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National Insurance Co. Ltd vs Nirmala
2021 Latest Caselaw 11200 Mad

Citation : 2021 Latest Caselaw 11200 Mad
Judgement Date : 30 April, 2021

Madras High Court
National Insurance Co. Ltd vs Nirmala on 30 April, 2021
                                                                     C.M.A.No.1776 of 2020

                           IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                            DATED: 30.04.2021

                                                CORAM

                                   THE HON'BLE MR.JUSTICE C.SARAVANAN

                                        C.M.A.No.1776 of 2020
                                                 and
                                        C.M.P.No.13091 of 2020
                 National Insurance Co. Ltd.,
                 Third Party (HUB) No.751,
                 3rd Floor, Anna Salai,
                 Chennai – 2.                                  ... Appellant

                                                  Vs.
                 1.Nirmala,
                   W/o.Late Rajendra Prasad
                 2.Minor Sarathy
                   Minor represented by his guardian/Mother Nirmala
                 3.Vijaya,
                   W/o.Murugan
                 4.Murugan,
                   S/o.Periyasamy
                 5.M/s.N.F.Transport,
                   Old No.30, New No.27,
                   Kalyana Chetty Street, Korukkupet,
                   Chennai – 600 021.
                 6.ICICI Lombard General Insurance Co. Ltd.,
                   Chota Bhai Centre, 2nd Floor, 140,
                   Nungambakkam High Road, Nungambakkam,
                   Nungambakkam, Chennai – 34.                  ... Respondents

                       Civil Miscellaneous Appeal filed under Section 173 of Motor
                 Vehicles Act, 1988 against the Award dated 05.03.2019 made in
                 M.C.O.P.No.6382 of 2013 on the file of the Motor Accidents Claims
                 Tribunal, Chief Court of Small Causes, Chennai.

                    _________
https://www.mhc.tn.gov.in/judis/
                 Page No 1 of 6
                                                                                C.M.A.No.1776 of 2020

                                   For Appellant      : Mr.S.Arunkumar
                                   For Respondents    :
                                   For R1 & R5        : No appearance
                                   For R3 & R4        : Mr.V.Parivallal
                                   For R6             : Mr.K.Poomalai
                                                     JUDGMENT

The Insurance Company is the appellant in this appeal. The

appellant/Insurance Company has sought for modification of the

impugned Judgment and decree dated 05.03.2019 passed by the Motor

Accidents Claims Tribunal, Chief Court of Small Causes, Chennai in

M.C.O.P.No.6382 of 2013.

2. By the impugned Judgment and decree, the Tribunal has

awarded a sum of Rs.36,00,000/- as compensation under the following

heads:-

Towards Loss of Future Dependency Rs.

Rs.15,000/- x 12 x 17 x ¾ + 40% = 32,13,000/- Towards Loss of Estate = 15,000/- Towards Funeral Expenses = 15,000/- Towards Loss of Consortium = 40,000/- Towards Transport Expenses = 17,000/- Towards Loss of Love and Affection = 3,00,000/-

-----------------

Total = 36,00,000/-

-----------------

3. The Tribunal has awarded the above compensation by

_________ https://www.mhc.tn.gov.in/judis/ Page No 2 of 6 C.M.A.No.1776 of 2020

considering the notional monthly income of the deceased as Rs.15,000/-

per month.

4. In my view, the Tribunal has by and large awarded

compensation under the correct heads except that it ought have

considered the notional income of the deceased as Rs.14,000/- per month

to arrive at the compensation.

5. The Tribunal has also wrongly awarded a sum of Rs.3,00,000/-

towards loss of love and affection. It appears to be contrary to the

decision of the Hon'ble Supreme Court in Magma Insurance Company

Limited Vs Nanuram @ Chuhruram and others, (2018) 18 SCC 130,

as the 1st respondent/wife of the deceased-Rajendra Prasad has already

been awarded a sum of Rs.40,000/- towards loss of consortium.

6. Under these circumstances, the compensation awarded by the

Tribunal for a sum of Rs.36,00,000/- is re-quantified as follows:-

_________ https://www.mhc.tn.gov.in/judis/ Page No 3 of 6 C.M.A.No.1776 of 2020

Heads and Calculation Amount Loss of Dependency Rs.29,98,800/- Rs.14,000/- + 40% x 12 x 17 -1/4 Loss of Consortium to the 1st respondent Rs. 40,000/- Loss of Love and Affection to the 2nd respondent Rs. 40,000/- Loss of Filial Consortium to 3rd & 4th respondents Rs. 80,000/-

                     Funeral Expenses                                      Rs.    15,000/-
                     Loss of Estate                                        Rs.    15,000/-
                     Transport Expenses                                    Rs.    17,000/-
                                              Total                        Rs.32,05,800/-


7. The appellant/insurance company is therefore directed to deposit

the compensation of Rs.32,05,800/- together with interest at 7.5% per

annum from the date of numbering of the claim petition till the date of

such deposit, less any amount already deposited by it, within a period of

six weeks from the date of receipt of a copy of this Judgment.

8. On such deposit being made by the appellant/insurance

company, the appellants/claimants are entitled to the equal share of the

compensation. The 1st respondent/1st claimant, 3rd respondent/3rd

claimant and 4th respondent/4th claimant are permitted to withdraw the

same equally together with interest accrued thereon, less any amount

already withdrawn, by filing suitable applications before the Tribunal.

_________ https://www.mhc.tn.gov.in/judis/ Page No 4 of 6 C.M.A.No.1776 of 2020

9. Since the 2nd respondent/2nd claimant is stated to be minor, his

share shall be deposited in an interest bearing account and the interest

shall be allowed to be withdrawn by the 1st respondent/1st claimant for the

benefit of the minor. On attaining the age of majority, the 1 st

respondent/1st claimant may also file appropriate application for

withdrawing his share of compensation.

10. This Civil Miscellaneous Appeal stands partly allowed. No

costs. Consequently, connected Civil Miscellaneous Petition is closed.

30.04.2021

arb Internet : Yes / No Index : Yes/No Speaking Order/Non-speaking Order

To:

1. The Motor Accidents Claims Tribunal, Chief Court of Small Causes, Chennai.

2. The Section Officer, Vernacular Section, Madras High Court.

_________ https://www.mhc.tn.gov.in/judis/ Page No 5 of 6 C.M.A.No.1776 of 2020

C.SARAVANAN, J.

arb

C.M.A.No.1776 of 2020 and C.M.P.No.13091 of 2020

30.04.2021

_________ https://www.mhc.tn.gov.in/judis/ Page No 6 of 6 C.M.A.No.1776 of 2020

C.M.A.No.1776 of 2020 and C.M.P.No.13091 of 2020

(Through Video Conferencing) C. SARAVANAN, J.

At request of the learned counsel for the third and fourth

respondents, this Civil Miscellaneous Appeal was listed under the

caption “for clarification”.

2. The learned counsel for the third and fourth respondents

submits that the compensation awarded may be apportioned equally

between the claimants who are the first to fourth respondents. There is no

objection from the side of the appellant.

3. In view of the same, Paragraph Nos.8 and 9 shall substituted as

follows:-

8. On such deposit being made by the appellant/insurance company, the appellants are entitled to the equal share. The 1st, 3rd and 4th respondents / 1st, 3rd and 4th claimants are permitted to withdraw their respective shares together with interest, less any amount already withdrawn, by filing suitable application before the Tribunal.

_________ https://www.mhc.tn.gov.in/judis/ Page No 7 of 6 C.M.A.No.1776 of 2020

C. SARAVANAN, J.

jen

9. Since the 2nd respondent / 2nd claimant is the minor, his share shall be deposited in any one of the Nationalised Banks under reinvestment scheme till he attains the age of majority. The first respondent, who is the guardian of the minor, is permitted to withdraw the accrued interest from the deposit once in three months directly from the said Bank. On attaining majority, the 2nd respondent / 2nd claimant is to be permitted to withdraw his share, by filing suitable application before the Tribunal.

4. Registry is directed to furnish a fresh copy of the order to the

parties.

21.06.2021

jas

C.M.A.No.1776 of 2020 and C.M.P.No.13091 of 2020

_________ https://www.mhc.tn.gov.in/judis/ Page No 8 of 6

 
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