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The New India Assurance Company ... vs Rajeswari
2021 Latest Caselaw 12494 Mad

Citation : 2021 Latest Caselaw 12494 Mad
Judgement Date : 28 June, 2021

Madras High Court
The New India Assurance Company ... vs Rajeswari on 28 June, 2021
                                                                          C.M.A.No.1681 of 2020


                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                  DATED: 28.06.2021

                                                          CORAM:

                                   THE HONOURABLE TMT.JUSTICE S.KANNAMMAL

                                                C.M.A.No.1681 of 2020
                                                         and
                                         C.M.P.Nos.12363 of 2020 & 446 of 2021

                   The New India Assurance Company Limited,
                   Divisional Office,
                   No.179, Mochi Building, 2nd Floor,
                   J.N.Street, Puducherry.                                     .. Appellant

                                                            Vs.

                   1.Rajeswari

                   2.Annadurai

                   3.Arulveeramanikandan                                    .. Respondents

                   Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of the
                   Motor Vehicles Act, 1988, against the Judgment and Decree dated
                   04.02.2019 made in M.C.O.P.No.44 of 2018 on the file of the Motor
                   Accidents Claims Tribunal, III Additional District Court, Kallakurichi.

                                          For Appellant     : Mr.S.Dhakshnamoorthy

                                          For RR 1 & 2      : Mr.N.Manokaran




                   1/10

https://www.mhc.tn.gov.in/judis/
                                                                            C.M.A.No.1681 of 2020



                                                   JUDGMENT

(The matter is heard through “Video Conferencing/Hybrid mode”.)

This Civil Miscellaneous Appeal has been filed to set aside the award

dated 04.02.2019 made in M.C.O.P.No.44 of 2018 on the file of the Motor

Accidents Claims Tribunal, III Additional District Court, Kallakurichi.

2.The appellant is the 2nd respondent in M.C.O.P.No.44 of 2018 on the

file of the Motor Accidents Claims Tribunal, III Additional District Court,

Kallakurichi. The respondents 1 & 2 filed the said claim petition claiming a

sum of Rs.20,00,000/- as compensation for the death of their son viz.,

Vignesh, who died in the accident that took place on 24.08.2017.

3.According to respondents 1 & 2, on 24.08.2017 at about 07.00 hours,

while the deceased Vignesh was riding the motorcycle bearing Registration

No.PY 01 CP 2151 from Chennai to Tirukoilur on the Madapattu – Tirukoilur

Road near Hytharapakkam Pudur Village, due to unexpected Speed Breaker,

he lost control of the motorcycle, fell down and sustained grievous injuries all

over his body. After the accident, he was taken to the Government Hospital,

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1681 of 2020

Tirukoilur, where he died. Therefore, the respondents 1 & 2, being the

parents of the deceased Vignesh, filed the said claim petition against the 3 rd

respondent and appellant-Insurance Company, being the owner and insurer of

the motorcycle respectively.

4.The 3rd respondent-owner of the motorcycle remained exparte before

the Tribunal.

5.The appellant-Insurance Company, insurer of the motorcycle filed

counter statement and denied all the averments made by the respondents 1 to

2. The appellant submitted that the claim petition is not maintainable under

Section 166(1) of the Motor Vehicles Act, as the accident has occurred only

due to the negligence of the deceased, who drove the motorcycle in a rash and

negligent manner without noticing the speed breaker, fell down, sustained

injuries and died. The appellant denied that the 3 rd respondent's motorcycle

was insured with them on the date of accident. The motorcycle belonging to

3rd respondent was not having valid Registration Certificate and valid

Insurance Policy on the date of accident. The appellant denied the age,

avocation and income of the deceased. In any event, the quantum of

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1681 of 2020

compensation claimed by the respondents 1 & 2 are highly excessive and

prayed for dismissal of the claim petition.

6.Before the Tribunal, the 2nd respondent examined himself as P.W.1

and 8 documents were marked as Exs.P1 to P8. The appellant-Insurance

Company examined one Kavitha as R.W.1 and marked 2 documents as

Exs.R1 & R2.

7.The Tribunal, considering the pleadings, oral and documentary

evidence, fixed 35% negligence on the part of the deceased, awarded a sum

of Rs.9,43,080/- and directed the appellant to pay a sum of Rs.6,13,000/-,

being 65% of the award amount as compensation to the respondents 1 & 2.

8.To set aside the said award dated 04.02.2019 made in M.C.O.P.No.44

of 2018, the appellant has come out with the present appeal.

9.The learned counsel appearing for the appellant-Insurance Company

contended that the deceased was a tortfeasor and the claim petition made for

the death of tortfeasor is unsustainable under the law. The deceased could not

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1681 of 2020

be treated as 'Third Party' as he steps into the shoes of the owner of the

vehicle when he drives the vehicle as a borrower. The Tribunal failed to

appreciate that a tortfeasor or his legal representatives cannot file a claim

petition for the compensation of his own tortious act resulting in injury or

death. He mainly contended that at the time of accident, the deceased was not

possessing valid driving license to drive the motorcycle. The Tribunal

considering the same, erroneously directed the appellant-Insurance Company

to pay the compensation to the respondents 1 & 2, which is erroneous and

prayed for setting aside the award passed by the Tribunal.

