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Vijay Kumar vs The General Manager
2025 Latest Caselaw 2194 Kant

Citation : 2025 Latest Caselaw 2194 Kant
Judgement Date : 10 January, 2025

Karnataka High Court

Vijay Kumar vs The General Manager on 10 January, 2025

                                        -1-
                                                      NC: 2025:KHC:922
                                                 MFA No. 6809 of 2018




                 IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                      DATED THIS THE 10TH DAY OF JANUARY, 2025

                                      BEFORE
                         THE HON'BLE MR JUSTICE C M JOSHI
               MISCELLANEOUS FIRST APPEAL NO. 6809 OF 2018 (MV-I)
               BETWEEN:

               VIJAY KUMAR,
               S/O S VENUGOPAL,
               AGED ABOUT 31 YEARS,
               R/A NO.732 (119/84),
               SUBBREDDY/NANJAPPA BUILDING,
               DODDATOGUR, ELECTRONIC CITY,
               BENGALURU.
                                                          ...APPELLANT
               (BY SRI SHRIPAD V SHASTRI, ADVOCATE)

               AND:

               1. THE GENERAL MANAGER,
                  HDFC ERGO GENERAL INSURANCE CO. LTD.,
                  EMPIRE ARCADE, NO.356/1, 1ST FLOOR,
                  OMALUR MAIN ROAD,
Digitally
signed by         OPP NEW BUS STAND,
NANDINI R         SALEM-4.
Location:
High Court
of Karnataka   2. M/S HIPOWER ELECTRONIC CITY
                  PHASE-1,
                  KONNAPPANNA AGRAHARA,
                  BANGALORE-100.
                                                       ...RESPONDENTS
               (BY SRI D.V VIJAYAKUMAR, ADVOCATE FOR R-1;
                   NOTICE TO R-2 DISPENSED WITH V/O DATED 17.09.2024)

                   THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE
               JUDGMENT AND AWARD DATED 24.04.2018 PASSED IN MVC
                                 -2-
                                              NC: 2025:KHC:922
                                          MFA No. 6809 of 2018




NO.2651/2015 ON THE FILE OF THE XVIII ADDITIONAL JUDGE,
COURT OF SMALL CAUSES, MACT, BENGALURU, SCCH-4
PARTLY ALLOWING THE CLAIM PETITION FOR COMPENSATION
AND SEEKING ENHANCEMENT OF COMPENSATION.

    THIS APPEAL, COMING ON FOR HEARING, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:

CORAM:      HON'BLE MR JUSTICE C M JOSHI


                         ORAL JUDGMENT

Heard the learned counsel for the appellant and

learned counsel for respondent No.1.

2. Being aggrieved by the judgment and award in

MVC.No.2651/2015 passed by the XVIII Additional Judge,

Court of Small Causes, Bengaluru dated 24.04.2018, the

petitioner is before this Court seeking enhancement of

compensation.

3. The factual matrix of the case is that on

11.11.2014 at about 12.30 pm, when the petitioner was

riding his motorcycle bearing No.KA-51-R-5768 near

Krishna Theatre on elevated flyover, a Maruthi Van bearing

No.KA-51-MF-4873 abruptly stopped and therefore, the

petitioner dashed against the said Maruthi Van resulting in

NC: 2025:KHC:922

accident and injuries to him. The petitioner was

immediately shifted to St.John Hospital, Bengaluru,

wherein, he was found to have suffered i) Laceration over

left forearm with muscle and tender injury, ii) Laceration

over the forehead, iii) Left thigh crush injury with

superficial femoral artery injury with thrombosis, iv) Left

ankle open fracture dislocation and v) open lateral

maleolus fracture. He underwent surgery in the hospital

and was in-patient from 11.11.2014 to 24.11.2024 i.e., for

13 days. The petitioner further contended that prior to the

accident, he was working as a Customer Relationship

Officer in a partnership firm-Vriddhi Interiors, earning

Rs.25,000/- per month. Therefore, he sought adequate

compensation by filing claim petition under Section 166 of

the Motor Vehicles Act.

4. The claim petition was opposed by the

respondent No.2-Insurance Company contending that the

petition is bad for non-joinder of necessary party and that

there was no such negligence on the part of the driver of

NC: 2025:KHC:922

the Maruthi Van. It was contended that the petitioner who

was the rider of the motorcycle was not having a driving

licence and there was negligence on his part as he hit the

Maruthi Van on his own. Inter-alia, it was also contended

that the compensation claimed is highly exorbitant,

imaginary and untenable in law.

5. The respondent No.1-Owner of the Maruthi Van

remained ex-parte.

6. On the basis of the above pleadings,

appropriate issues were framed by the Tribunal. The

petitioner was examined as PW.1 and two witnesses were

examined on his behalf as PWs.2 and 3. Exs.P1 to P122

were marked in evidence. No documents or oral evidence

was led on behalf of respondent No.1.

7. After hearing the arguments by both the sides,

the Tribunal awarded a compensation of Rs.3,58,000/-

under following heads:

NC: 2025:KHC:922

AMOUNT PARTICULARS (IN RS.) Pain and suffering 50,000/-

     Medical expenses                                 Nil
     Loss of income during period            of
                                                      50,000/-
     treatment
     Disability                                     1,63,000/-
     Loss of amenities                                30,000/-
     Towards food and nourishment                     15,000/-
     Towards attendant charges                        25,000/-
     Towards Future medical expenses                  25,000/-
                       TOTAL                       3,58,000/-



8. Being aggrieved by the said judgment and

award, the petitioner is before this Court in appeal.

9. The arguments by learned counsel appearing

for the appellant and the learned counsel appearing for

respondent No.1 were heard. Respondent No.2 did not

appear despite service of notice. Trial Court Records have

been secured.

10. Learned counsel appearing for the

petitioner/appellant submits that the petitioner was

working as a Customer Relationship Officer in a

partnership firm, of which, PW.3 was one of the partner.

The Tribunal despite there being sufficient evidence to

NC: 2025:KHC:922

show that he was earning Rs.25,000/-, has taken the

income of the petitioner at Rs.10,000/- and therefore,

there is an error in appreciating the evidence. Secondly,

he contends that the petitioner is unable to continue his

job and therefore, the disability stated by the PW.2,

should have been accepted and it is not justified in

reducing the same to 8%. It is further contended that the

compensation awarded under all the heads by the Tribunal

is also on the lower side and therefore, adequate

compensation be awarded.

11. Per contra, learned counsel appearing for

respondent No.1 would submit that the testimony of PW.3

do not conclusively establish the salary of the petitioner at

Rs.25,000/- and therefore, the Tribunal is justified in

treating the income of the petitioner at Rs.10,000/-. He

points out that such income is little higher than the

notional income which is normally taken by the Tribunal.

He further points out that PW.3 has categorically admitted

and volunteered to say that he had paid all the medical

NC: 2025:KHC:922

bills and therefore, the Tribunal rightly has not awarded

any amount towards the medical expenses. He further

points out that Ex.P122 and the testimony of PW.3 would

show that the petitioner has worked with the PW.3 even

after the accident and therefore, the petitioner loosing his

earning capacity and the job is not sustainable in law.

Therefore, he contends that the compensation awarded by

the Tribunal is proper and correct and no interference is

needed by this Court.

12. On perusal of the evidence available on record,

it is evident that the testimony of PW.2, who also happens

to be a Doctor of St. Johns Hospital, where the petitioner

was treated, goes to show that on a thorough

examination, he came to the conclusion that there is

21.54% of the disability to him. The disability on account

of the injuries are stated by him as below:

8. He has 21.54% disability of whole body assessed according to Guidelines & Gazette Notification, Regd.

No. DL33004/99 (extraordinary) Part II, Sec. 1, June

NC: 2025:KHC:922

13, 2001 Issues by Ministry of Social Justice &v Empowerment, GOI as follows:

• Loss of movements of (L) forearm - 1.66% • Loss of movements of (L) hip - 1.89% • Loss of movements of ankle & subtalar joint- 14.99% • Pain (interfering with function) - 3.0% ________ Total 21.54% _______

13. It is pertinent to note that the disability stated

by PW.3 is in respect of the whole body and he had

considered the disabilities of each of the limbs. It is

pertinent to note that the loss of movement of ankle and

subtalar joint alone contributes to 14.99% of the disability.

Therefore, it is evident that major portion of the disability

in respect of the movement of the left lower limb of the

petitioner. Now the question would be whether this could

result in functional disability to the petitioner vis-à-vis his

avocation. Further, it is also relevant to note that

testimony of the PW.2 would show that there is non-union

and he has stated that there is requirement of further

surgeries. Therefore, he has estimated the 'future medical

expenses' at Rs.40,000/-. The overall consideration of the

testimony of PW.2 and the medical records would show

NC: 2025:KHC:922

that the disability is basically on account of non-union of

the fracture of the wounds in the lower limb. Now, when

we juxtapose the above injury as stated by PW.2 in his

testimony, with the avocation of the petitioner that he was

working as Customer Relationship Officer in a private

partnership firm-Vriddhi Interiors which is involved in the

interior works done for the residences and business

establishments, definitely, the movement of the petitioner

on his motorcycle gets affected. In the light of this, this

Court is of the view that the disability of 14.99% as stated

by PW.3 to the lower limb, coupled with the non-union of

the bones would definitely translate into a functional

disability of 14%. This Court cannot shut its eyes to the

testimony of PW.2 who happens to be a Doctor of St.John

Hospital and part of the treating team.

14. It is pertinent to note that PW.3 in his

testimony states that he is taking a salary of Rs.20,000/-

and another partner is taking a salary of Rs.18,000/-. In

the light of these admissions by PW.3 in the cross-

examination, the income of the petitioner having assessed

- 10 -

NC: 2025:KHC:922

at Rs.10,000/- per month by the Tribunal cannot be

interfered with. Therefore, the 'loss of future income' as

calculated by the Tribunal is to be modified. In that view,

the same is calculated as Rs.10,000/- X 12 X 17 X 14% =

Rs.2,85,600/-.

15. The Tribunal has awarded a sum of Rs.30,000/-

under the head of 'loss of amenities in life', which this

Court feels that, needs to be enhanced to Rs.50,000/- on

account of non-union of the fractured bones. The

compensation awarded by Tribunal in the remaining heads

do not require any enhancement.

16. Thus, the petitioner is entitled for the modified

compensation under different heads as below:

AMOUNT PARTICULARS (IN RS.) Pain and suffering 50,000/-

          Medical expenses                       Nil
          Loss of income during period of
                                                2,85,600/-
          treatment
          Disability                            1,63,000/-
          Loss of amenities                       50,000/-
          Towards food and nourishment            15,000/-
          Towards attendant charges               25,000/-
          Towards Future medical expenses         25,000/-
          TOTAL                                6,13,600/-
          Less awarded by Tribunal              3,58,000/-
                                                2,55,600/-
          Enhancement
                                       - 11 -
                                                           NC: 2025:KHC:922





17. Thus, the petitioner is entitled for enhanced

compensation of Rs.2,55,600/- with interest and

therefore, the appeal deserves to be allowed in part.

Hence, the following:

ORDER

(i) The appeal is allowed in part.

(ii) The impugned judgment and award passed by

the Tribunal is modified by awarding a sum of

Rs.2,55,600/- in addition to what has been awarded by

the Tribunal together with interest at 6% p.a. from the

date of petition till its deposit.

(iii) The respondent No.1/Insurance company is

directed to deposit the entire compensation amount within

a period of six weeks from the date of this order.

(iv) Rest of the order of the Tribunal stands

unaltered.

Sd/-

(C M JOSHI) JUDGE

NR/-

 
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