United India Insurance Co. Ltd., vs Kum. Golusula Umarani And 2 Others

Citation : 2023 Latest Caselaw 3445 Tel
Judgement Date : 31 October, 2023

Telangana High Court
United India Insurance Co. Ltd., vs Kum. Golusula Umarani And 2 Others on 31 October, 2023
Bench: M.G.Priyadarsini
      THE HONOURABLE SMT. JUSTICE M.G.PRIYADARSINI

         Civil Miscellaneous Appeal No.412 OF 2011

JUDGMENT:

Aggrieved by the order dated 25.11.2010 in W.C.No.105 of 2008 passed by the learned Commissioner for Workmen's Compensation and Assistant Commissioner of Labour-IV, T.Anjaiah Karmika Samkshema Bhavan, RTC X roads, Hyderabad, the opposite part No.2 - United India Insurance Company Limited has filed the present appeal to set aside the impugned order.

2. For the sake of convenience, hereinafter, the parties will be referred as per their array before the learned Commissioner.

3. The brief facts of the case are as under:

The applicants have filed an application under the provisions of the Workmen's Compensation Act, 1923 (now amended as Employees' Compensation Act, 1923) claiming compensation of Rs.4,00,000/- on account of the death of the deceased-G.Mallamma, who worked as labourer under the employment of opposite party No.1 on the on tipper bearing No. APO 5708 on payment of Rs.150/- per day. On 27.6.2008 she was engaged as labourer for loading and unloading purpose and after unloading rock pieces in the said tipper and as per the 2 MGP,J CMA_412_2011 instructions of her employer, she along with other labourers, was proceeding on the said tipper from Kokapetgutta to Narsingi village and at about 5-00 p.m., when the tipper reached Sabithanagar bus stop, the tipper was turned turtle due to the rash and negligent driving of the driver. As a result, the deceased and her son sustained severe injuries and died on the spot and immediately she was shifted to Osmania General Hospital, Hyderabad, where autopsy was conducted over the body of the deceased. Thus, the deceased died during the course and out of her employment with the opposite party No.1. Based on the complaint, the Police, Narsingi P.S. registered a case in crime No.176 of 2008. Thus the opposite party Nos.1 and 2, who are owner and insurer of the tipper bearing No. APO 5708 are jointly and severally liable to pay compensation. Hence the claim.

4. Opposite party No.1, owner of the tipper received notice, engaged Mr.G.Sudhakar Reddy, Advocate, who filed vakalath but did not file any counter. Opposite party No.2 - Insurance Company filed counter denying the employment of the deceased as a labourer on tipper under the employment of opposite party No.1, manner of accident, age and wages of the deceased and also denied the coverage of risk of the deceased under the 3 MGP,J CMA_412_2011 policy. It is further contended that as per the police records, the deceased was travelling as a gratuitous passenger in the vehicle for purchasing household articles at Narsingi village, and as such, opposite party No.2 is not liable to pay compensation to the applicants. The compensation claimed by the applicants is excessive and exorbitant. Hence prayed to dismiss the application.

5. Before the learned Commissioner, on behalf of the applicants, AW.1 was examined and got marked Exs.A1 to A5. On behalf of opposite party No.1 none were examined and no document was marked. On behalf of opposite party No.2, RW.1 was examined and Exs.B1 to B3 were marked.

6. The learned Commissioner after considering the evidence on record, both oral and documentary, has awarded Rs.3,06,133/- towards compensation, Rs.52,106/- towards interest, Rs.612/- towards stamp fee and Rs.500/- towards Advocate fee. Thus in all the learned Commissioner has awarded the compensation of Rs.3,59,351/-.

7. Aggrieved by the compensation awarded by the Commissioner, the opposite party No.2 - Insurance Company has filed the present appeal to set aside the impugned order.

                                  4                           MGP,J
                                                      CMA_412_2011




8. Heard Sri A.V.K.S. Prasad, learned Standing Counsel for the appellant-Insurance Company and Sri T.Viswarupa Chary, learned counsel for the applicants and perused the record available before this Court.

9. The main contention of the learned Standing Counsel for the opposite party No.2-Insurance Company is that though the labourer on the lorry of the insured were not covered under Ex.B1, as the insured had not paid the required premium to the Insurance Company, the learned Commissioner instead of absolving the liability of the insurer of the lorry, has erroneously fixed the liability on the appellant-Insurance Company. Hence, prayed to allow the appeal and to set aside the order passed by the learned Commissioner.

