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Icici Lombard General Insurance ... vs Aboobacker
2021 Latest Caselaw 13885 Ker

Citation : 2021 Latest Caselaw 13885 Ker
Judgement Date : 6 July, 2021

Kerala High Court
Icici Lombard General Insurance ... vs Aboobacker on 6 July, 2021
                IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                 PRESENT
                THE HONOURABLE MR. JUSTICE A. BADHARUDEEN
         TUESDAY, THE 6TH DAY OF JULY 2021 / 15TH ASHADHA, 1943
                           MACA NO. 807 OF 2014
  AGAINST THE AWARD DATED 9.12.2013 IN OPMV 526/2010 OF MOTOR ACCIDENT
                       CLAIMS TRIBUNAL, OTTAPPALAM
APPELLANT:6TH RESPONDENT

           M/S.ICICI LOMBARD GENERAL INSURANCE CO. LLTD.
           KANNANKORG ESTATE, 3RD FLOOR, SHANMUGHAPURAM ROAD, MARINE
           DRIVE, ERNAKULAM, PIN 670 001.

           BY ADV SRI.R.AJITH KUMAR (128/84)



RESPONDENTS:CLAIMANTS & RESPONDENTS 1 TO 5 & 7

     1     ABOOBACKER, AGED 57,
           S/O.MAMMUTTY,KUNNATHEPEEDIKAKKAL, NELLAYA,CHERPLASSERY 679
           335

     2     PATHUMMA (DIED)
           W/O.ABOOBACKER, KUNNATHEPEEDIKAKKAL, NELLAYA,CHERPLASSERY 679
           335

     3     ABDUL KHADER, AGED 50
           S/O.ABOOBACKER,KUNNATHEPEEDIKAKKAL, NELLAYA,CHERPLASSERY 679
           335

     4     UMMER, AGED 48
           S/O.ABOOBACKER, KUNNATHEPEEDIKAKKAL, NELLAYA, CHERPLASSERY
           679 335

     5     RUKHIA, AGED 46
           D/O.ABOOBACKER, KUNNATHEPEEDIKAKKAL, NELLAYA, CHERPLASSERY
           679 335

     6     SAKEENA, AGED 45 YEARS,
           D/O.ABOOBACKER, KUNNATHEPEEDIKAKKAL, NELLAYA, CHERPLASSERY
           679 335

     7     ASIA, AGED 43 YEARS
           D/O.ABOOBACKER, KUNNATHEPEEDIKAKKAL,   NELLAYA,CHERPLASSERY
           679 335
            MACA NO. 807 OF 2014          :2:



     8     SEENATHUL FOUSIA, AGED 41
           D/O.ABOOBACKER, KUNNATHEPEEDIKAKKAL,   NELLAYA,CHERPLASSERY
           679 335

     9     AMINA, AGED 37 YEARS
           D/O.ABOOBACKER, KUNNATHEPEEDIKAKKAL,   NELLAYA, CHERPLASSERY
           679 335

    10     SHAMEER ALI, AGED 39 YEARS
           S/O.ABOOBACKER, KUNNATHEPEEDIKAKKAL,   NELLAYA,CHERPLASSERY
           679 335

    11     M.P.GOPINATH, AGED 40 YEARS
           S/O.KUMARAN, MANNAPALLIYALIL HOUSE, MULAYANKAVU, KULUKKALLUR,
           PALAKKAD 679 335

    12     GOPALAN, AGED 43 YEARS
           S/O.KOLAVAN, KANDANCHIRAVEEDU, MANALAYA
           ANAMANGAD,PERINTHALANNA 679 322

    13     THE ORIENTAL INSURANCE CO.LTD PATTAMBI 679 303

    14     HAMSA, AGED 42 YEARS,
           CHERODATH HOUSE, KUTHAMSSERY, ALUVA THOTTUMUGHAM, ERNAKULAM
           683 101

    15     SOMASUNDERAN, AGED 45 YEARS,
           S/O.GOPALAKRISHNAN, MOORKATHE HOUSE, THRIKKADERI,OTTAPALAM
           679 101

    16     BABU, AGED 48 YEARS,
           S/O.KOLAVAN, KONDANCHIRA HOUSE, MANALAYA PO,
           ANAMANGADE,PERINTHALMANNA 679 322.


     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON
06.07.2021, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
                                  A.BADHARUDEEN, J.
                    -----------------------------------------------------
                               M.A.C.A.No.807 of 2014
           ----------------------------------------------------------------------
                         Dated this the 6th day of July, 2021

                                     JUDGMENT

The original 6th respondent, ICICI Lombard GIC Ltd., the insurer of

the vehicle, viz. lorry bearing No.KL41A 3610, one among the two vehicles

involved in the accident, owned by the supplemental 7th respondent is the

appellant herein. The appellant/6th respondent has filed this appeal

impugning the correctness of the award passed by the M.A.C.T, Ottappalam

in O.P(MV) No.526/2010 dated 09.12.2013. The appellant/6th respondent is

aggrieved in the matter of finding negligence against the 5 th respondent

alone, ignoring the charge filed by the Police in this case marked as Ext.A6

against respondents 2 ad 5.

