Rashida Beevi vs Prasannan

Citation : 2024 Latest Caselaw 10726 Ker
Judgement Date : 12 April, 2024

Kerala High Court

Rashida Beevi vs Prasannan on 12 April, 2024

           IN THE HIGH COURT OF KERALA AT ERNAKULAM‬
           ‭
                             PRESENT‬
                             ‭
           THE HONOURABLE MRS. JUSTICE SOPHY THOMAS‬
           ‭
                 TH‬
                 ‭
   FRIDAY, THE 12‬
   ‭                 DAY OF APRIL 2024 / 23RD CHAITHRA,‬‭
                     ‭                                  1946‬

                     MACA NO. 2762 OF 2012‬
                     ‭


AGAINST THE AWARD DATED 14.03.2012 IN OP(MV) NO.603 OF 2007 OF‬
‭
   FIRST ADDITIONAL MOTOR ACCIDENTS CLAIMS TRIBUNAL, KOLLAM‬
   ‭



APPELLANT/S:‬
‭

 ‭ASHIDA BEEVI,‬
 R
 W/O.KUNJUMON, SULTHANA MANZIL, MEMANA MURI,‬
 ‭
 OACHIRA VILLAGE, KARUNAGAPPALLY TALUK, KOLLAM DISTRICT.‬
 ‭

 ‭Y ADVS.‬
 B
 SRI.K.SIJU‬
 ‭
 SMT.BINDU GEORGE‬
 ‭



RESPONDENTS/RESPONDENTS:‬
‭

 1‬ ‭
 ‭  PRASANNAN,‬
    S/O.KRISHNAN KUTTY, PRASANNA BHAVANAM,‬
    ‭
    KRISHNAPURAM P.O.,‬
    ‭
    ALAPPUZHA DISTRICT - 690 533.‬
    ‭

*2‬‭
‭  SHANAVAS, S/O.KUNJUMON, MULLASSERIL VEEDU, NJAKKANAL P.O‬
   ALAPPUZHA DISTRICT - 690557. (DELETED)‬
   ‭

   ‭ THE SECOND RESPONDENT IS DELETED FROM THE PARTY ARRAY AT‬
   *

THE RISK OF THE APPELLANT, AS PER ORDER DATED 8/11/2021 IN‬ ‭ I.A NO. 1/2021 IN MACA 2762/2012.‬ ‭ ‭MACA 2762 of 2012‬ ‭2‬ 3‬ ‭ ‭ THE DIVISIONAL MANAGER,‬ THE NATIONAL INSURANCE CO.LTD., KOLLAM - 691001.‬ ‭ BY ADV SMT.SARAH SALVY, SC, THE NATIONAL INSURANCE CO.LTD.‬ ‭ ‭HIS‬ ‭ T MOTOR‬ ‭ ACCIDENT‬ ‭ CLAIMS‬ ‭ APPEAL‬ ‭ HAVING‬ ‭BEEN‬ ‭ FINALLY‬ HEARD‬ ‭ ‭ ON‬ ‭ 12.04.2024,‬ ‭ THE‬ ‭ COURT‬ ‭ ON‬ ‭ THE‬ ‭ SAME‬ ‭ DAY‬ ‭ DELIVERED‬ ‭ THE‬ FOLLOWING:‬ ‭ ‭MACA 2762 of 2012‬ ‭3‬ ‭J U D G M E N T‬ ‭This‬‭appeal‬‭is‬‭at‬‭the‬‭instance‬‭of‬‭the‬‭claimant‬‭in‬‭OP(MV)‬ ‭No.603‬ ‭of‬ ‭2007‬ ‭on‬ ‭the‬ ‭file‬ ‭of‬ ‭First‬ ‭Additional‬ ‭Motor‬ ‭Accidents‬ ‭Claims‬ ‭Tribunal,‬ ‭Kollam,‬ ‭challenging‬ ‭the‬ ‭award‬ ‭on the ground of inadequacy of compensation.‬ ‭2.‬ ‭The‬ ‭appellant‬ ‭met‬ ‭with‬ ‭a‬ ‭road‬ ‭traffic‬ ‭accident‬ ‭on‬ ‭11.09.2004,‬ ‭while‬ ‭she‬ ‭was‬ ‭pillion‬ ‭riding‬ ‭KL-04/N-2058‬ ‭motorcycle‬ ‭ridden‬ ‭by‬ ‭the‬ ‭2nd‬ ‭respondent,‬ ‭in‬ ‭a‬ ‭rash‬ ‭and‬ ‭negligent‬ ‭manner.‬ ‭She‬ ‭suffered‬ ‭injuries‬ ‭including‬ ‭comminuted‬ ‭fracture‬ ‭of‬ ‭right‬ ‭humerus.‬ ‭She‬ ‭was‬‭admitted‬ ‭and‬ ‭treated‬ ‭at‬ ‭A‬ ‭M‬ ‭Hospital,‬ ‭Karunagapally,‬ ‭for‬ ‭20‬ ‭days.‬ ‭Even‬ ‭after‬ ‭discharge,‬ ‭she‬ ‭was‬ ‭continuing‬ ‭her‬ ‭treatment‬ ‭and‬ ‭was‬ ‭admitted‬ ‭for‬ ‭three‬ ‭days‬ ‭for‬ ‭removal‬‭of‬‭implants.‬ ‭She‬ ‭approached‬ ‭the‬ ‭Tribunal‬ ‭claiming‬ ‭compensation‬ ‭of‬ ‭Rs.1,50,000/-,‬‭but‬ ‭the‬‭Tribunal‬‭awarded‬‭only‬‭Rs.56,500/-.‬ ‭Hence this Appeal.‬ ‭MACA 2762 of 2012‬ ‭4‬ ‭3.‬ ‭The‬‭1st‬‭respondent‬‭was‬‭the‬‭owner‬‭of‬‭the‬‭offending‬ ‭motorcycle,‬ ‭2nd‬ ‭respondent‬ ‭was‬ ‭its‬ ‭rider‬ ‭and‬ ‭the‬ ‭3rd‬ ‭respondent‬ ‭was‬ ‭its‬ ‭Insurer.‬ ‭Before‬ ‭the‬ ‭Tribunal,‬ ‭Respondents‬ ‭1‬ ‭and‬ ‭2‬ ‭remained‬ ‭ex‬ ‭parte‬‭.‬ ‭The‬ ‭3rd‬ ‭respondent-Insurer‬ ‭contested‬ ‭the‬ ‭case,‬ ‭but‬ ‭admitted‬ ‭the‬ ‭policy.‬‭According‬‭to‬‭them,‬‭the‬‭2nd‬‭respondent‬‭rider‬‭had‬‭no‬ ‭driving‬‭licence‬ ‭and‬ ‭hence‬ ‭there‬‭was‬‭violation‬ ‭of‬‭the‬‭policy‬ ‭conditions.