Citation : 2026 Latest Caselaw 2962 Kant
Judgement Date : 6 April, 2026
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MFA No. 104182 of 2017
C/W MFA No. 102752 of 2017
MFA.CROB No. 100128 of 2017
HC-KAR
IN THE HIGH COURT OF KARNATAKA AT DHARWAD
DATED THIS THE 6TH DAY OF APRIL 2026
PRESENT
THE HON'BLE MR. JUSTICE B.M.SHYAM PRASAD
AND
THE HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR
MISCELLANEOUS FIRST APPEAL NO.104182 OF 2017 (MV)
C/W
MISCELLANEOUS FIRST APPEAL NO.102752 OF 2017 (MV-I),
MFA CROSS OBJ NO.100128 OF 2017 (MV-I)
IN MFA NO.104182/2017:
BETWEEN:
SHRI. BALESH S/O. CHIDANAND NAVI
AGE: 29 YEARS, OCC: ASSEMBLY MAN
/OPERATOR, NOW NIL,
R/O: KHANGAON VILLAGE,
TQ: GOKAK, DIST: BELAGAVI-590018.
...APPELLANT
(BY SRI. VITTHAL S.TELI, ADVOCATE)
AND:
VISHAL 1. SRI. MANJUNATH S/O. SHANKAR JALIKATTI
NINGAPPA AGE: 36 YEARS, OCC: BUSINESS,
PATTIHAL R/O: H.NO.356, PETH GALLI, SAMBRA,
Digitally signed by
TQ: AND DIST: BELAGAVI-590019.
VISHAL NINGAPPA
PATTIHAL
Location: HIGH COURT
OF KARNATAKA
2. THE NEW INDIA ASSURANCE CO. LTD.,
DHARWAD BENCH
REPRESENTED BY ITS MANAGER,
BHAVANI CHAMBERS, NO.1663, 2ND FLOOR,
RAMLINGKHIND GALLI, BELAGAVI-590001.
...RESPONDENTS
(BY SRI. R.R.MANE, ADVOCATE FOR R2;
NOTICE TO R1 IS SERVED)
THIS MISCELLANEOUS FIRST APPEAL IS FILED
U/S.173(1) OF MOTOR VEHICLES ACT, AGAINST THE
JUDGMENT AND AWARD DATED 09.05.2017 PASSED IN
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MFA No. 104182 of 2017
C/W MFA No. 102752 of 2017
MFA.CROB No. 100128 of 2017
HC-KAR
MVC NO.2297/2016 ON THE FILE OF THE XI
ADDITIONAL DISTRICT AND SESSIONS JUDGE AND
ADDITIONAL MOTOR ACCIDENT CLAIMS TRIBUNAL,
BELAGAVI, PARTLY ALLOWING THE CLAIM PETITION
FOR COMPENSATION AND SEEKING ENHANCEMENT
OF COMPENSATION; AND ETC.
IN MFA NO.102752/2017:
BETWEEN:
THE NEW INDIA ASSURANCE CO. LTD.,
REPRESENTED BY ITS MANAGER,
BHAVANI CHAMBERS, NO.1663,
2ND FLOOR, RAMLINGKHIND GALLI,
BELAGAVI, BY ITS AUTHORISED,
SIGNATORY/DULY CONSTITUTED ATTORNEY.
...APPELLANT
(BY SRI. R.R.MANE, ADVOCATE)
AND:
1. SHRI. BASAVARAJ S/O. NIRVANEPPA AKKI
AGE: 29 YEARS, OCC: POSTMAN,
R/O: KHANGAON VILLAGE,
TQ: GOKAK, DIST: BELAGAVI.
2. SHRI. MANJUNATH S/O. SHANKAR JALIKATTI
AGE: 36 YEARS, OCC: BUSINESS,
R/O: H.NO.356, PETH GALLI,
SAMBRA, TQ: AND DIST: BELAGAVI.
(OWNER OF HERO KARIZMA MOTOR
CYCYLE BEARING NO.KA-29/W-3673)
...RESPONDENTS
(BY SRI. VITTHAL S.TELI, ADVOCATE FOR R1;
NOTICE TO R2 IS DISPENSED WITH)
THIS MISCELLANEOUS FIRST APPEAL IS FILED
U/S.173(1) OF MOTOR VEHICLES ACT, 1988, AGAINST
THE JUDGMENT AND AWARD DATED 09.05.2017
PASSED IN MVC NO.2296/2016 ON THE FILE OF THE XI
ADDITIONAL DISTRICT AND SESSIONS JUDGE AND
MEMBER ADDITIONAL MOTOR ACCIDENT CLAIMS
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MFA No. 104182 of 2017
C/W MFA No. 102752 of 2017
MFA.CROB No. 100128 of 2017
HC-KAR
TRIBUNAL, BELAGAVI, AWARDING THE
COMPENSATION OF RS.5,82,200/-, ALONG WITH
INTEREST AT THE RATE OF 9% P.A. FROM THE DATE
OF PETITION TILL THE DATE OF DEPOSIT; AND ETC.
IN MFA.CROB NO.100128/2017:
BETWEEN:
SHRI. BASAVARAJ S/O. NIRVANEPPA AKKI
AGE: 29 YEARS, OCC: POSTMAN,
R/O: KHANGAON VILLAGE,
TQ: GOKAK, DIST: BELAGAVI.
...CROSS-OBJECTOR
(BY SRI. VITTHAL S.TELI, ADVOCATE)
AND:
1. SRI. MANJUNATH S/O. SHANKAR JALIKATTI
AGE: 36 YEARS, OCC: BUSINESS,
R/O: H.NO.356 PETH GALLI,
SAMBRA, TQ: AND DIST: BELAGAVI.
2. THE NEW INDIA ASSURANCE CO. LTD.,
REPRESENTED BY ITS MANAGER,
BHAVANI CHAMBERS, NO.1663, 2ND FLOOR,
RAMLINGKHIND GALLI, BELAGAVI.
...RESPONDENTS
(BY SRI. R.R.MANE, ADVOCATE FOR R2;
NOTICE TO R1 IS DISPENSED WITH)
THIS MFA CROB. IN MFA NO.102572/2017 IS FILED
UNDER ORDER 41 RULE 22 OF CPC READ WITH
SECTION 173(1) OF MOTOR VEHICLES ACT, 1988
AGAINST THE JUDGMENT AND AWARD DATED
09.05.2017 PASSED IN MVC NO.2296/2006 ON THE XI
ADDITIONAL DISTRICT AND SESSIONS JUDGE AND
MEMBER, ADDITIONAL MACT, BELAGAVI, PARTLY
ALLOWING THE CLAIM PETITION FOR COMPENSATION
AND SEEKING ENHANCEMENT OF COMPENSATION.
THESE APPEALS AND MFA CROSS OBJECTION
COMING ON FOR ADMISSION THIS DAY, JUDGMENT
WAS DELIVERED THEREIN AS UNDER:
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MFA No. 104182 of 2017
C/W MFA No. 102752 of 2017
MFA.CROB No. 100128 of 2017
HC-KAR
CORAM: HON'BLE MR. JUSTICE B.M.SHYAM PRASAD
AND
HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR
ORAL JUDGMENT
(PER: HON'BLE MR. JUSTICE SHIVASHANKAR AMARANNAVAR)
MFA No.104182/2017 is filed by the
claimant seeking enhancement of compensation
awarded in judgment and award dated 09.05.2017
passed in MVC No.2297/2016 by XI Additional
District and Sessions Judge and Additional Motor
Accident Claims Tribunal, Belagavi.
2. MFA No.102752/2017 is filed by the
insurer challenging the quantum compensation
awarded in the judgment and award dated
09.05.2017 passed in MVC No.2296/2016 by XI
Additional District and Sessions Judge and
Additional Motor Accident Claims Tribunal, Belagavi
(hereinafter referred to as 'Tribunal' for brevity). In
the said MFA, cross objections in MFA Crob
No.100128/2017 has been filed by the claimant
seeking enhancement of the compensation.
