Wednesday, 06, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Cholamandalam Ms General ... vs A.Backiyam
2021 Latest Caselaw 10187 Mad

Citation : 2021 Latest Caselaw 10187 Mad
Judgement Date : 21 April, 2021

Madras High Court
Cholamandalam Ms General ... vs A.Backiyam on 21 April, 2021
                                                           C.M.A(MD)NOs.224 and 225 of 2009


                           BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                           DATED: 21.04.2021

                                                  CORAM:

                         THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM

                                    C.M.A(MD)NOs.224 and 225 of 2009
                                                 and
                                       M.P(MD)Nos.1 and 1 of 2009

                     C.M.A(MD)NO.224 of 2009

                     Cholamandalam MS General Insurance Company Limited,
                     represented by its Divisional Manager,
                     II Floor, Alankar Building,
                     551, D.B.Road,R.S.Puram,
                     Coimbatore – 641 001.              :Appellant/Second Respondent

                                           .vs.

                     1.A.Backiyam

                     2.Minor A.Krishnan               :Respondents/Petitioners

                     3.A.Thulkaruni Sikkandar

                     4.M.Suresh Kannan                :Respondents/Respondents
                                                                      1 to 3
                     C.M.A(MD)NO.225 of 2009

                     Cholamandalam MS General Insurance Company Limited,
                     represented by its Divisional Manager,
                     II Floor, Alankar Building,
                     551, D.B.Road,R.S.Puram,
                     Coimbatore – 641 001.              :Appellant/Second Respondent

                                           .vs.

                     1.Chinnappan                     :Respondent/Petitioner

                     2.A.Thulkaruni Sikkandar

                     3.M.Suresh Kannan                :Respondents/Respondents
                                                                      1&3
https://www.mhc.tn.gov.in/judis/
                                                                          C.M.A(MD)NOs.224 and 225 of 2009


                     COMMON PRAYER: Civil Miscellaneous Appeals filed under
                     Section 173 of the Motor Vehicles Act praying this Court to set
                     aside the fair and decretal orders made in M.C.O.P.Nos.153 and
                     156 of 2004, dated 18.08.2008, on the file of the Motor Accidents
                     Claims Tribunal(District Judge), Sivagangai.


                     C.M.A(MD)NO.224 of 2009

                                      For Appellant                  :Mr.S.Srinivasaraghavan

                                      For Respondents                :Mr.P.Athimoolapandian
                                           1 and 2

                                      For Respondent-3              :Mr.V.George Raja

                                      For Respondent-4              :No appearance

                     C.M.A(MD)NO.225 of 2009

                                      For Appellant                  :Mr.S.Srinivasaraghavan

                                      For Respondent-1              :Mr.P.Athimoolapandian


                                      For Respondent-2              :Mr.V.George Raja

                                      For Respondent-3              :No appearance


                                                        COMMON JUDGMENT
                                                        ***********************

These Civil Miscellaneous Appeals arise out of the common

order passed in M.C.O.P.Nos.153 and 156 of 2004, dated

18.08.2008, on the file of the Motor Accidents Claims

Tribunal(District Judge), Sivagangai.

https://www.mhc.tn.gov.in/judis/ C.M.A(MD)NOs.224 and 225 of 2009

2.M.C.O.P.No.153 of 2004 was filed by the wife and minor

son of the deceased Arumugam. They claimed compensation of Rs.4

lakhs for the death of the said Arumugam in a road accident.

M.C.O.P.No.156 of 2004 was filed by the injured claimant

Chinnappan, who sustained injury in a road accident that had taken

place on 20.09.2003. He sought compensation of Rs.1,00,000/-.

3.It is the case of the claimants that the deceased Arumugam

and the injured Chinnappan travelled in a Bajaj Mini Door Van

bearing Registration No. TN 63C 8393 belonging to the first

respondent and insured with the appellant/Insurance Company. It is

alleged that the driver of the vehicle drove it in a rash and

negligent manner at Sivagangai Manamadurai Main Road and

when the vehicle was proceeding near Keelavaniyangudi, the van

bearing Registration No. TN 63 B 6385 owned by the third

respondent came in a high speed and rammed the mini door van.

In the accident, the said Arumugam died on the spot, while the

said Chinnappan sustained injuries.

4.A counter affidavit has been filed by the appellant disputing

and denying the averments made in the claim petitions. It is

specifically stated that both the deceased Arumugam as well as the

injured Chinnappan travelled as a gratuitous passenger in the

https://www.mhc.tn.gov.in/judis/ C.M.A(MD)NOs.224 and 225 of 2009

goods vehicle and hence no liability can be mulcted on the

Insurance Company. The first respondent in the claim petitions is

the owner of the mini door van and the third respondent was the

owner of the opposite vehicle.

5.Before the Tribunal, on behalf of the claimants three

witnesses were examined and 11 documents were marked. The

appellant examined three witnesses and marked three documents.

6.On appreciation of evidence adduced by the parties, the

Tribunal held that the drivers of both the vehicles are equally

responsible for the accident and fixed the negligence at the ratio

of 50:50. It was further held that the deceased as well as the

injured claimant travelled as owner of the goods and hence the

Insurance Company is liable to pay the compensation. Rs.66,000/-

was awarded in the case of injured claimant Chinnappan and Rs.

2,22,000/- was awarded in the case of fatal accident. Questioning

the same, the present Civil Miscellaneous Appeals have been filed.

