Saturday, 09, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Syed Afzal S/O Syed Shakha Patel vs Thakur Padma Singh W/O Thakur Mohan ...
2025 Latest Caselaw 6731 Kant

Citation : 2025 Latest Caselaw 6731 Kant
Judgement Date : 26 June, 2025

Karnataka High Court

Syed Afzal S/O Syed Shakha Patel vs Thakur Padma Singh W/O Thakur Mohan ... on 26 June, 2025

Author: Ravi V Hosmani
Bench: Ravi V Hosmani
                                                 -1-
                                                              NC: 2025:KHC-K:3424
                                                          MFA No. 201084 of 2022


                    HC-KAR



                                IN THE HIGH COURT OF KARNATAKA,

                                       KALABURAGI BENCH

                              DATED THIS THE 26TH DAY OF JUNE, 2025

                                             BEFORE

                             THE HON'BLE MR. JUSTICE RAVI V HOSMANI

                          MISCL. FIRST APPEAL NO. 201084 OF 2022 (MV-I)
                   BETWEEN:

                        SYED AFZAL
                        S/O SYED SHAKHA PATEL,
                        AGE: 44 YEARS,
                        OCC: DRIVER,
                        R/O: HUMNABAD,
                        DIST: BIDAR - 585 330.
                                                                      ...APPELLANT
                   (BY SRI BASAVARAJ R.MATH, ADVOCATE)

                   AND:

                   1.   THAKUR PADMA SINGH
                        W/O THAKUR MOHAN SINGH,
                        AGE: 47 YEARS,
                        OCC: SERVICE IN PRIVATE SECTOR,
Digitally signed        R/O: H.NO.7-1-37, LEELANAGAR,
by NIJAMUDDIN           AMEERPET, HYDERABAD - 500 016.
JAMKHANDI
Location: HIGH     2.   M/S BAJAJ ALLIANZ GENERAL INSURANCE CO. LTD.,
COURT OF                VIVEKANAND CORNER, DESAI CROSS,
KARNATAKA
                        DESHPANDE NAGAR, CLUBROAD,
                        HUBBALLI - 580 029.
                                                                 ...RESPONDENTS

                   (BY SRI SUBHASH MALLAPUR, ADVOCATE FOR R2;
                       NOTICE TO R1 IS DISPENSED WITH)

                        THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT,
                   PRAYING TO MODIFY THE IMPUGNED JUDGMENT AND AWARD
                   DATED 05.02.2022 PASSED BY THE SENIOR CIVIL JUDGE AND
                   MEMBER MACT, HUMNABAD IN MVC NO.402/2018, IN THE INTEREST
                   OF JUSTICE AND EQUITY.
                                -2-
                                             NC: 2025:KHC-K:3424
                                         MFA No. 201084 of 2022


HC-KAR



     THIS MFA, COMING ON FOR ORDERS, THIS DAY, JUDGMENT
WAS DELIVERED THEREIN AS UNDER:

CORAM:    HON'BLE MR. JUSTICE RAVI V HOSMANI

                       ORAL JUDGMENT

Challenging judgment and award dated 05.02.2022

passed by Senior Civil Judge and Member MACT, Humnabad in

MVC no.402/2018, this appeal is filed.

2. Sri Basavaraj R Math, learned counsel for appellant

submits that appeal was by claimant for enhancement of

compensation. It was submitted that on 05.06.2018, when

claimant was tying rope on rear side of his vehicle after loading

goods in lorry bearing Reg.no.MH-13/AX-3361, driver of car

bearing Reg.no.TS-09/EN-6229, drove it in rash and negligent

manner and dashed against claimant, causing accident. Due to

same, claimant sustained multiple fractures and injuries i.e.

fracture of both bones of both legs. Despite taking treatment at

Mallareddy Hospital, Hyderabad etc., he sustained permanent

physical disability and consequent loss of earning capacity.

Therefore, he filed claim petition under Section 166 of MV Act

against insurer and owner of car.

NC: 2025:KHC-K:3424

HC-KAR

3. On contest, owner was placed ex-parte. Only

insurer appeared and opposed petition denying entire claim

petition averments, alleging violation of policy conditions etc.

Tribunal framed issues and recorded evidence. Claimant

examined himself and Dr.SB Kamareddy, as PWs-1 and 2 and

got marked Ex.P-1 to P-14. Respondents did not lead any

evidence.

4. On consideration, tribunal held that accident had

occurred due to rash and negligent driving of driver of car,

claimant sustained permanent physical disability and was

entitled for compensation from insurer, assessed as follows:

1 Pain and suffering Rs. 30,000-00

2 Medical Expenses, Rs. 1,48,992-00 3 Attendant, Conveyance Rs. 15,000-00 charges & Nutrition of food etc

4 Future medical expenses Rs. 10,000-00 Loss of future income Rs. 3,36,000-00 Total Compensation Rs. 5,39,992-00

5. Dissatisfied with same, claimant was in appeal.

NC: 2025:KHC-K:3424

HC-KAR

6. It was firstly submitted that claimant was 45 years

of age, working as driver and earning Rs.15,000/- per month

with Rs.200/- as daily bhatta. However, tribunal considered his

monthly income at Rs.8,000/-, which was inadequate. It was

nextly submitted that though he sustained fractures of both

bones of both legs and also fracture of femur of left leg,

tribunal awarded meager sum of Rs.30,000/- towards pain and

suffering. It was submitted that he was inpatient for 75 days

and tribunal awarded meager sum of Rs.15,000/- towards

attendant and other incidental expenses. No compensation was

awarded towards loss of amenities and only Rs.10,000/- was

awarded towards future medical expenses, which were grossly

inadequate and sought for enhancement. It was lastly

submitted that PW-2, doctor, who had examined claimant had

assessed permanent physical disability at 65%, tribunal

considered functional disability at only 25% and awarded

inadequate compensation and it also failed to add future

prospects to monthly income. Based on above, he sought for

allowing appeal.

