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Sr. Regional Manager, National ... vs Devappa S/O Ekappa Parangi
2026 Latest Caselaw 2871 Kant

Citation : 2026 Latest Caselaw 2871 Kant
Judgement Date : 2 April, 2026

[Cites 0, Cited by 0]

Karnataka High Court

Sr. Regional Manager, National ... vs Devappa S/O Ekappa Parangi on 2 April, 2026

Author: Ravi V.Hosmani
Bench: Ravi V.Hosmani
                                                                  -1-
                                                                              NC: 2026:KHC-D:5001
                                                                         MFA No. 100433 of 2015


                                       HC-KAR



                                       IN THE HIGH COURT OF KARNATAKA AT DHARWAD
                                             DATED THIS THE 2ND DAY OF APRIL, 2026
                                                            BEFORE
                                           THE HON'BLE MR. JUSTICE RAVI V.HOSMANI
                                    MISCELLANEOUS FIRST APPEAL NO. 100433 OF 2015 (MV)
                                      BETWEEN:
                                      SR. REGIONAL MANAGER,
                                      NATIONAL INSURANCE CO. LTD.,
                                      REGIONAL OFFICE, 3RD FLOOR,
                                      ARIHANT BUILDING, KUSUGAL ROAD, HUBBALLI.
                                      NOW REPRESENTED BY DEPUTY MANAGER.
                                                                                       ...APPELLANT
                                      (BY SRI KARTHIK GANACHARI, ADVOCATE FOR
                                          SRI SURESH S. GUNDI, ADVOCATE)

                                      AND:
                                      1.   DEVAPPA S/O EKAPPA PARANGI,
                                           AGE: 35 YEARS, OCC: AGRICULTURE,
                                           R/O:TIMMARAGUDDI, TQ: YALABURGA,
                                           NOW AT UNACHAGERI, TQ: RON.

                                      2.   M/S. M.S. NAGAPUR CRANE SERVICE
                                           PROPRIETOR, SHAMSHAR SINGH KRUPAL SINGH,
                                           FLAT NO.206, RAJESHWARI APARTMENT,
                                           NEAR CONVENT SCHOOL,
              Digitally signed by
              CHANDRASHEKAR
              LAXMAN
                                           OPP: HALLIKERI NARASING HOME,
                                           KESHWAPUR, HUBBALLI. DIST: DHARWAD-580 023.
CHANDRASHEKAR KATTIMANI
LAXMAN        Location: High
KATTIMANI     Court of Karnataka
              Dharwad Bench
              Date: 2026.04.04
              06:58:05 +0100



                                                                                   ...RESPONDENTS
                                      (BY SRI GS HULMANI, ADVOCATE FOR R1;
                                          SRI SANTOSH D. NARAGUND, ADVOCATE FOR R2)

                                            THIS MFA IS FILED UNDER SECTION 173(1) OF MOTOR
                                      VEHICLES ACT, AGAINST THE JUDGMENT AND AWARD DATED
                                      28.11.2014, PASSED IN MVC.NO.09/2013, ON THE FILE OF THE
                                      SENIOR CIVIL JUDGE AND ADDITIONAL MOTOR ACCIDENT CLAIMS
                                      TRIBUNAL, RON, AWARDING COMPENSATION OF RS.12,78,808/-
                                      ALONG WITH INTEREST AT THE RATE OF 6% P.A. FROM THE DATE OF
                                      PETITION TILL THE DATE OF DEPOSIT & ETC.
                                -2-
                                            NC: 2026:KHC-D:5001
                                       MFA No. 100433 of 2015


HC-KAR



     THIS MFA COMING ON FOR FINAL HEARING, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:
CORAM:   THE HON'BLE MR. JUSTICE RAVI V.HOSMANI

                        ORAL JUDGMENT

Challenging judgment and award dated 28.11.2014 passed

by Senior Civil Judge and Member, MACT, Ron ('Tribunal' for

short) in MVC no.9/2013, this appeal is filed.

2. Sri Karthik Ganachari, advocate appearing for Sri

Suresh S.Gundi, learned counsel for appellant submitted that

appeal was by insurer challenging finding of Tribunal on liability

as well as on quantum. It was submitted, as per claimant on

24.12.2011 while claimant was walking on Gajendragad -

Kushtagi road at 2:15 p.m., driver of crane no.KA-25/P-8425

drove it in rash and negligent manner and dashed against

claimant. Due to same, claimant sustained grievous injuries and

despite treatment, did not recover fully. Alleging loss of earning

capacity, he filed claim petition against owner and insurer of

crane.

3. On contest wherein claim petition was opposed on all

grounds including that driver of crane had no valid and effective

driving licence as on date of accident and there was breach of

NC: 2026:KHC-D:5001

HC-KAR

terms and conditions of policy, Tribunal framed issues and

recorded evidence.

4. Claimant examined himself along with

Dr.Gavisiddappa Palled as PWs1 and 2 and got marked Exhibits

P1 to P17. Insurer examined its official as RW1 and got marked

Exhibits R1 to R3. On consideration, Tribunal held accident

occurred due to rash and negligent driving of crane by its driver

and claimant was entitled for total compensation of ₹12,78,808/-

with interest at 6% per annum from insurer. Aggrieved, appeal

was filed.

5. Insofar as liability, it was submitted, to substantiate

actionable negligence, claimant not only relied upon prosecution

records but also treatment records. Ex.P9 - discharge summary

issued by SDM Hospital, Dharwad, indicated date of admission as

01.09.2011 and date of discharge as 14.09.2011 and in history

of injuries, it was stated, RTA 3 days ago as fall from tractor. It

was submitted, said date of admission and discharge would

predate date of accident by two months, thereby establishing

foisting of false claim against insurer. It was further submitted,

vehicle in question was farm equipment and Ex.R3 - driving

NC: 2026:KHC-D:5001

HC-KAR

licence of driver of crane showed, he had driving licence to drive

LMV, LMVGV and transport vehicle from 02.02.2002 valid till

02.12.2016 in case of transport vehicle and till 14.06.2031 in

case of non-transport vehicle. This would establish that as on

date of accident, driver did not have valid and effective driving

licence to drive a crane and therefore, Tribunal was not justified

in holding insurer liable to pay compensation.

6. On quantum, it was submitted that assessment of

monthly income of deceased at ₹6,000/- was excessive and as

such compensation awarded called for reduction. On said ground

sought for allowing of appeal.

7. Heard learned counsel, perused impugned judgment,

award and record.

8. There is no representation for respondents.

9. From above and since insurer is in appeal challenging

finding of Tribunal on negligence/liability, points that arise for

consideration are:

1. Whether Tribunal was justified in holding insurer liable to pay compensation? And

NC: 2026:KHC-D:5001

HC-KAR

2. Whether assessment of compensation calls for modification?

10. Point no.1: Challenge is two-fold. Firstly, that Ex.P9

sought to be relied upon by claimant indicated that claimant had

met with an accident two months prior to accident in question,

but failed to disclose same in his pleadings, thereby indicating

that claim petition was filed with intention to fix insured vehicle

for purposes of claim. Second ground urged is about driver of

crane not possessing valid and effective driving licence at time of

accident. Though perusal of Ex.P9 would indicate that date of

admission and date of discharge in month of September 2011 as

being more than two months prior to accident in question,

remaining part of Ex.P9 does contain admission of claimant on

account of injuries sustained in RTA that occurred on

24.12.2011. Apart from above, there is absolutely no cross-

examination of claimant on this aspect especially when it was

possible for claimant to have sustained another accident earlier

and took treatment for same..

11. Second ground is about driving licence. Perusal of

Ex.R3 would indicate, driver having driving licence not only in

NC: 2026:KHC-D:5001

HC-KAR

respect of Light Motor Vehicle, but also Light Motor Vehicle with

Goods Vehicle and Transport vehicle endorsements. Accident

occurred, while crane was moving on road, in which case it

would require to be treated as regular motor vehicle. Since driver

possesses driving licence not only in respect of Light Motor

Vehicle Goods Vehicle, but also transport vehicle, in absence of

establishing that driver of a crane would require separate and

specific licence, contention of insurer cannot be accepted. For

aforesaid reason, Point no.1 is answered in 'affirmative'.

12. Point no.2: On quantum, challenge is confined to

Tribunal taking higher monthly income. While passing impugned

award, it is seen that Tribunal considered notional income for

year 2011 as ₹6,000/-. Even as per notional income chart

adopted for settlement of cases before Karnataka State Legal

Services Authority (KSLSA), notional income for year 2011 is

₹6,000/-. Thus, there would be sufficient justification for Tribunal

to have assessed monthly income at ₹6,000/-. Therefore, Point

no.2 is answered in 'negative'. Consequently, following:

ORDER

i. Appeal is dismissed.

NC: 2026:KHC-D:5001

HC-KAR

ii. Amount in deposit, if any is ordered to be transmitted to Tribunal for payment.

iii. Balance to be deposited within six weeks.

iv. On deposit, Tribunal is directed to release compensation amount in favour of claimant.

Sd/-

(RAVI V.HOSMANI) JUDGE

CLK CT:VP LIST NO.: 1 SL NO.: 30

 
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