Wednesday, 13, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

M.B.Nagarathna vs Siddaraju S
2023 Latest Caselaw 7895 Kant

Citation : 2023 Latest Caselaw 7895 Kant
Judgement Date : 21 November, 2023

Karnataka High Court

M.B.Nagarathna vs Siddaraju S on 21 November, 2023

                                           -1-
                                                       NC: 2023:KHC:42354
                                                    MFA No. 5870 of 2017




                IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                     DATED THIS THE 21ST DAY OF NOVEMBER, 2023

                                        BEFORE
                 THE HON'BLE SMT. JUSTICE LALITHA KANNEGANTI
                           M.F.A. NO. 5870 OF 2017 (MV-I)
                BETWEEN:

                     M.B.NAGARATHNA
                     W/O D S LINGARAJU,
                     D/O LATE M BASAVARAJU,
                     AGED ABOUT 46 YEARS,
                     R/AT NO.590, SUBRAMANYA NAGARA,
                     TURUVEKERE TALUK,
                     TUMKUR DISTRICT-572 227
                                                            ... APPELLANT
                (BY SRI. A K BHAT., ADVOCATE)

                AND:

                1.   SIDDARAJU S
Digitally            S/O SANNAPPA,
signed by JAI
JYOTHI J             MAJOR BY AGE,
Location:            NO.97, 7TH CROSS, A G BLOCK,
HIGH COURT
OF                   GANDHINAGAR,
KARNATAKA
                     MYSORE-570 001
                     (R C OWNER OF AUTO RICKSHAW
                     BEARING REG NO.KA-05-A-8089)

                2.   SMT SUMALATHA
                     MAJOR BY AGE,
                     W/O D KUMAR,
                     NO.214, K R MILL COLONY,
                     MYSORE-570 001
                               -2-
                                         NC: 2023:KHC:42354
                                      MFA No. 5870 of 2017




      (POLICY HOLDER OF AUTO RICKSHAW
      BEARING REG.NO.KA-05-A-8089)

3.    TATA AIG GENERAL INSURANCE COMPANY LTD
      NO.69, 2ND FLOOR,
      JAMBUKESHWARA ARCADE,
      MILLERS ROAD,
      BENGALURU-560 052
      BY ITS MANAGER
      (INSURER OF AUTO RIKSHAW
      BEARING NO.05-A-8089)
      (POLICY NO.015249737300,
      VALID FROM 29/05/2013 TO 28/05/2014)
                                           ... RESPONDENTS
(BY SRI. B.C. SHIVANNE GOWDA, ADVOCATE FOR
SRI PRADEEP, ADVOCATE FOR R3;
R2 - SERVED AND UNREPRESENTED;
V/O DATED 03.11.2023, NOTICE TO R1 IS D/W)

     THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED:10.04.2017 PASSED IN MVC
NO.1045/2016 ON THE FILE OF THE IX ADDITIONAL SMALL
CAUSES JUDGE, & XXXIV ACMM, MEMBER, MACT-7, COURT OF
SMALL CAUSES, BENGALURU (SCCH-7), PARTLY ALLOWING
THE CLAIM PETITION FOR COMPENSATION AND SEEKING
ENHANCEMENT OF COMPENSATION.

     THIS APPEAL COMING ON FOR FINAL HEARING, THIS
DAY, THE COURT DELIVERED THE FOLLOWING:



                        JUDGMENT

This is an appeal filed by the claimant aggrieved by

the award passed in MVC No.1045/2016, dated

NC: 2023:KHC:42354

10.04.2017, by the IX Additional Small Causes And

Addl.MACT, Bengaluru, seeking enhancement of the

compensation.

2. The claim petition is filed seeking compensation

of an amount of Rs.10,00,000/- for the injuries sustained

by the claimant. The court below had granted an amount

of Rs.3,90,298/-. It is the case of the claimant that as the

claimant is a Tailor and because of the injuries sustained

in the accident, she had sustained disability. The claimant

has sustained fracture of right femur and because of the

said injury she is not able to walk or stand for a longer

duration. The claimant was a tailor and a housewife and

earning more than Rs.10,000/- p.m. The court below had

taken the monthly income at Rs.8,000/-. When it comes to

the disability the doctor has stated that the claimant has

suffered 35% disability to the particular limb and the court

below has taken 10% disability and under the head of loss

of future income due to disability granted an amount of

Rs.1,34,400/-, towards pain and suffering an amount of

NC: 2023:KHC:42354

Rs.50,000/-, towards loss of amenities an amount of

Rs.20,000/-, towards loss of income during laid up period

an amount of Rs.24,000/-, towards medical expenses an

amount of Rs.1,50,898/-, towards conveyance, attendant

charges, food, nourishment and diet charges an amount of

Rs.11,000/- was granted. Altogether an amount of

Rs.3,90,298/- was granted.

3. Learned counsel appearing for the claimant

submits that as per the evidence of the doctor, there is

difference in the walking movement and the claimant is

limping and not able to walk and all other movements are

literally restricted and she cannot kneel down and do any

of the work. It is submitted that in that case the court

below ought to have taken the disability at 20% to the

whole-body. That in every case it is not only 1/3rd of the

disability to the limb has to be taken to the whole-body.

He submits that the claimant being a homemaker, she will

be facing difficulty and the Tribunal considering 10% as

disability is on the lower side. It is submitted that even

NC: 2023:KHC:42354

towards loss of amenities in life, food, nourishment,

conveyance and attendant charges the compensation that

was granted by the court below was not reasonable.

4. On the other hand the learned counsel for the

insurance company submits that no evidence was placed

in support of the income of the claimant and hence, the

court below had taken the income at Rs.8,000/- p.m. He

submits that when the doctor has opined that there is

35% disability to the particular limb, the court below had

rightly taken the whole-body disability at 10%. It is

submitted that no good grounds are made out for

enhancement of the compensation.

5. In this case the claimant is a homemaker and a

tailor. According to her she is earning an amount of

Rs.10,000/- per month. No evidence is produced in this

regard. As this is an accident of the year 2013 the court

below had taken the income at Rs.8,000/- p.m., and this

court finds no reason to enhance the same. Then coming

NC: 2023:KHC:42354

to the disability basing on the percentage of disability and

considering the evidence of the doctor, facts and

circumstances of the case, the court has to consider the

disability. In this case the doctor has assessed the

disability at 35% to the particular limb, 1/3rd of it comes

to 11.66%, which is rounded off to 12%. Even if the

evidence of the Doctor has to be taken into consideration,

he has only stated that the claimant cannot stand for long

time, difficulty to sit in cross leg and squat and difficultly

to walk. Apart from this the disability would not come in

the way of other day to day activities. Hence, considering

the same, this Court is inclined to take 12% as the whole-

body disability. Hence, the claimant is entitled for an

amount of Rs.1,61,280/- (Rs.8,000 x 12 x 14 x 12/100)-

towards loss of future income due to disability. Towards

pain and suffering the court below had granted an

amount of Rs.50,000/- which is a reasonable amount

and no interference is called for. Towards loss of

amenities, considering the injuries the court below had

granted an amount of Rs.20,000/-, this court is inclined to

NC: 2023:KHC:42354

grant an amount of Rs.30,000/-. Towards medical

expenses an amount of Rs.1,50,898/- is granted which

is based on the bills and receipts and no interference is

called for. Towards Loss of income during laid up

period at Rs.24,000/- is reasonable. Under the head of

conveyance, attendant charges, nourishment and

food an amount of Rs.11,000/- is awarded this court is

inclined to grant an amount of Rs.15,000/-.

6. In the light of the law laid down by the Hon'ble

Supreme Court in the case of V.MEKALA vs. M.

MALATHI AND ANOTHER1, the claimant is entitled for

an amount of Rs.10,000/- towards Legal Expenses.

7. The claimant is therefore, entitled to the

compensation under the following heads:

                           Heads                       Compensation
                                                         Awarded
        1.     Loss of Future Income due to     :    Rs.      1,61,280/-
               disability


    (2014) 11 SCC 178

                                                  NC: 2023:KHC:42354





   2.      Pain and Sufferings              :    Rs.    50,000/-
           Loss of Earning during laid up   :    Rs.    24,000/-
   3.
           period (Rs.8,000 x 3 )
   4.      Medical Expenses                 :    Rs.   1,50,898/-
   5.      Loss of Amenities & Future       :    Rs.    30,000/-
           Discomfort
   6.      Conveyance, Attendant, Food      :    Rs.    15,000/-
           and Nourishment
   7.      Legal Expenses                   :    Rs.    10,000/-
           TOTAL                            :    Rs.    4,41,178/-



10. Accordingly, the appeal is partly allowed,

enhancing the compensation amount from Rs.3,90,298/-

to Rs.4,41,178/-.

i) The enhanced amount shall carry interest at 6%

p.a., from the date of petition till the date of

realization.

iii) The respondent - insurance company shall

deposit the amount within a period of eight

weeks from the date of receipt of copy of the

judgment. On such deposit, the claimant is

entitled to withdraw the entire amount without

furnishing any security.

NC: 2023:KHC:42354

iv) Registry is directed to return the Trial Court

Records to the Tribunal, along with certified

copy of the order passed by this Court forthwith

without any delay.

v) No costs.

Pending miscellaneous petitions, if any, shall stand

closed.

SD/-

JUDGE

JJ

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter