Thursday, 07, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

M/S The Oriental Insurance vs Sri Maneesh Kumar
2025 Latest Caselaw 4824 Kant

Citation : 2025 Latest Caselaw 4824 Kant
Judgement Date : 7 March, 2025

Karnataka High Court

M/S The Oriental Insurance vs Sri Maneesh Kumar on 7 March, 2025

                                                -1-
                                                           NC: 2025:KHC:9900-DB
                                                          MFA No. 9463 of 2015
                                                      C/W MFA No. 7958 of 2015
                                                          MFA No. 5298 of 2016


                     IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                          DATED THIS THE 7TH DAY OF MARCH, 2025

                                              PRESENT
                           THE HON'BLE MRS JUSTICE K.S.MUDAGAL
                                                AND
                          THE HON'BLE MR JUSTICE C.M. POONACHA
                   MISCELLANEOUS FIRST APPEAL NO. 9463 OF 2015 (MV-I)
                                               C/W
                   MISCELLANEOUS FIRST APPEAL NO. 7958 OF 2015 (MV-I)
                   MISCELLANEOUS FIRST APPEAL NO. 5298 OF 2016 (MV-I)


                   IN MFA No.9463/2015

                   BETWEEN

                   THE NEW INDIA ASSURANCE CO. LTD.
                   BRANCH OFFICE, KOLAR
                   THROUGH MOTOR THIRD PARTY
                   CLAIMS HUB, M G ROAD,
                   BANGALORE-1
                   BY DULY CONSTITUTED ATTORNEY
                                                                    ...APPELLANT
Digitally signed
by NIRMALA         (BY SRI K SURYANARAYANA RAO, ADVOCATE A/W
DEVI                   SRI C R RAVISHANKAR, ADVOCATE)
Location:
HIGH COURT         AND
OF
KARNATAKA
                   1 . SRI. MANEESH KUMAR
                       S/O MANGILAL
                       AGED ABOUT 25 YEARS,
                       R/AT RAJPET ROAD,
                       KUPPAM ROAD
                       KYASAMBALLI HOBLI,
                       BANGARPET TQ-563173

                   2 . CHINNA OBUL REDDY
                       S/O O PULLA REDDY
                             -2-
                                        NC: 2025:KHC:9900-DB
                                       MFA No. 9463 of 2015
                                   C/W MFA No. 7958 of 2015
                                       MFA No. 5298 of 2016


   MAJOR IN AGE
   R/AT NO.1340,
   SANJEEVANAGAR
   ANDHRA PRADESH 04

3 . THE ORIENTAL INSURANCE CO LTD
    DIVISIONAL OFFICE-3, NO-7
    UTHAMAR GANDHI SALAI,
    2ND FLOOR, ROSY TOWERS
    NUNGAMBAKAM,
    CHENNAI-600002

4 . M CHEZHIYAN
    S/O MUTHUSWAMY
    MAJOR IN AGE , DINESH ILLAM
    R/AT 4TH CROSS,
    ROBERTSONPET
    K G F BANGARPET TALUK-563173
                                               ..RESPONDENTS
(BY SMT SUSHMITHA G, ADVOCATE FOR
 SRI GOPAL KRISHNA N, ADVOCATE FOR R1
 SRI B S UMESH, ADVOCATE FOR R3
 NOTICE TO R4 IS DISPENSED WITH V/O DTD 06.07.2021
 NOTICE TO R2 IS HELD SUFFICIENT V/O DTD 06.01.2025)

     THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 22.07.2015 PASSED IN MVC
NO.16/2007 ON THE FILE OF THE III ADDITIONAL DISTRICT AND
SESSIONS JUDGE, KOLAR, (SITTING AT KGF), AWARDING
COMPENSATION OF RS.17,20,000/- WITH INTEREST @ 6% P.A
FROM THE DATE OF PETITION TILL THE DATE OF REALIZATION AND
ETC.

IN MFA No.7958/2015

BETWEEN

M/S THE ORIENTAL INSURANCE
COMPANY LIMITED,
D.O-13, ROSY TOWERS,
2ND FLOOR, NUNGAMBAKKAM HIGH ROAD,
CHENNAI, TAMIL NADU-600 034
THROUGH ITS REGIONAL OFFICE,
LEO SHOPPING COMPLEX,
NO.44/45, RESIDENCY ROAD,
                                -3-
                                          NC: 2025:KHC:9900-DB
                                         MFA No. 9463 of 2015
                                     C/W MFA No. 7958 of 2015
                                         MFA No. 5298 of 2016


BANGALORE-560 025
REPRESENTED BY ITS REGIONAL MANAGER.
                                                   ...APPELLANT
(BY SRI UMESH B S, ADVOCATE)

AND

1.    SRI MANEESH KUMAR
      S/O MANGILAL,
      AGED ABOUT 25 YEARS,
      R/AT RAJPET ROAD,
      KUPPAM ROAD, KYASAMBALLI,
      BANGARPET TALUK,
      KOLAR DISTRICT-563 121.

2.    U.CHINNA OBUL REDDY
      S/O PULLA REDDY
      AGE MAJOR, EXACT NOT KNOWN
      TO APPELLANT
      R/AT NO.1340, SANJEEVANAGAR,
      TADIPATRI TOWN AND MANDAL,
      ANATHPUR DISTRICT,
      ANDRAPRADESH-515 411.

3.    SRI.N.CHEZHIYAN
      S/O K.MUTHUSWAMY,
      AGE MAJOR,
      EXACT NOT KNOWN TO APPELLANT,
      R/AT AT DINESH ILLAM,
      4TH CROSS, ROBERTSONPET,
      KGF TOWN,
      KOLAR DISTRICT-563 122.

4.    M/S. THE NEW INDIA ASSURANCE CO. LTD
      BRANCH OFFICER,
      KOLAR BRANCH, BAGALUR MANSION,
      2ND FLOOR, DODDAPET,
      KOLAR TOWN AND DISTRICT-563 101
                                             ...RESPONDENTS
(BY SMT SUSHMITHA G, ADVOCATE FOR
 SRI GOPAL KRISHNA N, ADVOCATE FOR R1
 SRI K SURAYANARAYANA RAO, ADVOCATE A/W
 SRI C R RAVISHANKAR, ADVOCATE FOR R4
 NOTICE TO R2 & R3 IS DISPENSED WITH V/O DTD 29.06.2021)
                              -4-
                                         NC: 2025:KHC:9900-DB
                                        MFA No. 9463 of 2015
                                    C/W MFA No. 7958 of 2015
                                        MFA No. 5298 of 2016


     THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 22.07.2015 PASSED IN MVC
NO.16/2007 ON THE FILE OF THE III ADDITIONAL DISTRICT AND
SESSIONS JUDGE, KOLAR (SITTING AT K.G.F) AWARDING
COMPENSATION OF RS.17,20,000/- WITH INTEREST @ 6% P.A
FROM THE DATE OF PETITION TILL THE DATE OF REALIZATION AND
ETC.

IN MFA No.5298/2016

BETWEEN

SRI. MANEESH KUMAR
S/O. MANGILAL,
AGED ABOUT 29 YEARS,
RESIDING AT RAJPET ROAD,
KUPPAM ROAD,
KYASAMBALLI HOBLI,
BANGARPET TALUK,
KOLAR DISTRICT.
                                                  ...APPELLANT
(BY SMT SUSHMITHA G, ADVOCATE FOR
    SRI GOPAL KRISHNA N, ADVOCATE)

AND

1.    SRI. CHINNA OBUL REDDY
      S/O. PULLA REDDY,
      MAJOR IN AGE,
      RESIDING AT NO.1340,
      SANJEEVANAGAR,
      ANDHRA PRADESH PIN-500 038.

2.    THE ORIENTAL INSURANCE COMPANY LTD.,
      DIVISION OFFICE-3, NO.7,
      UTHAMAR, GANDHI SALAI,
      2ND FLOOR, ROSY TOWERS,
      NUNGAMBAKAM,
      CHENNAI-600 034,
      REP. BY ITS MANAGER.