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3. The facts leading to filing of the
claim petitions are as under:
a) On 26.07.2016, when the claimant in
MVC No.2296/2016 was proceeding on
his motorcycle bearing registration
No.KA-49/L-1005 as pillion rider, ridden
by his friend, Sri Balesh -the claimant in
MVC No.2297/2016. At 04.45 p.m. near
Mutaga petrol pump at Mutaga village,
one motor cycle bearing registration
No.KA-29/W-3673 came from opposite
direction in a rash and negligent manner
and dashed to the claimant's vehicle,
causing the accident and resulting in
grievous injuries to both claimants. Both
claimants, who have sustained grievous
injuries have filed claim petitions seeking
awarding of compensation under various
heads.
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b) Respondent No.1 is the owner of the
offending vehicle bearing No.KA-29/W-
3673 filed objections denying the entire
averments of the petition and also
contented that his vehicle is insured with
respondent No.2 and in case of any
liability, it is to be saddled on the
insurer.
c) Respondent No.2 -insurer denied the
entire claim of the claimants and
contented that there are two vehicles
involved in the accident. Owner and
insurer of another vehicle are necessary
parties to the proceedings.
4. On the above pleadings, the Tribunal
has framed the following issues:
1. Whether the petitioners prove that on 26-
07-2016 at 4.45 p.m. infront of Mutaga Petrol Pump, on Belagavi-Bagalkot road, Mutaga village, Tq & Dist: Belagavi, the petitioners sustained injuries in the
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accident due to the rash or negligent riding of Motorcycle bearing Regn. No.KA- 29/W-3673?
2. Whether the respondent No.2 proves that the motorcycle bearing No.KA-49/L-1005 was rash or negligent and thereby caused the accident in question?
3. Whether the petition is barred for non joinder of owner and insurer of the motorcycle bearing No.KA-49/L-1005?
4. Whether the petitioners are entitle for compensation? If so, at what amount and from whom?
5. What order or award?
5. The claimants in both the petitions
have been examined as P.W.1 and P.W.2, examined
the same doctors as P.W.3 and P.W.4 and got marked
documents as Ex.P1 to P25. Respondents have not
lead any evidence but got marked documents as
Ex.R1 to R3. The Tribunal after hearing the
arguments and appreciating the evidence on record
has answered Issue No.1 in affirmative, Issue Nos.2
and 3 in negative and Issue No.4 partly in affirmative
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and awarded compensation under different heads as
under:
MVC MVC
Loss of future income 2,75,400 2,38,680
Pain and suffering 60,000 45,000
Loss of income during 20,000 10,000
laid up period
Loss of medical 1,52,741 78,548
expenses.
Loss of food, nutrition 20,000 20,000
and attendant charges
Total compensation 5,82,141/- 4,19,228/-
(in rupees) 5,82,200/- 4,19,300/-
6. The claimant in MVC No.2297/2016
has filed appeal seeking enhancement of the
compensation. The insurer in MVC No.2296/2016
has filed appeal challenging the quantum and in the
said appeal, claimant has filed cross-objections
seeking enhancement of compensation.
7. Heard learned counsels for
claimants and learned counsel for the Insurer.
8. Learned counsel for Insurer who is
appellant in MFA No.102752/2017 would contend
that the claimant is postman. Even though he has
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suffered fractures, he has not been removed from
service or lost his job due to the accident. There is no
evidence that he is not able to do the work of the
postman and his job has not been reduced from the
post of postman to another post. Therefore, he only
entitled to loss of pay for 06 months and he is not
entitled to loss of future income. The claimant
continued to work as a postman even after the
accident except for 06 months and therefore, he is
not entitled for loss of future income. The Tribunal
has erred in taking net income of the claimant. The
Tribunal has added deductions of Rs.906/- to the
gross salary of Rs.7,976/- and has taken the income
at Rs.9,000/- per month. The said adding of the
deductions to the gross salary is not proper. He
further contends that when there is no loss of future
income, there is no question of assessing the
disability of the claimant. The Tribunal has rightly
awarded just compensation in MVC No.2297/2016
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and there are no grounds for enhancement of
compensation.
9. Learned counsel for the claimant in
MFA No.104182/2017 (MVC No.2297/2016) would
contend that considering the fractures sustained by
the injured, compensation awarded by the Tribunal
for pain and suffering, loss of future medical
expenses and loss of food nourishment and attendant
charges are on lower side and seeks enhancement of
the compensation under those heads.
10. Learned counsel for the claimant in
MFA Crob No.100128/2017 (MVC No.2296/2016)
would contend that the nails and screws have been
fixed in the right tibia bone and they requires to be
removed by operation. Therefore, the claimant is
entitled to future medical expenses of Rs.50,000/- as
against Rs.20,000/- as awarded by the Tribunal. The
compensation awarded for food, nourishment and
attendant charges of Rs.20,000/- by the Tribunal is
not proper since the claimant has taken rest for 06
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months which is indicated in Ex.P12 -leave certificate
wherein he has availed 06 months leave without pay.
With these, he prays to enhancement of the
compensation as awarded by the Tribunal.
11. Having heard learned counsels, we
have perused the impugned judgment, award and
trial Court records. The accident and liability of the
insurer to pay compensation is not in dispute.
MFA No.102752/20147 and MFA Crob No.100128/2017 (MVC No.2296/2016)
12. The claimant is aged 28 years and
he is working as a postman is not in dispute. Ex.P12
is leave certificate which indicates that the claimant
has availed 06 months leave without pay. The
evidence on record does not indicate that the
claimant who was working as a postman has been
removed or reduced in rank or reduction in his pay
due to the accident. Therefore, the claimant is not
entitled for loss of future income. The claimant is
entitled only to loss of income during laid up period
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since he has availed 06 months leave without pay
which is indicated in Ex.P12 - leave certificate.
13. Ex.P13 is salary slip of the claimant
and his gross salary is Rs.7,976/- and deductions are
at Rs.906/- (PLI and CGEGIS) and his net payable
salary is Rs.7070/-. The Tribunal while calculating
the income of the claimant has erred in adding
deductions to the gross salary. Since these
deductions are statutory deductions, the net payable
salary of the claimant is Rs.7,070/- per month. Since
the claimant has taken leave for 06 months without
pay, he is entitled to compensation for loss of income
during laid up period in a sum of Rs.42,420/-
(Rs.7070/- x 6) as against Rs.54,000/- as awarded
by the Tribunal. The Tribunal has rightly awarded
Rs.60,000/- towards pain and suffering and
Rs.1,52,741/- towards medical expenses. The X-ray
report -Ex.P9 indicates that the claimant has been
fixed with nails and screws in the right tibia bone and
he needs to be operated for removal of the same for
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which he is entitled to a sum of Rs.50,000/- towards
future medical expenses as against Rs.20,000/- as
awarded by the Tribunal. The claimant who had
suffered fracture has been admitted in hospital and
he took rest for 06 months and therefore, he is
entitled to compensation under the head of food,
nourishment and attendant charges in a sum of
Rs.50,000/- as against Rs.20,000/- as awarded by
the Tribunal. The claimant is not entitled to loss of
future income of Rs.2,75,400/- as awarded by the
Tribunal. The Tribunal has not awarded towards loss
of amenities. In view of the fact that the claimant has
sustained fractures is entitled to a sum of
Ra50,000/- towards loss of amenities of life.
Considering the above aspects, the claimant is
entitled to compensation as under:
Sl.No. Heads Amount in
Rs.
1 Pain and suffering 60,000/-
2 Loss of income during 42,420/-
laid up period
3 Medical expenses 1,52,741/-
4 Future medical 50,000/-
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expenses
5 Food, nourishment 50,000/-
and attendant charges
6 Loss of amenities of 50,000/-
life
Total 4,05,161/-
Considering the above aspects, the claimant
is entitled to total compensation of Rs.4,05,161/- as
against Rs.5,82,141/- as awarded by the Tribunal.
