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M/S. United India Insurance ... vs H.Lokesh @ Lokesh
2021 Latest Caselaw 246 Kant

Citation : 2021 Latest Caselaw 246 Kant
Judgement Date : 6 January, 2021

Karnataka High Court
M/S. United India Insurance ... vs H.Lokesh @ Lokesh on 6 January, 2021
Author: H T Prasad
                        1



IN THE HIGH COURT OF KARNATAKA AT BENGALURU

      DATED THIS THE 6TH DAY OF JANUARY 2021

                     BEFORE

THE HON'BLE MR. JUSTICE H. T. NARENDRA PRASAD

           MFA No.1746 OF 2013(MV)
                     C/W
          MFA CROB No.58 OF 2013(MV)

IN MFA 1746/2013
BETWEEN:

M/S.UNITED INDIA INSURANCE
COMPANY LIMITED
HUNASUR CLUB COMPLEX
POST OFFICE ROAD, HUNASUR-571165
NOW REP.BY ITS REGIONAL OFFICE
6TH FLOOR, KRISHI BHAVAN
NARUPATHUNGA ROAD,
BANGALORE-560 001.
REP. BY ITS MANAGER.
                                     ...APPELLANT

(BY SRI. LAKSHMI NARASAPPA, ADV. FOR
SRI.A M VENKATESH, ADV.)

AND

1.    H.LOKESH @ LOKESH
      S/O HUCHEGOWDA @ T.HUCHEGOWDA
      AGED ABOUT 42 YEARS
                        2



2.   THARAKESHWARI @ TARA
     W/O H LOKESH @ LOKESH
     AGED ABOUT 40 YEARS.

3.   DAKSHAYINI G L
     D/O H LOKESH @ LOKESH
     AGED ABOUT 20 YEARS.

     ALL ARE R/AT GANDHIGARAMA
     KASABA HOBLI
     NANJANGUD TALUK.

4.   SURESH C
     S/O CHENNANAYAK
     AGED ABOUT 30 YEARS
     R/AT NO.137, DEBUR VILLAGE
     KASABA HOBLI NANJANGUD TALUK.

5.   ABIBULLA
     S/O SABEER AHMED
     AGED ABOUT 47 YEARS
     R/AT NO.1/161, DIVISION 1
     MUSLIM BLOCK, H D KOTE 571114
     MYSORE DISTRICT.
                                  ...RESPONDENTS

(BY SRI. R.C.NAGARAJ, ADV. FOR R1 TO R3:
R4 & R5 ARE SERVED & UNREPRESENTED)

    THIS MFA IS FILED UNDER SECTION 173(1) OF
MV ACT AGAINST THE JUDGMENT AND AWARD
DATED:02.08.2012 PASSED IN MVC NO.65/2011 ON
THE FILE OF THE MACT AND SENIOR CIVIL JUDGE,
NANJANGUD, AWARDING A COMPENSATION OF
                        3



RS.6.80,000/- WITH INTEREST @ P.A. FROM THE
DATE OF PETITION TILL REALIZATION.

IN MFA CROB.58/2013
BETWEEN

1.    H.LOKESH @ LOKESH
      S/O HUCHEGOWDA @ T.HUCHEGOWDA
      AGED ABOUT 42 YEARS


2.    SMT.THARAKESHWARI @ TARA
      W/O H LOKESH
      AGE 40 YEARS.

3.    DAKSHAYINI G L
      D/O H LOKESH
      AGE 20 YEARS.

     ALL ARE RESIDENTS OF GANDHIGARAMA
     KASABA HOBLI
     NANJANGUD TALUK.
     MYSORE DIST-571301.
                            ...CROSS OBJECTORS
(BY SRI. R.C.NAGARAJ, ADV.)

AND

1.    SURESH C
      S/O CHENNA NAIKA
      28 YEARS
      NO.137, DEBUR VILLAGE
      KASABA HOBLI
      NANJANGUD TALUK-571301.

2.    ABIBULLA
                           4



     S/O SABEER AHMED
     47 YEARS
     NO.1/161, DIVISION 1
     MUSLIM BLOCK, H D KOTE-571114
     MYSORE DISTRICT.

3.   M/S.UNITED INDIA INSURANCE
     COMPANY LTD.,
     HUNASUR CLUB COMPLEX
     POST OFFICE ROAD, HUNASUR-571165
     REP.BY ITS REGIONAL OFFICE
     6TH FLOOR, KRISHI BHAVAN
     NARUPATHUNGA ROAD,
     REP. BY ITS MANAGER.
                                 ...RESPONDENTS
(BY SRI. LAKSHMINARASAPPA, ADV. FOR
SRI. A.M.VENKATESH, ADV. FOR R3:
NOTICE TO R1 & R2 IS DISPENSED WITH
V/O DATED:09.09.2019)

