Citation : 2024 Latest Caselaw 14643 Ker
Judgement Date : 31 May, 2024
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
FRIDAY, THE 31ST DAY OF MAY 2024 / 10TH JYAISHTA, 1946
WP(C) NO. 31198 OF 2023
PETITIONER
BATHISHA
AGED 40 YEARS
S/O IBRAHIM, ATTAGOLI HOUSE, PO KAYYAR, UPPALA,
KASARAGOD DISTRICT, PIN - 671322
BY ADV DEEPAK RAJ
RESPONDENTS:
1 THE AUTHORISED OFFICER
THE MANJESWARAM PRIMARY COOPERATIVE AGRICULTURAL AND
RURAL DEVELOPMENT BANK, UPPALA P.O., KASARAGOD
DISTRICT, PIN - 671322
2 THE MANJESWARAM PRIVAMAR COOPERATIVE AGRICULTURAL AND
RURAL DEVELOPMENT BANK
REPRESENTED BY ITS SECRETARY, THE MANJESWARAM PRIVAMAR
COOPERATIVE AGRICULTURAL AND RURAL DEVELOPMENT BANK,
UPPALA P.O., KASARAGOD DISTRICT, PIN - 671322
3 STATE OF KERALA
REPRESENTED BY ITS SECRETARY, MINISTRY OF COOPERATION,
ROOM O. 397, 1ST FLOOR, MAIN BLOCK, SECRETARIAT,
THIRUVANANTHAPURAM, PIN - 695001
SMT.C.S.SHEEJA - SR GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON
31.05.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
WP(C) NO. 31198 OF 2023 2
JUDGMENT
The limited plea of the petitioner is that the respondent - Bank be
directed to allow him to pay off the overdue amount in the loan account
in 24 equal monthly installments so as to have it regularised. He
submitted that he is constrained to make this request because of the
financial constraints he is facing and hence being unable to make
payment in lump sum.
2. The endorsements on the files of this case indicate that the
petitioner has already taken out notice to the respondents 1 and 2 by
speed post.
3. It is rather distressing that the respondents 1 and 2 have still
refused to appear before this Court. However, this cannot be a reason
for this Court to refrain from passing appropriate orders.
In the afore circumstances, I allow this writ petition, leaving
liberty to the petitioner to approach the Bank with an appropriate
representation seeking any relief/claim that he may make; and if this is
done within a period of two weeks from the date of receipt of a copy of
this judgment, the same shall be considered by the competent Authority
of the said Bank, after affording him an opportunity of being heard, thus
culminating in an appropriate order and necessary action thereon
without any avoidable delay thereafter.
Needless to say, until such time as the afore is done and the
resultant order communicated to the petitioner, the interim order
granted by this Court on 25.09.2023 will continue to be in operation.
I, however, clarify that I have not entered into the merits of any of
the claims of the petitioner and that they are left to be decided by the
respondent - Bank appropriately.
Sd/-
DEVAN RAMACHANDRAN JUDGE MC/5.6
APPENDIX OF WP(C) 31198/2023
PETITIONER EXHIBITS Exhibit P1 TRUE COPY OF THE NOTICE ISSUED UNDER SECTIONS 19 TO 25 AS PER RULE 8 OF THE KERALA STATE COOPERATIVE AGRICULTURAL AND RURAL DEVELOPMENT BANK ACT 1984 DATED 09.08.2023 Exhibit P2 TRUE COPY OF THE LETTER DATED 24.08.2023 ISSUED BY THE ASSISTANT REGISTRAR/VALUATION OFFICER OF THE MANJESWARAM PRIMARY COOPERATIVE AGRICULTURAL AND RURAL DEVELOPMENT BANK
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