Vidya Binoy vs A & E Inspector

Citation : 2024 Latest Caselaw 10863 Ker
Judgement Date : 12 April, 2024

Kerala High Court

Vidya Binoy vs A & E Inspector on 12 April, 2024

Author: Devan Ramachandran

Bench: Devan Ramachandran

                   IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                    PRESENT

                 THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN

          FRIDAY, THE 12TH DAY OF APRIL   2024 / 23RD CHAITHRA, 1946

                            WP(C) NO. 12554 OF 2024

PETITIONERS:

      1        VIDYA BINOY
               AGED 38 YEARS
               W/O BINOY ,KARUMATHIL HOUSE ,ANNAKKARA VILLAGE PERUVALLOOR
               DESOM, CHAVAKKAD TALUK , THRISSUR DISTRICT, PIN - 680508

      2        BINOY
               AGED 53 YEARS
               /OPRAHALADAN RESIDING AT     KARUMATHIL HOUSE ,ANNAKKARA
               VILLAGE PERUVALLOOR DESOM, CHAVAKKAD TALUK , THRISSUR
               DISTRICT, PIN - 680508

               BY ADV TULASI PANICKER

RESPONDENTS:

      1        A & E INSPECTOR
               ASSISTANT REGISTRAR (GENERAL ) OFFICE ASSISTANT REGISTRAR
               GENERAL OFFICE CHAVAKKAD P.O. THRISSUR DISTRICT, PIN - 680506

      2        MULLASSERY BLOCK PANCHAYAT MULTIPURPOSE CO-OPERATIVE SOCIETY
               LTD
               NO.R -1202, P.O. PUVATHOOR THRISSUR DISTRICT,REPRESENTED BY
               THE SECRETARY., PIN - 680508

      3        THE SECRETARY
               MULLASSERY BLOCK PANCHAYAT MULTIPURPOSE CO-OPERATIVE SOCIETY
               LTD. NO.R -1202, P.O. PUVATHOOR THRISSUR DISTRICT, PIN -
               680508

               BY ADVS.
               N.U.HARIKRISHNA
               MITHUN BABY JOHN(K/1270/2012)


      THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 12.04.2024,
THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 WP(C) NO. 12554 OF 2024
                                    2



                             JUDGMENT

When this matter was called today, Sri.Mithun Baby John - learned counsel for "Mullassery Block Panchayat Multipurpose Co- operative Society Ltd." ('Bank' for short), submitted that, the total outstanding in the Loan Account of the petitioners, as on 08.04.2024, is Rs.5,89,591/-; and that if they are willing to pay the same in not more than 15 equal monthly installments, his client will not stand in the way of this Court disposing of this writ petition on such terms.

2. Smt.Tulasi Panicker - learned counsel for the petitioner, fully agreed to the afore and prayed that this writ petition be thus ordered.

In the afore circumstances, I allow this writ petition, granting liberty to the petitioners to pay the total outstanding amount in the Loan Account, namely, Rs.5,89,591/- as on 08.04.2024, with all applicable charges and interest, in 15 equal monthly installments commencing from 01.06.2024. If this is done, the Bank shall close the loan account and return the security documents to them, on proper receipt.

Needless to say, as long as the petitioners pay as per the above directions, all further action pursuant to Exts.P2 to P4 will stand deferred; but if they defaults payment of any two consecutive WP(C) NO. 12554 OF 2024 3 installments as ordered above, the Bank will be at full liberty to invoke appropriate remedies for recovery of the total balance amount as per law, without having to obtain any further orders from this Court.

SD/-

DEVAN RAMACHANDRAN JUDGE rp WP(C) NO. 12554 OF 2024 4 APPENDIX OF WP(C) 12554/2024 PETITIONER EXHIBITS Exhibit P1 THE TRUE COPY OF BANK PASS BOOK SHOWING REPAYMENT OF RS.1, 61,544/- TOWARDS ABOVE LOAN ACCOUNT THE NAME OF THE 1ST PETITIONER Exhibit P2 TRUE COPY OF AWARD IN 1561/2018 DATED 10/08/2018 , PASSED AGAINST THE PETITIONERS DIRECTING PAYMENT OF RS. 5,24,182 UNDER THE KERALA CO-OPERATIVE SOCIETIES ACT Exhibit P3 TRUE COPY OF NOTICE DATED 7/6/2023 , ISSUED UNDER RULE 74 ( 3) OF THE THE CO-OPERATIVE SOCIETIES RULE Exhibit P4 TRUE COPY OF ATTACHMENT NOTICE BEFORE SALE DATED 26/02/2024 , ISSUED UNDER RULE 81 (D)OF THE CO-OPERATIVE SOCIETIES RULE