10. On the other hand, the learned counsel for the applicants contended that the learned Commissioner after considering all the material aspects has rightly awarded the compensation and thus, interference of this Court in the impugned order is unwarranted.

11. In view of rival contentions made by both the parties, this Court has perused the entire material available on record. The applicant No.2 who is mother of the deceased was examined 5 MGP,J CMA_412_2011 AW.1 and reiterated the petition averments. On the other hand, RW.1 who is the Senior Assistant of appellant-Insurance Company was examined and he stated that as per the statement of Smt.Chowdamma (LW.8) recorded by the Investigation officer, she stated that the deceased is eking out her livelihood by stone cutting work at Sabithangargutta and that on 27.6.2008 she boarded the tipper bearing No. APO 5708 for purchasing essential commodities at Narsingi village and that she sat beside the driver of the tipper and on the way, due to the rash and negligent driving of the driver of tipper, the tipper met with the accident and the deceased and her child died due to the injuries sustained in the accident and that the labourers Mallappa and Husainappa also died while the driver sustained injuries and as such, there was no employee-employer relationship between the deceased and opposite party No.1. However, as per Ex.A3 final result, the accused driver of tipper by name Balakrishna along with tipper labourers G.Mallamma i.e., the deceased herein, her son Ramu who is 5 months old, Mallappa, Hussainappa and Chowdamma were travelling in the said tipper at the time of accident and it was clearly mentioned as tipper labour employed on tipper. Further summons were issued twice to the Investigating Officer were not served and opposite party No.2 has not taken steps to bring him to the witness box to prove the 6 MGP,J CMA_412_2011 contents of Ex.B2. Therefore, Ex.B2 remained unproved. Therefore, the learned Commissioner considering the evidence of AW.1, coupled with Ex.A1 to A4 rightly held that the deceased G.Mallamma was a labourer employed on the tipper bearing No. APO 5708 of opposite party No.1 and on 27.6.2008 while the deceased along with other labourers was travelling on the said tipper, met with accident when the tipper fell in a ditch due to the rash and negligent driving of its driver and that the deceased died due to head injury sustained in the said accident and in the said accident, minor son of the deceased also died.

12. Further the learned Standing Counsel for the appellant- Insurance Company contended that the labourer on the tipper of the insured were not covered under Ex.B1, as the insured had not paid the required premium to the Insurance Company. In the cross-examination RW.1 stated that Rs.50/- was paid in addition to basic premium of Rs.6,090/-. However, he denied that the basic premium paid covers one driver, one cleaner and six labourers. As seen from Ex.B1 insurance policy, it was issued subject to endorsement of IMT 39. It covers legal liability to persons employed in connection with the operation and/or maintenance and/or loading and/or unloading of motor vehicles for goods vehicle. Therefore, the risk of labourers working on 7 MGP,J CMA_412_2011 the insured vehicle, are also covered. Hence, this Court is of the considered opinion that the contention of the learned Standing Counsel for the appellant-Insurance Company that the deceased being the labourer on the tipper of the insured were not covered under Ex.B1, is unsustainable. Thus, this Court is of the considered opinion that the opposite party Nos.1 and 2 are jointly and severally liable to pay compensation to the applicants.

13. Now coming to the quantum of compensation, according to the applicants, the deceased was aged 35 years as on the date of accident and was paid Rs.4,500/- per month. However, as there is no documentary evidence on record to prove the income of the deceased, considering the occupation of the deceased as labourer, the learned Commissioner has taken the income of the deceased at Rs.3,107/- per month as per the G.O.Ms.No.83 of L.E.T & F (Lab-II) Department dated 22.11.2006. Considering the age of the applicant as 35 years, the learned Commissioner applied relevant factor of '197.06' and awarded compensation of Rs.3,06,133/-. The learned Commissioner further awarded an amount of Rs.612/- towards stamp fee, Rs.500/- towards Advocate fee and Rs.52,106/- towards interest and in total an amount of Rs.3,59,351/-, which 8 MGP,J CMA_412_2011 is just and reasonable. Under these circumstances, this Court is of the considered opinion that the learned Commissioner after considering all the aspects has awarded reasonable compensation. In view of the above facts and circumstances, this Court is of the considered opinion that there are no grounds to interfere with the findings of the learned Commissioner and the Civil Miscellaneous Appeal is devoid of merits and it is liable to be dismissed.

14. Accordingly, the Civil Miscellaneous Appeal is dismissed. There shall be no order as to costs.

Pending Miscellaneous applications, if any, shall stand closed.

______________________________ JUSTICE M.G.PRIYADARSINI 31.10.2023 Pgp