Citation : 2022 Latest Caselaw 7456 Ker
Judgement Date : 24 June, 2022
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR.JUSTICE V.G.ARUN
FRIDAY, THE 24TH DAY OF JUNE 2022 / 3RD ASHADHA, 1944
WP(C) NO. 20539 OF 2022
PETITIONER/S:
RAHULA R
AGED 38 YEARS, RAHUL BHAVAN HOUSE, PATTOOR P.O., NOORANAD,
ALAPPUZHA DISTRICT - 690529
BY ADV P.VINODKUMAR
RESPONDENT/S:
THE LAND REVENUE COMMISSIONERC/O THE LAND REVENUE COMMISSIONER,
THIRUVANANTHAPURAM - 695001
THE DISTRICT COLLECTOR,
ALAPPUZHA DIST. 690529
THE SPL.DY.TAHSILDAR,
(REVENUE RECOVERY) KSFE, TALUK OFFICE,
ALAPPUZHA.690529
THE KERALA STATE FINANCIAL ENTERPRISES LTD,
HAVING ITS BRANCH AT PANDALAM, NO.657/XVI, KOIPURATHU BUILDING,
PANDALAM, PATHANAMTHITTA - 689501, REP BY ITS MANAGER
OTHER PRESENT:
SC FOR KSFE SALIL NARAYANAN K.A; GP AMMINIKUTTY K.
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 24.06.2022, THE
COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
WP(C) NO. 20539 OF 2022
2
JUDGMENT
Dated this the 24th day of June, 2022
The loan availed by the petitioner from the Kerala
State Financial Enterprises fell in default. The KSFE
initiated recovery proceedings and the petitioner is now
faced with Ext.P1 notice.
2. Adv. P. Vinod Kumar, learned Counsel for the
petitioner submitted that the default is not wilful. The
petitioner is a tailor and his avocation faced adversities
with the spread of covid pandemic and resultant
lockdown. Considering the petitioner's plight, he should
be granted sufficient time to repay the loan.
3. Adv.Arun Antony, learned Standing Counsel for
the KSFE, submitted that as on 30.06.2022, an amount of
Rs.3,57,045/- will be due from the petitioner and if at all
the petitioner is permitted to pay off the amount in
instalments, that should be limited to the minimum.
Considering the pandemic and lockdown which has WP(C) NO. 20539 OF 2022
adversely affected the life and living conditions of all, I am
inclined to dispose the writ petition as under:-
The petitioner is permitted to remit the entire amount
due in fifteen equated monthly instalments.
The first instalment shall be paid on or before
20.07.2022 and the subsequent instalments, before
the 20th of every succeeding month.
If the petitioner commits default in any one of the
installments, the benefit granted under the judgment
will stand withdrawn and the first respondent will be
at liberty to continue the recovery proceedings.
If the instalments are paid without default, the
recovery proceedings shall be kept in abeyance.
Sd/-
V.G.ARUN JUDGE RK WP(C) NO. 20539 OF 2022
APPENDIX OF WP(C) 20539/2021
PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF DEMAND NOTICE U/S 7 OF THE REVENUE RECOVERY ACT DATED 11.05.2022 ISSUED BY THE 3RD RESPONDENT EXHIBIT P2 TRUE COPY OF THE PETITIONE DATED 16.05.2022 FILED BEFORE THE 1ST RESPONDENT
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