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Smt. Nenavath Kamala Bhai @ vs Reliance General Insurance
2024 Latest Caselaw 6482 Kant

Citation : 2024 Latest Caselaw 6482 Kant
Judgement Date : 5 March, 2024

Karnataka High Court

Smt. Nenavath Kamala Bhai @ vs Reliance General Insurance on 5 March, 2024

                                       -1-
                                                      NC: 2024:KHC:9200
                                                 MFA No. 1985 of 2017




                 IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                     DATED THIS THE 5TH DAY OF MARCH, 2024

                                    BEFORE
                 THE HON'BLE SMT. JUSTICE LALITHA KANNEGANTI
                 MISCELLANEOUS FIRST APPEAL NO. 1985 OF 2017
                                    (MV-D)
            BETWEEN:

            1.    SMT. NENAVATH KAMALA BHAI @
                  KAMALAMMA
                  AGED ABOUT 34 YEARS,
                  W/O LATE NENAVATH VENKATESH NAIK
                  @ VENKATESH NAIK
                  RESIDENT OF ST COLONY
                  MADDULACHERUVU THANDA
                  MADDULACHERUVU
                  KANGANA PALLE, ANTHAPURA DISTRICT
                  ANDRAPRADESH STATE

            2.    KUMARI MAHESWARI BAI N @ MAHESHWARI
                  AGED ABOUT 15 YEARS
                  D/O LATE NENAVATH VENKATESH NAIK @
Digitally         VENKATESH NAIK
signed by         RESIDENT OF ST COLONY
SUVARNA T
                  MADDULACHERUVU THANDA
Location:
HIGH              MADDULACHERUVU
COURT OF          KANGANA PALLE, ANTHAPURA DISTRICT
KARNATAKA         ANDRAPRADESH STATE
                  MINOR RERPESENTED BY HER MOTHER

            3.    SMT. TIPPAMMA
                  AGED ABOUT 62 YEARS,
                  W/O LATE RAMA NAIK @ RAMAPPA
                  R/AT DEVDRAPURAM
                  PALLURU, KALYANDURGAM
                  ANTHAPUR DISTRICT
                  A.P.STATE
                                                          ...APPELLANTS
                           -2-
                                       NC: 2024:KHC:9200
                                   MFA No. 1985 of 2017




(BY SRI. RANGANATHA R.,ADVOCATE)

AND:

1.   RELIANCE GENERAL INSURANCE
     NO.5/111 AND 6/112, 1ST FLOOR
     UNNATI ARCADE, 1ST BLOCK
     DR RAJKUMAR ROAD
     RAJAJINAGARA, BANGALORE-560 010

2.   MR.MADHU T
     S/O THIMMA REDDY
     NO.6, 19TH CROSS,
     BANDAPPA GARDEN,MATHYALA NAGARA,
     BANGALORE-560 054
                                           ...RESPONDENTS
(BY SRI.H.C. BETSUR.,ADVOCATE FOR R1;
    V/O DTD 23.11.2017 NOTICE TO R2 D/W)

     MFA FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED29.12.2016 PASSED IN MVC
NO.3224/2015 ON THE FILE OF THE XXII ADDITIONAL SMALL
CAUSE JUDGE AND XX ACMM AND MEMBER, MACT,
BENGALURU, PARTLY ALLOWING THE CLAIM PETITION FOR
COMPENSATION     AND    SEEKING    ENHANCEMENT     OF
COMPENSATION.

     THIS APPEAL, COMING ON FOR DISMISSAL, THIS DAY,
THE COURT DELIVERED THE FOLLOWING:


                       JUDGMENT

Aggrieved by the award passed in MVC.No.3224/2015

dated 29.12.2016 passed by the XXII ASCJ & XX ACMM

and MACT, Bengaluru, the claimant is before this Court

seeking enhancement of the compensation.

NC: 2024:KHC:9200

2. The claim petition is filed seeking compensation of

an amount of Rs.25,00,000/- for the death of the

deceased in the accident that took place on 21.07.2015.

