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Smt Kalavathi vs Sri Ram General Insurance Co Ltd
2023 Latest Caselaw 8295 Kant

Citation : 2023 Latest Caselaw 8295 Kant
Judgement Date : 24 November, 2023

Karnataka High Court

Smt Kalavathi vs Sri Ram General Insurance Co Ltd on 24 November, 2023

                                           -1-
                                                      NC: 2023:KHC:45054
                                                    MFA No. 8104 of 2017




                     IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                      DATED THIS THE 24TH DAY OF NOVEMBER, 2023

                                         BEFORE
                     THE HON'BLE SMT. JUSTICE LALITHA KANNEGANTI

                MISCELLANEOUS FIRST APPEAL NO. 8104 OF 2017 (MV-D)

                BETWEEN:

                1.    SMT.KALAVATHI,
                      W/O LATE SHIVAKUMAR @ THAMMAYYA,
                      AGED ABOUT 37 YEARS,

                2.    KUM.POOJA.S,
                      D/O LATE SHIVAKUMAR @ THAMMAYYA,
                      AGED ABOUT 18 YEARS,

                3.    SRI.RAMADORE.S,
                      S/O LATE SHIVAKUMAR @ THAMMAYYA,
                      AGED 15 YEARS,

                4.    SMT.SAROJAMMA,
                      W/O LATE NARAYANAPPA,
                      AGED 66 YEARS,
                      ALL ARE R/AT :
Digitally
signed by JAI         THAMASANDRA VILLAGE,
JYOTHI J              HAROHALLI HOBLI,
Location:             KANAKAPURA THALUK,
HIGH COURT            RAMANAGARA DISTRICT-562 117
OF
KARNATAKA
                      (SINCE APPELLANT No.3 IS MINOR, HE IS
                      REPRESENTED BY HIS MOTHER APPELLANT No.1.)

                                                           ...APPELLANTS
                (BY MS.NITHYA V., AND SRI.PRAKASH M H.,ADVOCATE)

                AND:
                1.    SRIRAM GENERAL INSURANCE CO. LTD.,
                      NO.S-5, 3RD FLOOR,
                             -2-
                                         NC: 2023:KHC:45054
                                      MFA No. 8104 of 2017




     MONARCH CHAMBERS,
     INFANTRY ROAD,
     BENGALURU-560 001,
     BY ITS MANAGER.

2.   SRI.AASIF ALI,
     S/O ASAN ALI,
     AGE :MAJOR,
     R/A NO.16, ASATH STREET,
     DENKANIKOTAI TALUK,
     KRISHNAGIRI DISTRICT,
     TAMILNADU STATE-635 107.

                                            ...RESPONDENTS
(BY SRI.B.PRADEEP., ADVOCATE FOR R1
R2 SERVED AND UNREPRESENTED)

     THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 09.08.2017 PASSED IN MVC
NO.4636/2016 ON THE FILE OF THE XVI ADDITIONAL JUDGE,
MEMBER, MACT, COURT OF SMALL CAUSES, BENGALURU, (SCCH-
14),  PARTLY   ALLOWING    THE     CLAIM  PETITION  FOR
COMPENSATION      AND    SEEKING      ENHANCEMENT    OF
COMPENSATION AND ETC,.

    THIS APPEAL, COMING ON FOR JUDGMENT, THIS DAY, THE
COURT DELIVERED THE FOLLOWING:

                        JUDGMENT

This appeal is filed by the claimants aggrieved by the

award passed in M.V.C.No.4636/2016, on the file of the

XVI Additional Judge, Court of Small Causes, Bengaluru,

(SCCH-14), dated 09.08.2017, whereby the Tribunal has

granted compensation of an amount of Rs.20,95,200/-.

NC: 2023:KHC:45054

2. The claimants had filed a claim petition seeking

compensation of an amount of Rs.60,00,000/- for the

death of the deceased that occurred in the road traffic

accident. The case of the claimant is that he was working

as an agriculturist and also as contractor. They produced

before the Court the profit and loss statement of the year

31.03.2019, two balance sheets dated 31.03.2009 and

31.03.2011, and another profit and loss account of 2011

and 2012. They have also produced the profit and loss

accounts dated 31.03.2014 and also produced the ITR for

the assessment year 2014-2015. The Court had not

considered any of the documents, as those documents do

not reveal the exact income of the deceased. He has

produced the savings bank account marked as Ex.P23

which also do not reveal how much income is exactly

derived per month by the deceased. The Court has

observed that the petitioner has produced a profit and loss

account as per Ex.P21, but it does not contain the

signature of the deceased. On perusal of Ex.P5

accompanied by the statement of the deceased, where he

NC: 2023:KHC:45054

has stated before the police that he was an agriculturist,

but he has not stated that he was a contractor.

Considering all these aspects, the Court had taken the

income at an amount of Rs.50,600/- under the head of

loss of income and loss of dependency the Court below

had granted an amount of Rs.18,25,000/- towards

transportation of dead body and funeral expenses granted

an amount of Rs.30,000/-, loss of consortium granted an

amount of Rs.50,000/-, loss of love and affection granted

an amount of Rs.90,000/-, loss of estate granted an

amount of Rs.1,00,000/-. Altogether, a compensation of

Rs.20,95,200/- was awarded by the Tribunal.

3. Learned counsel appearing for the appellant

submits that the Court below ought to have taken the

income of the deceased at Rs.40,000/- per month. But the

Court below has taken only Rs.15,600/-, which is on the

lower side. Hence, it is submitted that compensation

awarded towards loss of dependency is not just and

reasonable.

NC: 2023:KHC:45054

4. On the other hand, learned counsel appearing for

the Insurance Company submits that in fact on all the

heads the Court has granted compensation on the higher

side and in fact it is a case, where the Insurance Company

has filed an appeal seeking reduction of the compensation

awarded by the Court below. Hence, it is submitted that

no grounds are made out for enhancement of the

compensation.

5. Having heard the learned counsels on either sides,

perused the entire material on record.

6. According to the claimants, the monthly income

should have been taken at Rs.40,000/-, but the Court had

taken the income at Rs.15,600/- per month. As they have

filed Exs.P21 to Ex.P23 Court ought to have considered the

same and taken the monthly income at Rs.40,000/-. This

Court is not able to appreciate the contention raised on

behalf of the claimants. The Court below had elaborately

discussed as observed by this Court in the preceding

paragraph. Hence, this Court finds no reason to interfere

NC: 2023:KHC:45054

with the said finding. Under the other conventional heads

also the Tribunal has awarded the reasonable

compensation, even on that count also no interference is

called for.

7. Accordingly, the appeal of the claimant is

dismissed.

Sd/-

JUDGE

RMS

CT.:RMS

 
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