‬ ‭So‬‭'pay‬‭and‬ ‭recovery'‬‭was‬‭ordered‬‭in‬‭favour‬‭of‬ ‭the Insurer.‬ ‭4.‬ ‭In‬ ‭the‬ ‭appeal,‬ ‭the‬ ‭1st‬ ‭respondent-owner‬ ‭of‬ ‭the‬ ‭offending‬‭vehicle‬‭opted‬‭to‬‭remain‬‭absent‬‭in‬‭spite‬‭of‬‭service‬ ‭of‬‭notice.‬‭The‬‭2nd‬‭respondent-rider‬‭was‬‭removed‬‭from‬‭the‬ ‭party‬ ‭array.‬ ‭The‬ ‭3rd‬ ‭respondent-Insurer‬ ‭entered‬ ‭appearance‬ ‭through‬ ‭counsel‬ ‭and‬ ‭admitted‬ ‭the‬ ‭policy,‬ ‭but‬ ‭reiterated‬ ‭their‬ ‭contention‬ ‭that‬ ‭there‬ ‭was‬ ‭violation‬ ‭of‬ ‭the‬ ‭policy conditions.‬ ‭MACA 2762 of 2012‬ ‭5‬ ‭5.‬‭Heard‬‭learned‬‭counsel‬‭for‬‭the‬‭appellant‬‭and‬‭learned‬ ‭counsel for the 3rd respondent-Insurer.‬ ‭6.‬‭The‬ ‭main‬‭grievance‬‭of‬ ‭the‬‭appellant‬‭is‬‭that‬‭though‬ ‭she‬‭was‬ ‭a‬ ‭house‬ ‭wife‬‭aged‬‭only‬‭48,‬‭learned‬‭Tribunal‬‭fixed‬ ‭her‬ ‭notional‬ ‭income‬ ‭@‬ ‭Rs.2,500/-,‬ ‭which‬ ‭is‬ ‭on‬ ‭the‬ ‭lower‬ ‭side.‬ ‭Relying‬ ‭on‬ ‭the‬ ‭decision‬ ‭Ramachandrappa‬ ‭v.‬ ‭Manager,‬ ‭Royal‬ ‭Sundaram‬ ‭Alliance‬ ‭Insurance‬ ‭Company‬ ‭Limited‬ ‭[AIR‬ ‭2011‬ ‭SC‬ ‭2951]‬‭,‬ ‭learned‬ ‭counsel‬ ‭for‬ ‭the‬ ‭appellant‬ ‭would‬ ‭submit‬ ‭that‬ ‭since‬ ‭the‬ ‭accident‬‭was‬ ‭in‬‭the‬‭year‬ ‭2004,‬‭she‬ ‭was‬‭eligible‬‭to‬‭get‬‭her‬ ‭notional‬ ‭income‬ ‭fixed‬ ‭@‬ ‭Rs.4,500/-.‬ ‭Even‬ ‭if‬ ‭she‬ ‭was‬ ‭a‬ ‭housewife‬ ‭earning‬ ‭no‬ ‭income,‬ ‭her‬ ‭services‬ ‭to‬ ‭the‬ ‭family‬ ‭had‬ ‭to‬ ‭be‬‭taken‬‭into‬ ‭account‬‭and‬ ‭so,‬‭her‬ ‭monthly‬ ‭income‬ ‭can‬ ‭be‬ ‭notionally‬ ‭fixed‬ ‭as‬ ‭Rs.4,500/-.‬ ‭She‬ ‭suffered‬ ‭comminuted‬ ‭fracture‬ ‭of‬ ‭right‬ ‭humerus,‬ ‭and‬ ‭she‬ ‭was‬ ‭hospitalised‬‭for‬‭23‬‭days‬‭in‬‭total.‬ ‭So‬‭loss‬‭of‬‭earning‬‭can‬‭be‬ ‭MACA 2762 of 2012‬ ‭6‬ ‭taken‬ ‭for‬ ‭a‬ ‭period‬‭of‬‭three‬‭months‬ ‭@‬ ‭Rs.4,500/-.‬‭So,‬ ‭she‬ ‭is‬ ‭eligible‬ ‭to‬ ‭get‬ ‭Rs.13,500/-.‬ ‭After‬ ‭deducting‬ ‭Rs.5,000/-‬ ‭already‬‭awarded,‬‭she‬‭is‬‭entitled‬‭to‬‭get‬‭the‬‭balance‬‭amount‬ ‭of Rs.8,500/- under the head 'loss of earning.‬ ‭7.‬‭Towards‬‭bystander‬‭expenses,‬‭this‬‭Court‬‭is‬‭inclined‬ ‭to‬ ‭award‬ ‭Rs.1,500/-‬ ‭more‬ ‭as‬ ‭she‬ ‭was‬ ‭hospitalised‬ ‭for‬ ‭23‬ ‭days in total.‬ ‭8.‬ ‭Towards‬ ‭pain‬ ‭and‬ ‭suffering,‬ ‭Rs.5,000/-‬ ‭more‬ ‭is‬ ‭awarded‬‭as‬‭she‬‭has‬‭suffered‬‭comminuted‬‭fracture‬‭on‬‭right‬ ‭humerus with hospitalisation of 23 days.‬ ‭9.‬‭Towards‬ ‭discomfort,‬‭learned‬ ‭Tribunal‬ ‭awarded‬‭only‬ ‭Rs.5,000/-.‬‭Since‬‭the‬‭appellant‬ ‭was‬ ‭a‬ ‭housewife‬‭aged‬ ‭48,‬ ‭comminuted‬ ‭fracture‬ ‭of‬ ‭right‬‭humerus‬ ‭might‬‭have‬ ‭caused‬ ‭much‬‭discomfort,‬‭in‬‭her‬‭day‬‭to‬‭day‬‭affairs.‬‭So‬‭this‬‭Court‬‭is‬ ‭inclined‬ ‭to‬ ‭award‬ ‭Rs.10,000/-‬ ‭more‬ ‭towards,‬ ‭discomfort‬ ‭suffered by her.‬ ‭MACA 2762 of 2012‬ ‭7‬ ‭10.‬‭The‬‭compensation‬‭awarded‬‭under‬ ‭all‬‭other‬ ‭heads‬ ‭seems‬ ‭to‬ ‭be‬ ‭reasonable,‬ ‭and‬ ‭hence‬ ‭it‬ ‭needs‬ ‭no‬ ‭modification.‬ ‭Head of claim‬ ‭Amount‬ ‭Amount‬ ‭ ifference to‬ D ‭ warded by‬ a ‭awarded in‬ ‭be drawn as‬ ‭the Tribunal‬ ‭appeal‬ ‭enhanced‬ ‭compensation‬ ‭Loss of earning‬ ‭Rs.5,000/-‬ ‭Rs.13,500/-‬ ‭Rs.8,500/-‬ ‭ ystander‬ B ‭expenses‬ ‭Rs.2,000/-‬ ‭Rs.3,500/-‬ ‭Rs.1,500/-‬ ‭Pain & suffering‬ ‭Rs.10,000/-‬ ‭Rs.15,000/-‬ ‭Rs.5,000/-‬ ‭Discomfort‬ ‭Rs.5,000/-‬ ‭Rs.15,000/-‬ ‭Rs.10,000/-‬ ‭Total‬ ‭Rs.‬‭25,000‬‭/-‬ ‭11.‬ ‭In‬ ‭the‬ ‭result,‬ ‭the‬ ‭appellant‬ ‭is‬ ‭entitled‬ ‭to‬ ‭get‬ ‭enhanced‬ ‭compensation‬ ‭of‬‭Rs.25,000/-‬‭(8,500‬ ‭+‬ ‭1,500‬‭+‬ ‭5,000 + 10,000).‬ ‭12.‬ ‭The‬‭3rd‬‭respondent-Insurer‬‭is‬‭directed‬‭to‬‭deposit‬ ‭enhanced‬ ‭compensation‬ ‭of‬ ‭Rs.25,000/-‬ ‭(Rupee‬ ‭Twenty‬ ‭Five‬ ‭Thousand‬‭only),‬‭with‬ ‭7.5%‬ ‭interest‬‭per‬ ‭annum,‬‭from‬ ‭the‬ ‭date‬‭of‬ ‭petition‬ ‭till‬‭the‬‭date‬‭of‬‭deposit,‬‭(excluding‬‭164‬ ‭MACA 2762 of 2012‬ ‭8‬ ‭days‬ ‭of‬ ‭delay‬ ‭in‬ ‭filing‬ ‭the‬ ‭appeal)‬ ‭before‬ ‭the‬ ‭First‬ ‭Additional‬ ‭Motor‬ ‭Accidents‬ ‭Claims‬ ‭Tribunal,‬‭Kollam,‬ ‭within‬ ‭a‬ ‭period‬‭of‬ ‭two‬‭months‬‭from‬ ‭the‬‭date‬ ‭of‬‭receipt‬‭of‬‭a‬‭copy‬ ‭of‬ ‭this‬ ‭judgment.‬ ‭Learned‬ ‭Tribunal‬ ‭shall‬ ‭disburse‬ ‭that‬ ‭amount‬ ‭to‬ ‭the‬ ‭appellant‬ ‭after‬ ‭deducting‬ ‭liabilities,‬ ‭if‬ ‭any,‬ ‭towards‬‭tax,‬‭balance‬‭court‬‭fee,‬‭legal‬‭benefit‬‭funds‬‭etc.‬‭The‬ ‭pay‬ ‭and‬ ‭recovery‬ ‭order‬ ‭in‬ ‭favour‬ ‭of‬ ‭the‬ ‭3rd‬ ‭respondent-Insurer is confirmed.‬ ‭The‬‭appeal‬ ‭is‬‭allowed‬‭to‬‭the‬‭extent‬ ‭as‬‭above,‬‭and‬‭no‬ ‭order is made as to costs.‬ ‭Sd/-‬ ‭SOPHY THOMAS‬ ‭JUDGE‬ ‭DSV/-‬