Citation : 2022 Latest Caselaw 5647 Kant
Judgement Date : 29 March, 2022
1
IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 29TH DAY OF MARCH, 2022
BEFORE
THE HON'BLE Mr. JUSTICE HANCHATE SANJEEVKUMAR
MISCELLANEOUS FIRST APPEAL NO.2275/2012(MV)
BETWEEN:
THE MANAGER
UNITED INDIA INSURANCE CO LTD.
NO.198, MANJUNATHA COMPLEX
II FLOOR, CMH ROAD, INDIRANAGAR
BENGALURU-560 038
BY
REGIONAL MANAGER
UNITED INDIA INSURANCE CO LTD.
5TH FLOOKR, KRISHI BHAVAN
NRUPATHUNGA ROAD, HUDSON CIRCLE
BENGALURU-560 001
...APPELLANT
(BY SRI. O. MAHESH, ADVOCATE)
AND:
1. SURESH S/O SIDDARAMAPPA
AGED 29 YEARS
NO.13, TIRUMALA NAGAR
ATTUR LAYOUT, 2ND STAGE
YELAHANKA NEW TOWN
BENGALURU-560 064
2. BASAVARAJ S/O RAJSHEKHAR
AGED 26 YEARS
2
NO.57, 4TH BLOCK, DODDABOMMASANDRA
VIDYARANYAPURA
BENGALURU-560 097
3. SIDDALINGA REDDY S/O SIDDALINGAPPA
AGED 25 YEARS
NO.13, TIRUMALANAGAR
ATTUR LAYOUT, 2ND STAGE
YELAHANKA NEW TOWN
BENGALURU-560 064
...RESPONDENTS
(BY SRI. BASAVARAJ KAREDDY, ADVOCATE FOR R1,
R2-NOTICE HELD SUFFICIENT V/O DT: 08.07.2014,
R3-SERVED)
THIS M.F.A IS FILED UNDER SECTION 173(1) OF
MV ACT AGAINST THE JUDGMENT AND AWARD DATED
2.5.2011 PASSED IN MVC NO.7905/2008 ON THE FILE
OF MEMBER, MACT, IV ADDITIONAL JUDGE, COURT OF
SMALL CAUSES, MEMBER, MACT, BANGALORE,
AWARDING A COMPENSATION OF RS.3,47,200/- WITH
INTEREST @ 6% P.A. FROM THE DATE OF PETITION
TILL PAYMENT AND ETC.,
THIS M.F.A. COMING ON FOR FINAL HEARING
THIS DAY, THE COURT DELIVERED THE FOLLOWING:
JUDGMENT
This appeal is filed under Section-173(1), of the
Motor Vehicles Act, 1988 by the appellant - insurance
company, challenging the judgment and award dated
02.05.2011, passed in MVC No.7905/2008, on the file of
MACT, at Bangalore.
Brief facts:
2. The averments of the petition in brief are that
on 01.01.2008 at about 2.30 a.m., when the petitioner
was proceeding on the motor cycle bearing registration
No.KA-03-EM-4602 belonging to the respondent No.2 as a
pillion rider, the respondent No.1 who was riding the same,
rode it in high speed rash and negligent manner so as to
endanger human life and dashed to a parked tempo near
Ulsoor lake on Kensington road, Military Campus,
Bangalore resulting in grievous injuries to the claimant.
After the accident, the claimant was taken to Bowring
Hospital and from there, he was taken to the Sagar Apollo
Hospital, Bangalore.
3. Hence, a claim petition was filed by the claimant
under Section-166 of the M.V. Act, claiming compensation
for the injuries sustained in the accident. The Tribunal on
appreciating the materials on record, allowed the petition
in part, and awarded a compensation of Rs.3,47,200/-
along with interest at 6% per annum, from the date of
petition till the date of deposit. The Tribunal held the
appellant - insurance company, liable to pay the
compensation.
4. The learned counsel for the appellant -
insurance company submitted that the claim petition is not
maintainable as the respondent No.1 - claimant was riding
the motor cycle and upon his mistake, the accident has
occurred. But respondent No.1 - claimant was projected as
pillion rider wrongly, just to claim compensation. But in
fact respondent No.1-claimant was the rider of motor
cycle. Therefore, the claim petition ought to have been
rejected. Hence, the Tribunal committed an error in
allowing the petition and awarding compensation to the
claimant - respondent No.1.