7. On other hand, Sri Subash Mallapur, learned

counsel for insurer opposed appeal. It was submitted, tribunal

NC: 2025:KHC-K:3424

HC-KAR

had assessed compensation after due appreciation of entire

material on record while awarding compensation under each

head separately, leaving no scope for enhancement. It was

further submitted that there were disparities between discharge

summary issued by Mallareddy Hospital, Hyderabad and

records of Kamareddy Hospital, Kalaburagi, namely non-

mentioning of injuries/treatment to left leg is concerned. On

said ground, he submits that award did not call for interference.

8. Heard learned counsel and perused impugned

judgment and award and records.

9. From above, since only claimant is in appeal

seeking enhancement, while insurer has accepted liability, only

point that would arise for consideration is :

"Whether claimant is entitled for enhancement of

compensation as sought for?"

10. Insofar as, monthly income is concerned, indeed

claimant has stated that he was working as driver and earning

Rs.15,000/- p.m. with Rs.200/- per day as bhatta. But, to

substantiate same, no specific material evidence was led. To

NC: 2025:KHC-K:3424

HC-KAR

substantiate occupation, he sought to rely upon Ex.P-13 i.e.

driving licence. Accident occurred in year 2018 and in absence

of specific evidence, tribunal assessed income notionally at

Rs.8,000/-, while notional income for year 2018 is Rs.11,750/-.

But, Ex.P-13 indicates that claimant was holding driving license

to drive LMV with transport endorsement with PSV badge.

Therefore, assessment of income on notional terms would not

be appropriate. It would be appropriate to consider monthly

income of claimant at Rs.20,000/-. As per, disability certificate

at Ex.P-11, PW-2 assessed permanent physical disability at

65%, accounting for same by apportionment in respect of

restricted moments of each limb, tribunal assessed functional

disability at 25%, merely by saying that disability assessed by

doctor cannot be taken into consideration. Same does not

appear appropriate. Hon'ble Supreme Court in case of

Rajkumar v. Ajaykumar and Another1 has stated that

functional disability has to considered taking note of physical

disability and its effect on profession of injured. With grade 3

fractures sustained on both bones of both legs and fracture to

femur on one leg, it would not be hard for this Court to

(2011) 2 SCC 343

NC: 2025:KHC-K:3424

HC-KAR

presume that with disability caused, driving would be difficult.

Taking note of possibility of alternative avocation, it would be

appropriate to consider functional disability at 50%. As per

decision of Hon'ble Supreme Court in case of Mohd. Sabeer @

Shabir Hussain v. Regional Manager, U.P. State Road

Transport Corporation2 even in case of personal injuries,

claimant would be entitled for addition of future prospects to

monthly income. Taking note of fact that claimant was aged 45

years and self employed, 25% has to be added to his monthly

income. Thus, computation of loss of earning would be as

follows:

(Rs.20,000 + 25%) x 50% x 12 x 14 = Rs.21,00,000/-

11. Tribunal has awarded Rs.1,48,992/- towards

medical expenses against medical bills produced. Since, there is

complete reimbursement, there is no scope for enhancement.

Claimant has sustained Grade III fractures on both bones of

both legs as well as femur of left leg. Since, he has sustained

three major fractures, award of Rs.30,000/- towards pain and

suffering would be grossly inadequate. It is found appropriate

(2022) 18 SCR 427

NC: 2025:KHC-K:3424

HC-KAR

to enhance it to Rs.75,000/-. Considering inpatient treatment

period of 75 days, award of Rs.15,000/- towards attendant and

other incidental expenses would be grossly inadequate. It

would be appropriate to enhance it to Rs.50,000/-. Tribunal has

not awarded any compensation towards loss of amenities,

taking note of nature of disability sustained, it would be

appropriate to award Rs.1,00,000/- towards same. Since, there

are implants in situ, claimant would require amount for their

removal. Award of only Rs.10,000/-, would be inadequate and

is enhanced to Rs.30,000/-. Tribunal has not awarded any

compensation towards loss of income during laid up period.

Considering, duration of treatment and nature of injuries

sustained, it would be appropriate to consider 4 months as

period of lay off. Thus, he would be entitled for Rs.80,000/-

towards same. Thus, total compensation works out to

Rs.25,83,992/-, as follows:

1 Pain and suffering Rs.75,000-00

2 Medical Expenses, Rs.1,48,992-00

3 Attendant, Conveyance Rs.50,000-00 charges & Nutrition of food etc

4 Future medical expenses Rs.30,000-00

NC: 2025:KHC-K:3424

HC-KAR

5 Loss of future income Rs.21,00,000-00 6 Loss of amenities Rs.1,00,000-00 7 Loss of income during lay Rs.80,000-00 off period

Total Compensation Rs.25,83,992-00

12. Consequently, following:

ORDER

i. Appeal is allowed, judgment and award dated 05.02.2022 passed by Senior Civil Judge and Member MACT, Humnabad in MVC no.402/2018 is modified.

ii. Claimant is entitled for compensation of Rs.25,83,992/-. Respondent no.2-insurer is directed to deposit same before tribunal with interest at 6% from date of petition, till payment.

iii. Conditions in award about deposit and release would also apply to enhanced compensation proportionately.

Sd/-

(RAVI V HOSMANI) JUDGE

NJ

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter