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Royal Sundaram Gen. Insurance Co Ltd vs Shital
2025 Latest Caselaw 5713 Kant

Citation : 2025 Latest Caselaw 5713 Kant
Judgement Date : 18 August, 2025

Karnataka High Court

Royal Sundaram Gen. Insurance Co Ltd vs Shital on 18 August, 2025

Author: H.P.Sandesh
Bench: H.P.Sandesh
                                              -1-
                                                      NC: 2025:KHC-K:4722-DB
                                                     MFA No. 202136 of 2025


                   HC-KAR




                               IN THE HIGH COURT OF KARNATAKA,

                                      KALABURAGI BENCH

                            DATED THIS THE 18TH DAY OF AUGUST, 2025

                                           PRESENT
                             THE HON'BLE MR. JUSTICE H.P.SANDESH
                                             AND
                               THE HON'BLE MR. JUSTICE T.M.NADAF

                        MISCL. FIRST APPEAL NO. 202136 OF 2025 (MV-D)
                   BETWEEN:

                   ROYAL SUNDARAM GEN. INSURANCE CO LTD
                   IIIRD FLOOR, ABOVE IDBI BANK
                   MAHANT ARCADE, COURT ROAD
                   KHUBA PLOT, KALABURAGI.
                   THROUGH ITS MANAGER
                   NOW REPRESENTED BY
                   ASST. MANAGER LEGAL AND TP CLAIMS HUBLI.
                                                                ...APPELLANT
                   (BY SRI. S S ASPALLI, ADVOCATE)
Digitally signed
by
BASALINGAPPA       AND:
SHIVARAJ
DHUTTARGAON
Location: HIGH     1.   SHITAL
COURT OF                W/O VIKRAM BHALERAO
KARNATAKA
                        AGE 28 YRS, OCC.HOUSEHOLD

                   2.   SHRESTH
                        S/O VIKRAM BHALERAO MASHALE
                        AGE 7 YRS
                        (MINOR U/G OF CLAIMANT No.1 NATURAL MOTHER)

                   3.   SHOBHA
                        W/O MAHADEV BHALERAV
                        AGE 59 YRS, HOUSEHOLD
                              -2-
                                      NC: 2025:KHC-K:4722-DB
                                    MFA No. 202136 of 2025


HC-KAR




4.   MAHADEV
     S/O SRIPATI BHALERAO
     AGE 59 YRS, NIL
     ALL R/O. NEMATWADI VILLAGE,
     TQ & DIST. SOLAPUR-413001.

5.   M/S TANVI TOURS & TRAVELS
     THROUGH ITS PROP. NEELESH
     S/O SUNIL JADHAV
     AGE MAJOR, OCC. BUSINESS
     R/O SR NO .176, FLAT No.404
     WING F, SANJUDA COMPLEX DHAMALWADI
     BHEKRAI NAGAR PUNE-41102.
                                      ...RESPONDENTS

     THIS MFA IS FILED U/S 173(1) OF MV ACT, PRAYING TO,
A) CALL FOR THE RECORDS IN MVC NO.820/2022 ON THE FILE
OF THE II ADDL. SENIOR CIVIL JUDGE AND ADDL. MACT,
KALABURAGI, B) SET ASIDE THE JUDGMENT AND AWARD
DATED 29.08.2024 IN MVC NO.820/2022 PASSED BY THE II
ADDL. SENIOR CIVIL JUDGE AND ADDL. MACT KALABURAGI,
BY ALLOWING THE ABOVE APPEAL IN THE INTEREST OF
JUSTICE AND EQUITY.

    THIS APPEAL IS COMING ON FOR ORDERS, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:

CORAM:   HON'BLE MR. JUSTICE H.P.SANDESH
         AND
         HON'BLE MR. JUSTICE T.M.NADAF


                     ORAL JUDGMENT

(PER: HON'BLE MR. JUSTICE H.P.SANDESH)

days in filing of above appeal and also filed IA No.2/2025

for stay and also this matter though listed for orders.

NC: 2025:KHC-K:4722-DB

HC-KAR

2. Heard on merits.

3. The challenge made in this appeal is challenging

the award passed by Tribunal Court on the ground of

liability as well as quantum of compensation awarded by

the trial Court. During the course of argument, learned

counsel appearing for the appellant would submits that for

taking of income is concerned, there is no serious

disputed, but only contention raised before this Court is

that the tribunal committed an error in not noticing the

fact that the vehicle was not involved in the accident and

falsely implicated the vehicle. The main contention of the

counsel that accident was occurred at 1:15 PM on

02.02.2022 and they said Vikram Bhalorao was proceeding

towards Solapur from Pune in Motor Cycle No.MH-13/DF-

0662. When he came on Pune -Solapur road, near Rao

Saheb Deshamukh petrol pump near Temburni, the driver

of the Car bearing No.MH-12/PQ-0058 drove his vehicle in

rash and negligent manner dashed to said motor cycle. As

NC: 2025:KHC-K:4722-DB

HC-KAR

a result, he had sustained grievous injuries and

succumbed to the injuries.

4. The main contention of the counsel that when

the accident was taken place in the midnight at 1:15 PM

and no one was present along with the deceased and

police have falsely implicated the vehicle. In order to

prove case, the claimant have produced the document of

the FIR, certified copy of first information and also the

certified copy of final report as Ex.P1, Ex.P2 and Ex.P3 and

also the spot panchnama Ex.P4, certified copy of inquest

mahazar panchanama as Ex.P5, certified copy of post

mortem report as Ex.P7 and also certified copy of motor

vehicles accident report as ExP8.

5. The counsel would vehemently contend that

incident was taken place in the midnight and police have

falsely implicated the case. In order to prove the said

contention that vehicle was falsely implicated, the

insurance company except examining the RW1 only an

official witness, nothing is placed on record. Once the

NC: 2025:KHC-K:4722-DB

HC-KAR

insurance company took the specific defense that vehicle

was falsely implicated, burden lies on the insurance

company to prove the same under Section 100 of Evidence

Act. The person who assert must prove the same, when

the claimants produced all documents before the Court

including investigation papers and also the chargesheet.

The taking of defense that vehicle was falsely implicated is

not enough and the same has to be proved by the

insurance company and having perused the material, even

investigation officer has not been summoned and

examined before the Court. Except the say of the

contention that the vehicle was falsely implicated nothing

is placed on record. When such being the case, the very

contention of the counsel appearing for the appellant that

vehicle was falsely implicated cannot be accepted in the

absence of any material. There must be a cogent evidence

before the Court that vehicle was falsely implicated and

the fact that charge sheet was filed and investigation is

NC: 2025:KHC-K:4722-DB

HC-KAR

completed and charge sheet is also marked as Ex.P3

before the trial Court and not challenged the charge sheet.

6. The other contention of the counsel appearing

for the insurance company that the owner was placed ex-

parte and he was colluded with the claimant. In order to

prove the factum of collusion also nothing is placed on

record and merely because of the insured was placed ex-

pate and the same cannot be ground to comes to a

conclusion that he was colluded with the claimant by

drawing adverse inference.

7. Having considered the submission of the

counsel, we do not find any ground to admit and also

when there is no dispute with regard to quantum of

compensation is concerned that rightly taken the income

and also added future prospects and also taking note of all

heads the just and reasonable compensation is awarded.

Though contend that quantum is also on higher side and

counsel during the course of admission categorically stated

that with regard to quantum is concerned, no error is

NC: 2025:KHC-K:4722-DB

HC-KAR

committed by the tribunal. Hence, when such being the

case, question of issuing the notice to respondents doesn't

arise. Consequently the delay of 184 days is also not

properly explained. Hence, we do not find any ground to

admit and also condone the delay. Consequently, the

appeal is dismissed.

Sd/-

(H.P.SANDESH) JUDGE

Sd/-

(T.M.NADAF) JUDGE

SMP

CT:JLR

 
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