     THIS MFA CROB. FILED UNDER ORDER 41 RULE
22 OF CPC, R/W SECTION 173(1) OF MV ACT
AGAINST     THE     JUDGMENT     AND        AWARD
DATED:02.08.2012 PASSED IN MVC NO.65/2011 ON
THE FILE OF THE SENIOR CIVIL JUDGE, MACT,
NANJANGUDU,      PARTLY   ALLOWING   THE     CLAIM
PETITION   FOR    COMPENSATION   AND       SEEKING
ENHANCEMENT OF COMPENSATION.
                               5



      THIS MFA & MFA CROB. COMING ON FOR
ADMISSION, THROUGH VIDEO CONFERENCE THIS
DAY, THE COURT DELIVERED THE FOLLOWING:


                        JUDGMENT

MFA No.1746/2013 is filed by the insurance

company under Section 173(1) of the Motor Vehicles

Act, 1988 (hereinafter referred to as 'the Act', for

short) whereas MFA Crob.No.58/2013 is filed by the

claimants under Order 41 Rule 22 of CPC being

aggrieved by the judgment dated 02.06.2012 passed

by the Motor Accident Claims Tribunal. Since, both

the appeal and the cross-objection arise out of the

same accident as well as a common judgment, they

were heard together and are being decided by this

common judgment.

2. Facts giving rise to the filing of the appeal

and cross objection briefly stated are that on

23.06.2011 at about 4.00 p.m., the deceased Madhu

G.L. @ Madhusudan G.L. was proceeding on tempo

bearing registration No.KA-09-2431, driven by its

driver, on Nanjangud - Hullahalli road, near Shiramalli

Gate. When the said tempo reached near the land of

Dwarakanath, the driver of the said vehicle drove the

same at a high speed and in a rash and negligent

manner, due to the said impact, the tempo got

turtled. As a result of the aforesaid accident, the

deceased succumbed to the injury at the spot.

3. The claimants filed a petition under Section

166 of the Act on the ground that the deceased was

aged about 16 years at the time of accident and was

studying in I year PUC. He was a bright student and

had a great future. The claimants claimed

compensation to the tune of Rs.51,00,000/- along

with interest.

4. On service of summons, the respondent

No.3 appeared through the counsel and filed written

statement in which the averments made in the

petition were denied. It was pleaded that the petition

itself is false and frivolous in the eye of law and it is

liable to be dismissed. It was further pleaded that the

accident was not due to rash and negligent driving of

the tempo by its driver. Hence, he sought for

dismissal of the petition. The respondent Nos.1 and 2

did not appear inspite of service of notice and were

placed ex-parte.

5. On the basis of the pleadings of the parties,

the Claims Tribunal framed the issues and thereafter

recorded the evidence. The claimants, in order to

prove their case, examined claimant No.1 as PW-1

and another witness as PW-2 and got exhibited 9

documents namely Ex.P1 to Ex.P9. On behalf of

respondents, they have not examined any witness,

but got marked insurance policy as Ex.R1. The Claims

Tribunal, by the impugned judgment, inter alia, held

that the accident took place on account of rash and

negligent driving of the offending vehicle by its driver,

as a result of which, the deceased sustained injuries

and succumbed to the injuries. The Tribunal further

held that the claimants are entitled to a compensation

of Rs.6,80,000/- along with interest at the rate of 6%

p.a. and directed the Insurance Company to deposit

the compensation amount along with interest. Being

aggrieved, this appeal and cross objection have been

filed.

6. The learned counsel for the Insurance

Company has raised the following:

Firstly, the claimants have not produced any

documents to show that the deceased was aged about

16 years at the time of accident. The Tribunal is not

justified in taking multiplier as '18' instead of 15. The

Tribunal has assessed monthly income of the

deceased as Rs.4,500/-, which is on the higher side

since the deceased was a student and he was not an

earning member of the family. In support of his

contention he relied upon the judgment of the Hon'ble

Apex Court in the case of Kishan Gopal and

Another -v- Lala and others, reported in ACJ

2594.

Secondly, since the deceased was a minor, the

claimants have not produced any documents in

respect of his age proof. Therefore, they are not

entitled any compensation under the head of 'loss of

future prospects'. In support of his contention, he

relied upon the judgment of the Hon'ble Apex Court in

the case of Rajendra Singh and Others -v-

National Insurance Company Limited and Others

in Civil Appeal No.2534/2020, arising out of SLP

(Civil) 13964/2018.

Thirdly, the deceased was a bachelor, the

Tribunal instead of deducting 50%, has deducted 1/3

towards personal expenses of the deceased.

Fourthly, the compensation of Rs.6,48,000/-

awarded by the Tribunal under the head of 'loss of

dependency' is on the higher side. Hence, the learned

counsel for the Insurance Company prays for allowing

of the appeal filed by the Insurance Company in

MFA.No.1746/2013 and dismissing the Cross objection

filed by the claimants in MFA.Crob.58/2013.

6. On the other hand, the learned counsel for

the claimants has raised the following counter

contentions:

Firstly, the deceased was aged about 16 years

and was studying in I year PUC in Government

College, Nanjangud. He was a bright student and was

participated in number of competitions, and he was

the only son and he had very good academic records.

Secondly, it is very clear from Ex.P3, post

mortem report that, the age of the deceased is

mentioned as 16 and multiplier applicable to the said

age group is '18'. In support of his contention, he

relied upon the judgment of the Hon'ble Apex Court in

the case of Sarla Verma and Others -v- Delhi

Transport Corporation and others reported in AIR

2009 SCC 3104.

Thirdly, the deceased was a bright student, and

had a great future and he was assisting his father in

the agricultural work. The monthly income assessed

by the Tribunal as Rs.4,500/- is on the lower side.

Fourthly, it is very clear from the evidence of the

parties that the deceased had a very good future and

academic records. As per the law laid down by the

Hon'ble Supreme Court in the case of NATIONAL

INSURANCE CO. LTD. -v- PRANAY SETHI AND

OTHERS [AIR 2017 SC 5157], the Tribunal has not

assessed any future prospects.

Fifthly, in view of the law laid down by the

Hon'ble Apex Court in the case of Kishan Gopal and

others (supra), the deceased was only aged about 10

years. In the case on hand, the deceased was 16

years old boy and he had very good academic records.

Hence, the learned counsel for the claimants prays for

allowing of the Cross objection filed by the claimants

in MFA.Crob.58/2013 and dismissing the appeal filed

by the Insurance Company in MFA.No.1746/2013.

8. Heard the learned counsel for the parties

and perused the records.

9. It is not in dispute that deceased Madhu

G.L. @ Madhusudan G.L., died in a road traffic

accident occurred due to rash and negligent driving of

the tempo bearing Reg.No.KA-09-2431 offending

vehicle by its driver. At the time of accident, the

deceased was studying in I year PUC in Government

College, Nanjangud. It is very clear from the post

mortem report, Ex.P3, he was aged about 16 years.

As per the evidence of PW.1, it is specifically stated

that the deceased was only a son of the claimants.

The deceased was a bright student and had a very

good academic records. In the cross-examination

nothing worthwhile has been elicited. Taking into

consideration the evidence of the parties and

materials available on record, monthly income of the

deceased assessed by the Tribunal of Rs.4,500/- is

just and reasonable.

10. It is very clear from the school records as

well as Ex.P.3, the deceased was aged about 16

years. Hence, as per the law laid down by the Hon'ble

Apex Court in the case of Sarla Verma (Supra), the

multiplier applicable to the said age group is 18.

11. In respect of future prospects is

concerned, it is not in dispute that the deceased was

aged about 16 years and was studying in I year PUC

in Government College, Nanjangud. As per the

evidence of PW.1, the deceased was a bright student

and had a very good academic records. PW.1 has

specifically deposed that he has given education to his

son to get good job in the future. Taking into

consideration the age of the deceased and deposition

of PW.1 and also in view of the law laid down by the

Hon'ble Apex Court in the case of Pranay Sethi

(supra) 40% of the income of the deceased has to be

added for future prospects. Thus, the monthly income

comes to Rs.6,300/-, out of which, it is appropriate to

deduct 50% towards personal expenses as the

deceased was a bachelor and therefore, the monthly

income comes to Rs.3,150/-. The deceased was aged

about 16 years at the time of the accident and

multiplier applicable to his age group is '18'. Thus,

the claimants are entitled to compensation of

Rs.6,80,400/- (Rs.3150*12*18) on account of 'loss of

dependency'.

In view of the law laid down by the Supreme

Court in 'MAGMA GENERAL INSURANCE', claimant

Nos.1 and 2, parents of the deceased are entitled for

compensation of Rs.40,000/- each under the head of

'loss of filial consortium', claimant No.3, sister is

entitled for compensation of Rs.40,000/- under the

head of 'loss of love and affection'.

In addition, the claimants are entitled to

Rs.15,000/- on account of 'loss of estate' and

Rs.15,000/- on account of 'funeral expenses'.

12. Thus, the claimants are entitled to the

following compensation:

        Compensation under            Amount in
           different Heads              (Rs.)
       Loss of dependency                6,80,400
       Funeral expenses                    15,000
       Loss of estate                      15,000
       Loss of filial consortium           80,000
       Loss of love and                    40,000
       affection
                        Total           8,30,400

     The    claimants    are   entitled    to   a   total

compensation of Rs.8,30,400/-.

The Insurance Company is directed to deposit

the compensation amount along with interest at 6%

p.a. within a period of four weeks from the date of

receipt of copy of this judgment.

To the aforesaid extent, the judgment of the

Claims Tribunal is modified.

The amount in deposit before this Court shall be

transferred to the claims Tribunal.

Accordingly, the appeal and Cross objection are

disposed of.

Sd/-

JUDGE

Mkm/-

 
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