According to the claimant, the claimants are the mother,

daughter and the wife. According to them, as on the date

of the accident, the deceased was aged 38 years and was

working as Mastry and earning an amount of Rs.1,000/-

per day and an amount of Rs.25,000/- per month. The

court below has held that the accident had taken place

because of rash and negligent driving of driver of the

opposite vehicle. When it comes to the compensation,

the court below as there was no evidence with regard to

the income had taken income at Rs.7,000/- per month. As

per the Aadhar card the court has taken the age of the

deceased as 45 years and taken the future prospects at

30% and granted the compensation as per the table given

below:

NC: 2024:KHC:9200

Heads Compensation Awarded

1. Loss of dependency : Rs. 10,19,200/-

2. Loss of Consortium : Rs. 40,000/-

Loss of love and

3. : Rs. 20,000/-

affection

4. Transportation charges : Rs. 5,000/-

5. Funeral Expenses : Rs. 10,000/-

TOTAL : Rs. 10,94,200/-

3. Learned counsel for the appellant submits that

when it is the case of the claimant that the deceased was

earning an amount of Rs.25,000/- per month, the court

below had taken income at Rs.7,000/- without any basis.

Accident had taken place in the year 2015 and the amount

that was taken as income was on the lower side. It is

submitted that even under the other conventional heads

also the amount that was granted by the court below is

not a just and reasonable compensation.

4. Learned counsel for the respondent-insurance

company submits that the court below had rightly taken

the income at an amount of Rs.7,000/-, he submits that

NC: 2024:KHC:9200

instead of taking 25% as future prospects court has taken

30% which is on the higher side. Learned counsel submits

that already the amount that was granted by the tribunal

is on higher side and no grounds are made for

enhancement of the compensation.

5. Having heard the learned counsel on either side,

perused the entire material on record. According to the

claimant, the deceased was earning an amount of

Rs.25,000/- per month, but there is no evidence on

record. This court considering the chart prepared by the

Karnataka State Legal Services Authority, the notional

income is taken at Rs.9,000/-. He is aged 45 years as

rightly submitted by the learned counsel for the insurance

company, he is entitled for future prospects at 25%.

Rs.9,000/- x 25% is Rs.2,250/- i.e., it is

Rs.11,250/- and as there are three dependants 1/3rd

has to be deducted towards personal expenses i.e.,

Rs.3,750/-. Then his contribution to the family would be

Rs.7,500/-. Under the head of loss of dependency,

NC: 2024:KHC:9200

this court is granting an amount of Rs.12,60,000/-

(Rs.7,500/- x 12 x 14). Towards loss of consortium this

court is granting an amount of Rs.96,000/- and towards

funeral expenses an amount of Rs.36,000/- is granted.

6. In the light of the law laid down by the Hon'ble

Supreme Court in the case of V.MEKALA vs. M.

MALATHI AND ANOTHER1, the claimant is entitled for an

amount of Rs.10,000/- towards Legal Expenses.

7. Altogether the claimants are entitled for an

amount of Rs.14,02,000/-.

8. The claimants are therefore, entitled for the

compensation under the following heads:

Heads Compensation Compensation Awarded by Awarded by Tribunal this Court

1. Loss of dependency : Rs. 10,19,200/- 12,60,000/-

2. Loss of Consortium : Rs. 40,000/- 96,000/-

3. Loss of love and : Rs. 00/-

20,000/-

affection

(2014) 11 SCC 178

NC: 2024:KHC:9200

4. Transportation : Rs. 00/-

5,000/-

charges

5. Funeral Expenses : Rs. 10,000/- 36,000/-

6. Legal Expenses : Rs. 00/- 10,000/-

TOTAL : Rs. 10,94,200/- 14,02,000/-

Enhancement : Rs. 3,07,800/-

9. Accordingly, the appeal filed by the claimant is

partly allowed, enhancing the compensation amount

from Rs.10,94,200/- to Rs.14,02,000/-. It is submitted

that the mother of the deceased is no more. Hence, the

compensation amount shall be equally apportioned

between the remaining two claimants.

ORDER

i) The appeal is partly allowed, enhancing the compensation amount Rs.10,94,200/- to Rs.14,02,000/-. The enhanced amount is Rs.3,07,800/-.

ii) As the mother of the deceased is dead, the compensation amount shall be equally apportioned between the remaining two claimants.

NC: 2024:KHC:9200

iii) The enhanced amount shall carry interest at 6% per annum from the date of petition till the date of realization.

iv) The respondent - insurance company shall deposit the amount within a period of eight weeks from the date of receipt of copy of the judgment. On such deposit, the claimant is entitled to withdraw the entire amount without furnishing any security.

v) Registry is directed to return the Trial Court Records to the Tribunal, along with certified copy of the order passed by this Court forthwith without any delay.

v) No costs.

Pending miscellaneous petitions, if any, shall stand

closed.

SD/-

JUDGE

TS

 
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