Haridas Chettiyar vs Hdb Financial Services Limited
2022 Latest Caselaw 6342 Ker

             IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                 PRESENT
              THE HONOURABLE MR. JUSTICE GOPINATH P.
     FRIDAY, THE 3RD DAY OF JUNE 2022 / 13TH JYAISHTA, 1944
                      WP(C) NO. 16750 OF 2022
PETITIONER:

             HARIDAS CHETTIYAR
             AGED 68 YEARS
             S/O. BALAKRISHNAN CHETTIYAR, 277, 220, HARISREE,
             KANNAMPARAMBIL, PARAVOOTHARA TOWN LP SCHOOL ROAD,
             KMK JUNCTION, ERNAKULAM - 683513.

             BY ADV E.V.MOLY



RESPONDENT:

             HDB FINANCIAL SERVICES LIMITED
             CHAITHANYA BUILDING, 2ND FLOOR, OPP. SWAPNIL
             APARTMENTS, K.K. ROAD, KADAVANTHRA,
             ERNAKULAM - 682017,
             REPRESENTED BY ITS AUTHORIZED OFFICER.

             SRI. PAULOCHAN ANTONY (SC)




      THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION
ON   03.06.2022,   THE   COURT    ON   THE   SAME   DAY   DELIVERED   THE
FOLLOWING:
 WP(C) No.16750 of 2022
                                        2

                                 JUDGMENT

When this matter was taken up for consideration before this Court on

24.05.2022, it was submitted by the learned counsel appearing for the

respondent bank that the total amount due under the cash credit facility

availed by the petitioner is Rs.59,03,526/- and the defaulted amount is

Rs.9,17,210/- and further that if the petitioner is willing to payout the entire

defaulted amount by 01.08.2022, the cash credit facility can be regularized.

2. The learned counsel for the petitioner submits that, the

petitioner will repay the defaulted amount of Rs.9,17,210/- by 01.08.2022

and shall approach the bank for renewal of the facility.

The writ petition is closed leaving it open to the petitioner to pursue

the above course of action.

Sd/-

GOPINATH P.

JUDGE spk WP(C) No.16750 of 2022

APPENDIX OF WP(C) 16750/2022

PETITIONER EXHIBITS

Exhibit P1 THE TRUE COPY OF THE DEMAND NOTICE DATED 8.2.2022 RECEIVED BY THE PETITIONER.

Exhibit P2 THE TRUE COPY OF THE LOAN ACCOUNT NO.

7472760 STATEMENT RELATING TO ACCOUNT TO THE PETITIONER DATED 5.4.22

Exhibit P3 THE TRUE COPY OF THE LOAN ACCOUNT NO.

3833644 STATEMENT RELATING TO ACCOUNT OF THE PETITIONER DATED 5.4.22

Exhibit P4 THE TRUE COPY OF THE POSSESSION NOTICE DATED 22.5.2022 ISSUED BY THE RESPONDENT BANK.

RESPONDENT'S/S EXHIBITS : NIL