3.    M. CHEZHIYAN
      S/O. MUTHUSWAMY,
      MAJOR IN AGE,
      RESIDING AT DINESH ILLAM,
                               -5-
                                          NC: 2025:KHC:9900-DB
                                         MFA No. 9463 of 2015
                                     C/W MFA No. 7958 of 2015
                                         MFA No. 5298 of 2016


     4TH CROSS, ROBERTSONPET,
     K.G.F.-563 122,
     BANGARPET TALUK.

4.   THE NEW INDIA ASSURANCE COMPANY LTD
     KOLAR BRANCH OFFICE,
     BAGALUR MANSION, II FLOOR,
     DODDAPET, KOLAR-563 101.
     REP. BY ITS MANAGER.
                                              ...RESPONDENTS
(BY SRI B S UMESH, ADVOCATE FOR R2
 SRI K SURYANARAYANA RAO, ADVOCATE A/W
 SRI C R RAVISHANKAR, ADVOCATE FOR R4
 NOTICE TO R1 IS DISPENSED WITH V/O DTD 22.11.2017
 NOTICE TO R3 IS DISPENSED WITH V/O DTD 13.06.2024)

     THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 22.07.2015 PASSED IN MVC
NO.16/2007 ON THE FILE OF THE III ADDITIONAL DISTRICT AND
SESSIONS JUDGE, KOLAR, PARTLY ALLOWING THE CLAIM PETITION
FOR   COMPENSATION     AND   SEEKING    ENHANCEMENT    OF
COMPENSATION AND ETC.

     THESE APPEALS HAVING BEEN HEARD AND RESERVED FOR
JUDGMENT ON 27.02.2025, COMING ON FOR PRONOUNCEMENT OF
JUDGMENT, THIS DAY, POONACHA.J., DELIVERED THE FOLLOWING:

CORAM:     HON'BLE MRS JUSTICE K.S.MUDAGAL
           and
           HON'BLE MR JUSTICE C.M. POONACHA



                      CAV JUDGMENT

(PER: HON'BLE MR JUSTICE C.M. POONACHA)

All the above appeals are filed calling in question the

judgment and award dated 22.7.2015 passed in MVC

No.16/2007 by the III Additional District and Sessions Judge,

NC: 2025:KHC:9900-DB

Kolar (sitting at K.G.F)1. Hence they are taken up together for

consideration.

2. The parties herein are referred as per their rank

before the Trial Court for the sake of convenience.

3. The factual matrix in a nutshell leading to the

present appeals are that on 13.2.2007 the claimant was

traveling as a passenger of bus bearing registration No.KA-08-

A-4777. That when the said bus reached Sandaghatta Cross,

from the opposite direction lorry bearing registration No.AP-02-

W-1564 came in a rash and negligent manner and hit the bus

in which the claimant was traveling causing the accident in

question. Due to the said accident, an iron rod of the bus

entered into the head of the claimant from the frontal portion

and came out on the left side of the neck. The claimant was

shifted to Kuppam Medical College where he was given first aid

and thereafter, shifted to Bangalore for further treatment.

Claiming compensation for the injuries sustained in the said

accident, the claimant instituted the claim proceedings arraying

the owner and insurer of the lorry as respondent Nos.1 and 2

Hereinafter referred to as the 'Tribunal'

NC: 2025:KHC:9900-DB

and the owner and insurer of the bus as respondent Nos.3 and

4 before the Tribunal.

4. Respondent Nos.2, 3 and 4 contested the

proceedings before the Tribunal.

5. The claimant was examined as PW.1 and a doctor as

PW.2. Exs.P1 to P23 were marked in evidence. An employee of

the second respondent/insurer of the lorry was examined as

RW.1. Exs.R1 to R7 were marked in evidence. The Tribunal vide

its judgment and award dated 17.9.2010, partly allowed the

claim petition, awarded compensation of ₹7,29,416/- together

interest at 6% per annum and held that the first

respondent/owner of the lorry liable to pay the compensation

awarded.

6. Being aggrieved, the owner of the lorry preferred

MFA No.225/2011, which was disposed of by a coordinate

Bench of this Court vide judgment dated 13.11.2014. The

claimant preferred MFA No.900/2011. A coordinate Bench of

this Court vide judgment dated 25.11.2014 disposed of the said

appeal wherein its judgment dated 13.11.2014 passed in MFA

No.225/2011 was noticed and it was held that the insurer of

the lorry is liable to satisfy the compensation awarded. Further,

NC: 2025:KHC:9900-DB

this Court, noticing the contention put forth by the claimant

that he has incurred huge medical expenses and that he could

not produce the relevant medical bills, remanded the matter to

the Tribunal to mark necessary documents.

