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The Authorized Signatory vs Sri.Khasimmiya S/O Mohammadgouse ...
2024 Latest Caselaw 11835 Kant

Citation : 2024 Latest Caselaw 11835 Kant
Judgement Date : 29 May, 2024

Karnataka High Court

The Authorized Signatory vs Sri.Khasimmiya S/O Mohammadgouse ... on 29 May, 2024

Author: S G Pandit

Bench: S G Pandit

                                           -1-
                                             NC: 2024:KHC-D:7109-DB
                                                  MFA No. 102034 of 2020
                                              C/W MFA No. 101775 of 2020



                IN THE HIGH COURT OF KARNATAKA, DHARWAD BENCH
                       DATED THIS THE 29TH DAY OF MAY, 2024
                                        PRESENT
                        THE HON'BLE MR JUSTICE S G PANDIT
                                           AND
                       THE HON'BLE MR JUSTICE G BASAVARAJA
               MISCELLANEOUS FIRST APPEAL NO.102034 OF 2020 (MV-D)
                                           C/W
                   MISCELLANEOUS FIRST APPEAL NO.101775 OF 2020

              IN MFA NO.102034 OF 2020
              BETWEEN:

              1.   KHASIMMIYA S/O. MOHMADGOUS JAHANGEER,
                   AGE: 54 YEARS, OCC: COOLIE,

              2.   VALIBI W/O. KHASIMMIYA JAHANGEER,
                   AGE: 47 YEARS, OCC: HOUSEHOLD WORK,

                   BOTH ARE R/O. LALASHA-KATTA SAVANUR,
                   TQ: SAVANUR, DIST: HAVERI-581110.
                                                              ...APPELLANTS
              (BY SRI HARISH S.MAIGUR, ADVOCATE)

Digitally signed AND:
by VINAYAKA B V
Location: HIGH
COURT OF         1. SAYED ELIYAS S/O. SAYED KHASIM SAHIB GODIYAL,
KARNATAKA           AGE: MAJOR, OCC : BUSINESS,
                   R/O. NEAR MASZID RATTIHALLI,
                   TQ: RATTIHALLI, DIST: HAVERI-581116.

              2.   THE AUTHORISED SIGNATORY,
                   SHRIRAM GENERAL INSURANCE CO. LTD.,
                   # 41, A.J. CHAMBERS, OPP. TO INDIAN OIL
                   PETROL BUNK, R.V. ROAD, BASAVANAGUDI,
                   JAYA-NAGAR, BANGALURU-560004.
                                                             ...RESPONDENTS

              (BY SRI ANJANEYA M., ADVOCATE FOR RESPONDENT NO.1;
                  SRI S.K. KAYAKMATH, ADVOCATE FOR RESPONDENT NO.2)
                              -2-
                               NC: 2024:KHC-D:7109-DB
                                   MFA No. 102034 of 2020
                               C/W MFA No. 101775 of 2020



      THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173 (1) OF MOTOR VEHICLES ACT, AGAINST THE
JUDGMENT AND AWARD DATED 01.02.2020 PASSED IN MVC
NO.1356/2018 ON THE FILE OF THE SENIOR CIVIL JUDGE AND
MOTOR     ACCIDENTS CLAIMS TRIBUNAL AND MEMBER MACT,
SHIGGAON, SITTING AT SAVANUR, PARTLY ALLOWING THE CLAIM
PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT OF
COMPENSATION.

IN MFA NO.101775 OF 2020
BETWEEN:
THE AUTHORISED SIGNATORY,
SHRIRAM GENERAL INSURANCE CO. LTD.,
# 41, A.J. CHAMBERS, OPP. TO INDIAN PETROL BUNK,
R.V. ROAD, BASAVANAGUDI,
JAYANAGAR, BANGALURU.
                                                   ...APPELLANT
(BY SRI S.K. KAYAKAMATH, ADVOCATE)

AND:
1.   SRI KHASIMMIYA S/O. MOHAMMADGOUSE JAHANGIR,
     AGE: 54 YEARS, OCC: COOLIE,
     R/O. LAL-SHA-KATTA SAVANUR,
     TALUK: SAVANUR, DIST: HAVERI-581110.
2.   SMT. WALIBI W/O. KHASIMMIYA JAHANGIR,
     AGE: 47 YEARS, OCC: HOUSEHOLD WORK,
     R/O. LAL-SHA-KATTA SAVANUR,
     TALUK: SAVANUR, DIST: HAVERI-581110.
3.   SRI SAYYED ILIAS S/O. SAYYED KHASIMSAHIB GODIYAL,
     AGE: MAJOR, OCC : BUSINESS,
     R/O. NEAR MASJID RATTIHALLI,
     TALUK: RATTIHALLI, DIST: HAVERI-581110.
                                              ...RESPONDENTS

(BY SRI ANJANEYA M., ADVOCATE FOR RESPONDENT NO.3;
    NOTICE TO R1 AND R2 ARE SERVED)

     THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173 (1) OF MOTOR VEHICLES ACT, 1988, AGAINST THE
JUDGMENT AND AWARD DATED 01.02.2020 PASSED IN MVC
NO.1356/2018 ON THE FILE OF THE MACT AND SENIOR CIVIL JUDGE
AND JMFC, SHIGGAON (ITINERARY SAVANUR) AWARDING
COMPENSATION OF RS. 14,30,800/- WITH INTEREST AT 6% P.A.
FROM THE DATE OF PETITION TILL ITS REALISATION.
                                -3-
                                   NC: 2024:KHC-D:7109-DB
                                       MFA No. 102034 of 2020
                                   C/W MFA No. 101775 of 2020




     THESE MISCELLANEOUS FIRST APPEALS, COMING ON FOR
ADMISSION, THIS DAY, G BASAVARAJA, J., DELIVERED THE
FOLLOWING:

                           JUDGMENT

Though these appeals are listed for admission, they are

taken up for final disposal with the consent of learned counsel

for both the parties.

2. The claimants as well as insurance company are in

appeals against judgment and award dated 01.02.2020 passed

in MVC No.1356/2018 on the file of learned Senior Civil Judge

and Motor Accident Claims Tribunal, Shiggaon sitting at

Savanur (for short, 'Tribunal').

3. MFA No.102034/2020 is filed by the claimants

praying for enhancement of compensation, not being satisfied

with quantum of compensation granted by the Tribunal;

whereas MFA No.101775/2020 is filed by the insurance

company challenging the liability as well as the quantum of

compensation.

4. The parties are referred to as per their ranks before

the Tribunal, for the sake of convenience.

NC: 2024:KHC-D:7109-DB

5. Brief facts of the case are that, the claimants, who

are the father and mother of the deceased Mahammad Asif,

filed a claim petition under Section 166 of the Motor Vehicles

Act, 1988 seeking compensation for the accidental death of

Mahammad Asif that took place on 17.06.2018 involving lorry

bearing registration No.KA-36/4397. It is further stated that as

on the date of accident, deceased was aged 22 years, working

as cleaner and earning Rs.15,000/- per month.

6. On issuance of notice, respondents No.1 and 2

appeared before the Tribunal and filed their statement of

objections denying the entire claim petition averments.

Respondent No.1/owner of the offending vehicle contended that

the alleged accident took place not due to negligence on the

part of the driver of the vehicle and it is stated that as on the

date of the accident, the driver of the offending vehicle was

possessing valid and effective driving licence to drive and the

vehicle was insured with respondent No.2/Insurance Company,

accordingly, he is not liable to pay the compensation and

sought for dismissal of the petition against him. Respondent

No.2-Insurance Company has admitted that the offending

vehicle was insured with respondent No.2 as on the date of the

NC: 2024:KHC-D:7109-DB

accident and the deceased was traveling as an unauthorized

passenger which is not covered under the policy. Hence, the

insurance company is not liable to pay any compensation and

sought for dismissal of the claim petition.

7. Before the Tribunal, claimant No.1-mother of the

deceased examined herself as PW1 and one eyewitness

examined as PW2 and got marked 14 documents as Exs.P1 to

P14, whereas respondent No.2 examined one witness as RW1

and got marked 2 documents as Exs.R1 and R2. Having heard

the arguments of both the parties and based on the material on

record, the Tribunal allowed the claim petition in part and

awarded a total compensation of Rs.14,30,800/- with interest

at the rate of 6% per annum from the date of petition till

realization. Being aggrieved by the same, the claimants and the

insurance company are before this Court in these appeals.

8. Heard the learned counsel Sri.Harish S.Maigur for

the appellants/claimants, learned counsel Sri.Anjaneya M. for

respondent No.1-owner and learned counsel

Sri.S.K.Kayakamath for respondent No.2-Insurance Company

and perused the appeal papers along with original records.

NC: 2024:KHC-D:7109-DB

9. Sri.Harish S.Maigur, learned counsel appearing for

the claimants would submit that the Tribunal has not awarded

the compensation in accordance with law and facts, decisions of

the Hon'ble Apex Court and taking note of the chart prepared

by the Karnataka State Legal Services Authority. Thus, he

prays for allowing the appeal filed by the claimants.

10. Sri.S.K.Kayakamath, learned counsel appearing for

respondent No.2-Insurance Company would submit that the

deceased was traveling as an unauthorized passenger in the

offending vehicle as on the date of the accident and the same is

not covered under the policy. Further, he would submit that the

date of birth of the deceased is 01.06.1993. The accident took

place on 17.06.2018, hence, the deceased was completed 25

years 16 days as on the date of the accident. He submits that

appropriate multiplier would be 17, whereas, the Tribunal has

taken the multiplier as 18 taking note of the age of the

deceased as 23 years as per Ex.P8-Post mortem report. On all

these grounds, sought for modification of the award passed by

the Tribunal and sought for dismissal of the appeal filed by the

claimants.

NC: 2024:KHC-D:7109-DB

11. Having heard the learned counsel for the parties

and on perusal of the appeal papers along with original records,

the following points would arise for consideration:

a) Whether the Insurance Company has made out grounds to interfere with the impugned judgment and award passed by the Tribunal, as to the liability of the Insurance Company?

b) Whether the Tribunal has committed error in assessing the age of the deceased as 23 years, as on the date of the accident?

c) Whether the claimants are entitled for enhanced compensation?

Point No.(a) is answered in the negative, Point No.(b) is

answered in the affirmative and Point No.(c) is answered partly

in the affirmative for the following reasons:

12. The Insurance Company has challenged the liability

on the ground that the deceased was travelling in goods vehicle

as an unauthorized passenger. Hence, the Insurance Company

is not liable to pay any compensation. To substantiate this,

RW1 has deposed in his evidence that the deceased was

travelling as an unauthorized passenger. During the course of

cross-examination of RW1, he has clearly admitted the contents

of the complaint that the deceased was working as a Hamal in

NC: 2024:KHC-D:7109-DB

the offending vehicle as on the date of the accident. Further, he

has admitted that IO has submitted chargesheet against the

accused i.e. driver of lorry, as per Ex.P6 which is not challenged

by the Insurance Company. Perusal of Ex.P6 and evidence of

eyewitness/PW2 reveals that the deceased was working as a

cleaner in the offending vehicle at the time of the accident. The

Insurance Company has not placed any legal evidence before

the Tribunal to prove that, the deceased was traveling as an

unauthorized passenger as on the date of the accident.

Considering the evidence placed by both the parties, the

Tribunal has properly appreciated evidence on record in

accordance with law and facts, fastening the liability on the

Insurance Company which needs no interference by this Court.

Hence, we answer Point No.(a) in negative.

13. Learned counsel Sri.S.K.Kayakamath appearing on

behalf of Insurance Company has submitted his arguments that

date of birth of the deceased is 01.06.1993 and the accident

has occurred on 17.06.2018, thus, the age of the deceased as

on the date of the accident was 25 years. During the course of

cross-examination of PW1-Sri.Kasimiya Jahangir, father of the

deceased has clearly admitted that date of birth of the

NC: 2024:KHC-D:7109-DB

deceased is 01.06.1993 and the accident occurred on

17.06.2018, hence, the age of the deceased was 25 years 16

days as on the date of the accident and as such, appropriate

multiplier applicable to calculate the compensation would be

17, but the Tribunal has taken multiplier as 18, which has to be

modified. In view of the decision of the Hon'ble Apex Court in

the case of Sarla Verma & Ors. Vs. Delhi Transport Corporation

& Anr.1, for age group of 20 to 25 the multiplier is fixed as 18

and for the age group of 26 to 30 the multiplier is fixed as 17.

As the deceased was aged 25 years 16 days as on the date of

the accident, the appropriate multiplier applicable would be 17.

Accordingly, we answer Point No.(b) in the affirmative.

14. It is the contention by the appellants/claimants that

the Tribunal committed an error in assessing the income of the

deceased at Rs.9,000/- per month and submits that the same

is on lower side. Admittedly, the deceased was working as a

cleaner. In order to prove the income of the deceased, no

cogent or acceptable document is placed on record. In the

absence of any documentary evidence to establish the

avocation and income of the deceased, this Court normally

AIR 2009 SC 3104

- 10 -

NC: 2024:KHC-D:7109-DB

assesses notional income relying on the chart prepared by the

Karnataka State Legal Services Authority. Accordingly, we

deem it appropriate to assess notional income of the deceased

at Rs.11,750/- per month taking note of the chart prepared by

KSLSA.

15. With regard to award of future prospects is

concerned, the Tribunal committed an error in not awarding

any compensation on the head of loss of future prospects. As

the deceased was aged 25 years, in terms of decision of

Hon'ble Apex Court in the case of National Insurance

Company Limited Vs. Pranay Sethi & Others2, the

claimants would be entitled to an addition of 40% of the

assessed income towards future prospects of the deceased.

16. As the deceased was bachelor, the proper deduction

towards personal expenses would be 50%. Thus, the claimants

would be entitled for modified compensation on the head of

loss of dependency as under:

Rs.11,750 (income) x 12 (months) + 40%(future prospects) x

17(multiplier) x 50%(deduction) = Rs.16,77,900/-

2017 (16) SCC 680

- 11 -

NC: 2024:KHC-D:7109-DB

17. Further, each of the claimants would be entitled to

Rs.40,000/- towards loss of consortium, besides Rs.15,000/-

towards loss of estate and Rs.15,000/- towards funeral

expenses.

18. Thus, the claimants would be entitled for modified

compensation on the following heads:

Sl.             Particulars                            Amount
No.                                                  (In Rupees)
1.    Loss of dependency                                16,77,900/-
2.    Loss    of  estate   &   Funeral                     30,000/-
      expenses
3.    Loss of consortium (Rs.40000x2)                      80,000/-
                    Total                           Rs.17,87,900/-


19. Thus, the claimants would be entitled to total

compensation of Rs.17,87,900/- as against Rs.14,30,800/-

awarded by the Tribunal.

20. Hence, we pass the following:

ORDER

a) Both appeals are allowed in part.

              b) The   impugned             judgment       &   award     of
                 Tribunal    is     modified       holding      that    the
                 claimants          are         entitled       to      total
                 compensation              of   Rs.17,87,900/-           as

against Rs.14,30,800/- awarded by the Tribunal.

- 12 -

NC: 2024:KHC-D:7109-DB

c) The enhanced compensation shall carry interest at the rate of 6% p.a. from the date of claim petition till realization.

d) The appellant-Insurer shall deposit the enhanced compensation amount with accrued interest before the Tribunal within a period of six weeks from the date of receipt of certified copy of this judgment.

e) Apportionment, deposit & disbursement shall be made as per award of Tribunal.

                  f) The       amount         in   deposit,    if   any,    be
                         transmitted     to     the   concerned     Tribunal

forthwith along with original records.

g) Draw modified award accordingly.

Sd/-

JUDGE

Sd/-

JUDGE

RH

 
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