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The Branch Manager vs Kumari Amrutha
2025 Latest Caselaw 5344 Kant

Citation : 2025 Latest Caselaw 5344 Kant
Judgement Date : 21 March, 2025

Karnataka High Court

The Branch Manager vs Kumari Amrutha on 21 March, 2025

                                        -1-
                                                      NC: 2025:KHC:12009
                                                    MFA No. 7952 of 2016




                   IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                       DATED THIS THE 21ST DAY OF MARCH, 2025

                                      BEFORE
                    THE HON'BLE SMT. JUSTICE LALITHA KANNEGANTI
                 MISCELLANEOUS FIRST APPEAL NO. 7952 OF 2016 (MV-I)
            BETWEEN:

                  THE BRANCH MANAGER,
                  RELIANCE GENERAL INSURANCE CO. LTD.,
                  FIRST FLOOR, MYSURU TRACK CENTER,
                  OPP: KSRTC BUS STAND, MYSORE,
                  NOW REPRESENTED BY ITS LEGAL MANAGER,
                  RELIANCE GENERAL INSURANCE CO. LTD.,
                  REGIONAL OFFICE, 5TH FLOOR,
                  CENTENARY BUILDING, NO. 28,
                  M.G. ROAD, BANGALORE - 560 001.
                                                             ...APPELLANT
            (BY SRI. PRADEEP B, ADVOCATE)
            AND:

            1.    KUMARI AMRUTHA,
                  D/O LATE MAHADEVA,
                  NOW AGED ABOUT 20 YEARS,
                  R/AT MANCHAPURA, RAMAPURA HOBLI,
Digitally         KOLLEGALA TALUK - 16.
signed by
SUVARNA T   2.    C.N. KRISHNA,
Location:         S/O LATE T.M. NAGARAJU,
HIGH              NOW AGED ABOUT 34 YEARS,
COURT OF          NO. 299, 20TH CROSS,
KARNATAKA         RAILWAY LAYOUT,
                  VIJAYANAGAR, MYSURU - 01.
            3.    AJMAL PASHA,
                  S/O MOHAMMED USMAN,
                  MAJOR R/AT D.NO. 3093/1,
                  CONVENT ROAD, LAKSHKAR MOHALLA,
                  MYSURU - 01.
                                                          ...RESPONDENTS
            (BY SMT. P.C. SUNITHA FOR, ADVOCATE R1;
                VIDE ORDER DATED 18.07.2023, NOTICE TO R2 AND R3
                DISPENSED WITH)
                                -2-
                                            NC: 2025:KHC:12009
                                          MFA No. 7952 of 2016




      THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 23.06.2016         PASSED IN MVC
NO.27/12 ON THE FILE OF THE SENIOR CIVIL JUDGE & JMFC,
KOLLEGAL, AWARDING COMPENSATION OF RS.66,896/- WITH
INTEREST AT 6% P.A. FROM THE DATE OF FILING OF THE PETITION
TILL THE DATE OF REALIZATION.
     THIS APPEAL, COMING ON FOR ORDERS,              THIS   DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:
CORAM:    HON'BLE SMT. JUSTICE LALITHA KANNEGANTI

                      ORAL JUDGMENT

Aggrieved by the award passed in MVC.No.27/2012 dated

23.06.2016 by the Senior Civil Jude and J.M.F.C., Kollegal, the

Insurance Company is before this Court.

2. The claim petition was filed seeking compensation of

an amount of Rs.6,20,000/- for the injuries sustained by the

claimant in the road traffic accident. It is the case of the

claimant that on 22.05.2008 at about 12.15 p.m., the

petitioner along with her sister and others were proceeding

towards Ramapura Government Hospital by walk on the left

side of the road for getting administration of polio drops to the

minor child, at that time, Mahindra Pickup vehicle bearing

Registration No.KA-22-M-6581 driven by its driver came from

opposite direction and dashed to the petitioner and she had

sustained injuries. Issue No.1 with regard to whether the

claimant has proved that she has sustained injuries in the

NC: 2025:KHC:12009

motor vehicle accident as she was hit by Mahindra Pickup

vehicle bearing Reg. No.KA-22-M-6581. It is the case of the

Insurance Company that initially when eye witness has given a

report that the vehicle Number is KA-10-8991. After one month

and eight days, the police have changed this number to KA-22-

M-6581. Basing on this, the Insurance Company contended

that the vehicle is not involved in the accident and as the first

vehicle was not having the insurance policy, this vehicle is

implicated in the accident to get compensation as this vehicle is

insured by the Insurance Company. The Tribunal has negatived

the said contention of the Insurance Company observing that

the police after full fledged investigation, have filed the charge

sheet against the driver of KA-22-M-6581. The Insurance

Company has not questioned the said charge sheet. As such,

the Tribunal has held that the said vehicle is involved and the

accident has happened because of the rash and negligent

driving of the driver of the said vehicle and granted

compensation of an amount of Rs.66,896/-.

3. Learned counsel appearing for the appellant-

Insurance Company has reiterated the grounds that are taken

before the Tribunal and submits that the particular vehicle i.e.,

NC: 2025:KHC:12009

KA-22-M-6581 is not involved in the accident and the question

of Insurance Company challenging the charge sheet will not

arise and there is no necessity for the Insurance Company to

question the charge sheet. It is submitted that when the

application is filed under Section 166 of the Motor Vehicles Act,

1989, the burden lies on the claimant to prove the accident and

the involvement of the vehicle. It is submitted that in this case,

the claimant has failed to prove that the particular vehicle i.e.,

KA-22-M-6581 is involved in the accident. As such, the order

requires to be interfered by this Court.

4. Learned counsel appearing for the respondent-

claimant submits that the police have conducted a full fledged

investigation and thereafter, they have come to the conclusion

that the vehicle involved is KA-22-M-6581 and they have also

filed a charge sheet. The evidence by filing charge sheet and

the police records established before the Tribunal that the said

vehicle is involved. The same is denied by the Insurance

Company. They have to adduce evidence and in this case, no

such evidence is adduced by them except examining the Officer

of the Insurance Company. It is submitted that the Tribunal

had rightly considered and passed an order and no interference

NC: 2025:KHC:12009

is called for with the well considered order passed by the

Tribunal.

5. Having heard the learned counsels on either side,

perused the material on record. There is no dispute about the

fact that PW.2-eye witness had initially given the vehicle

number i.e., KA-10-8991. Thereafter, the police have

registered the complaint and they have conducted an

investigation. In the investigation, they have found that the

vehicle that is involved is not the one which PW.2 has

mentioned, but it is KA-22-M-6581 and after full fledged

enquiry, they have filed charge sheet. Now, it is the case of

Insurance Company that the vehicle is falsely implicated in this

case and it is not at all involved. If that is the stand of the

Insurance Company, they have to prove the same by adducing

cogent evidence, except relying on the initial FIR, they have not

adduced any other evidence and they have failed to prove the

same. In that view of the matter, the Tribunal had rightly held

that the vehicle involved is KA-22-M-6581 and the Insurance

Company is liable to pay the compensation. This Court finds no

reason interfere with the well considered order passed by the

Tribunal. Accordingly, this Court is passing the following:

NC: 2025:KHC:12009

ORDER

i) The Appeal is dismissed.

ii) The amount in deposit shall be transferred to the Tribunal, forthwith.

iv) Registry is directed to return the Trial Court Records to the Tribunal, along with certified copy of the order passed by this Court forthwith without any delay.

Pending miscellaneous petitions, if any, shall stand

closed.

SD/-

(LALITHA KANNEGANTI) JUDGE

KA

CT: BHK

 
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