7. On remand, the claimant got examined another

doctor as PW.3 and marked Ex.P25. The Tribunal noticed the

order dated 25.11.2014 passed by this Court in MFA

No.900/2011 and by its judgment and award dated 22.7.2015

partly allowed the claim petition, awarding a sum of

`17,20,000/- together with interest at 6% p.a., and directed

respondent Nos.2 and 4, the insurers of the lorry and bus

respectively to pay the compensation awarded.

8. Being aggrieved, the insurer of the bus has

preferred MFA No.9463/2015, the insurer of the lorry has

preferred MFA No.7958/2015 and the claimant has preferred

MFA No.5298/2016.

9. Learned Counsel Sri C.R.Ravishankar appearing for

the appellant in MFA No.9463/2015 - the insurer of the bus

contends that having regard to the order dated 25.11.2014

passed in MFA No.900/2011, whereunder this Court has held

that the insurer of the lorry was liable to satisfy the award of

NC: 2025:KHC:9900-DB

the Tribunal, the finding of the Tribunal recorded in the

operative portion of its judgment dated 22.7.2015 holding

respondent Nos.2 and 4, the insurers of both vehicles to pay

the compensation is erroneous and liable to be interfered with.

10. Learned counsel Sri B.S.Umesh appearing for the

appellant in MFA No.7958/2015 - the insurer of the lorry does

not dispute the finding recorded in the order dated 25.11.2014

passed in MFA No.900/2011, wherein it has been held that the

insurer of the lorry is liable to pay the compensation awarded

and fairly submits that the judgment and award of the Tribunal

directing the insurers of both vehicles to pay the compensation

requires to be interfered with. It is further contended that

having regard to the limited scope of remand made by this

Court vide its order dated 25.11.2014 passed in MFA

No.900/2011, wherein this Court has specifically remanded the

matter only for the purpose of production of medical bills, the

Tribunal awarding compensation on various other heads is

erroneous and contrary to the scope of remand made by this

Court. That the claimant, consequent to the remand did not

produce any other medical bills. Instead PW.3 was examined by

the claimant who has deposed regarding the alleged disability

- 10 -

NC: 2025:KHC:9900-DB

of the claimant. That the doctor- PW.2 has not assessed the

whole body disability and that the Tribunal in its judgment

dated 17.9.2010 passed in the earlier round of litigation has,

categorically recorded a finding that the claimant has appeared

and answered all the questions in the cross examination.

Hence, it is contended that the disability assessed by the

Tribunal is erroneous. That the compensation on other heads is

also on the higher side.

11. Learned counsel Smt.Sushmitha G appearing for

learned counsel Sri Gopalakrishna for the appellant in MFA

No.5298/2016 - claimant contends that order of this Court

dated 25.11.2014 in MFA No.900/2011 was an open remand

and that the Tribunal was justified in reassessing the

compensation. It is further contended that the Tribunal ought

to have applied the multiplier of 18 having regard to the fact

that the claimant was admittedly aged 20 years as on date of

the accident and that the multiplier of 16 adopted by the

Tribunal is erroneous. That the injuries sustained by the

claimant are ghastly and that higher amounts of compensation

ought to be awarded on various heads. That the income of the

claimant assessed by the Tribunal is on the lower side.

- 11 -

NC: 2025:KHC:9900-DB

12. The submissions of above learned counsel have

been considered and the material on record including the

records of the Tribunal have been perused. The questions that

arise for consideration are:

i) Whether the Tribunal was justified in holding that the compensation was liable to be paid by respondent Nos.2 and 4 i.e., the insurers of both the vehicles ?

ii) Whether the Tribunal erred in reassessing the entire compensation and ought to have considered only the further medical bills after the remand made by this Court vide its order dated 25.11.2014 passed in MFA No.900/2011?

iii) Whether the quantum of compensation awarded by the Tribunal is required to be enhanced?

Re. question No.(i):

13. It is clear from para 6 of the judgment dated

25.11.2014 passed in MFA No.900/2011 that this Court

following the order dated 13.11.2014 passed MFA No.225/2011

held that the insurer of the lorry is liable to satisfy the award of

the Tribunal. The said aspect of the matter is also not seriously

disputed by the insurer of the lorry. In view of the same,

question No.(i) framed for consideration is answered in the

negative.

- 12 -

NC: 2025:KHC:9900-DB

Re. question No.(ii):

14. A coordinate Bench of this Court vide its judgment

dated 25.11.2014 passed in MFA No.900/2011 while

considering the appeal filed by the claimant ordered as follows:

"6. In view of the above, the finding recorded by the Tribunal that the 1st Respondent-owner of the offending vehicle is liable to satisfy the award is set aside. Following the order passed in MFA No.225/2011 dated 13.11.2014, we hold that the Insurer is liable to satisfy the award.

7. Insofar as the prayer for enhancement of compensation is concerned, learned counsel for the claimant submits that there are a number of medical bills which were produced and which have not been marked.

8. In view of the serious injuries suffered by the claimant, he could have incurred heavy medical expenses and in view of non-marking of those medical bills, he could not claim appropriate the medical expenses incurred. Therefore, it is just and appropriate if the claimant is provided an opportunity to mark the said documents during the course of evidence in order to receive a just and fair compensation.

9. For the aforesaid reason, we are of the considered view that it is just and appropriate to remand the matter to the Tribunal in order to enable the claimant to mark the necessary documents during the course of evidence in order to receive a just compensation.

10. In the result, the appeal is allowed in part. The insurer is held liable to satisfy the award. The matter is remanded to the Tribunal for determination of appropriate compensation as held herein above.

- 13 -

NC: 2025:KHC:9900-DB

The claimant is at liberty to lead additional evidence in support of his claims.

The parties to appear before the Tribunal concerned on 27.01.2015."

(emphasis supplied)

15. It is clear from the aforementioned that at para 7 of

its order, this Court considered the submissions made on behalf

of the learned counsel for the claimant. Further, at para 8, this

Court held that it was just and proper to provide an opportunity

to the claimant to mark the documents in order to receive just

and fair compensation. At para 9, this Court further ordered

that the matter has to be remanded to the Tribunal to enable

the claimant to mark necessary documents to receive just

compensation.

16. It is clear from the aforementioned that the remand

made by this Court to the Tribunal was to enable the claimant

to mark necessary documents in order to receive just

compensation. The remand made by this Court can, in no

manner be construed as being limited to production of medical

bills only. In any event, the Tribunal was required to consider

and award just compensation for the injuries sustained by the

claimant. In view of the same, question No.(ii) framed for

consideration is answered in the affirmative.

- 14 -

NC: 2025:KHC:9900-DB

Re. question No.(iii):

17. The claimant is an 18 year old student who was

pursuing B.E., Engineering and also helping his father in his

cloth business. In the accident which occurred on 13.2.2007 a

rod pierced through the head of the claimant over the frontal

aspect in the middle and came out through the backside of the

neck. The discharge summary issued by Sparsh Hospital

(Ex.P7) and the CT Scan conducted by Narayana Hrudayala

Hospital (Ex.P10) disclose that there were multiple fractures

involving frontal bone and base of the skull. Ex.P7 further

discloses that the claimant underwent seven surgeries i.e., on

13.2.2007, 21.2.2007, 2.3.2007, 10.3.2007, 24.3.2007,

3.4.2007 and 5.4.2007. The claimant was an inpatient at

Sparsh Hospital, Bengaluru, from 13.2.2007 to 9.6.2007 i.e.,

for a total period of 117 days. Discharge summary issued by

Narayana Institute of Neuro Sciences (Ex.P5) discloses that the

claimant was treated as an inpatient from 15.11.2007 to

20.11.2007 i.e., for a period of 6 days. Thus, totally the

claimant has taken treatment as an inpatient for a period of

123 days.

