Wednesday, 13, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Ambika vs Sarangadharan
2024 Latest Caselaw 31702 Ker

Citation : 2024 Latest Caselaw 31702 Ker
Judgement Date : 6 November, 2024

Kerala High Court

Ambika vs Sarangadharan on 6 November, 2024

               IN THE HIGH COURT OF KERALA AT ERNAKULAM

                               PRESENT

                THE HONOURABLE MR. JUSTICE EASWARAN S.

   WEDNESDAY, THE 6TH DAY OF NOVEMBER 2024 / 15TH KARTHIKA, 1946

                        MACA NO. 2308 OF 2021

        AGAINST THE AWARD DATED 05.03.2021 IN O.P.(M.V.) NO.1103 OF

2013 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, ALAPPUZHA

APPELLANT/PETITIONER:

            AMBIKA
            AGED 56 YEARS
            W/O.SASIKUMAR, NIKARTHIL NEDIYANI HOUSE, KALAVOOR P.O.,
            VALAVANADU, MANNACHERRY GPW-23, ALAPPUZHA DISTRICT,
            KERALA STATE, PIN - 688 538.


            BY ADVS.
            A.T.ANILKUMAR
            V.SHYLAJA




RESPONDENTS/RESPONDENTS:

    1       SARANGADHARAN
            S/O.KUNJUPANICKAN, SYAM NIVAS, MUTHUKULAM NORTH,
            CHEPPAD, P.O.HARIPPAD, ALAPPUZHA DISTRICT,
            PIN - 690 507 (OWNER).

    2       DEVAKUMAR D.
            S/O.DASAPPAN PILLAI, DEVALAYAM HOUSE, VETTUVENI P.O.,
            HARIPPAD, ALAPPUZHA DISTRICT, PIN - 690 514.

    3       ROYAL SUNDARAM ALLIANCE INSURANCE COMPANY LIMITED
            REPRESENTED BY ITS MANAGER, SUNDARAM TOWERS,
            46 WHITE ROAD, ROYAPETTAH, CHENNAI, PIN - 600 014.

    4       SYAMKUMAR
            S/O.SASIKUMAR, NIKARTHIL NEDIYANI HOUSE,
            KALAVOOR, P.O., VALAVANADU, MANNANCHERY G.P.W.23,
            ALAPPUZHA DISTRICT, PIN - 688 538.
 MACA NO. 2308 OF 2021           -2-

                                                        2024:KER:83663

    5          THE ORIENTAL INSURANCE COMPANY LIMITED
               REPRESENTED BY ITS BRANCH MANAGER,
               BRANCH OFFICE, OPP. SEEMATTI THEATRE,
               NEAR YMCA BRIDGE, ALAPPUZHA, PIN - 688 001.


               BY ADV
               SRI.V.P.K.PANICKER, SC


        THIS     MOTOR   ACCIDENT     CLAIMS   APPEAL    HAVING   BEEN
FINALLY HEARD ON 06.11.2024, THE COURT ON THE SAME DAY
DELIVERED THE FOLLOWING:
 MACA NO. 2308 OF 2021     -3-

                                           2024:KER:83663

                         JUDGMENT

The appeal is preferred by the claimant for

enhancement of the compensation awarded by the Motor

Accidents Claims Tribunal. The facts for disposal of the

appeal are as follows:

On 15.01.2013 when the applicant was travelling in a

motorcycle bearing Registration No.KL-04/AA-2507 as

pillion rider along Alappuzha-Kollam National Highway

from south to north. When the motor bike reached on

the south of Kappakada Junction, Punnapra a maruti car

bearing registration No.KL-29/D-8089 driven by the 2nd

respondent came in a rash and negligent manner from

south to north and hit against the motorcycle. As a

result of the accident, the claimant - appellant, who was

a pillion rider was thrown out and then sustained

injuries. The claimant-appellant contended that she was

an owner of a coir factory and was earning Rs.16,000/- as

monthly income. The claimant also contended that she

2024:KER:83663

suffered 25% disability on account of the injuries

sustained by her caused in the accident. In support of

her claim, the appellant produced Exts.A1 to A26 and

examined PW1 to PW6. The third respondent who is the

insurer of the offending vehicle and did not adduce any

evidence but however disputed the age, occupation and

income of the claimant-appellant. The tribunal on

appreciation of evidence proceeded to fix the notional

income of the claimant at Rs.10,500/- and granted

following compensations:

"

    No.       Head of claim              Amount              Amount
                                        claimed             Awarded
                                   PART-I
    a)    Loss of earnings                  1,60,000/-      63,000/-
    b)    Transport to hospital,        2,00,000/-        5,000+85,000
          medical expenses,                                 +15,000+
          extra-nourishment                                  11,750=
          charges and                                       1,16,750/-
          bystander's expenses
    c)    Damage to clothing and            1,000/-          1,000/-
          articles
                               PART-II
    d)    Compensation for pain              30,000/-       35,000/-


                                                          2024:KER:83663

             & suffering
   e)        Compensation for               7,08,000/-       2,29,320/-
             permanent disability,
             disfiguration, and
             consequential loss of
             earning power
   f)        Expenses for future            1,00,000/-      Not allowed
             treatment
   g)        Compensation for loss          40,000/-         35,000/-
             of amenities
                                           12,39,000/-      4,80,070/-
                             Total       (Claim is
                                         limited to
                                         ₹.12,00,000/-)
                                                                          "

While granting the compensation as aforesaid, the

tribunal did not advert to the evidence of PW2 who was

examined by the claimant - appellant to prove Ext.A25

Disability Certificate. The evidence of PW3 was also

ignored. PW3 was examined in order to sustain the claim

of Rs.1,56,000/- expended by the claimant towards

availing of services of home nurse. In view of the

aforesaid infirmities, the claimant has preferred the

present appeal.

2. Heard Smt. V.Shylaja, learned counsel

2024:KER:83663

appearing for the appellant and Sri.V.P.K.Panicker

learned Standing Counsel for the fifth respondent

insurance company, who is the insurer of the vehicle on

which the claimant - appellant was a pillion rider.

3. As per the office report, notice to the third

respondent has been served and there is no appearance

for the third respondent and accordingly this Court

proceeds to consider the appeal on merits.

4. Smt.V.Shylaja, learned counsel appearing for

the appellant with reference to Exts.A18 and A19

contends that the ownership of the appellant over the

coir factory stood indisputedly proved. Although the

claimant-appellant did not produce any evidence to show

the exact income which she was earning out of the coir

factory, tribunal ought to have fixed a reasonable amount

other than what has been now fixed. She also pointed out

that the tribunal had completely ignored Ext.A25

Disability Certificate, which stood admittedly proved by

2024:KER:83663

examining PW2. Similarly as regards the claim for the

expenses incurred by the claimant for availing the

services of a home nurse, the entire bills were produced

before the tribunal which was also proved by examining

PW3.

5. I have considered the contentions raised

across the Bar.

6. Three issues are required to be addressed by

this Court in the present appeal.

(a) What should be the notional income of the

claimant - appellant.

(b) Whether the tribunal was justified and ignoring

Ext.A25, and

(c) whether the claimant is entitled for

compensation towards the expense incurred for

availing the services of the home nurse.

7. As regards the first issue, a reading of the

award shows that the tribunal also subscribed to the

2024:KER:83663

contentions raised by the claimant. Exts.A18 and A19 are

the documents produced by the appellant to show that

she was an owner of the coir factory. When the

ownership over the coir factory stood unequivocally

proved, the question before the tribunal would be what

should be the notional income to be fixed in the absence

of any concrete evidence produced by the claimant to

prove the income generated out of the coir factory. The

fixation of the notional income can thus only be on a

guess work. While doing the guess work, the tribunal

arrived at an amount of Rs.10,500/-, even going by the

principles laid down by the Supreme Court in

Ramachandrappa Vs. Manager, Royal Sundaram

Alliance Insurance Company Limited [(2011) 13

SCC 236], the notional income during the year 2013

would have been only Rs.9,000/-. Therefore, although

prima facie it may appear that the tribunal was justified

in fixing an amount of Rs.10,500/-, this Court is of the

2024:KER:83663

considered view that the appellant is entitled for a

slightly better amount being fixed as a notional income,

considering the avocation of the appellant. Thus, this

Court considering the peculiar facts and circumstances,

fixes the notional income of the claimant at Rs.13,500/-.

8. The claimant had produced two Disability

Certificates. Exts.A25 and A26. Both the Certificates

were proved by examining the author of the same.

Ext.A25 Disability Certificate is issued by the Medical

Board constituted by the Department of Health Services,

Government of Kerala. A reading of the certificate shows

that the claimant suffered permanent disability of 25%.

PW2 was examined by the claimant to prove the veracity

of Ext.A25 Disability Certificate. The perusal of the

award of the tribunal shows that there is no discussion as

regards the acceptability of Ext.A25. The tribunal

completely ignored Ext.A25 and proceeded only on the

single tangent that what was produced before is only

2024:KER:83663

Ext.A26 which fixed the disability at the rate of 14%.

Therefore, this Court has no hesitation to hold that the

award of the tribunal to that extent is unsustainable.

9. Lastly, the claimant - appellant contended that

an amount of Rs.1,56,000/- has been expended by her for

availing the services of a home nurse from 22.02.2013 to

03.05.2015. The aforesaid claim is also proved by

examining PW3 the proprietor of the firm, which

extended the services of the home nurse. The insurance

company had extensively cross-examined PW3 with

regard to the claim made by the claimant. However,

nothing substantial has been brought out, out of cross

examination of PW3 to discredit the evidence.

Surprisingly, reading of the award impugned in the

appeal shows that the tribunal has not even touched the

aforesaid claim. Therefore, there is a clear abdication.

10. As an upshot of the above discussion, the

appellant is entitled to succeed and entitled for the

2024:KER:83663

enhanced compensation as follows:

        Head of claim              Amount     Enhanced
                                  awarded      amount
   Loss of earnings                              45000
                                   63000       (13500 x 8 -
                                                 63000)


   Compensation for
   permanent disability,          2,29,320      297180
   disfiguration, and                         (13500 x 12 x
   consequential loss of                      25/100 x 13 =
                                             526500-229320)
   earning power

   Compensation towards
   expenses for availing the                     156000
   home nurse
                 Total                         4,98,180


Thus, a total amount of Rs.4,98,180/- (Rupees

Four lakh ninety eight thousand one hundred and eighty

only) is awarded as enhanced compensation. The said

amount shall carry interest at 9% per annum from

16.11.2013 till realization. The appellant would also be

entitled for proportionate costs in the case. The claimant

shall furnish the details of the bank account to the

2024:KER:83663

insurance company for transfer of the amount. The

appeal is ordered accordingly.

Sd/-

EASWARAN S. JUDGE vv

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter