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The Oriental Insurance Co. Ltd vs Sabita Biswas & Anr
2024 Latest Caselaw 5052 Cal

Citation : 2024 Latest Caselaw 5052 Cal
Judgement Date : 1 October, 2024

Calcutta High Court (Appellete Side)

The Oriental Insurance Co. Ltd vs Sabita Biswas & Anr on 1 October, 2024

                        In The High Court At Calcutta
                          Civil Appellate Jurisdiction
                                 Appellate Side
Present:-
The Hon'ble Justice Ananya Bandyopadhyay


                                 F.M.A. No. 522 of 2023
                             The Oriental Insurance Co. Ltd.
                                         Versus
                                  Sabita Biswas & Anr.
                                            With
                                     FMA 831 of 2022
                                      Sabita Biswas.
                                           Vs.
                          The New India Assurance Co. Ltd & Anr.

Ms. Sucharita Paul
                        ...for the Appellant/Insurance Company.

Mr. Amit Ranjan Roy
                                   ...for the Respondent/Claimant.

Heard on: October 1, 2024.
Judgment on: October 1, 2024.

     Ananya Bandyopadhyay, J:- Both       the   learned   Advocates   for   the

appellant/insurance company and the respondent/claimant are present.

     The instant appeal has been filed against the judgment and award dated

4th March, 2022 passed by the learned Motor Accident Claims Tribunals, cum

Additional District Judge, Fast Track Court-II, Krishnanagar, Nadia in M.A.C.

Case No. 91 of 2018.

     The learned advocate for the appellant/insurance company stated that the

professional tax to the extent of Rs.130 was not deducted from the monthly

income of the victim.    The learned tribunal erred in granting a sum of
                                           2



Rs.7,00,000/- as exgratia to which the victim was not entitled to. Considering

the age of the victim the learned tribunal as considered the multiplier to be 16

instead of 15. The learned advocate for the appellant/insurance company relied

on the judgement by a Coordinate Bench of this Court in FMA 522 of 2023 and

FMA 831 of 2022.

      The   learned   advocate    for   the    respondent/claimant   refuting   the

contentions of the learned advocate for the appellant/insurance company

further emphasised the fact that the learned tribunal erred in not granting

interest on the compensation award from the date of filing of the claim

application under Section 166 M.V. Act.

      An application was filed under Section 166 of the M.V. Act concerning an

accident, which occurred on 29th January, 2018 at about 6.40 a.m. whereby the

victim had been a passenger of a sub bearing registration no.WB-63 A/3214,

which incidentally fell into a river causing death of the victim aged about 39

years, who had been a primary teacher in Palgachhi MGD Primary School in the

District of Malda. The accident occurred on 29.01.2018 at about 6.40 a.m. on

Nolini Bagchi Setu.   The victim expired at Mrushidabad Medical College and

Hospital at Baharampur.

      The learned Advocate for the appellant/insurance company did not

dispute the occurrence of the accident, the involvement of the offending vehicle,

the route permit, the insurance policy, etc.

      The service record of the victim marked as Exhibits 10 and 11 by the

learned Tribunal mentioned the age of the victim to be 39 years and,

accordingly, the multiplier should have been considered to be 15.               The
                                                3



professional tax of Rs.130 should have been deducted from the monthly income

of the victim. It further appeared that the appellant/insurance company did not

controvert the sum of Rs.7,00,000/- granted as exgratia during the recording

the evidence by the Learned Tribunal, not to be interfered with by this Court.

Considering the observations of the Hon'ble Apex Court Pranay in National insurance

company Ltd. Vs. Pranay Shetty & Anr1 and Sarala Verma & Ors. Vs. Delhi Transport

Corporation & Anr.2, the impugned award of Rs. 25,89,737/- is modified as follows:


                     Income                                               Rs.   19,930/-
                                                                                   130/-
                     Less P. Tax                                          Rs. 19,800/-

                     Future Prospect to be added( 50%)                    Rs. 9,900/-
                                                                          ------------------
                                                                          Rs.      29,700/-

                     Annual Income                                         ______________
                                                                          Rs. 3,56,400/-
                     Less Personal Expenses (50%)                         Rs. 1,78,200
                                                                          Rs. 1,78,200/-

                                                                          Rs. 26,73,000/-
                                                                          Rs.    36,000/-
                        General Damages
                                                                          Rs. 27,09,000/-




             It   was    further   submitted       by     the   Learned   Advocate    for      the

appellant/insurance company that the Appellant/Insurance Company had

deposited the entire awarded amount with an interest of 6 % per annum from

the date of filing of the claim application i.e. 38,31,560/- as per the challan filed

by the learned advocate for the Appellant/Insurance company. The

1 2017(4)TAC 673(S.C)

respondent/claimant is entitled to receive the balance amount of Rs.

27,09,000/- at the rate of 6% per cent per annum from the date of filing of the

claim application till the date of actual realization.

The office of the Registrar General, High Court at Calcutta is to deduct the

entire amount inclusive of the awarded amount as aforesaid along with an

interest of 6 % per annum on the same from the date of filing of the claim

application till the date of realization, from the deposited amount in this Court

and refund the balance amount through a cheque to the learned advocate for the

insurance company for the accounts of the insurance company. The interest

generated on the sum of money deposited by the appellant/insurance company

at the office of the learned Registrar General, High Court at Calcutta which has

been further deposited in the nationalized bank by the office of the learned

Registrar General, High Court at Calcutta is to be apportioned and the sum of

interest accrued on the aforesaid amount is to be disbursed in favour of the

respondent/claimant and the balance sum of interest to be refunded to the

insurance company through distinct account payee cheques.

The instant appeals are disposed of accordingly.

The interim order if any stand vacated.

Copy of the order be sent to the Department as well as the concerned

tribunal as expeditiously as possible.

c.m.

(Ananya Bandyopadhyay, J.)

(2009) 6 SC 121

 
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