- 15 -

NC: 2025:KHC:9900-DB

18. PW.2 - Dr. R.Shashikumar has deposed that he is

the Assistant Surgeon and Medical Officer at Sparsh Hospital,

Bengaluru. He has deposed regarding various scans and

procedures conducted in the said hospital. That on 18.3.2010

the claimant came to the hospital with a complaint of head

ache on and off, unable to concentrate, loss of memory,

irritability, confusion and distraction. That as per Neuro

psychological profile, patient has disability rating of Grade 3,

deficit is present which interferes with adjustment of daily

living. PW.2 has been cross-examined in detail. He has

admitted that he has done M.D., in Forensic Medicine. He has

denied that he is not a qualified person to give report on

neurological treatment.

19. Dr. Paparajamurthy Dantam (erroneously mentioned

as Sundaramurthy in the judgment of the Tribunal) has been

examined as PW.3. He deposed that he was working as Neuro

Surgeon at RLJ Hospital. He has deposed regarding the

treatment given to the claimant. That the claimant was

evaluated by him on 19.6.2015 as an outpatient and that the

claimant has mild cognitive disability, facial asymmetry

involving forehead, left eye lid retraction with exotropia and

- 16 -

NC: 2025:KHC:9900-DB

right nystagmus. PW.3 has deposed that the claimant has

intellectual disability at 25% (mild cognitive disability), physical

impairment of 16% and the permanent physical impairment

(disability) in neurological condition is 36.55%. PW.3 has also

been cross-examined in detail.

20. The claimant has produced various medical bills and

has stated that the total expenditure towards medical bills is

`11,78,589.92. The Tribunal considering the documents has

awarded a sum of `11.00 lakhs towards medical expenses,

which is just and proper. Considering nature of injuries, period

of hospitalization and treatment, Tribunal should have awarded

`11,78,590/-. Hence, the compensation towards medical

expenses is reassessed as `11,78,590/-.

21. It is clear that although the claimant was treated as

an inpatient for a total period of 123 days, he was advised to

take follow-up treatment. The Tribunal has awarded a sum of

`20,000/- towards nutritional, incidental and traveling

expenses. Having regard to the total period of hospitalization

during which he was treated as an inpatient, it is just and

proper that the expenses towards attendant charges, nutritious

food and incidental expenses be re-assessed as `1.00 lakh.

- 17 -

NC: 2025:KHC:9900-DB

22. The claimant has sustained multiple fractures to the

skull and has undergone seven surgeries. It is clear that the

injuries sustained by him are serious and the claimant has

taken treatment for a long period of time for the same. Hence,

compensation for pain and suffering is re-assessed at `2lakhs

as against `50,000/- awarded by the Tribunal.

23. The claimant has averred that he is a student.

Admission bills (Ex.P12), Transfer Certificate (Ex.P13),

Polytechnic Certificate (Ex.P14) and Study Certificate (Ex.P20)

disclose the same. The Tribunal assessed the annual income of

the claimant as `50,000/- and taken 50% of the same for the

purpose of calculating loss of future earning capacity.

24. The Hon'ble Supreme Court in the case of

Kandasami & Ors., v. Lindabriyal & Anr.,2 has assessed the

income of an Engineering Graduate with respect to an accident

which occurred on 28.9.2008 at `25,000/- p.m. In the present

case, the claimant is also an Engineering Student having a

Diploma degree. Hence, it is just and proper that the income of

the claimant be assessed as `25,000/- p.m.

2023 ACJ 1653/Civil Appeal No.3125/2023 (arising out of SLP (C) No.33897/2018), DD 24.4.2023)

- 18 -

NC: 2025:KHC:9900-DB

25. PW.3 has assessed the disability at 36.55%. The

Tribunal has noticed that the doctors have opined the disability

at 25%.

26. Although it is the vehement contention of the

learned counsel for the insurer that the Tribunal in its judgment

dated 17.9.2010 passed in the earlier round of litigation has

recorded a finding that the claimant has deposed before the

Tribunal as PW.1 and has answered all the questions in the

cross-examination and hence there is no disability, having

regard to the fact that the claimant has sustained multiple

fractures on the skull and the effect of the iron rod having

pierced his head has its various consequential effects, which is

forthcoming from the neurological reports, a reading of which

discloses the injuries that the claimant has suffered. Doctors

PW.2 and 3 have also stated regarding the cognitive disability.

In view of the testimony of PWs.2 and 3, it is just and proper

that the disability of the claimant be re-assessed as 35%.

27. Admittedly, the claimant is aged 18 years as on the

date of the accident. Hence, the appropriate multiplier is 18.

28. Hence, the loss of future earnings is re-assessed as

(`25,000/-x12x18x35%) `18,90,000/- as against `5,50,000/-

- 19 -

NC: 2025:KHC:9900-DB

[`4,00,000/- (loss of future income) and `1,50,000/- (notional

disablement)] awarded by the Tribunal.

29. Having regard to the period during which the

claimant was treated as an inpatient, the period of treatment is

assessed as six months and loss of income towards the same is

assessed as (`25,000/-x6) `1,50,000/-.

30. Having regard to the nature of injuries sustained,

resultant disability and the period of treatment, loss of

amenities is assessed as `1.00 lakh.

31. Having regard to the fact that the claimant is a

bachelor and the injuries and the resultant disability would also

affect the marriage prospects, it is just and proper that `1.00

lakh be awarded towards loss of marriage prospects.

32. The claimant has deposed that he has sustained loss

of educational prospects. The injuries sustained by the claimant

and the period of treatment as also the consequential disability

would have definitely impacted the future educational prospects

of the claimant. Hence, it is just and proper that a sum of

`1.00 lakh be awarded on the said aspect.

33. Accordingly, the compensation is reassessed as

follows:

- 20 -

                                                        NC: 2025:KHC:9900-DB





Sl.No.               Heads                     Amount               Amount
                                            awarded by the       awarded by this
                                              Tribunal(`)           Court(`)
1          Pain and sufferings                    50,000.00         2,00,000.00
2          Medical expenses                   11,00,000.00         11,78,590.00
3.         Loss of income during                       0.00         1,50,000.00
           laid up period
4.         Food, diet, nourishment,                 20,000.00       1,00,000.00
           transportation charges,
           attendant        charges,
           conveyance, etc.
5          Permanent       disability,             5,50,000.00     18,90,000.00
           loss of amenities, etc.,
6          Loss of amenities                             0.00       1,00,000.00
7          Loss     of     marriage                      0.00       1,00,000.00
           prospects
8          Future        educational                     0.00       1,00,000.00
           prospects
                     Total                        17,20,000.00     38,18,590.00



34. The claimant is entitled to total compensation of

`38,18,590/- as against `17,20,000/- awarded by the Tribunal

with interest at 6% p.a., from the date of petition till

realization.

35. In view of the aforementioned, the following:

ORDER

i. MFA No.9463/2015 and MFA No.5298/2016 are

allowed in part;

     ii.        MFA No.7958/2015 is dismissed;
                           - 21 -
                                          NC: 2025:KHC:9900-DB





iii. The judgment and award dated 22.7.2015 passed in

MVC No.16/2007 by the III Additional District and

Sessions Judge, Kolar (sitting at K.G.F.) is modified

as under:

a. The claimant is entitled to total compensation

of `38,18,590/- together with interest at 6%

p.a., from the date of petition till realization;

b. Respondent No.2 - the Oriental Insurance

Company Ltd.,/insurer of the lorry is directed

to pay the compensation awarded together

with the accrued interest;

iv. The amount deposited by the appellant in MFA

No.9463/2015 shall be refunded to the said

appellant;

v. The appellant in MFA No.7958/2015 - insurer of the

lorry shall deposit the balance compensation within

four weeks from the date of receipt of a copy of this

judgment;

vi. Upon deposit, 40% of the amount shall be kept in a

Fixed Deposit for a period of three years in any

nationalized/scheduled bank of the choice of the

- 22 -

NC: 2025:KHC:9900-DB

claimant with liberty to draw interest accrued on

that periodically and the remaining 60% of the

amount shall be digitally released to him upon

proper identification;

vii. The amount deposited by the appellant in MFA

No.7958/2015 together with TCRs be transmitted to

the Tribunal;

viii. Draw the modified decree accordingly.

SD/-

(K.S.MUDAGAL) JUDGE

SD/-

(C.M. POONACHA) JUDGE

ND

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter