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Jogmaya Ghosh & Anr vs United India Insurance Co. Ltd
2021 Latest Caselaw 3548 Cal

Citation : 2021 Latest Caselaw 3548 Cal
Judgement Date : 2 July, 2021

Calcutta High Court (Appellete Side)
Jogmaya Ghosh & Anr vs United India Insurance Co. Ltd on 2 July, 2021
16 02.07.2021                   (Via Video Conference)
Sc
                                F.M.A.T 423 of 2019
                                      --------------

Jogmaya Ghosh & Anr.

Vs.

United India Insurance Co. Ltd.

Krishnagar Branch Office & Anr.

Mr. Muktakesh Das ...For the Appellants/ Claimants

Mr. Rajesh Singh ...For the Respondent/ Insurance Co.

The appeal is directed against the judgment and

order dated December 11, 2017 passed by MAC Tribunal,

Additional District Judge, 5th Court, Nadia, in M.A.C Case

No. 683 of 2008, on a claim under section 166 of the

Motor Vehicles Act, 1988 for the death of one 'Rabi

Ghosh' in a road accident dated February 27, 2008.

Various points have been raised by the claimants in

the instant appeal challenging the quantum of

compensation. It is submitted on behalf of the appellants

that Ld. Judge erred in not granting 'future prospect' and

it also went wrong in adopting the multiplier of '15' for the

34 years old deceased, as the correct multiplier should be

of '16' purchase factor. It was pleaded that instead of

Rs.70,000/- the claimants were awarded only

Rs.15,000/- under 'general damages'. Lastly, claimants

urged that Ld. Tribunal erred in not granting the interest

from the date of filing of claim application. Accordingly, it

was argued that a lesser quantum of compensation has

been wrongfully awarded by the Tribunal.

The Insurance Company is represented.

Considering the judgements of Smt. Sarla Verma &

Ors. Vs. Delhi Transport Corporation & Anr., reported in

(2009) 6 SCC 121 and National Insurance Company Ltd.

Vs. Pranay Sethi & Ors., reported in (2017) 16 SCC 680, I

find substance in the arguments of the appellants.

Appellants are justified in praying for 40% addition on

account of 'future prospect' on the income of the deceased

and they should also get Rs.70,000/- under collective

heads of general damages. The appropriate multiplier of

'16' is to be applied for assessment of compensation

amount. Accordingly, the impugned award is modified

and recalculated in the manner referred hereinafter.

The income of the victim being Rs.3,000/- per

month, upon annualizing, comes to Rs.36,000/-. The

addition of 40% 'future prospect' brings it to Rs.50,400/-.

For 'personal expenses', 1/3rd is deducted and then it is

the amount of Rs.33,600/- on which the multiplier of 16

is applied to reach the net pecuniary compensation of

Rs.5,37,600/-. Claimants are also entitled to Rs.

70,000/- on account of collective heads of general

damages, taking the gross compensation to Rs.6,07,600/-

together with interest thereon at the rate of 6% per

annum from the date of lodging the claim till the date of

receipt of the amount.

The claimants acknowledge receipt of the awarded

amount of Rs.3,75,000/-. Accordingly, the balance

enhanced sum of Rs.2,32,600/- would become payable to

the appellants by the insurance company. On the total

compensation amount, claimants would also be entitled

to interest assessed at the rate of 6 per cent per annum

on and from the date of filing of the claim petition till the

date of respective payments. The enhanced compensation

together with interest as stated above, is to be paid by the

insurer within a period of 45 days from the date of receipt

of the bank account particulars of the appellants.

Advocate for the Appellants will forward the bank account

details of the appellants within a fortnight from date to

Advocate for the insurance company. The payment shall

be made in the proportion decided by the Court below.

With the aforesaid directions the instant appeal is

disposed of.

In view of the disposal of this appeal, connected

applications, if any, are also disposed of. The department

concerned is directed to tag the applications, if any, with

the main appeal

The department is directed to send down the LCR.

Photostat certified copy of this order, if applied for,

be furnished upon compliance of all formalities.

,,

(Shekhar B. Saraf, J.)

 
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