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L.Arunagiri vs Indian Bank
2021 Latest Caselaw 14535 Mad

Citation : 2021 Latest Caselaw 14535 Mad
Judgement Date : 20 July, 2021

Madras High Court
L.Arunagiri vs Indian Bank on 20 July, 2021
                                                                               CRP(NPD) No.3141 of 2017 in
                                                                                    CMP.No.14754 of 2017

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                  DATED: 20.07.2021

                                                       CORAM:

                         THE HONOURABLE MR.JUSTICE A.D.JAGADISH CHANDIRA

                                              CRP(NPD) No.3141 of 2017
                                                        in
                                                CMP.No.14754 of 2017


                   1.L.Arunagiri S/o.Shri B.Linga Gowder
                   2.Lakshmi Ammal W/o.Shri B.Linga Gowder

                                                                 ... Petitioners/Defendants/Petitioners

                                                           Vs.
                   Indian Bank, Conoor Branch
                   Rep. by its Chief Manager
                   Thiru.C.Narasima Moorthy, S/o.A.M.Chockalingam
                   Office Address Ka.No.10, Hurrari Hurrara Complex,
                   Ooty Main Road, Conoor.
                                                           ...Respondent/Plaintiff/Respondent

                   PRAYER in CRP(NPD) No.3141 of 2017: Civil Revision Petition filed
                   under Article 227 of Constitution of India seeking to revise and set aside the
                   fair and decreetal order dated 10.09.2015 in I.A.No.380 of 2014 in
                   O.S.No.139 of 2012, on the file of the Sub-ordinate Judge of the Nilgiris at
                   Udhagamandalam.


                                         For Petitioners            : Mr.Surya Teja
                                         For Respondent             : Mr.Rajendran Raghavan



https://www.mhc.tn.gov.in/judis/


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                                                                            CRP(NPD) No.3141 of 2017 in
                                                                                 CMP.No.14754 of 2017

                                                      ORDER

(This case has been heard through video conference)

The Petitioners are defendants in O.S. No.139 of 2012, the mortgage

suit in which, the application for condonation of delay of 414 days in filing

the application to set aside the exparte decree was dismissed by the trial

Court. Against which the present revision has been filed.

2. Brief facts of the case: The mortgage suit was filed by the

respondent/plaintiff/ Bank seeking for a direction to the first defendant/first

petitioner to pay the respondent/bank a sum of RS.7,03,885 /- with

subsequent interest at the rate of 11.75% per annum with monthly rests and

overdue interest @ 2% from the date of suit to till the date of realization, to

pass a mortgage degree directing the defendants to pay the said sum of

Rs.7,03,885 /- with subsequent interest at the rate of 11.75% per annum with

monthly rests and overdue interest @ 2% within a stipulated time that may

be fixed by the Court and if the same is not paid within the stipulated time,

directing sale of the mortgaged property by passing a final degree for sale of

the schedule mentioned property and to appropriate the sale proceeds

towards the suit claim and in case of proceeds of sale are in sufficient to

cover the dues, to recover the same from the defendants personally out of https://www.mhc.tn.gov.in/judis/

CRP(NPD) No.3141 of 2017 in CMP.No.14754 of 2017

their assets. The suit was taken on file on 03.08.2012 and summons were

ordered to be issued to the defendants on 05.09.2012 for hearing and

summons were served on the defendants. The defendants appeared through

their counsels. However, they have not filed their written statement and they

were called absent and set ex-parte and the suit was decreed on 26.02.2013.

Thereafter, the defendants filed a petition in I.A.No.380 of 2014 in O.S.No.

139 of 2012 seeking to set aside the ex-parte decree, however there was a

delay of 414 days in filing the petition seeking to setting aside the ex-parte

order. The reason for the delay was that certain documents were missing and

thereby the petition to set aside the ex-parte order could not be filed within

the period of limitation. The trial Court upon consideration of facts and

circumstances of the case dismissed the petition stating that no sufficient

cause was shown by the petitioners and the period was not calculated

properly. Further the trial Court has also held that no documentary proof has

been filed by the petitioners. Against which the revision has been filed.

3. Mr.Surya Teja, learned counsel appearing for the

petitioners/defendants would submit that the petitioners are poor farmers and

that they had misplaced certain documents which were necessary for

contesting the case and also to file the petition and thereby, they were unable https://www.mhc.tn.gov.in/judis/

CRP(NPD) No.3141 of 2017 in CMP.No.14754 of 2017

to file the petition to set aside the ex-parte order within time and that was

also the reason for not filing the written statement on time. He would submit

that the property has been mortgaged with the bank and the interest of the

bank is also protected. He would further submit that though the

petitioners/defendants have not given reasons with regard to each days

delay, the petitioners being farmers have shown sufficient cause in not filing

the petition within the period of limitation. He would further submit that the

valuable rights of the parties would be affected if the petition is not allowed.

Now the Government has come to the aid of the farmers and has also come

out with various schemes for one time settlement and if the exparte decree is

not set aside and if the petitioners are not permitted to negotiate with the

bank, the petitioners would be put to severe hardship. He would further

submit that the Court should not adopt a very strict approach in matters of

delay particularly when the valuable rights of parties are affected. He would

reiterate that the interest of the bank is also sufficiently protected since the

documents belonging to the petitioners are withheld by the bank.

4. Mr.Rajendran Raghavan representing the sole respondent Bank

would vehemently oppose stating that there had been a grave delay and the

petitioners/defendants have not shown any sufficient cause for condoning the

delay.

https://www.mhc.tn.gov.in/judis/

CRP(NPD) No.3141 of 2017 in CMP.No.14754 of 2017

5. The learned Counsel for the petitioners/defendants would reiterate

that various schemes have been brought in by the Government to help the

farmers and that the petitioners will take aid of the available schemes to

settle the matter with the Bank at the earliest or else in the event of there

being no settlement, a date may be fixed to the trial Court to complete the

trial within a specified period and the petitioners will co-operate in

completing the trial at the earliest.

6. The Honorable Apex Court in University of Delhi vs. Union of

India reported in (2020) 13 SCC 745 has held that the Court should not

adopt a very strict approach in matters of delay particularly when the

valuable rights of the parties are affected. The Honorable Apex Court after

referring to the Judgment in Collector, Anantnag Vs. Katiji, reported in 100

LW 676, has held that if the reason offered is plausible and is not shown to

be false or malafide, the Court should always lean in favour of condoning the

delay as the opposite party cannot claim a vested right in justice.

7. Applying the above said principles laid down by the Hon'ble Apex

Court, if we look at the explanation offered by the petitioners/defendants for

the delay, this Court can conclude that the delay has been satisfactorily

explained.

https://www.mhc.tn.gov.in/judis/

CRP(NPD) No.3141 of 2017 in CMP.No.14754 of 2017

8. The petitioners are poor farmers and that their documents have been

withheld by the bank and the interest of the bank is also protected. Therefore,

this Court is of the opinion that the petitioners can be given a chance to

contest the suit on imposition of cost and terms.

9. Accordingly, the Civil Revision Petition is allowed. The order dated

10.09.2015 in I.A.No.380 of 2014 in O.S.No.139 of 2012, on the file of the

Sub-Ordinate Judge of the Nilgiris at Udhagamandalam is set aside and

I.A.No.380 of 2014 stands allowed on condition that the

petitioners/defendants to pay an amount of Rs.10,000/- as cost to the

respondent/Bank within a period of two weeks from the date of receipt of

copy of this order.

10. Since the suit is of the year 2012, the trial Court shall endeavour

to dispose of the trial in O.S.No.139 of 2012 as expeditiously as possible

preferably within the period of six months from the date of receipt of copy

of this order.

11. With the above observations, this Civil Revision Petition is

allowed. Consequently, connected Miscellaneous Petition is closed.

20.07.2021 (1/2) ksa-2 https://www.mhc.tn.gov.in/judis/

CRP(NPD) No.3141 of 2017 in CMP.No.14754 of 2017

To The Sub-ordinate Judge of the Nilgiris Udhagamandalam.

https://www.mhc.tn.gov.in/judis/

CRP(NPD) No.3141 of 2017 in CMP.No.14754 of 2017

A.D.JAGADISH CHANDIRA,J.

Ksa-2

CRP(NPD) No.3141 of 2017 in CMP.No.14754 of 2017

20.07.2021 (2/2)

https://www.mhc.tn.gov.in/judis/

 
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