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Ashraf.E.P vs The New India Assurance Co. Ltd
2025 Latest Caselaw 1470 Ker

Citation : 2025 Latest Caselaw 1470 Ker
Judgement Date : 21 July, 2025

Kerala High Court

Ashraf.E.P vs The New India Assurance Co. Ltd on 21 July, 2025

M.A.C.A. No.368 of 2020
                                        1

                                                             2025:KER:54035

               IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                     PRESENT

                 THE HONOURABLE MRS. JUSTICE C.S. SUDHA

       MONDAY, THE 21ST DAY OF JULY 2025 / 30TH ASHADHA, 1947

                           MACA NO. 368 OF 2020

        AGAINST THE AWARD DATED 22.03.2019 IN OP(MV)NO.490 OF

2016    ON   THE   FILE   OF   THE   MOTOR     ACCIDENTS   CLAIMS   TRIBUNAL,

THALASSERY.

APPELLANT/PETITIONER:

              ASHRAF.E.P.,
              AGED 50 YEARS
              S/O. MUHAMMED, RAFNAS, PONNIAM EAST, PULLIODI,
              KANNUR, PIN-670 641.


              BY ADV SRI.ASHWIN SATHYANATH


RESPONDENT/2ND RESPONDENT:

              THE NEW INDIA INSURANCE CO. LTD,
              REPRESENTED BY ITS BRANCH MANAGER,
              KANNUR, PIN- 670 001.

              BY ADV P.M.M.NAJEEB KHAN


       THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 21.07.2025, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
 M.A.C.A. No.368 of 2020
                                         2

                                                                 2025:KER:54035




                                C.S.SUDHA, J.
                ----------------------------------------------------
                          M.A.C.A. No.368 of 2020
                ----------------------------------------------------
                   Dated this the 21st day of July, 2025

                               JUDGMENT

This appeal under Section 173 of the Motor Vehicles Act,

1988 (the Act) has been filed by the claim petitioner in O.P.(MV)

No.490/2016 on the file of the Motor Accidents Claims Tribunal,

Thalassery (the Tribunal), aggrieved by the amount of compensation

granted by Award dated 22/03/2019. The respondent herein is the

second respondent in the petition. In this appeal, the parties and the

documents will be referred to as described in the original petition.

2. According to the claim petitioner, on 23/02/2016,

while he was riding his motorbike from Ponniam to Vettummal and

when he reached the place of accident, car bearing registration no.

KL-58K/3587 driven by the first respondent in a rash and negligent

manner knocked him down as a result of which he sustained grievous

2025:KER:54035

injuries. An amount of ₹10,00,000/- was claimed as compensation

under various heads.

3. The first respondent/owner-cum-driver filed written

statement denying negligence on his part.

4. The second respondent/insurer filed written

statement admitting the policy, but denying negligence on the part of

the first respondent/driver. It was also contended that the amount

claimed was excessive.

5. Before the Tribunal, no oral evidence was adduced

by either side. Exts.A1 to A8 were marked on the side of the claim

petitioner. No documentary evidence was adduced on the side of the

respondents. Exts.X1 disability certificate and X2 case sheet are also

marked.

6. The Tribunal on consideration of the documentary

evidence and after hearing both sides, found negligence on the part of

the first respondent/driver of the offending car resulting in the

incident and hence awarded an amount of ₹6,14,100/- together with

interest @ 8% per annum from the date of the petition till the date of

2025:KER:54035

realisation along with proportionate costs. Aggrieved by the Award,

the claim petitioner has come up in appeal.

7. The only point that arises for consideration in this

appeal is whether there is any infirmity in the findings of the Tribunal

calling for an interference by this Court.

8. Heard both sides.

9. The award of compensation by the Tribunal under

the following heads is challenged by the claim petitioner -

Notional income

It is submitted by the learned counsel for the claim petitioner

that the latter, a business man, was earning ₹20,000/- per month.

However, the Tribunal fixed the notional income at ₹8,000/- only,

which is quite low and hence the same needs to be enhanced

appropriately. She also submits that the notional income may be fixed

as per the dictum in Ramachandrappa v. Manager, Royal

Sundaram Alliance Co. Ltd, (2011) 13 SCC 236. Per contra, it is

submitted by the learned counsel for the second respondent/insurer

that the amount fixed by the Tribunal is reasonable and that it does

2025:KER:54035

not call for any interference.

9.1. In the light of the dictum in Ramachandrappa

(Supra), the notional income can be fixed at ₹10,500/- per month.

Loss of earnings

10. The materials on record show that the claim

petitioner sustained the following injuries:

"(a) Fracture T12, L1 and L2 transverse process

(b) Subluxation of T12 vertebra (T12-L1 intruded disc)

(c) Fracture 6th , 7th and 12th ribs right

(d) Lacerated wound 2x ½ cm on temporal region

(e) Pain over right wrist and ankle

(f) Multiple abrasions face and limbs

(g) Tentorial sub-arachnoid haemorrhage."

He was hospitalized for a period of nearly two months. Therefore,

taking into account the nature of injuries sustained and the period of

hospitalization, in all probability, he might have been unable to work

for a period of 10 months. Thus the amount to which he would be

entitled is - ₹10,500/-x10 months =₹1,05,000/- .

11. The impugned Award is modified to the following

extent :

2025:KER:54035

Sl. Head of claim Amount Amount Modified in No. claimed Awarded by appeal Tribunal 1 Loss of earnings ₹1,80,000/- ₹64,000/- ₹1,05,000/-

(₹10,500/- x 10 months) 2 Partial loss of -- -- --

         earning                                          (No modification)
    3    Transport to        ₹20,000/-       ₹7,000/-         ₹7,000/-
         hospital                                         (No modification)
    4    Extra               ₹10,000/-       ₹10,000/-        ₹10,000/-
         nourishment                                      (No modification)
    5    Damage to               --          ₹1,500/-         ₹1,500/-
         clothing and                                     (No modification)
         articles
    6    Bystander's             --          ₹23,300/-        ₹23,300/-
         expenses                                         (No modification)

    7    Medical            ₹3,00,000/-     ₹2,35,500/-      ₹2,35,500/-
         expenses                                         (No modification)
    8    Pain and           ₹1,50,000/-     ₹60,000/-         ₹60,000/-
         suffering                                        (No modification)
    9    Compensation       ₹1,00,000/-     ₹40,000/-         ₹40,000/-
         for loss of                                      (No modification)
         comforts and
         amenities
    10   Compensation       ₹2,00,000/-     ₹1,72,800/-      ₹2,26,800/-
         for permanent                                      (₹10,500/- x
         disability                                        20/100x12x9 )

    11   Compensation        ₹40,000/-          --              --
         for loss of                                      (No modification)
         earning, loss of
         enjoyment etc.
         Total              ₹10,00,000/-    ₹6,14,100/-      ₹7,09,100/-



                                                          2025:KER:54035

In the result, the appeal is allowed by enhancing the

compensation by a further amount of ₹95,000/- (total compensation

₹7,09,100/-, that is, ₹6,14,100/- granted by the Tribunal + ₹95,000/-

granted in appeal) with interest at the rate of 8% per annum from the

date of petition till date of realization (excluding the period of 213

days delay in filing the appeal) and proportionate costs. The second

respondent/insurer is directed to deposit the compensation with

interest and costs before the Tribunal within a period of 60 days from

the date of receipt of a copy of the judgment. On deposit of the

compensation amount, the Tribunal shall disburse the amount to the

claim petitioner at the earliest in accordance with law after making

deductions, if any.

Interlocutory applications, if any pending, shall stand closed.

Sd/-

C.S. SUDHA JUDGE

ak

 
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