs the claimant was travelling as

pillion rider in the motor cycle bearing Reg.No.TN04-W-6329, when

nearing Chengalpattu to Vallipuram Salai, the rider of the

motorcycle rode the same in a rash and negligent manner and hit

against the another Motorcycle bearing Reg.No. TN21-U-5137. As a

result, the claimant sustained grievous injuries in all over the body.

The Claimant/1st Respondent filed a claim petition before the

tribunal, claiming compensation of Rs.6,00,000/- for the disability

and the injuries sustained by him in the said accident. After

analyzing both oral and documentary evidences, the Tribunal has

awarded Rs.1,96,000/- as total compensation along with interest at

the rate of 7.5% p.a from the date of petition till realization.

3. The learned counsel appearing for the appellant/Insurance

company has submitted that the tribunal has arbitrarily fixed the

income of the 1st respondent at Rs.6000/- in the absence of any

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2931 of 2011

documentary evidence. The tribunal has failed to appreciate the

excessive assessment of disability at 30% by PW2 one

Dr.Saravanabhavanantham after a period of four years, namely 10|

% each for anticonvulsant therapy, head ache and vertigo, when

there is no record to show the above defects. The learned counsel

for the appellant further submitted that the tribunal arbitrarily

reduced the disability at 25% and 20% assessed by PW2 & PW3.

The compensation granted by the tribunal for disability at

Rs.90,000/- is very excessive and the sum awarded under other

heads are also excessive and liable to be set aside.

4. On the other hand, the learned counsel appearing for

the 1st respondent/claimant submitted that the tribunal has

awarded the said compensation based on the evidence and

documents, therefore, the award passed by the tribunal does not

warrants any interference by this Court.

5. Heard the learned counsel appearing for the appellant/

Insurance Company and the learned counsel appearing for the 1 st

respondent/ claimant and perused the materials available on record.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2931 of 2011

6. Before the tribunal, on the side of the claimants three

witnesses were examined as P.W.1 to P.W.3 and marked ten

documents Exhibits P1 to P10. No witness were examined and no

documents were marked on the side of the respondents.

7. On a perusal of records, it is seen that the claimant/1st

respondent herein had initially lodged a complaint against the rider

of the motorcycle bearing Reg.No. TN21-U-5137 which came in the

opposite direction. But during chief examination, he deposed that

the rider of the motorcycle in which he travelled as a pillion rider

was responsible for the accident. There was no contra evidence let

in for the above evidence. Hence the tribunal fixed the negligence

on the part of the rider of the motorcycle, in which the claimant

travelled and directed the insurer of the said vehicle who is the

appellant herein to pay the compensation. The said decision of the

tribunal is based on the evidence of PW1, therefore this Court also

confirms the negligence and liability fixed by the tribunal.

8. As far as quantum of compensation awarded by the tribunal

is concerned, it is seen from the award that two doctors viz., PW2

& PW3 had assessed the disability sustained by the claimant/1st

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2931 of 2011

respondent and issued two disability certificates mentioning

disability at 30% & 20% and the same were marked as Ex. P8 and

Ex.P10 respectively. The tribunal has reduced the disability

assessed by PW2 to 25% from 30% and the disability assessed by

PW3 to 20% from 25%, total disability taken by the tribunal is 45%.

Hence , by fixing Rs.2000/- per percentage, the tribunal has

awarded a sum of Rs.90,000/- towards disability. This Court by

taking note of the disability, which is partial in nature and

considering the medical records, is of the opinion that fixing 25%

towards the disability would be reasonable. The learned counsel

appearing for the 1st respondent/claimant also agreed to fix 25%

disability. Accordingly, by fixing Rs.2,000/- per percentage, this

court modifies the compensation awarded bythe tribunal from

Rs.90,000/- to Rs.50,000/-. In view of the injuries sustained by the

claimant, this Court feels that the sum awarded under Loss of

Income for six months is excessive and the same is reduced to

three months. Accordingly, the said compensation is modified as

'Loss of income for three months' at Rs.18,000/- (Rs.6000/- per

month). The compensation awarded for 'Medical Expenses' at

Rs.27,000/- is proved through Ex.P6, hence the said amount is

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2931 of 2011

confirmed. The tribunal has not awarded any amount for 'Loss of

Amenities', therefore, a sum of Rs.5,000/- is granted under the said

head. In view of the injuries, disability and the treatment taken by

the 1st respondent/claimant, the compensation awarded by the

tribunal under the head 'Pain and suffering' is reduced from

Rs.25,000 to Rs.15,000/- and the sum awarded under other heads

viz, Transport expenses, Extra Nourishment, Attender Charges are

confirmed. Thus, the total compensation awarded by the tribunal is

modified by this Court under various heads are as follows;

                                         Heads           Compensation Compensation
                                                         granted by the modified by
                                                            Tribunal     this Court
                                                               Rs.
                            Loss of Income               36,000/-     18,000
                                                                      (6000 x 3)
                            Disability                   90,000/-     50,000/-
                                                                      (2000 x 25)
                            Transport expenses           5000         5,000
                            Extra Nourishment            10,000       10,000
                            Medical Expenses             27,000       27,000
                            Attender charges             3,000        3,000
                            Pain and suffering           25,000       15,000
                            Loss of amenities            ...          5,000
                                                 Total   1,96,000     1,33,000








https://www.mhc.tn.gov.in/judis/
                                                                         C.M.A.No.2931 of 2011

9. In the result, this Civil Miscellaneous Appeal is partly

allowed, by reducing the total amount of compensation from

Rs.1,96,000/- to Rs.1,33,000/- along with interest at the rate of

7.5% per annum. The 1st respondent/claimant is entitled for

compensation only as per the modification made by this Court.

10. It is represented by the learned counsel for the

appellant/insurance company that the entire award amount has

been deposited before the tribunal. In view of the same, the

appellant/insurance company is permitted to withdraw the

remaining compensation amount by filing appropriate application

before the tribunal. No costs.

02.03.2021

Internet :Yes Index :Yes/No ak

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2931 of 2011

D.KRISHNAKUMAR, J., ak

To

1. The VI Court of Small Causes, (Motor Accidents Claims Tribunal) Chennai.

2. The Section Officer, VR Section, High Court, Madras.

CMA.No.2931 of 2011

02.03.2021

https://www.mhc.tn.gov.in/judis/

 
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