Citation : 2025 Latest Caselaw 714 Ker
Judgement Date : 8 July, 2025
2025:KER:49403
MACA No.1049/2014
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IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MRS. JUSTICE SHOBA ANNAMMA EAPEN
TUESDAY, THE 8TH DAY OF JULY 2025 / 17TH ASHADHA, 1947
MACA NO. 1049 OF 2014
OPMV NO.468 OF 2005 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, ATTINGAL
APPELLANT/APPLICANT:
JIJU ANAND ALIAS JIJO ANAND
S/O.SADANANDAN,ANAND BHAVAN,
KAPPITHOTTAM,KURUPUZHA,ELAVATTOM PO
BY ADVS.
SRI.C.R.SIVAKUMAR
SRI.S.SURESH (VAMANAPURAM)
SMT.R.N.SAJITHA
SMT.SINDHU S KAMATH
RESPONDENTS/RESPONDENTS:
1 KRISHNAN ASARI, S/O.NATESAN ASARI,NATESH BHAVAN,
PIRAMANAMKATTUVILA,KANJIRACODE(PO),K.K.DISTRICT, TAMIL
NADU STATE, PIN 629 155
2 RIJU SOMAN
S/O.SOMAN ARUNTHADI, PULIYOOR,PACHA (PO),PIN 695 562.
3 THE MANAGER, NEW INDIA ASSURANCE CO.LTD., BRANCH
OFFICE, ATTINGAL, PIN 695 101
BY ADVS.
SRI.K.M.ANEESH
SHRI.JOY JOSEPH (MANAYATHU)
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR HEARING
ON 03.06.2025, THE COURT ON 08.07.2025 DELIVERED THE FOLLOWING:
2025:KER:49403
MACA No.1049/2014
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JUDGMENT
This appeal has been filed by the claimant in OP(MV) No.468 of
2005 on the file of the Motor Accidents Claims Tribunal, Attingal,
against the dismissal of the claim petition. The respondents herein were
the respondents before the tribunal.
2. The case of the appellant/claimant is that on
27.02.2005, while he was riding a motorcycle bearing Reg.No.KL-01/B-
3439 along the Palode - Pacha public road, a Royal Enfield motorcycle
bearing Reg.No.TN-74/Z-988 driven by the second respondent in a rash
and negligent manner, hit the motorcycle ridden by the claimant,
whereby he sustained serious injuries. He approached the tribunal
claiming a total compensation of ₹2,00,000/-. Respondents 1 and 2 were
the owner and rider respectively of the offending motorcycle. The
respondent insurer filed a written statement, admitting the policy
coverage for the offending vehicle, but disputing the liability and
quantum of compensation claimed. Before the tribunal, Exts.A1 to A18
were marked on the side of the appellant/claimant. No evidence was
adduced by the third respondent insurer. The tribunal, after analysing
the pleadings and materials on record, dismissed the claim petition
finding that the claimant failed to prove the accident. Challenging this, 2025:KER:49403
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the claimant has come up in appeal.
3. I have heard the learned counsel for the appellant and
the learned Standing Counsel for the respondent insurer.
4. The learned counsel for the appellant mainly
challenged the finding of the tribunal that the claimant failed to prove
the accident. It was submitted that the accident occurred due to the hit
by the Royal Enfield motorcycle bearing Reg.No.TN-74/Z-988.
According to the learned counsel, the tribunal erred in finding that the
offending vehicle, which was a strong and more sturdy vehicle, could
not have sustained heavy and extensive damages comparing to those
sustained to the motorcycle bearing Reg.No.KL-01/B-3439, ridden by
the claimant. The learned counsel pointed out that the charge sheet was
drawn against the rider of the Royal Enfield bearing Reg.No.TN-74/Z-
988 and the delay in reporting the occurrence was due to the fact that
the appellant was under treatment for the injuries sustained in the
accident. According to the learned counsel, since the charge sheet was
drawn against the rider of the Royal Enfield, which was the offending
vehicle, the tribunal could not have taken a different view that the
injuries sustained to the appellant were not due to the hit by the Royal
Enfield. It was further submitted that the documents as well as the
evidence on record proved that the accident occurred due to the hit by 2025:KER:49403
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the Royal Enfield against the motorcycle ridden by the appellant and
hence, the finding of the tribunal that the accident occurred not due to
the rash and negligent riding on the part of the second respondent/rider
of the Royal Enfield is unsustainable.