10.Per contra, the learned counsel appearing for the respondents 1 & 2

contended that the deceased drove the motorcycle at a moderate speed and the

accident has occurred due to unexpected speed breaker. The Tribunal

considering the fact that the accident has occurred due to the negligence on

the part of the deceased-rider of the motorcycle, rightly directed the

appellant-Insurance Company, being the insurer of the motorcycle to pay the

compensation to the respondents 1 & 2. The Tribunal erroneously fixed 35%

negligence on the part of the deceased and prayed for dismissal of the appeal.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1681 of 2020

11.Heard the learned counsel appearing for the appellant as well as the

learned counsel appearing for the respondents 1 & 2 and perused the entire

materials on record.

12.The present appeal is filed against the award of the Tribunal

directing the appellant to pay the compensation. The appellant has raised

various grounds with regard to liability. At the time of arguments, the learned

counsel appearing for the appellant mainly contended that deceased-rider of

the motorcycle, who is the son of the respondents 1 & 2 did not possess

driving license at the time of accident. The appellant proved the same by

examining official one Kavitha as R.W.1 and marking Ex.R2. The Tribunal

having held that the deceased-rider of the motorcycle did not possess driving

license, erroneously fastened the liability on the appellant and fixed 20%

contributory negligence on the part of the deceased following the Division

Bench judgment of this Court reported in 2018 (2) TNMAC 168 (DB),

[National Insurance Company Limited and others Vs. Thangadurai and

others] and 15% negligence on the part of the deceased following the

judgment of this Court reported in 2017 (1) TNMAC 718, [Oriental

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1681 of 2020

Insurance Company Limited Vs. Indirani and others] for not wearing

helmet at the time of accident.

13.From the materials on record, it is seen that R.W.1 has admitted in

her chief examination that the deceased did not possess driving license to ride

the motorcycle and marked Ex.R2/Form AIR to that effect. The respondents 1

& 2 failed to disprove the evidence of R.W.1 by marking the driving license

of the deceased. Considering the admission of R.W.1 as well as Ex.R2, the

Tribunal held that the deceased did not possess driving license at the time of

accident. Having held so, the Tribunal erroneously directed the appellant to

pay the compensation. The said finding of the Tribunal is erroneous. The

Hon'ble Apex Court in the judgment reported in AIR 2020 SC 4453, [Beli

Ram Vs. Rajinder Kumar], has held that when the rider/driver of the

offending vehicle did not possess driving license to drive the vehicle or failed

to renew the driving license, the Insurance Company is not liable to pay

compensation to the claimants. The ratio in the judgment of the Hon'ble Apex

Court referred to above is squarely applicable to the facts of the present case.

In view of the same, the award of the Tribunal fastening liability on the

appellant is liable to be set aside and it is hereby set aside. Only the 3rd

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1681 of 2020

respondent-owner of motorcycle is liable to pay the compensation to

respondents 1 & 2.

14. In the result, this Civil Miscellaneous Appeal is allowed and a sum

of Rs.9,43,080/- awarded by the Tribunal as compensation to the respondents

1 & 2, along with interest and costs is confirmed. The 3rd respondent-owner

of the motorcycle is directed to deposit 65% of the award amount, i.e.,

Rs.6,13,000/- along with interest and costs, within a period of eight weeks

from the date of receipt of a copy of this judgment to the credit of

M.C.O.P.No.44 of 2018 on the file of the Motor Accidents Claims Tribunal,

III Additional District Court, Kallakurichi. on the file of the Motor Accidents

Claims Tribunal, III Additional District Court, Kallakurichi. On such deposit,

the respondents 1 & 2 are permitted to withdraw their respective share of the

award amount as per the ratio of apportionment fixed by the Tribunal, along

with proportionate interest and costs, after adjusting the amount, if any

already withdrawn, by filing necessary applications before the Tribunal. It is

made clear that if any amount is deposited by the appellant-Insurance

Company and the same was withdrawn by the respondents 1 & 2, the

appellant is not entitled to recover the same. The appellant-Insurance

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1681 of 2020

Company is permitted to withdraw the award amount, if any deposited to the

credit of M.C.O.P.No.44 of 2018 before the Tribunal. Consequently, the

connected Miscellaneous Petitions are closed. No costs.


                                                                              28.06.2021

                   krk

                   Index           : Yes / No
                   Internet        : Yes / No

                   To

                   1.The III Additional District Judge,
                     Motor Accidents Claims Tribunal,
                     Kallakurichi.

                   2.The Section Officer,
                     VR Section,
                     High Court,
                     Madras.






https://www.mhc.tn.gov.in/judis/
                                    C.M.A.No.1681 of 2020



                                    S.KANNAMMAL, J.
                                               krk




                                   C.M.A.No.1681 of 2020




                                              28.06.2021





https://www.mhc.tn.gov.in/judis/

 
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