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Thankamony vs National Insurance Co.Ltd
2022 Latest Caselaw 10613 Ker

Citation : 2022 Latest Caselaw 10613 Ker
Judgement Date : 21 October, 2022

Kerala High Court
Thankamony vs National Insurance Co.Ltd on 21 October, 2022
               IN THE HIGH COURT OF KERALA AT ERNAKULAM
                               PRESENT
           THE HONOURABLE MRS. JUSTICE SOPHY THOMAS
 FRIDAY, THE 21ST DAY OF OCTOBER 2022 / 29TH ASWINA, 1944
                         MACA NO.1490 OF 2018
AGAINST THE ORDER/JUDGMENT IN OPMV 405/2012 OF ADDITIONAL
          MOTOR ACCIDENT CLAIMS TRIBUNAL, MAVELIKKARA
APPELLANTS/PETITIONERS:

    1          THANKAMONY
               AGED 51 YEARS, W/O. LATE THANKACHAN,
               RANDUPANTHIYIL,KUMARAPURAM VILLAGE,
               KARTHIKAPALLY TALUK.
    2          AMBUJAKSHI
               AGED 76 YEARS, W/O. MADHAVAN, RANDUPANTHIYIL,
               KUMARAPURAM VILLAGE,KARTHIKAPALLY TALUK.
               BY ADV SRI.NIRMAL V NAIR


RESPONDENT/ 3RD RESPONDENT:

               THE BRANCH MANAGER, NATIONAL INSURANCE CO.LTD.
               PARAMESWARA PILLAI BHAVAN,HOSPITAL ROAD, KOLLAM
               691 001.(NO RELIEF IS CLAIMED AS AGAINST
               RESPONDENTS 1 AND 2 IN THE O.P(MV) BEFORE THE
               MACT AND THEREFORE, THEY ARE NOT NECESSARY
               PARTIES AND NOT ARRAYED AS PARTIES TO THIS
               APPEAL AND THEY WERE SET EX-PARTE BEFORE THE
               MACT).
               BY ADV SRI.E.M.JOSEPH


        THIS     MOTOR   ACCIDENT   CLAIMS   APPEAL   HAVING   BEEN
FINALLY HEARD ON 21.10.2022, THE COURT ON THE SAME DAY
DELIVERED THE FOLLOWING:
 M.A.C.A No.1490 of 2018                2



                             SOPHY THOMAS, J.
                      ------------------------------------
                          M.A.C.A No.1490 of 2018
                      ------------------------------------
                Dated this the 21st day of October, 2022


                                JUDGMENT

This appeal has been preferred by the claimants in

OP(MV) No.405 of 2012 on the file of Addl.Motor Accidents Claims

Tribunal, Mavelikkara. They are challenging the impugned Award

on the ground of inadequacy of the compensation.

2. On 26.01.2012 at 6.15 p.m while Sri.Thankachan was

walking through the western side of Kollam-Alappuzha National

Highway, he was knocked down by KL 02 AG 252 car driven by the

1st respondent in the above O.P, in a rash and negligent manner.

He sustained fatal injuries and he was rushed to Govt. Hospital,

Haripad. But, on the way, he succumbed to the injuries. The 2nd

respondent is the owner and the 3rd respondent is the insurer of

the offending vehicle. The incident, death of Sri.Thankachan and

the policy of the vehicle are admitted.

3. The legal heirs of deceased Thankachan claimed

compensation of Rs.7 lakh. No oral evidence was adduced from

either side. Exts.A1 to A7 were marked.

4. The Tribunal, on analysing the facts and evidence,

awarded compensation of Rs.8,11,052/- with interest @ 7.5%.

5. The appellants are of the view that, the notional income

of deceased Thankachan was not properly assessed by the Tribunal

and so, the compensation awarded was not the 'just'

compensation. They amended the claim petition at the appellate

stage as per order in I.A No.1 of 2019 making their total claim

amount as Rs.10,19,104/-.

6. The deceased Thankachan was stated to be a mason

earning a monthly income of Rs.12,000/-. But no reliable evidence

was adduced to prove his monthly income as Rs.12,000/-. So, the

Tribunal fixed his notional income as Rs.5,000/-. Going by the

decision Ramchandrappa vs. Manager, Royal Sundaram

Alliance Insurance Company Limited (AIR 2011 SC 2951),

even a vegetable vendor in the year 2012 would have been getting

monthly income of Rs.8,500/-. Deceased Thankachan, who was a

mason, may not have been getting a monthly income lesser than

that. So, his notional income could have been fixed @ Rs.8,500/-.

Since he was aged 50 and self employed, towards future

prospects, 25% enhancement also could have been given.

Towards personal expenses, 1/3rd ought to have been deducted as

he was having two dependents. So, his monthly income for

determining loss of dependency could have been taken as

Rs.7,083/-. Since he was aged 50, the multiplier applicable was

13. So, the compensation for loss of dependency could have been

assessed as Rs.11,04,948/- (7083x12x13). The claimants were

already paid Rs.6,50,052/- towards loss of dependency. So, they

are eligible to get the balance amount of Rs.4,54,896/- towards

enhanced compensation for loss of dependency.

7. Since Sri.Thankachan died of the fatal injuries suffered by

him, the legal heirs are not entitled for compensation towards pain

and sufferings. Rs.10,000/- awarded by the Tribunal towards pain

and sufferings is liable to be deducted.

8. Towards loss of consortium, spousal as well as parental,

the appellants are entitled to get Rs.44,000/- each going by the

decision National Insurance Company Ltd. vs. Pranay Sethi

and Others, [(2017) 16 SCC 680]). But, the amount already

awarded towards loss of love and affection as well as consortium

totalling Rs.1,15,000/- is liable to be deducted. Rs.27,000/-

received in excess is liable to be deducted. So, from the enhanced

compensation of Rs.4,54,896/-, Rs.37,000/- is liable to be

deducted, including the compensation for pain and sufferings. So,

the balance entitled is Rs.4,17,896/-.

9. The compensation awarded under all other heads seems

to be just and proper and it needs no interference.

    Head of           Amount         Amount          Amounts      Difference to
     claim          awarded by      awarded in      deducted in   be drawn as
                    the Tribunal      appeal          appeal       enhanced
                        (2)            (3)              (4)       compensatio
      (1)                                                               n


   Loss of         Rs.6,50,052/-   Rs.11,04,948/-                 Rs.4,54,896/-
 dependency

    Pain and        Rs.10,000/-                     Rs.10,000/-
   sufferings

 Loss of love      Rs.1,15,000/-    Rs.88,000/-     Rs.27,000/-
 & affection &                                      (1,15,000-
  consortium                                          88000)

                          Total                     Rs.37,000/-   Rs.4,54,896/-

Enhanced compensation (454896-37000)                              Rs.4,17,896/-



10. In the result, the appellants are entitled to get enhanced

compensation of Rs.4,17,896/- (4,54,896-37,000).

The respondent-National Insurance Company Limited is

directed to deposit the enhanced compensation in the Bank

Account of the appellants with interest @ 7.5% per annum from

the date of petition till the date of deposit within a period of two

months from the date of receipt of a copy of this judgment. The

deposit must be in terms of the directives issued by this Court in

Circular No.3 of 2019 dated 06/09/2019 and clarified in

O.M.No.D1/62475/2016 dated 07/11/2019 after deducting the

liabilities, if any, of the appellants towards Tax, balance court fee

and legal benefit fund.

This appeal is allowed accordingly. No order as to costs.

Sd/-

SOPHY THOMAS JUDGE

smp

 
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