5. The learned Standing Counsel for the respondent
insurer, on the other hand, submitted that the tribunal has rightly found
that though the accident occurred, it is not the Royal Enfield involved in
the accident. According to the learned Standing Counsel, the appellant
suppressed the real occurrence since the motorcycle of the appellant
was not having a valid insurance as on the date of the accident and he
colluded with the rider of the Royal Enfield in order to get a claim from
the insurer of the Royal Enfield. It was further argued that the accident
occurred on 27.02.2005, however, the FIR was only registered only on
10.03.2005, i.e., after 11 days of the accident, and even then, the
offending vehicle was noted as "unidentified" by the police, which adds
to the fact that the story narrated by the claimant in respect of the
accident was not correct. The learned Standing Counsel further
submitted that the report of the Assistant Motor Vehicle Inspector
(AMVI) also creates a doubt regarding the narration of the accident that
the Royal Enfield, which is a more heavy and sturdy vehicle compared to
the motorcycle ridden by the claimant, sustained more damages. Hence, 2025:KER:49403
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he argued that the tribunal dismissed the claim petition after a proper
appreciation of the entire evidence and there is no reason to interfere
with the same.
6. I have considered the rival contentions raised on both
sides.
7. The issue to be decided is whether the accident
occurred due to the hit by the Royal Enfield on the motorcycle ridden by
the claimant. The accident admittedly occurred on 27.02.2005, which is
wrongly shown in the impugned award as 27.07.2005. It is true that the
appellant, who was riding the motorcycle bearing Reg.No.KL-01/B-3439,
sustained injuries in the accident. However, the alleged accident was
reported after 11 days of occurrence, for which, no reason, whatsoever,
has been stated in the claim petition. The claimant also did not mount
the box to give evidence. Ext.X1 disability certificate was issued by the
Medical Board of the Medical College Hospital, Thiruvananthapuram,
assessing the appellant to have 7% disability. In the FIR, which was
registered on 10.03.2005, the offending vehicle was noted as
"unidentified". As per Ext.A3 vehicle mahazar, the following were the
damages sustained to the Royal Enfield:
"(1) front crash-guard broken, (2) front mud-guard dented,(3) head-
light assembly broken, (4) mud-guard and brake lever broken and (5) indicator light broken."
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As per Ext.A4 series report of AMVI, the following were the damages
sustained to the Royal Enfield:
"(1) fork assembly fully damaged, (2) head-light assembly broken, (3) front mud-guard dented, (4) left hand side indicator broken and (5) body casting near odometer and assembly light broken."
As per Ext.A3 vehicle mahazar, the following were the injuries sustained
to the motorcycle ridden by the appellant:
"(1) front head-light broken fully, (2) indicator light broken and destructed and (3) crash-guard twisted."
8. In Ext.A4 series AMVI report dated 18.03.2005, it was
specifically noted that the Royal Enfield motorcycle bearing Reg.No.TN-
74/Z-988, cited as the offending vehicle, was found in such a damaged
condition that it could not be removed from the place of accident. If, on
18.03.2005, the Royal Enfield was in a condition that it could not be
removed from the place of accident, then a doubt arises as to why in the
FIR, the vehicle was mentioned as one "unidentified". If both the
motorcycles were lying at the place of occurrence, there is no reason for
not identifying the offending vehicle by the police, which creates a
doubt as regards the occurrence of the accident. It is true that the
charge sheet was drawn against the Royal Enfield. That alone cannot be
taken as conclusive evidence to arrive at a finding that the accident
occurred due to the hit by the Royal Enfield on the motorcycle ridden by 2025:KER:49403
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the appellant. Since the motorcycle ridden by the appellant was not
having a valid insurance policy, a false complaint might have been
registered attributing rash and negligence on the part of the second
respondent/rider of the Royal Enfield. He could have mounted the box
and given the best evidence regarding the incident that occurred on
27.02.2005. However, he did not choose to appear before the tribunal
and give evidence. Even though there is a charge, if the other reports
and factual circumstances reveal otherwise, the court need not solely
rely on the charge sheet drawn against the rider/driver of the offending
vehicle.
Therefore, on a consideration of the entire materials on board, I
find that this is a case where the Royal Enfield was falsely implicated in
the accident in order to claim compensation from the insurer of the
Royal Enfield. The tribunal has elaborately considered the issues on the
basis of the documents produced before the tribunal. I do not find any
reason to interfere with the impugned award of dismissal. Accordingly,
the appeal is dismissed.
SD/-
SHOBA ANNAMMA EAPEN JUDGE bka/-
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