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New India Assurance Company Ltd vs Anoop Mohan
2025 Latest Caselaw 5766 Ker

Citation : 2025 Latest Caselaw 5766 Ker
Judgement Date : 19 August, 2025

Kerala High Court

New India Assurance Company Ltd vs Anoop Mohan on 19 August, 2025

M.A.C.A. No.698 of 2020
                                          1

                                                                   2025:KER:62585

                IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                       PRESENT

                    THE HONOURABLE MRS. JUSTICE C.S. SUDHA

     TUESDAY, THE 19TH DAY OF AUGUST 2025 / 28TH SRAVANA, 1947

                              MACA NO. 698 OF 2020

        AGAINST THE AWARD DATED 15.06.2019 IN OP(MV)NO.1960 OF

2015    ON    THE    FILE   OF   THE    MOTOR    ACCIDENTS   CLAIMS    TRIBUNAL,

ERNAKULAM.

APPELLANT/RESPONDENT NO.3:

              NEW INDIA ASSURANCE COMPANY LTD.,
              DIVISIONAL OFFICE,
              KOTTAKKAL ARYA VAIDYA SALA BUILDING,
              M.G.ROAD, KOCHI - 682 316,
              REPRESENTED BY ITS ASSISTANT MANAGER.


              BY ADV SHRI.LAL K.JOSEPH


RESPONDENT/PETITIONER:

              ANOOP MOHAN,
              S/O.MOHANAN, VELITHANATHU HOUSE,
              VELIYANADU P.O., ARAKUNNAM,
              ERNAKULAM, PIN - 682 319.


              BY ADVS.
              SMT.K.J.ARSHA
              SHRI.K.K.APPU



       THIS    MOTOR      ACCIDENT     CLAIMS    APPEAL   HAVING    COME   UP   FOR
HEARING ON 19.08.2025, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
 M.A.C.A. No.698 of 2020
                                          2

                                                                   2025:KER:62585



                                 C.S.SUDHA, J.
                 ----------------------------------------------------
                           M.A.C.A. No.698 of 2020
                 ----------------------------------------------------
                  Dated this the 19th day of August, 2025

                               JUDGMENT

This appeal under Section 173 of the Motor Vehicles Act,

1988 (the Act) has been filed by the third respondent/insurer in O.P.

(MV) No.1960/2015 on the file of the Motor Accidents Claims

Tribunal, Ernakulam (the Tribunal), aggrieved by the Award dated

15/06/2019. The sole respondent herein is the claim petitioner in the

petition. In this appeal, the parties and the documents will be referred

to as described in the original petition.

2. According to the claim petitioner, on 29/01/2015 at

about 04:00 p.m., while he was driving autorickshaw bearing

registration No. KL-39-B-1074 through Peppathy-Veliyanad road and

when he reached near Peppathy Chinmaya junction, bus bearing

registration No.KL-17-A-2823 driven by the first respondent in a rash

and negligent manner dashed on his vehicle, as a result of which he

2025:KER:62585

sustained grievous injuries.

3. The first respondent/driver and the second

respondent/owner remained ex parte.

4. The third respondent/insurer filed written statement

admitting the policy, but denying negligence on the part of the first

respondent/driver of the offending bus. The age, occupation and

income were disputed. It was also contended that the amount claimed

was exorbitant.

5. Before the Tribunal, no oral evidence was adduced by

either side. Exts.A1 to A11 were marked on the side of the claim

petitioner. No documentary evidence was produced by the

respondents. Ext.X1 Standing Disability Assessment Board Certificate

issued from Govt. Medical College Hospital, Kottayam, was also

marked.

6. The Tribunal on consideration of the documentary

evidence and after hearing both sides, found negligence on the part of

the first respondent/driver of the offending bus resulting in the incident

and hence awarded an amount of ₹10,12,520/- together with interest @

2025:KER:62585

9% per annum from the date of the petition till the date of realisation

along with proportionate costs. Aggrieved by the Award, the third

respondent/insurer has come up in appeal.

7. The only point that arises for consideration in this

appeal is whether there is any infirmity in the findings of the Tribunal

calling for an interference by this Court.

8. Heard both sides.

9. The award of compensation by the Tribunal under the

following heads is challenged by the third respondent/insurer -

Notional income

It is submitted by the learned counsel for the third

respondent/insurer that the Tribunal went wrong in fixing the notional

income at ₹12,000/- when there is absolutely no evidence produced to

substantiate the same. On the other hand, it is submitted by the learned

counsel for the claim petitioner that the notional income fixed by the

Tribunal is quite reasonable and that it does not call for any

interference.

9.1. The fact that the claim petitioner is a driver is not

2025:KER:62585

seen disputed. As rightly pointed out by the Tribunal, he has license

for driving both transport and non transport vehicle as well as badge.

That being the position, I find that an amount of ₹12,000/- fixed as

notional income is just and reasonable and that it does not call for any

interference.

Medical bills

10. The learned counsel for the third respondent/insurer

objects to Ext.A11 bills that were accepted by the Tribunal based on

which, an amount of ₹3,44,300/- has been granted. According to him,

the bills do not even have dates. The bills were not proved as per the

law and therefore, the Tribunal ought not to have relied on the same

and awarded amounts based on the bill. Per contra, it is submitted by

the learned counsel for the claim petitioner that some of the bills were

excluded and the amounts as per the said bills were not granted by the

Tribunal. The other bills do have dates and therefore, there is no error

committed by the Tribunal calling for an interference by this court.

10.1. On going through the bills on record, I find that a few

of the bills, that is item Nos.17 and 18 were excluded as the said

2025:KER:62585

amounts were the amounts spent towards food, accommodation etc.

All the other bills that have been marked as Ext.A11, contain dates and

therefore, I do not find any infirmity in the Tribunal accepting those

bills and awarding the amounts evidenced by aforesaid bills.

In the result, the appeal sans merit is dismissed.

The third respondent/insurer is directed to deposit the

compensation with interest and costs before the Tribunal within a

period of 60 days from the date of receipt of a copy of the judgment.

On deposit of the compensation amount, the Tribunal shall disburse the

amount to the claim petitioner at the earliest in accordance with law

after making deductions, if any.

Interlocutory applications, if any pending, shall stand closed.

SD/-

C.S.SUDHA JUDGE ak

 
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