2. Brief facts of the case :

On 30.7.2009 at 6 p.m while the deceased was travelling in the

autorickshaw bearing Reg.No.KL9H 3949 through the proper side of the

road, on reaching the accident spot, a tipper lorry bearing Reg.No.KL41A

3610 driven by the original 5 th respondent in a rash and negligent manner

came from the opposite direction towing a bus bearing Reg.No.KL9K 3007

using clothes as rope to tow the bus, lost its control and hit the autorickshaw

when the rope was broken. Thereby a passenger in the autorickshaw one

K.P.Hamza sustained severe injuries. Immediately after the accident he was

taken to Al-Shifa hospital, Perinthalmanna. But it was only to confirm his

death. The accident occurred solely due to the negligent driving of the 2 nd

respondent, the driver of the bus and the 5th respondent, the driver of the

lorry, is the contention raised by the original petitioners. The 1 st respondent

is the owner and 3rd respondent is the insurer of the bus. Supplemental 7 th

respondent as well as respondents 5 and 6 are the insured, driver and insurer

of the tipper lorry. Supplemental 7th respondent is the owner of the tipper

lorry impleaded as per the order in I.A.351/2013. During the pendency of

the case, the 2nd petitioner mother died and supplemental petitioners 3 to 10

were impleaded as per order in I.A.2966 of 2013.

3. The learned counsel for the appellant/6th respondent submitted

that the Tribunal went wrong in finding that the 5 th respondent alone was

negligent ignoring the charge and by ignoring the settled position of law as

held in New India Assurance Co. Ltd. v. Pazhaniammal [2011 (3) KLT

648] wherein it was held that Police charge is primafacie sufficient evidence

of negligence for the purpose of claim under Section 166 of the Motor

Vehicles Act.

4. Per contra, the learned counsel for the 3rd respondent - insurer of

the other vehicle bus No.KL9K 3007 submitted that as per para.7 of

Pazhaniyammal's case (supra) it is permissible for the Tribunal to insist for

further evidence if the Tribunal finds doubt with regard to the Police charge.

However, the learned counsel conceded that no such course of action was

opted by the Tribunal.

5. On perusal of the award in para.7, it could be noticed that the

Tribunal was not inclined to accept Ext.A6 as such, where the drivers of

both vehicles were alleged to be negligent. Instead, the Tribunal perused the

scene mahazar forming part of Ext.A6 and it was found that the driver of the

lorry alone was negligent ignoring the charge sheet filed by the Police.

6. Coming to the crux of the dispute and going by the principle as

settled in Pazhaniyammal's case (supra), when there is Police charge

fastening negligence on the part of both vehicles, unless and until better

evidence to disbelieve the Police charge is adduced, the Tribunal could not

fasten liability towards one among the vehicles ignoring the Police charge.

In this matter, the Tribunal had not insisted production of evidence to

interdict the Police charge. Instead, the scene mahazar supporting Ext.A6

Police charge was read in segregation to fasten negligence on the part of the

5th respondent alone. Such a course of action is against the spirit of ratio in

Pazhaniyammal's case (supra). In view of the matter, the appellant/original

6th respondent's contention in this appeal is sustainable. Therefore, I am

inclined to set aside the finding of the Tribunal that the 5 th respondent alone

was negligent in the matter of accident and it is held that the 2 nd and 6th

respondents are negligent in causing the accident. Therefore, the respective

insurance companies, viz. the 6th respondent/appellant and the 3rd respondent

are liable to share the award passed by the Tribunal in the ratio 50:50.

7. It is submitted by the learned counsel for the 6 th respondent

insurance company that in view of the operation of the stay order granted in

this case, only statutory deposit of Rs.25,000/- was made and the remaining

amount is yet to be paid.

8. Since the finding of the Tribunal fastening liability on the 6 th

respondent alone was set aside, I direct the appellant/original 6th respondent

and the 3rd respondent Oriental Insurance Company to share the award

equally. It is specifically ordered that the appellant/6 th respondent shall

deposit Rs.6,373/- (Rupees Six thousand three hundred and seventy three

only) in the name of M.A.C.T, Ottappalam by way of the court fee payable

in this matter and the remaining amount forms part of 50% inclusive of the

interest granted by the Tribunal in the name of the petitioners, within two

months from today. It is ordered further that the remaining 50% of the

amount with interest shall be deposited by the 3 rd respondent in the name of

the petitioners within two months from today. On deposit, the petitioners

can realise the same forthwith.

The appeal is allowed accordingly.

Sd/-

(A.BADHARUDEEN, JUDGE)

rtr/

 
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