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The Manager Reliance General Insurance ... vs Sri. Siddharameshwara Swamiji ...
2025 Latest Caselaw 6015 Kant

Citation : 2025 Latest Caselaw 6015 Kant
Judgement Date : 10 June, 2025

Karnataka High Court

The Manager Reliance General Insurance ... vs Sri. Siddharameshwara Swamiji ... on 10 June, 2025

Author: R.Devdas
Bench: R.Devdas
                                                  -1-
                                                             NC: 2025:KHC-D:7482-DB
                                                            MFA No. 100660 of 2017


                       HC-KAR



                                   IN THE HIGH COURT OF KARNATAKA,

                                           DHARWAD BENCH

                                 DATED THIS THE 10TH DAY OF JUNE, 2025

                                               PRESENT
                                  THE HON'BLE MR. JUSTICE R.DEVDAS
                                                  AND
                                 THE HON'BLE MR. JUSTICE K V ARAVIND
                       MISCELLANEOUS FIRST APPEAL NO.100660 OF 2017 (MV-I)


                      BETWEEN:

                      THE MANAGER RELIANCE GENERAL
                      INSURANCE COMPANY LIMITED,
                      DESAI CROSS, DESHPANDE NAGAR,
                      HUBBALLI-580020 (KARNATAKA STATE)
                      REPRESENTED BY ITS AUTHORIZED SIGNATORY
                      RELIANCE GENERAL INSURANCE COMPANY LTD.,
                      DESAI CROSS, DESHPANDE NAGAR, HUBBALLI.

                                                                        ...APPELLANT
                      (BY SRI. G.N. RAICHUR, ADVOCATE)

Digitally signed by   AND:
CHANDRASHEKAR
LAXMAN
KATTIMANI             1.   SRI. SIDDHARAMESHWARA
Location: HIGH             SWAMIJI HIREMATH S/O. SIDDARAMESWAMY,
COURT OF
KARNATAKA                  AGE: 43 YEARS, OCC: RELIGIOUS PREACHING
                           AND MATHADHIPATHI OF SHRI. SIDDARAMESHWARS
                           SAMSHAN HIREMATH ALSO AGRICULTURE,
                           R/O: YELBURGA, DIST: KOPPAL.

                      2.   ABEDA S/O. ISHAD,
                           AGE: 30 YEARS, OCC: DRIVER OF LORRY
                           NO.GJ-18/X8657 GOURA POST, JATATASTEEL,
                           TARGAD ROAD, MATTUR U.P.

                      3.   M/S. KATARIA TRANSPORT
                           COMPANY (GUJARAT) PVT LTD.,
                           OPP. MILAN SHOPPING CENTRE
                           NH.NO.8 AT CHHATRAL TQ: KALOL,
                              -2-
                                       NC: 2025:KHC-D:7482-DB
                                     MFA No. 100660 of 2017


 HC-KAR



     DIST: GANDHINAGAR-382010, GUJRAT.
     (OWNER OF LORRY BEARING REGD NO.GJ-18/X-8657)

4.   THE MANAGER NEW INDIA
     ASSURANCE COMPANY LTD.,
     1ST FLOOR HOTEL PRIYADARSHINI COMPOUND
     RAILWAY STATION ROAD, HOSPET,
     DIST: BELLARY.

5.   SHARANAPPA S/O. MALLAPPA GASATTI,
     AGE: 33 YEARS, OCC: DRIVER OF CAR
     NO.KA-01/MC-2886,
     R/O: YELBURGA, DIST: KOPPAL.

6.   VAGEESH PANDIT
     S/O. SIDDARAMSWAMY HIREMATH,
     AGE: 45 YEARS,
     R/O: YELBURGA, DIST: KOPPAL.

                                                   ...RESPONDENTS

(BY SMT. PADMAJA S.TADAPATRI, ADVOCATE FOR
    SRI. S.S. BETURMATH, ADVOCATE FOR R1;
    NOTICE TO R2 AND R3 ARE SERVED;
    SRI. R.R. MANE, ADVOCATE FOR R4;
    SRI. B.G. INDI, ADVOCATE FOR R5 AND R6)


      THIS   MISCELLANEOUS   FIRST   APPEAL   IS    FILED   UNDER
SECTION 173(1) OF MOTOR VEHICLE ACT, PRAYING TO SET ASIDE
THE JUDGMENT AND AWARD DATED 26/11/2016 PASSED IN MVC
NO.40/2012 ON THE FILE OF THE SENIOR CIVIL JUDGE AND
ADDITIONAL MOTOR ACCIDENT CLAIM TRIBUNAL, YELBURGA, BY
ALLOWING THIS APPEAL WITH COST IN THE ENDS OF JUSTICE AND
EQUITY.


      THIS MISCELLANEOUS FIRST APPEAL, COMING ON FOR
ADMISSION, THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS
UNDER:
                                 -3-
                                            NC: 2025:KHC-D:7482-DB
                                           MFA No. 100660 of 2017


HC-KAR



CORAM:     THE HON'BLE MR. JUSTICE R.DEVDAS
            AND
            THE HON'BLE MR. JUSTICE K V ARAVIND


                          ORAL JUDGMENT

(PER: THE HON'BLE MR. JUSTICE R.DEVDAS)

This Miscellaneous First Appeal has been filed by the

Manager of Reliance General Insurance Co. Ltd., being

aggrieved of the impugned judgment and award passed in

M.V.C.No.40/2012 insofar as the Tribunal holding the

driver of the vehicle/car insured by the appellant herein to

have contributed to the accident and therefore, the

Tribunal has held respondents No.1 to 6 in the claim

petition as jointly and severally liable to pay the

compensation amount to the claimant.

2. However, learned counsel for claimant/

respondent No.1 submits that respondent No.4, the New

India Assurance Co. Ltd. has satisfied the entire claim

insofar as the claim petition filed by the legal

representatives of the driver of the car and in that claim

petition, the Tribunal has concluded that the complete

NC: 2025:KHC-D:7482-DB

HC-KAR

liability is on the lorry that was stationed on the road.

Further, the fourth respondent who is the insurer of the

said lorry has satisfied the complete claim and award

passed by the Tribunal in the claim petition filed on behalf

of the deceased driver.

3. Learned counsel for the fourth respondent

submits that he has verified from the website of this Court

and he does not find any appeal being filed at the hands of

the fourth respondent insofar as the judgment and award

passed in M.V.C.No.430/2014 which was filed on behalf of

the deceased driver of the car.

4. If that is the position, then this Miscellaneous

First Appeal filed at the hands of the Reliance General

Insurance Co. Ltd. has to be allowed in view of the fact

that the Tribunal has held that the liability is on the owner

and the insurer of the lorry and accordingly, the insurance

company has satisfied the award passed by the Tribunal.

NC: 2025:KHC-D:7482-DB

HC-KAR

5. Accordingly, this Court proceeds to allow the

Miscellaneous First Appeal while concluding that the

liability in M.V.C.No.40/2012 will be completely on the

fourth respondent-insurance company and not on the

appellant-insurance company. The impugned judgment

and award is accordingly modified while holding that the

fourth respondent-New India Assurance Co. Ltd. is liable to

satisfy the award passed by the Tribunal in

M.V.C.No.40/2012. Ordered accordingly.

6. The amount deposited by the appellant-

insurance company is directed to be returned to the

appellant-insurance company forthwith.

Sd/-

(R.DEVDAS) JUDGE

Sd/-

(K V ARAVIND) JUDGE NAA CT: UMD

 
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