Citation : 2021 Latest Caselaw 7891 Ker
Judgement Date : 8 March, 2021
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MRS. JUSTICE MARY JOSEPH
MONDAY, THE 08TH DAY OF MARCH 2021 / 17TH PHALGUNA, 1942
MACA.No.1616 OF 2010(C)
AGAINST THE AWARD IN O.P(M.V) No.851/2004 DATED 13-03-2008 OF
MOTOR ACCIDENTS CLAIMS TRIBUNAL, KOLLAM.
APPELLANT/1ST RESPONDENT:
RAHIM KUTTY,
KEELEMPATHUVILA(KADUMBATTUVILA VEEDU),
MUTTACKAVU, NEDUMPANA, KOLLAM.
BY ADV. SRI.PRATHEESH.P
RESPONDENTS/RESPONDENT NO.2/PETITIONER:
1 THE DIVISIONAL MANAGER, NEW INDIA ASSURANCE CO.LTD,
KOLLAM. 691001
2 RAMACHANDRAN PILLAI,
AGED 52 YEARS
S/O.PARAMESWARAN PILLAI, SHINI HOUSE, MUTTACKAVU,
NEDUMPANA 691580.
*3 ADDL. R3. THE MANAGER,
M/S.NATIONAL INSURANCE CO.LTD., DIVISIONAL OFFICE,
PARAMESWARAN PILLAI BHAVAN, KOLLAM - 691 001.
*(ADDITIONAL R3 IMPLEADED VIDE ORDER DATED 01.02.2019
IN I.A 1 OF 2018 IN MACA 1616/2010)
R1 BY ADVS. SRI.M.JACOB MURICKAN
SRI. K.SIJU
R3 BY ADV. N.S.NAJEEB
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON
08.03.2021, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
MACA.No.1616/2010(C) 2
JUDGMENT
Dated this the 08th day of March, 2021
This appeal is directed against an award passed by
Motor Accidents Claims Tribunal, Kollam on 13.03.2008 in
O.P(M.V) No.851/2004.
2. For the sake of clarity, the parties to this appeal will
hereinafter be referred to as the petitioner and respondents 1 and 2
in accordance with their status in the Original Petition.
3. In the award under challenge, the Tribunal has awarded
a compensation of Rs.1,28,300/-(Rupees one lakh twenty Eight
Thousand and Three Hundred only) and directed the 1 st respondent
to pay the same with interest at the rate of 7.5% per annum from
08.07.2004, the date of the claim petition till the date of realization.
Aggrieved thereby, the 1st respondent is now before this Court in the
appeal on hand.
4. Sri.Pratheesh P., the learned counsel for the 1st
respondent contended that he was the owner cum driver of the
offending vehicle at the relevant time of accident and since notice
was not served on him from the Tribunal, he remained ex parte to
the proceedings. The offending vehicle belonging to him was
insured with National Insurance Company Ltd., Kollam and it has a
valid insurance at the time of accident. The real insurer was not
impleaded as the respondent in the petition seeking compensation.
New India Assurance Company Ltd. was brought on record as the
2nd respondent mistakenly by the petitioner and based on its stand
in the written statement filed that the offending vehicle was not
insured with them, it was exonerated by the Tribunal from liability
to indemnify the 1st respondent insured. In the above context,
liability to pay compensation awarded was fixed on the 1 st
respondent himself. It is contended by the learned counsel that in
the police records relating to the motor accident in question policy
number shown in the petition seeking compensation was that of
vehicle bearing Registration No.KL-2N/1573, in which, the
petitioner was travelling at the relevant time of accident.
5. The policy number of the vehicle with registration No.KL-
2N/1573 in which the petitioner was traveling at the relevant time
was shown as the policy number of the offending vehicle and
therefore the petitioner was misled and impleaded National
Insurance Company Ltd as the insurer of the offending vehicle in
the petition seeking compensation. According to the 1st
respondent, if the real insurer was shown in the array of the
respondents liability to compensate the petitioner would not have
been fixed on him rather the liability would have been fixed on the
insurer to indemnify him. Accordingly, the learned counsel has
sought for setting aside the award and to pass a fresh award after
getting the real insurer into the array of respondents. By virtue of
the order passed on 01.02.2019 in I.A. No.1 of 2018, the real insurer
was brought on record as additional 3rd respondent. Sri. N.S.
Najeeb entered appearance for the additional 3 rd respondent and he
has submitted during the course of argument that the policy with
reference to the autorickshaw bearing registration No.KL-2H/6447
is required to be verified. According to him, if O.P.(MV)
No.851/2004 is remanded for reconsideration, he must be
permitted to file the written statement and to contest the Original
Petition on merits.
6. The petitioner though served with notice in the appeal, did
not appear either in person or through a counsel. Though it was
contended by the 1st respondent that notice was not served on him
from the Tribunal, going by the impugned award, it was found that
the 1st respondent was set ex parte by the Tribunal. If the 1 st
respondent was not served with notice, the Tribunal ought not to
have declared him as ex parte. Therefore, the contention that notice
was not served on him from the Tribunal is devoid of any merits
and is discarded.
7. It is found from the cause title of the award that the
Divisional Manager of National Insurance Company Ltd ., Hospital
Road, Kollam was made the 2 nd respondent in the petition seeking
compensation. The 2nd respondent entered appearance on notice
being served on him and in the written statement filed has taken a
specific contention that they are not holding policy for the
autorickshaw bearing registration No.KL-2H/6447, owned by the 1 st
respondent at the relevant time of the accident. In the above
circumstances, the Tribunal exonerated the 2 nd respondent from
liability to indemnify the 1st respondent and fixed the liability on the
1st respondent to compensate the petitioner.
8. Since the petitioner has not turned up in the appeal on
hand, this Court is not convinced of the reason for wrong
impleadment of the insurer as alleged by the 1 st respondent.
However, the factum remains that the insurer impleaded in the
petition seeking compensation was not the real insurer of the
offending vehicle. The 1st respondent alleges that the offending
vehicle owned by him was insured with National Insurance
Company Ltd., Kollam and a copy of the policy is also made
available as Ext.P1. This Court is convinced that KL-2H/6447 has
valid insurance with National Insurance Company Ltd., the
additional 3rd respondent in the appeal as on date of accident. As
per Ext.P1, the policy issued with No. 570500/31/02/6300012612
in the name of Sri.Rahim K., for the autorickshaw bearing
registration No.KL-2H/6447 has insurance coverage from
30.09.2002 till 29.09.2003. The date of accident being
12.07.2003, the vehicle has valid policy coverage. Due to
non-impleadment of the real insurer, the Tribunal was not apprised
of the factum of insurance coverage of the offending vehicle at the
time of passing of the impugned award. Therefore, interest of
justice demands that the real insurer must be brought on record
and the liability of the insurer, adjudicated by the Tribunal on the
basis of the policy produced now. The award under challenge was
passed uncontested. As the National Insurance Company Ltd is a
necessary party, it must be brought on record in O.P.(MV)
No.851/2004 on the files of Motor Accident Claims Tribunal,
Kollam. It must also be granted with opportunity to file written
statement and to contest the petition seeking compensation on
merits. For the purpose, the impugned award needs to be set aside.
In the result, the MACA stands allowed. The impugned
award is set aside. The Original Petition is remanded to Motor
Accident Claims Tribunal, Kollam for reconsideration and passing
of a fresh award fixing liability upon the real person. The real
insurer shall be brought on record as the 2 nd respondent in the
Original Petition seeking compensation. On the insurer being
impleaded as the 2nd respondent, he must be provided with
reasonable opportunity to file written statement and to contest the
petition seeking compensation on merits. For the purpose,
opportunity must be given to the insurer to cross examine the
petitioner, if any oral evidence let in by him is already on record.
At any rate, the Original Petition shall be reconsidered and a fresh
award shall be passed by the Tribunal within a period of two
months from the date of receipt of a certified copy of this judgment
by it.
Sd/-
MARY JOSEPH
JUDGE
JJ
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