Citation : 2023 Latest Caselaw 699 Kant
Judgement Date : 11 January, 2023
IN THE HIGH COURT OF KARNATAKA
KALABURAGI BENCH
DATED THIS THE 11TH DAY OF JANUARY, 2023
PRESENT
THE HON'BLE MR. JUSTICE SREENIVAS HARISH KUMAR
AND
THE HON'BLE MR. JUSTICE T.G. SHIVASHANKARE GOWDA
MISCELLANEOUS FIRST APPEAL NO.202215/2018(MV)
BETWEEN:
Dr. Shashikant
S/o. Late Nagshettappa Goled,
Age: 48 years,
Occ: PU College Lecturer,
Now Nil after the accident mentally retarded
Represented through his next friend
Smt. Jyotilata W/o. Dr. Shashikant,
Age: 41 years, Occ: Household
R/o: Gomati Apartment,
Garden Road, Khuba Colony,
2nd Floor, No.8, 1-1-5/17/5,
Gulbarga Tq,
Dist: Kalaburagi. ... Appellant
(By Sri S.S. Sajjanshetty, Advocate)
MFA No.202215/2018
2
AND:
1. Muniraj M., S/o. Muniyappa,
Age: 33 years, Occ: Driver Service
R/o: H.No.92, 4th Cross,
New Guddadahalli,
Mysore Road,
Bangalore-26
2. Manoj Kumar S/o. Sajjan Raj Anchalia
Age: Major, Occ: Business
R/o: H.No.90, B-Sheet, 6th Cross,
Gandhi Nagar,
Bangalore-560 009
3. The Divisional Manager,
Bajaj Allianz General Insurance
Co. Ltd., IV Floor,
V.A. Kalaburagi Mansion,
Opp: Municipal Corporation
Lamington Road,
Hubli-580 020. ... Respondents
(By Sri Subhash Mallapur, Advocate for R3:
R1 & R2-Notice dispensed with v/o dated 25.04.2019)
This Miscellaneous First Appeal is filed under
Section 173(1) of MV Act, praying to allow the appeal by
setting aside the judgment and award dated 17.02.2018
passed in MVC No.1027/2012 by the III Additional Senior
Civil Judge & Member, MACT, Kalaburagi and further be
pleased to modify the award and enhance the amount of
compensation payable in accordance with law along with
9% interest to meet the ends of justice and equity.
MFA No.202215/2018
3
This appeal coming on for Final Hearing, through
physical hearing/video conference, this day,
T.G.Shivashankare Gowda, J., delivered the following:
JUDGMENT
In this appeal, the appellant has challenged the
judgment dated 17.02.2018 passed in M.V.C.No.1027 of
2012 on the file of the III Additional Senior Civil Judge
and MACT., Kalaburagi (hereinafter referred to as
'Tribunal' for short).
2. The appellant was the petitioner and the
respondents were the respondents before the Tribunal.
The parties will be referred as per their status before the
Tribunal for the sake of convenience.
3. Briefly stated, the facts are that, on
16.04.2012 at about 7.10 a.m., the petitioner met with
an accident at 6th Cross, Gandhi Nagar, Bangalore, due
to hit by a Honda Active bearing No.KA-01/EM-8658, MFA No.202215/2018
causing him the injuries on his head and fracture of both
hands. He was hospitalized at Victoria Hospital,
Bangalore, at NIMHANS Hospital from 16.04.2012 to
24.05.2012 and at St.Martha's Hospital from 31.05.2012
to 12.06.2012. The petitioner became mentally retarded
due to head injury. Hence through his wife, he made a
claim for Rs.95,61,520/-. The claim was opposed by the
Insurance Company. The Tribunal awarded
Rs.37,49,300/- with 6% interest.
4. Petitioner has pleaded inadequacy in award of
compensation and that future prospects of income, loss
of life expectancy and expenses towards future
treatment were not considered by the Tribunal.
5. According to the learned counsel for
petitioner, the petitioner was holding a permanent job,
drawing monthly salary of Rs.34,890/- as a Lecturer in a MFA No.202215/2018
P.U.College. The impact of the head injury was that he
was hospitalized for more than 1½ months at NIMHANS.
The medical evidence has been placed before the
Tribunal explaining the permanent whole body disability
suffered by the petitioner to be more than 90%. But the
Tribunal has considered the disability at 62% without any
rationale. The Tribunal has not awarded future medical
expenses, loss of life expectancy and sought for re-
assessment and enhancement.
6. Per contra, learned counsel for the respondent
No.3/Insurance Company contended that the
neurological defect of the petitioner was assessed by the
Medical Officer to an extent of 62%, the certificate was
not issued by the treating doctor, but it was obtained
from the Medical College of Bellary and therefore, the
Tribunal has rightly assessed the disability, so also the
compensation, which is on the higher side and supported MFA No.202215/2018
the impugned judgment. Further he contended that the
petitioner being a pedestrian has also contributed for the
accident and the Tribunal did not consider the
contributory negligence and sought for deduction of
minimum of 25% of the compensation towards
contributory negligence.
7. We have given our anxious consideration to
the arguments addressed on behalf of the parties and
perused the records.
8. There is no dispute as to the accident, cause
of accident, head injury sustained by the petitioner,
hospitalization, treatment and disability suffered by the
petitioner. The dispute is regarding the percentage of
disability, consideration of future prospects of income,
assessment of income for future treatment, consideration
of loss of life expectancy and assessment of MFA No.202215/2018
compensation under different heads. We are also
required to consider the plea of contributory negligence.
