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Nadarajan vs Gimmy George
2025 Latest Caselaw 4895 Ker

Citation : 2025 Latest Caselaw 4895 Ker
Judgement Date : 7 March, 2025

Kerala High Court

Nadarajan vs Gimmy George on 7 March, 2025

​      ​    ​    ​    ​    ​    ​    ​    2025:KER:20483
           IN THE HIGH COURT OF KERALA AT ERNAKULAM

                           PRESENT

           THE HONOURABLE MR.JUSTICE JOBIN SEBASTIAN

    FRIDAY, THE 7TH DAY OF MARCH 2025 / 16TH PHALGUNA, 1946

                     MACA NO. 321 OF 2018

      AGAINST THE AWARD DATED 20.12.2016 IN OPMV NO.1463
OF 2009 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, ALAPPUZHA

APPELLANT/S:

             NADARAJAN, AGED 52 YEARS,S/O.NANU,KONKERIL
             HOUSE,VALAMANGALAM OUTH.P.O,THURAVOOR,
             ALAPPUZHA-688532.

             BY ADV SRI.V.A.VINOD

RESPONDENT/S:

       1     GIMMY GEORGE, S/O THOMAS GEORGE,THIRUVALIL
             VEEDU,PUNNAMOODU BHAGAM,MAVELIKKARA
             MUNICIPALITY,WARD-18,MAVELIKKARA TALUK-690101.

       2     THOMAS GEORGE, THIRUVALIL VEEDU, PUNNAMOODU
             BHAGAM,MAVELIKKARA MUNICIPALITY,
             WARD-18,MAVELIKKARA TALUK-690101.

       3     CHOLAMANDALAM MS GENERAL AND INSURANCE CO.LTD​
             DARE HOUSE,2ND FLOOR,BSC BOSE ROAD,CHENNAI-600001.


             BY ADV SRI.O.V.MANIPRASAD

     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP
FOR ADMISSION ON 07.03.2025, THE COURT ON THE SAME DAY
DELIVERED THE FOLLOWING:
 MACA NO. 321 OF 2018​ ​       2​    ​      ​        2025:KER:20483​
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                            JUDGMENT

​ The petitioner in O.P.(M.V.) No. 1463/2009 on the file of

the Motor Accident Claims Tribunal, Alappuzha has filed this

appeal seeking enhancement of compensation awarded by the

Tribunal on account of the injuries sustained by him in a

motor accident that occurred on 14.09.2009.

2.​ The case of the petitioner in brief is as follows:-

On 14.09.2009, at 7.45 a.m., while the petitioner was

riding a motorcycle through Alappuzha - Ernakulam National

Highway, and when he reached near Chanthiroor Bridge, a car

bearing registration No. KL-31-A-4747 driven by the first

respondent in a rash and negligent manner hit on the

motorcycle which the petitioner was riding. Due to the impact

of the hit, the petitioner was thrown to the road causing him

severe injuries.

3.​ The driver and owner of the car bearing

registration number KL-31-A-4747 were arrayed as the first MACA NO. 321 OF 2018​ ​ 3​ ​ ​ 2025:KER:20483​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

and second respondents respectively, whereas, the Insurer of

the offending car was arrayed as the third respondent.

4.​ The third respondent contested the petition by

filing a written statement mainly disputing the quantum of

compensation claimed, despite admitting insurance coverage

for the car involved in the accident. The petitioner's evidence

consists of Exts. A1 to A12. From the side of the respondents,

no evidence, whatsoever, was adduced.

5.​ After trial, the tribunal came to a conclusion that

the accident occurred solely due to the rash and negligent

driving of the car by the first respondent, and being the

insurer, the third respondent was held liable to pay the

compensation. The quantum of compensation was fixed at

Rs. 5,94,078/-, with interest at the rate of 9% per annum

from the date of petition till realization with proportionate

costs. Dissatisfied by the compensation awarded, the

petitioner has come up with this appeal.

 MACA NO. 321 OF 2018​ ​    4​    ​    ​     2025:KER:20483​
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​    6.​   Heard Sri.V.A.Vinod, the learned counsel appearing

for the appellant, and Sri. P.Jacob Mathew, the learned

counsel appearing for the third respondent, the Insurance

Company.

​ 7.​ From the rival contentions raised by the learned

counsel for both sides, it is discernible that the main dispute

that revolves around this appeal is with respect to the

quantum of compensation awarded. The learned counsel for

the petitioner would submit that the compensation awarded

by the Tribunal under various heads is too meager and the

impugned award was passed without considering the gravity

and the nature of the injuries sustained to the petitioner in

the accident as well as the consequent hardships and

inconveniences caused to him. Per contra, the learned

counsel for the respondent submitted that the compensation

awarded by the Tribunal is reasonable and no interference is

hence warranted.

 MACA NO. 321 OF 2018​ ​      5​   ​    ​    2025:KER:20483​
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8.​ From a perusal of the award, it is apparent that

there is some merit in the contention of the learned counsel

for the petitioner. For the purpose of determining the

compensation under the head of permanent disability, the

Tribunal assessed the monthly income of the petitioner at

Rs.4,000/-. Though in the petition, it was claimed that the

petitioner was a chef in a five-star hotel earning a monthly

income of Rs. 9,000/-, no convincing evidence is adduced

from the side of the petitioner to substantiate his actual

occupation and income. It is true that a salary certificate

showing that the petitioner is getting a monthly salary of Rs.

9,000/- was produced from the side of the petitioner and the

same was marked as Ext.A6 subject to proof. However,

serious objections were raised from the side of the learned

counsel for the respondent regarding the acceptability of the

said salary certificate. Even then no steps were taken by the

petitioner to examine the employer, who issued the salary MACA NO. 321 OF 2018​ ​ 6​ ​ ​ 2025:KER:20483​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

certificate. Therefore, it is liable to be held that the salary

certificate produced by the petitioner cannot be relied upon in

assessing the monthly income of the petitioner. However, it is

an admitted fact that the accident occurred in the year 2009.

Therefore, in view of the decision in Ramachandrappa v.

Manager, Royal Sundaram Alliance Insurance Company

Ltd. [(2011) 13 SCC 236], the Tribunal ought to have

assessed the monthly income of the petitioner at Rs. 7,000/-

notionally. The disability certificate issued from the Medical

Board which is marked as Ext.A5 shows that the petitioner

suffered a disability of 41% due to the injuries sustained to

him in the accident. Similarly, the medical records produced in

this case show that the petitioner had sustained the following

injuries:-

i)​ Fracture C7 vertebra with C6 over C7 dislocation with behavioural disturbances. Lacerated wound 6 cm x 2 cm left front to parrietal region.

      ii)​     Abrasion over right knee
      iii)​    Abrasion over right shoulder
 MACA NO. 321 OF 2018​ ​          7​    ​    ​    2025:KER:20483​
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​    ​     ​    ​     ​


      iv)​   Abrasion over (L) foot.
      v)​    Abrasion with contusion right tempero occipital region.
      vi)​   Pain neck
      9.​    A conjoint reading of the medical records as well as

the   disability   certificate    issued   by   the   Medical   Board

persuades me to enter into a conclusion that the disability of

41% assessed by the Medical Board is justifiable. The

petitioner was aged 44 at the time of the accident. As the

petitioner, is affected with a disability of 41% due to the

injuries sustained in the accident, it can be gathered that the

injuries sustained by him and the disability suffered by him

will have a profound impact on the future earning capacity of

the petitioner. Therefore, a reasonable addition has to be

made to his actual income towards future prospects. A perusal

of the award reveals that the tribunal made an addition of

30% towards future prospects. However, in view of the

decision in National Insurance Company Ltd. v. Pranay

Sethi [2017(4) KLT 662], the tribunal ought to have limited MACA NO. 321 OF 2018​ ​ 8​ ​ ​ 2025:KER:20483​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

the addition to 25%, as the petitioner was aged 44 at the

time of the accident. I have already found that the income of

the petitioner can be notionally fixed at Rs. 7,000/-. After

adding 25% towards future prospects, the income of the

petitioner can reasonably be fixed at Rs. 8,750/-. As the

petitioner was aged 44, in view of the decision in Sarla

Verma v. Delhi Transport Corporation [2010 (2) KLT 802

(SC)], the multiplier to be reckoned is 14. Hence, the

petitioner is entitled to get an amount of Rs. 6,02,700/- [Rs.

8,750/- x 12 x 14 x 41/100]. Already an amount of

Rs.3,58,176/- has been awarded by the tribunal under the

said head. After deducting the said amount, the petitioner is

found entitled to get an amount of Rs. 2,44,524/- (Rupees

Two Lakhs Forty Four Thousand Five Hundred and Twenty Four

only) (Rs. 6,02,700 - Rs.3,58,176) as additional

compensation under the head of permanent disability.

10.​ Consequent to the revision in the monthly income, MACA NO. 321 OF 2018​ ​ 9​ ​ ​ 2025:KER:20483​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

a corresponding enhancement must be made to the

compensation awarded under the head of loss of earnings.

Considering the nature of the injuries sustained by the

petitioner, I am of the view that the petitioner would have

been prevented from doing any job or earning any income at

least for six months. The tribunal also took six months period

of loss of earnings. If that be so, the petitioner is entitled to

get an amount of Rs.42,000/- [Rs. 7,000/- x 6] under the

head of loss of earnings. After deducting the already awarded

amount of Rs. 31,200/- under the said head, the petitioner is

found entitled to get an additional compensation of

Rs.10,800/- (Rupees Ten Thousand and Eight Hundred only)

(Rs.42,000 - Rs. 31,200) under the head of loss of earnings.

11.​ I have already found that the petitioner sustained

very serious injuries in the accident. He had undergone

inpatient treatment for 41 days. Therefore, the pain and the

suffering endured by the petitioner due to the injuries MACA NO. 321 OF 2018​ ​ 10​ ​ ​ 2025:KER:20483​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

sustained in the accident cannot be overlooked while awarding

compensation under the head of pain and sufferings. However,

a perusal of the award shows that only a nominal amount of

Rs. 25,000/- has been awarded under the said head by the

Tribunal. I am of the view that an amount of Rs. 80,000/- has

to be awarded under the head of pain and suffering. After

deducting the already awarded amount of Rs. 25,000/- under

the said head, the petitioner is entitled to get an amount of

Rs. 55,000/- (Rupees Fifty Thousand Only) as additional

compensation under the head of pain and suffering.

12.​ Similarly, the hardships and inconveniences caused

to the petitioner due to the accident also cannot go unnoticed,

while determining compensation under the head of loss of

amenities and enjoyment in life. Already an amount of Rs.

20,000/- is seen awarded by the tribunal for loss of amenities

and enjoyment in life. As already mentioned, the petitioner

had undergone 45 days of inpatient treatment. The disability MACA NO. 321 OF 2018​ ​ 11​ ​ ​ 2025:KER:20483​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

certificate which is marked in evidence clearly shows that he

had suffered 41% of disability due to the injuries sustained in

the accident. Therefore, I am of the view that the

compensation awarded by the tribunal under the head of loss

of amenities and enjoyment in life is also on the lower side.

An amount of Rs. 50,000/- has to be awarded under the said

head as compensation. After deducting the already awarded

amount of Rs. 20,000/-, the petitioner is entitled to get an

additional amount of Rs. 30,000/- under the said head.

Therefore, an amount of Rs. 3,40,324/- (Rs.2,44,524/- +

Rs.10,800/- + Rs. 55,000/- + Rs.30,000/-) has to be added

towards the total compensation awarded.

​ In the light of the aforesaid observations and findings,

the appeal is allowed by enhancing the compensation by a

further amount of Rs.3,40,324/- (Rupees Three Lakhs Forty

Thousand Three Hundred and Twenty Four only) with interest

at the rate of 7.5% per annum on the enhanced compensation MACA NO. 321 OF 2018​ ​ 12​ ​ ​ 2025:KER:20483​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

from the date of claim petition till the date of deposit after

deducting interest for a period of 317 days, i.e., the period of

delay in preferring this appeal and as directed by this Court

on 10.11.2022 in C.M.Appln.No.385/2018. The respondent

insurance company is ordered to deposit the enhanced

compensation with interest before the tribunal with

proportionate costs within a period of three months from the

date of receipt of a certified copy of the judgment.

Immediately on the compensation amount being deposited,

the tribunal shall, after deducting the liability of the

appellant/petitioner towards court fee, disburse the

compensation amount to the appellant/petitioner in

accordance with law.

​      ​        ​     ​        ​        ​      ​    ​   ​  ​   ​
​      ​        ​     ​        ​        ​      ​   Sd/-
​      ​        ​     ​        ​        ​      JOBIN SEBASTIAN
                                                    JUDGE


DCS
 MACA NO. 321 OF 2018​ ​      13​   ​   ​    2025:KER:20483​
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PETITIONER ANNEXURES

Annexure A1               TRUE COPY OF THE MEDICAL CERTIFICATE DATED

01.06.2017 ALONG WITH DISCHARGE SUMMARY AND FOLLOW UP CERTIFICATES ISSUED FROM GOVERNMENT MEDICAL COLLEGE, KOTTAYAM

Annexure A2 TRUE COPY OF THE DISABILITY CARD DATED 11.03.2020

 
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