5. Further, submitted that as per Section-134(c)
of the Motor Vehicles Act, 1988 (for brevity 'MV Act'), the
owner of the vehicle has not intimated the insurance
company regarding the accident. Hence, the provisions of
Section-134(c) of the MV Act is not complied with. Further,
the learned counsel submitted that the Investigating
Officer has not intimated the factum of the accident to the
insurance company as required under Section-158(6) of
the MV Act. Therefore, the insurance company is not
liable to pay the compensation. Therefore, prays to allow
the appeal by setting-aside the impugned judgment and
award passed by the Tribunal.
6. Further, the learned counsel for the appellant -
insurance company submitted that Section-39 of Cr.P.C.,
is not complied with by Respondent No.1-complainant or
no other person, since they have not intimated to the
nearest Magistrate or Police Officer of such incident.
Therefore, there is no compliance of Section-39 of Cr.P.C.
Further, Rule-233 of Karnataka Motor Vehicles Rules, 1989
is also not complied.
7. The learned counsel further submitted that
One Basavaraj was the rider of the motor cycle. But there
is no evidence that Basavaraj had sustained injuries in the
accident, but only respondent No.1 - claimant has
sustained injuries, which is highly improbable to believe
the version of the claimant.
8. Further submitted if the motor cycle had
dashed to the parked tempo, then both rider and pillion
rider would have sustained injuries, but there are no
evidence that Basavaraj had also sustained injuries.
Therefore, this goes to prove that respondent No.1-
claimant was riding the motor cycle and he dashed the
parked tempo and sustained injuries. But later on, it was
projected that respondent No.1-claimant was pillion rider
of the motor cycle just to claim compensation. Therefore,
in this regard the Tribunal had not appreciated the
evidence on record correctly. Hence, prays to allow the
appeal by setting aside the judgment and award passed by
the Tribunal.
9. Further, the learned counsel for the appellant -
insurance company submitted that there is a delay of 13
days in lodging the complaint and in this regard there are
every chances of manipulation to project the respondent
No.1 - claimant as pillion rider. Therefore, this delay is not
explained. Hence, it is fatal to the claimant's case.
10. On the other hand, the learned counsel
appearing for respondent No.1-claimant submitted that
respondent no.1-claimant was pillion rider and was not
riding the motor cycle. In this regard, the Tribunal has
rightly appreciated the evidence on record. Therefore,
there are no perversity found in the appreciation of the
evidence made by the Tribunal. Further, submitted that
the statutory investigation as per Section-173 of Cr.P.C.
made by the Police - Investigating Officer is genuine one
and shown the respondent No.1 - claimant was the pillion
rider and there are no other contraray evidence to
disbelieve the charge-sheet material. Therefore, prays to
dismiss the appeal.
11. Heard the learned counsel for the parties and
perused the materials on record.
12. Considering the submissions made by the
learned counsel for the appellants, it is true that there is a
delay of 13 days in lodging the complaint. The accident in
question has occurred on 01.01.2008, but the complaint
was lodged on 13.01.2008. It is also pertinent to mention
here that on considering medical records, it is seen that
after the accident, respondent No.1-claimant was
unconscious and immediately he was shifted to the
hospital and taken to Bowring Hospital and thereafter to
Sagar Apollo Hospital. Therefore, there could not be
chances for prompt lodging of the complaint. Even though
the medical records disclosed that on 09.01.2008
respondent No.1-claimant was discharged from hospital,
but complaint lodged on 13.01.2008. Hence, there is only
four days delay from the date of discharge to lodging of
complaint. But this alone cannot be a ground to reject the
claim petition.
13. It is a paramount thing that soon after the
accident, endeavor has to be made to save the life of the
injured person by admitting him to the hospital, than
lodging a complaint to the Police. Under these
circumstance, considering the practical aspect, there might
have been some delay in lodging the complaint to the
Police and that cannot be ground for rejecting claim
petition.
14. In this regard, I place reliance on the judgment
of the Hon'ble Supreme Court in the case of Ravi vs.
Badrinarayan and Others reported in AIR 2011 SC
1226, wherein at para Nos.20 and 21, it was held that
mere delay in lodging the complaint, cannot be a ground
for rejection of a claim petition. Therefore, in the instant
case, even though the accident has occurred on
01.01.2008, the medical records show that the claimant
was admitted in Bowring hospital and in Sagar Apollo
Hospital as Inpatient for a period of nine days and was
discharged on 09.01.2008. But even after discharge from
the hospital, it is not practically possible to go to police
station immediately and lodge a complaint. Just because
there is a delay in lodging the complaint that cannot be a
ground to reject the claim petition.
15. The learned counsel for the appellant -
insurance company places reliance on Exhibit-P2, Wound
Certificate. Upon considering Exhibit-P2, Wound
Certificate, it is seen that respondent No.1 - claimant is
accompanied by one Rajendra Kumar. Hence, submitted
that respondent No.1 - claimant was the rider of the motor
cycle. Further, it is stated in Exhibit-P2, Wound Certificate
that there was a history of a road traffic accident on
01.01.2008, but there is no mentioning that the
respondent No.1-claimant was riding the motor cycle. Even
though in the discharge summary Exhibit-P3, there is
history of alleged fall from two wheeler, it means the
falling of the rider and the rider pillion. There is no specific
history mentioned that respondent No.1-claimant was
riding the motor cycle. Fall from the vehicle i.e., motor
cycle means both the rider and the pillion rider might have
fallen on the ground. Therefore, this document also will not
help the appellant - insurance company to state that the
respondent No.1-claimant was riding the motor cycle.
16. But upon considering the charge-sheet
material, Exhibit-P10, it is mentioned that Respondent
No.1-claimant was pillion rider and charge sheet was laid
down against rider of the motor cycle who was one
Basavaraj, S/o. Late Rajshekar. Therefore, the statutory
investigation made by the Police have also proved that the
respondent No.1-claimant was pillion rider motor cycle, but
not rider of the motor cycle. Contrary to the charge-sheet
material, the appellant-insurance company have not placed
any evidence to prove respondent No.1 was riding the
motor cycle. It is only on hypothesis basis, it is said that
the rider of the motor cycle does not sustain injuries.
Further, no one can say the exact manner how the
accident has occurred. In the accident, the rider might
have sustained minor injuries, but there are chances that
the pillion rider may sustain severe injuries. Therefore,
just because there is no evidence to show that the rider
has not sustained injuries it cannot be said that there is no
accident or pillion rider was riding the motor cycle.
Therefore, in this regard, I do not find any merit in the
submission made by the learned counsel for the appellant
- insurance company. In this regard, the Tribunal has
rightly appreciated the evidence on record.
17. Further, considering the submission made by
the learned counsel for the appellant that Exhibit-P9, IMV
Inspection Report has been prepared on 17.01.2008, i.e.,
after 17 days after the accident. Just because there is
some delay in examining the motor cycle and submitting
the MV report, that alone cannot be a ground to dismiss
the claim petition. Therefore, even in regard to non-
compliance of Section-134(c) and Section-158(6) of the
MV Act, the claim petition cannot be rejected. There may
be lapses in not reporting the factum of accident to the
insurance company as required under Section-134(c) and
Section-158(6), but it does not affect the claim petition
filed by the injured person.
18. Further, non-compliance of provision of
Section-39 of Cr.P.C., also cannot be a ground to reject
the claim petition. As per Section-39 of Cr.P.C.,
information of the incident is to be given to the Police
regarding cognizable offence. In the present case, the
Police after receipt of the information have started
investigation. Therefore, the complaint as per Exhibit-P11
was given and thereafter investigation was started.
Therefore, this submission also will not hold good for the
case of the appellant - insurance company, to set-aside
the judgment and award the Tribunal.
19. Therefore, the judgment and award passed by
the Tribunal is perfectly justified and legal one and hence
there is no good ground made out to interfere with the
judgment and award passed by the Tribunal. Therefore,
the appeal is devoid of merit and liable to be dismissed.
Accordingly, I proceed to pass the following:
ORDER
i. The appeal is dismissed.
ii. The judgment and award dated 02.05.2011,
passed in MVC No.7905/2008, on the file of MACT, at
Bangalore is hereby confirmed.
iv. The amount in deposit is ordered to be
transferred to the Tribunal forthwith, along with TCR and a
certified copy of this order.
iii. Draw award accordingly.
Sd/-
JUDGE
JJ
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