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Ramen Biswas vs Shriram General Insurance Co. ...
2021 Latest Caselaw 3560 Cal

Citation : 2021 Latest Caselaw 3560 Cal
Judgement Date : 2 July, 2021

Calcutta High Court (Appellete Side)
Ramen Biswas vs Shriram General Insurance Co. ... on 2 July, 2021
02.07.2021
  ss
                               F.M.A.T. 344 of 2021
                                  ( Via Video Conference )

                                   Ramen Biswas
                                         Vs.
                       Shriram General Insurance Co. Ltd. & anr.


                   Mr. Muktakesh Das
                                        ...For the Appellant/claimant


                   Mr. Rajesh Singh
                                ... For the respondent No.1/Insurance Co.

It appears to this Court that there is error in the

memo of appeal filed by the appellant/claimant. Leave is

granted to the learned Counsel for the appellant/claimant

to correct the date of impugned order and judgement

passed by the learned Court below in the memo of appeal.

The appeal is directed against the judgment and

order dated March 24, 2021 passed by learned Judge,

Motor Accident Claims Tribunal cum Additional District

Judge, Fast Track Court - IV, Krishnanagar, Nadia in

M.A.C Case No. 184 of 2015, on a claim under section

166 of the Motor Vehicles Act, 1988 for the 75%

permanent disability suffered by one 'Ramen Biswas' in a

road accident dated July 15, 2014.

Various points have been raised by the claimant in

the instant appeal challenging the quantum of

compensation. It is submitted on behalf of the appellant

that his monthly income of Rs.3,000/-, considered by the

learned Judge was inadequate. It was also pleaded that

the total grant of non-pecuniary compensation of

Rs.60,000/- was insufficient in view of seriousness of

injury. Lastly, claimant urged that learned Tribunal erred

in not granting the interest from the date of filing of claim

application. Accordingly, it was argued that a lesser

quantum of compensation has been wrongfully awarded

by the Tribunal.

The Insurance Company is represented.

Considering the judgements of Smt. Sarla Verma

& Ors. Vs. Delhi Transport Corporation & Anr.,

reported in (2009) 6 SCC 121 and National Insurance

Company Ltd. Vs. Pranay Sethi & Ors., reported in

(2017) 16 SCC 680 and also following the precedence of

this Court on the point of monthly income, I find

substance in the arguments of the appellant. For the year

2014, in a claim under section 166 of the Motor Vehicles

Act, 1988, an amount of Rs.4,000/- per month does not

appear to be exorbitant. Appellant being a Rickshaw

puller, is justified in praying for enhancement of non-

pecuniary compensation for his incapacity to earn for the

rest of his life and therefore the such compensation is

enhanced from Rs.60,000/- to Rs.1,00,000/-.

Accordingly, the impugned award is modified and

recalculated in the manner referred hereinafter.

The income of the victim being Rs.4,000/- per

month, upon annualizing, comes to Rs.48,000/-. The

addition of 40% 'future prospect' brings it to Rs.67,200/-.

Corresponding to the permanent disability, for his 75%

loss of earning capacity, it is the amount of Rs.50,400/-

on which the multiplier of 17 is applied to reach the net

pecuniary compensation of Rs.8,56,800/-. On the said

amount, claimant is also entitled to Rs.1,00,000/- on

account of non-pecuniary compensation, taking the gross

amount to Rs.9,56,800/-. I am not inclined to interfere

with a sum of Rs.6,500/- granted by the court below

under medical expenses and other heads. Therefore, the

claimant is entitled to a total compensation of

Rs.9,63,300/- together with interest thereon at the rate

of 6% per annum from the date of lodging the claim till

the date of receipt of the amount.

The insurer does not dispute its liability of

payment of compensation amount of Rs.7,09,100/- with

interest, awarded from the date of appearance of the

parties. It is however, well settled that the interest should

be paid from the date of filing of claim application.

Accordingly, the balance enhanced sum of Rs.2,54,300/-

would become payable to the appellant by the insurance

company. On the total compensation amount, claimant

would also be entitled to interest assessed at the rate of 6

per cent per annum on and from the date of filing of the

claim petition till the date of respective payments. The

enhanced compensation together with interest as stated

above, is to be paid by the insurer within a period of 45

days from the date of receipt of the bank account

particulars of the appellant. Advocate for the appellant

will forward the bank account details of the appellant

within a fortnight from date to Advocate for the insurance

company.

With the aforesaid directions the instant appeal is

disposed of.

In view of the disposal of this appeal, connected

applications, if any, are also disposed of. The concerned

Department is directed to tag the applications, if any,

with the main appeal.

There will be no order as to costs.

Urgent photostat certified copy of this order, if

applied for, be given to the parties, upon compliance of all

formalities, on priority basis.

(Shekhar B. Saraf, J.)

 
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