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National Insurance Co. Ltd. Thr ... vs Mohini Santosh @ Krushna Shelar ...
2016 Latest Caselaw 52 Bom

Citation : 2016 Latest Caselaw 52 Bom
Judgement Date : 25 February, 2016

Bombay High Court
National Insurance Co. Ltd. Thr ... vs Mohini Santosh @ Krushna Shelar ... on 25 February, 2016
Bench: T.V. Nalawade
    This Order is modified/corrected by Speaking to Minutes Order dated 03/03/2016


                                                                      FA No. 2335/2015
                                                1


                      IN THE HIGH COURT AT BOMBAY




                                                                                    
                  APPELLATE SIDE, BENCH AT AURANGABAD




                                                            
                            FIRST APPEAL NO. 2335 OF 2015
                                         WITH
                         CIVIL APPLICATION NO. 11480 OF 2015

              National Insurance Company Ltd.,




                                                           
              Divisional Office at Hazari Chamber,
              Railway Station Road, Aurangabad.
              Through its Divisional Manager.                        ....Appellant.
                                                                        (Ori. Resp. No.2)
                      Versus




                                             
     1.       Mohini Santosh @ Krushna Shelar,
                             
              Age 26 years, Occu. Household,

     2.       Sangram Santosh @ Krushna Shelar,
              Age 10 years, Occu. Nil.,
                            
     3.       Shreya Santosh @ Krushna Shelar,
              Age 05 years, Occu. Nil.,
      

     4.       Vachhalabai Baban Shelar,
              Age 45 years, Occu. Nil.,
   



              Respondent No. 2 & 3 being Minor's,
              through their natural Guardian
              mother Res. No.1, All R/o. Ravish
              Housing Society, Kinetick Chowk,





              Ahmednagar, Tq. & Dist. Ahmednagar.

     5.       Machindra Lahanu Shinde,
              Age 45 years, Occu. Business,
              R/o. Nepti, Tq. Ahmednagar,
              Dist. Ahmednagar.                             ....Respondents.





                                                            (Resp. Nos. 1 to 4 - Original
                                                            Claimants, Resp. No. 5 - Ori.
                                                            Resp. 1)


     Mr. S.P. Chapalgaonkar, Advocate for appellant.
     Mr. S.D. Kotkar, Advocate for respondent No. 1.

                                            CORAM : T.V. NALAWADE, J.
                                            DATED : 25th February, 2016.




    ::: Uploaded on - 02/03/2016                            ::: Downloaded on - 31/07/2016 06:40:08 :::
     This Order is modified/corrected by Speaking to Minutes Order dated 03/03/2016


                                                                      FA No. 2335/2015
                                                2




                                                                                    
     JUDGMENT :

1) The appeal is filed against judgment and award of

Claim Petition No. 288/2011, which was pending before the

Claims Tribunal, Ahmednagar. The Insurance Company has

challenged the decision as it is made liable to indemnify the

owner of the vehicle. Both the sides are heard.

2)

The accident took place on 2.2.2011 at about 8.30

p.m. within local jurisdiction of Ahmednagar Tahsil Police Station.

The deceased - Santosh alias Krushna Shelar was riding his

motorcycle and as the driver of Indica car stopped the vehicle all

of A sudden, without giving any indication or signal, the motor

cycle of deceased dashed against the car. He died due to injuries

sustained by him in the accident on 8.2.2011. It is the case of

claimants that the accident took place due to fault of car driver.

3) The claim was filed by the widow, two minor issues

and mother of the deceased. It is contended that deceased was

aged about 30 years and by working as a cook in the hotel of

Amrut Raskar, he was earning monthly Rs. 10,000/-. It was

contended that all the claimants were depending on the income

of the deceased for their livelihood. Under various heads, they

had claimed compensation of Rs. 17.1 lakh.

This Order is modified/corrected by Speaking to Minutes Order dated 03/03/2016

FA No. 2335/2015

4) The Insurance Company contested the matter by

filing written statement. It contended that the accident took

place due to the fault of deceased and so, claim cannot be

allowed. Other contentions of the claimants were also denied by

the Insurance Company.

5) For proving the claim, claimant No. 1 gave evidence

and they relied on copies of police papers. Copy of F.I.R. shows

that in respect of accident dated 2.2.2011, the report was given

by brother of deceased on 7.2.2011 and the crime was

registered against the driver of Indica car. Spot panchanama was

prepared by police and but that time, only motorcycle was

present on the spot. In the inquest panchanama, it was recorded

that the death had taken place due to the injuries sustained in

the accident. The record of City Care Trust Hospital was

produced, where for about six days treatment was given to the

deceased and in that record also, it was mentioned that it was a

case of accident. During investigation, panchanama of the Indica

Car was also prepared and it shows that damage was caused to

Indica car at the backside and that portion was found pressed

inside. On the basis of this record, the driver of Indica car was

blamed for the accident. No evidence in rebuttal was given

This Order is modified/corrected by Speaking to Minutes Order dated 03/03/2016

FA No. 2335/2015

before the Tribunal. As there was nothing in rebuttal, the Tribunal

has held that the claimants have proved that the accident took

place due to fault of Indica Car driver. It is not possible to

interfere in the finding of the Tribunal on that point.

6) The claimants have examined employer of deceased,

Shri. Raskar and he has given evidence that by working as a

cook in his hotel, the deceased was earning Rs. 10,000/- per

month. The record like total minimum wages fixed for skilled and

unskilled labour was produced before the Tribunal and on that

basis, the Tribunal has presumed that monthly income of

deceased was atleast Rs. 7,000/-. The accident took place in the

year 2011 and by presuming that he was unskilled employee,

the Tribunal has made such presumption. Such rate for minimum

wages was fixed by the Government for that year. 50% increase

is given in this income as per the ratio laid down in the case

reported as (2009) 6 SCC 121 [Sarla Verma Vs. DTC]. As

there were four dependents 1/3rd amount is deducted for

personal expenses and the Tribunal has presumed that there is

loss of Rs. 7,000/- per month to the claimants. 17 is used as a

multiplier in view of the age of the deceased which was around

30 years. The Tribunal has given compensation of Rs. 50,000/-

under the head of medical expenses. The deceased was alive for

This Order is modified/corrected by Speaking to Minutes Order dated 03/03/2016

FA No. 2335/2015

about six days and he was under treatment in aforesaid hospital

and so, such amount is given. The Insurance Company has

objection in respect of that amount as no bills of treatment and

medicines were produced. Even if these objections are

considered, it can be said that, under other heads more amount

of compensation could have been given by the Tribunal. Under

the head of loss of consortium, amount of Rs. 10,000/- is given

and under the head of compensation for loss of love and

affection, amount of Rs. 10,000/- is given, amount of Rs.

10,000/- is given under the head of funeral expenses. The

amount of Rs. 1,00,000/- could have been given under the head

of loss of consortium and atleast amount of Rs. 1,00,000/- could

have been given under the head of loss of love and affection.

The interest at the rate of 7.5% is given when the interest could

have been given at the rate of 9% p.a. In view of these

circumstances, this Court holds that compensation awarded is on

lower side.

7) In the result, the appeal is dismissed. Civil

Application stands disposed of.

[ T.V. NALAWADE, J. ] ssc/

 
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