9. Ex.P4, the wound certificate narrates the
injuries sustained by the petitioner, such as, (i) fracture
of both hands and (ii) head injury and brain injury and
other parts of the body (all 4 limbs). The medical
records also point out that the petitioner was hospitalized
for 52 days, he had undergone surgery for fracture of
both hands, so also treatment taken at NIMHANS for
about 39 days for head injury. The medical bills point
out that a sum of Rs.2,92,450/- was spent, which the
Tribunal has considered in toto and it is just and proper.
10. The compensation awarded by the Tribunal
towards pain and suffering, loss of amenities is on the
lower side, not proportionate to the nature of injuries.
No future medical expenses has been awarded. When MFA No.202215/2018
the petitioner has suffered head injury and also fracture
of both hands, future medical expenses is inevitable,
which is required to be considered and same has been
ignored by the Tribunal. The Tribunal failed to consider
the effect of the injuries on the life span of the
petitioner. Now he has become mentally retarded and it
certainly reduces his life span for which compensation
has to be assessed, which the Tribunal has totally
ignored.
11. As regards avocation and income is
concerned, the salary certificate at Ex.P16 points out
that the petitioner was drawing a salary of Rs.34,890/-
as Lecturer. The Tribunal has deducted 10% towards
TDS and considered the income of the petitioner at
Rs.31,400/-. The petitioner was aged 42 years at the
time of accident. Since he is in a permanent
employment, certainly he had chances of better future MFA No.202215/2018
prospects in the form of Dearness Allowance and hike in
salary. As seen from the impugned judgment, the
Tribunal has not considered the future prospects. The
law regarding future prospects has been settled. Hence,
by applying the principles laid down in National
Insurance Company Limited vs. Pranay Sethi and
Others -2017 ACJ 680, future prospects should be
taken at 30% for the age of 42 years.
12. Ex.P10 is the disability certificate. If it is read
along with report of the NIMHANS at Ex.P14 and the
evidence of PW-2/Dr.Rajendra Kothari, who is the
Surgeon, though not the treating Doctor, his evidence
cannot be ignored, having regard to the nature of head
injury suffered by the petitioner.
13. It is the argument of the learned counsel for
the petitioner that the petitioner has been removed from MFA No.202215/2018
service on account of mental retardation. Keeping all
these factors into consideration, we do not find any
rationale in the reasoning of the Tribunal in arriving at
62% disability for the whole body. When the
Neurosurgeon issued the disability certificate and the
removal of petitioner from the job, he presenting the
petition through his wife, being mentally retarded, we do
not find any reason to discard the disability assessed by
the Medical Officer. We are in full agreement with the
disability assessed by the Medical Officer and we accept
the disability of the petitioner at 90%.
14. Taking into consideration all these factors, we
deem it proper to award Rs.1,00,000/- towards pain and
sufferings, Rs.2,92,450/- towards medical expenses,
Rs.52,000/- towards food and nourishment and
conveyance charges, Rs.1,00,000/- towards loss of
amenities and discomfort, loss of income during the MFA No.202215/2018
period of treatment Rs.94,200/- (Rs.31,400/-x3
months), shortening of life expectancy Rs.50,000/- and
future medical expenses Rs.50,000/-.
15. As discussed above, the petitioner has
suffered 90% disability, aged 42 years and for the age of
42 years, the multiplier applicable is '14'. The salary of
the petitioner is taken at Rs.34,890/-, if 10% is deducted
towards income-tax, it comes to Rs.31,400/-. If future
prospects of 30% is added, income of the petitioner
comes to Rs.40,820/- x 12 x 14 = Rs.68,57,760/- x 90%
= Rs.61,71,984/-. Accordingly, it is assessed.
16. Thus, the petitioner is entitled to
compensation under different heads as follows:
Sl.
Particulars Amount (Rs.)
No.
1. Pain and suffering 1,00,000/-
2. Medical expenses 2,92,450/-
3. Attendant, conveyance & 52,000/-
Food and nourishment
MFA No.202215/2018
4. Loss of amenities and discomfort 1,00,000/-
5. Loss of income during treatment 94,200/-
6. Loss of life expectancy 50,000/-
7. Future medical expenses 50,000/-
8. Loss of income due to disability 61,71,984/-
TOTAL 69,10,634/-
17. Adverting to the argument of respondent
regarding contributory negligence, we have perused the
impugned judgment. There is no cross-examination of
petitioner nor is there any evidence which speaks about
the contributory negligence. It is not the case of the
Insurance Company that the petitioner has crossed the
road at the time of accident. Motor cycle hit against the
pedestrian making him disable throughout his life.
Hence, no scope for attributing the contributory
negligence against the petitioner.
18. In all, the petitioner is entitled to enhanced
compensation of Rs.31,61,334/- rounded off to MFA No.202215/2018
Rs.31,61,000/-. Accordingly, the appeal deserves to be
allowed.
19. In the result, the following:
ORDER
The appeal is allowed in part.
The judgment and award passed by the
Tribunal is modified by enhancing the
compensation.
The petitioner is entitled to enhanced
compensation of Rs.31,61,000/- with interest at
the rate of 6% per annum excluding interest on
future medical expenses.
Insofar as liability and apportionment is
concerned, the order of the Tribunal stands
unaltered.
MFA No.202215/2018
Office is directed to transfer the amount if
any in deposit, to the Tribunal, forthwith.
Sd/-
JUDGE
Sd/-
JUDGE
KNM/-
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