MFA No.104182/2017 (MVC No.2297/2016)
14. The Tribunal has taken age of the
claimant as 28 years based on the age mentioned in
Ex.P17 -wound certificate. The Tribunal has rightly
taken the income of the deceased at Rs.9,000/- per
month and rightly applied the multiplier 17. P.W.4 is
the doctor who has assessed disability of the
claimant. Ex.P22 is the disability certificate issued by
P.W.4. P.W.4 who examined the injured has assessed
the disability to the extent of 30% to right upper limb
and 10% to right lower limb and assessed the total
disability at 40%. The Tribunal considering the said
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aspect and also the age of the claimant has taken the
disability at 13% of the whole body by relying on the
decision of the Raj Kumar Vs Ajay Kumar and
Another1. The Tribunal has rightly assessed the loss
of future income as under
Rs.9,000/- x 12 x 17 x 13% =Rs.2,38,680/-
15. Ex.P18 -discharge summary
indicates that the claimant has been admitted in the
hospital for 22 days. Considering said aspect, the
Tribunal has awarded loss of income during laid up
period in a sum of Rs.27,000/- (9000 x 3). Ex.P.17 -
wound certificate indicates that the claimant has
sustained two grievous injuries and one simple
injury. Considering the same, the claimant is entitled
to pain and suffering in a sum of Rs.50,000/- as
against Rs.45,000/- as awarded by the Tribunal.
Ex.P21 -X-ray report indicate that the claimant had
been fixed with nails and screws, he requires to
undergo operation for removal of the same. Therefore,
In 2011 ACJ 1 SC
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he is entitled to future medical expenses of
Rs.30,000/- as against Rs.10,000/- as awarded by
the Tribunal. The Tribunal has rightly awarded
medical expenses of Rs.78,548/- based on the
medical bills which are at Ex.P19. The claimant has
sustained two fractures and one simple injury and he
has been admitted in the hospital for 22 days and he
has taken rest for 03 months. Considering the said
aspect, he is entitled for Rs.50,000/- towards food,
nourishment and attendant charges as against
Rs.20,000/- as awarded by the Tribunal. The
Tribunal has not awarded towards loss of amenities.
In view of the fact that the claimant has sustained
two fractures and one simple injury is entitled to a
sum of Ra50,000/- towards loss of amenities of life.
In view of the above, the claimant is entitled to total
compensation under different heads as under:
Sl.No. Heads Amount in
Rs.
1 Loss of future Income 2,38,680/-
1 Pain and suffering 60,000/-
2 Loss of income during 27,000/-
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laid up period
3 Medical expenses 78,548/-
4 Future medical 30,000/-
expenses
5 Food, nourishment 50,000/-
and attendant charges
6 Loss of amenities of 50,000/-
life
Total 5,34,228/-
The claimant is entitled total compensation
of Rs.5,34,228/- as against Rs.4,19,300/- as
awarded by the Tribunal.
16. The Tribunal has awarded interest at
the rate of 9% p.a.. Considering the Bank interest
rate, it is on higher side. Therefore, claimants are
entitled to interest at the rate of 6% p.a..
17. In view of the above, the following
ORDER
i) MFA No.104182 of 2017, MFA No.102752 of
2017 and MFA.CROB No.100128 of 2017 are
allowed in part.
ii) The appellant -claimant in MFA
No.104182/2017 (MVC No.2297/2016) is
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entitled to total compensation of
Rs.5,34,228/- as against Rs.4,19,300/- as
awarded by the Tribunal with interest at the
rate of 6% p.a. from the date of petition till
realisation of the entire compensation
amount.
iii) The appellant -claimant in MFA Crob
No.100128/2017 (MVC No.2296/2016) is
entitled to total compensation of
Rs.4,05,161/- as against Rs.5,82,141/- as
awarded by the Tribunal with interest at the
rate of 6% p.a. from the date of petition till
realisation of the entire compensation
amount.
iv) Respondent No.2 -insurer shall deposit the
entire compensation amount within a period
of 08 weeks from this day, failing which it is
liable to pay interest at the rate of 9% per
annum from this day till the payment of
entire compensation amount.
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v) Amount in deposit shall be transmitted to the
Tribunal.
vi) The claimants in both cases are entitled to
release of entire enhanced compensation.
Sd/-
(B.M.SHYAM PRASAD) JUDGE
Sd/-
(SHIVASHANKAR AMARANNAVAR) JUDGE
DSP Ct:VH List No.: 1 Sl No.: 5
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