Citation : 2023 Latest Caselaw 5804 Ker
Judgement Date : 24 May, 2023
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE P.V.KUNHIKRISHNAN
WEDNESDAY, THE 24TH DAY OF MAY 2023 / 3RD JYAISHTA, 1945
WP(C) NO. 15314 OF 2023
PETITIONER:
RAVEENDRAN
AGED 50 YEARS
S/O. NARAYANAN, AGED50 YEARS, MAMBALLIYIL HOUSE ,
THENKUZHI, VAKERY WAYANAD DISTRICT, PIN - 673592
BY ADV TONY THOMAS (INCHIPARAMBIL)
RESPONDENTS:
1 DISTRICT COLLECTOR
WAYANAD, PIN - 673592
2 DEPUTY TAHSILDAR
SULTHAN BATHERY TALUK WAYANAD-, PIN - 673592
3 KERALA GRAMIN BANK
REPRESENTED ITS MANAGER, VAKERY BRANCH, VAKERY P.O,
WAYANAD DISTRICT, PIN - 673592
OTHER PRESENT:
SRI.B.S.SYAMANTAK, GP, SRI.JAWAHAR JOSE, SC FOR R3
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON
24.05.2023, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
W.P (C) No.15314 of 2023
2
P.V.KUNHIKRISHNAN
---------------------
W.P (C) No.15314 of 2023
---------------------------
Dated this the 24th day of May, 2023
JUDGMENT
The writ petition is filed with the following prayers:-
"a) Call for the entire records leading upon Exhibit.P1, notice and quash the same by issuing a writ of certiorari, or any other appropriate writ, order or direction.
b) Issue a writ of mandamus or any other appropriate writ, order or direction directing the respondent to keep in abeyance recovery proceedings as per Ext.P1 and permit the petitioner to clear the dues as per Ext.P1 in 15 equal monthly instalments."
2. The petitioner availed a loan from the 3 rd
respondent bank. There was default in repaying the loan
amount. Hence, revenue recovery proceedings are initiated
at the instance of 3rd respondent. Aggrieved by the same,
this writ petition is filed.
3. Heard the learned counsel for the petitioner, the
learned Government Pleader and the learned counsel
appearing for the 3rd respondent.
4. The counsel for the petitioner submitted that the W.P (C) No.15314 of 2023
petitioner is ready to pay the entire amounts, if an
instalment facility is granted.
5. The learned Standing Counsel appearing for the
3rd respondent submitted that the outstanding amount due
as on today is Rs.8,90,293/-.
6. The counsel for the petitioner submitted that the
petitioner is ready to clear off the entire amount in ten
equal monthly instalments. If that be the case, the writ
petition can be disposed of allowing the petitioner to clear
off the entire loan liability in instalments. Therefore, this
writ petition is disposed of with the following directions:-
i) The petitioner is allowed to clear off the entire liability of Rs.8,90,293/- in ten equal monthly instalments starting from 01/07/2023.
ii) If there is any two consecutive defaults on the part of the petitioner, the respondents are free to proceed with the recovery proceedings.
iii) If the petitioner pays the amount as directed above, the recovery based on Ext.P1 shall be deferred.
Sd/-
P.V.KUNHIKRISHNAN
JUDGE
bng W.P (C) No.15314 of 2023
APPENDIX OF WP(C) 15314/2023
PETITIONER EXHIBITS
Exhibit.P1 TRUE COPY OF THE DEMAND NOTICE DATED.22.6.2022 ISSUED BY THE 2ND RESPONDENT TO THE PETITIONER
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