7.It is contended by Mr.S.Srinivasa Raghavan, learned

counsel for the appellant-Insurance Company that the Tribunal

had failed to appreciate the evidence in a proper perspective and

the finding of the Tribunal that the deceased and the injured are

https://www.mhc.tn.gov.in/judis/ C.M.A(MD)NOs.224 and 225 of 2009

the owner of the goods is contrary to the evidence available on

record. It is the submission of the learned counsel for the appellant

that Ex.P1/First Information Report came to be registered based on

the complaint given by one Kathirvel Raja. In the complaint, he has

categorically stated that the deceased Arumugam and the injured

Chinnappan travelled in the vehicle as gratuitous passengers and

they want to get down at Mangudi and Kidapuri, however to make

false claims against the Insurance Company, it has been stated in

the claim petitions that they are the owners of the goods. Hence

the liability of the appellant has to be exonerated and the finding of

the Tribunal is to be set aside.

8.Per contra, Mr.V.George Raja, learned counsel appearing

for the owner and Mr.P.Athimoolapandian, learned counsel for the

claimants has urged that the First Information Report was

registered on the basis of the complaint of one Kathirvel Raja, but

before the tribunal, it has been proved that the deceased as well

as the injured travelled in the vehicle as owners of the goods. The

learned counsels drew the attention of this Court to the evidence

of P.W.2, wherein, it has been stated that the claimant Chinnappan

travelled as the owner of the goods. According to the learned

counsels, the finding has been reached based on the evidence and

hence no interference is necessary.

https://www.mhc.tn.gov.in/judis/ C.M.A(MD)NOs.224 and 225 of 2009

9.Heard the rival submissions made on either side and

perused the materials available on record.

10.It is not in dispute that the first respondent in the claim

Petition A.Thulakaruni Sikkandar is the owner of the mini door auto

TN 63 C 8393. It is also not disputed that the vehicle was insured

with the appellant at the relevant point of time Ex.P1 shows that

there was a head on collision between the goods auto TN 63C

8393 and the van bearing Registration No. TN 63 B 6385. At that

time, the deceased Arumugam and the injured Chinnappan

admittedly travelled in the goods auto. The Tribunal, on proper

appreciation of the evidence, held that both the driver of the

vehicle are equally responsible for the accident. Hence no

interference in the finding is required in this matter. There is no

dispute with regard to quantum.

11.Insofar as the liability is concerned, the statement of

Kathirvel Raja in the First Information Report would reveal that he

was a load-man in the mini door auto and the vehicle is proceeding

from Sivagangai to Kidapuri. When the vehicle was proceeding, the

deceased Arumugam and the injured claimant Chinnappan got

into the vehicle to get down at Mangudi and Kidapuri. But in the

https://www.mhc.tn.gov.in/judis/ C.M.A(MD)NOs.224 and 225 of 2009

claim petitions, the legal heirs of the deceased Arumugam have

pleaded that the deceased was the owner of the goods. However, in

support of the statement, no materials are produced. R.W.2,

Investigating Officer appointed by the appellant deposed in the

Chief Examination itself that the injured claimant Chinnappan

travelled as owner of the goods. Though at a later point time, he

has stated that the injured claimant Chinnappan and the deceased

Arumugam were gratuitous passengers, since he has already

admitted that the said Chinnappan is the owner of the goods, the

subsequent statement cannot be countenanced.

12. In the claim petition in M.C.O.P.No.156 of 2004 and in the

evidence, the said Chinnappan had categorically stated that he

purchased Cement bags near Government Hospital at the rate of

Rs.750/- per bag and he travelled in the vehicle along with cenment

bags to Kidapuri. In view of the categorical evidence of P.W.2, I am

of the view that the finding of the Tribunal that Chinnappan was

the owner of the goods has to be confirmed. It is further seen from

the evidence of P..W.2 and other witnesses that the deceased

Arumugam did not travel as the owner of the goods. As already

pointed out, no other materials are produced by the wife and minor

son of the deceased Arumugam to establish that he was the owner

of the goods at the relevant time.

https://www.mhc.tn.gov.in/judis/ C.M.A(MD)NOs.224 and 225 of 2009

13.Hence while confirming the quantum, the liability of the

appellant, in respect of M.C.O.P.No. 153 of 2004 is set aside.

Accordingly, the Civil Miscellaneous Appeal in C.M.A(MD)No.224 of

2009 is allowed. The Tribunal is directed to refund 50% of the

award amount to the appellant, if already deposited and lying to

the credit of the claim petition. The claimants shall recover the

award amount from the owner of the vehicle by following due

process of law.

14. In the light of the above finding, the Civil Miscellaneous

Appeal in C.M.A(MD)No.225 of 2009 fails and the same is

dismissed. The appellant and owner of the vehicle are directed to

deposit their share of 50% of the award amount along with

proportionate accrued interest and costs, less the award amount

already deposited if any, within a period of eight weeks from the

date of receipt of a copy of this order. On such deposit being made,

the claimant is permitted to withdraw the said award amount by

filing necessary application before the Tribunal. Consequently,

connected Miscellaneous Petitions are closed. No costs.

21.04.2021 Index:Yes/No Internet:Yes/No vsn

https://www.mhc.tn.gov.in/judis/ C.M.A(MD)NOs.224 and 225 of 2009

Note :

In view of the present lock down owing to COVID-19 pandemic, a web copy of the order may be utilized for official purposes, but, ensuring that the copy of the order that is presented is the correct copy, shall be the responsibility of the advocate / litigant concerned.

To

1.The District Judge, (The Motor Accidents Claims Tribunal) , Sivagangai..

2.The Record Keeper, Vernacular Section, Madurai Bench of Madras High Court, Madurai.

https://www.mhc.tn.gov.in/judis/ C.M.A(MD)NOs.224 and 225 of 2009

K.KALYANASUNDARAM, J.

vsn

COMMON JUDGMENT MADE IN C.M.A(MD)NOs.224 and 225 of 2009 and M.P(MD)Nos.1 and 1 of 2009

21.04.2021

https://www.mhc.tn.gov.in/judis/

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter