Kerala High Court
Mini Gopi vs Dhanlaxmi Bank on 11 April, 2024
Author: Devan Ramachandran
Bench: Devan Ramachandran
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA, 1946
WP(C) NO. 14021 OF 2024
PETITIONER:
MALLIKA, AGED 57 YEARS,
W/O. SHAJIMON, RESIDING ATPARAYIL,
MANARCADU, THIRUVANCHOOR,
KOTTAYAM DISTRICT, PIN - 686017.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK,
REPRESENTED BY ITS BRANCH MANAGER,
KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT., PIN - 686001.
2 DHANLAXMI BANK,
REPRESENTED BY ITS BRANCH MANAGER,
AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
SRI.C.K.KARUNAKARAN, SC
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON
11.04.2024, ALONG WITH WP(C).14047/2024, 14069/2024 AND CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-2-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14047 OF 2024
PETITIONER:
AMBIKAREJI, AGED 52 YEARS,
W/O. REJI, RESIDING AT RESHMA BHAVAN
PUTHUPARAMBIL, MUTTAMBALAM VILLAGE,
KOTTAYAM DISTRICT, PIN - 686002.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT., PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS,MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT., PIN-686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
BY ADVS.DHEERAJ BABY(K/002187/2023)
SRI.C.K.KARUNAKARAN,
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-3-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14069 OF 2024
PETITIONER:
SUSHEELA, AGED 45 YEARS,
W/O. BABU, RESIDING ATNAYANBHAVAN,
CHENGALAMVILLAGE, CHENGALAM SOUTH PO,
KOTTAYAM DISTRICT., PIN - 686022.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT., PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001
BY ADV.SRI.C.K.KARUNAKARAN, SC
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-4-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14075 OF 2024
PETITIONER:
SUMA SADANANDAN, AGED 59 YEARS,
W/O. SADANANDAN, RESIDING AT NANGECHIRA,
AIMANAM, OLASSA, KOTTAYAM DISTRICT.,
PIN - 686014.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT., PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD, AYARKUNNAM,
KOTTAYAM DISTRICT., PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
BY ADVS.SRI.C.K.KARUNAKARAN
DEVI.R.SENS(K/000671/2016)
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-5-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14081 OF 2024
PETITIONER:
YAMUNA, AGED 40 YEARS,
W/O MONCY, THATTUKALAM, KUMARAKOM,
KOTTAYAM DISTRICT., PIN - 686563.
BY ADV SRI.P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION,THIRUNAKKARA,
KOTTAYAM DISTRICT., PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
BY ADV.SRI.C.K.KARUNAKARAN
SMT.C.S.SHEEJA, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-6-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14101 OF 2024
PETITIONER:
SANDHYA @ SANDHYAMOL E. R., AGED 52 YEARS
W/O. REJI, RESIDING AT RESHMABHAVAN
PUTHUPARAMBIL, MUTTAMBALAMVILLAGE,
KOTTAYAM DISTRICT., PIN - 686002.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION,THIRUNAKKARA,
KOTTAYAM DISTRICT., PIN - 686001.
2 BRANCH MANAGER, DHANLAXMI BANK, AYARKUNNAM
BRANCH, FIRST FLOOR, CHIRAPURATHU BUILDINGS,
MAIN ROAD, AYARKUNNAM,
KOTTAYAM DISTRICT., PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
BY ADVS.NAGARAJ NARAYANAN
MEERA J. MENON(K/000860/2024)
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-7-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14147 OF 2024
PETITIONER:
MOLAMMA, AGED 43 YEARS, W/O. ANIL KUMAR,
RESIDING AT THEKKEPARA NATTAKAM PO,
MARIYAPALLY, KOTTAYAM DISTRICT., PIN - 686002.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT., PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT., PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
BY ADVS.NAGARAJ NARAYANAN
BENOJ C AUGUSTIN(K/189/2004.)
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-8-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14240 OF 2024
PETITIONER:
SAJEESH KUMAR, S/O RAJU K K,
RESIDING AT PUTHANPARAMBIL,
PANACHIKKAD, POOVANTHURUTH PO,
KOTTAYAM DISTRICT, PIN - 686012.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADV P.VIJAYARAGHAVAN
SMT.C.S.SHEEJA, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-9-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14285 OF 2024
PETITIONER:
JIJI K PAVITHRAN, AGED 43 YEARS,
S/O PAVITHRAN KK, RESIDING AT KUNNUMPURATH,
VELOOR PO, KOTTAYAM DISTRICT., PIN - 686003.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT., PIN - 686001.
2 BRANCH MANAGER, DHANLAXMI BANK, AYARKUNNAM
BRANCH, FIRST FLOOR, CHIRAPURATHU BUILDINGS,
MAIN ROAD,AYARKUNNAM, KOTTAYAM DISTRICT.,
PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
BY ADV P.VIJAYARAGHAVAN
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-10-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14305 OF 2024
PETITIONER:
MINI GOPI, W/O GOPIMANI C V, RESIDING AT
KRISHNALAYAM, CHENGALAM SOUTH PO,
KOTTAYAM DISTRICT, PIN - 686022.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT,PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADV P.VIJAYARAGHAVAN
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-11-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14313 OF 2024
PETITIONER:
SHOBANA, AGED 45 YEARS, W/O RAJAN KARIMATTOM,
RESIDING AT KEEZHUKUNNU, COLLECTORATE PO,
KOTTAYAM DISTRICT, PIN - 686002.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADVS.SRI.P.VIJAYARAGHAVAN
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-12-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14353 OF 2024
PETITIONER:
NISHA SHAJI, AGED 46 YEARS, W/O SHAJI,
RESIDING AT VATTOLIKAL, PAMPADY, VELLOR,
KOTTAYAM DISTRICT, PIN - 686501.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADV SRI.P.VIJAYARAGHAVAN
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-13-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14360 OF 2024
PETITIONER:
MANI @ MANI NARAYANAN, S/O NARAYANAN,
RESIDING AT ILLIKKALATHIL, MUTTOM,
MARIYAPALLY PO, KOTTAYAM DISTRICT,PIN - 686013.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADV P.VIJAYARAGHAVAN
SMT.C.S.SHEEJA, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-14-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14364 OF 2024
PETITIONER:
PONNAMMA, AGED 60 YEARS, W/O RAMANKUTTY M R,
RESIDING AT VALAYIL, PANACHIKKAD,
POOVANTHURUTH PO, KOTTAYAM DISTRICT, PIN-686012
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADV P.VIJAYARAGHAVAN
SMT.C.S.SHEEJA, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-15-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14372 OF 2024
PETITIONER:
NISHA PRADEEP, W/O PRADEEP,
RESIDING AT MOOZHAYIL,
CHENGALAM EAST, KANJIRAMATTOM,
KOTTAYAM DISTRICT, PIN - 686585.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADV. P.VIJAYARAGHAVAN
SMT.C.S.SHEEJA, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-16-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14415 OF 2024
PETITIONER:
SUBHEESH P SUGUNAN, AGED 41 YEARS,
S/O SUGUNAN, RESIDING AT PUTHENPURA,
KUMARAKOM PO, KUMARAKOM SOUTH,
KOTTAYAM DISTRICT., PIN - 686563.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 BRANCH MANAGER, DHANLAXMI BANK, AYARKUNNAM
BRANCH, FIRST FLOOR, CHIRAPURATHU BUILDINGS,
MAIN ROAD,AYARKUNNAM, KOTTAYAM DISTRICT.,
PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
BY ADV P.VIJAYARAGHAVAN, SC
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-17-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14553 OF 2024
PETITIONER:
SANTHOSH P G, AGED 51 YEARS,
S/O K P GOPI, RESIDING AT NOORIL,
KUNTHAPPALLIL, KUMARAKOM PO,
KOTTAYAM DISTRICT, PIN - 686536.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION,THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001
2 BRANCH MANAGER, DHANLAXMI BANK, AYARKUNNAM
BRANCH, FIRST FLOOR, CHIRAPURATHU BUILDINGS,
MAIN ROAD,AYARKUNNAM, KOTTAYAM DISTRICT.,
PIN - 686564
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
BY ADV P.VIJAYARAGHAVAN
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-18-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14572 OF 2024
PETITIONER:
SUMA DEVI, W/O. SALI C T,
RESIDING AT CHATHANOOR, ARPOOKARA PO,
GANDHINAGAR, KOTTAYAM DISTRICT, PIN - 686008.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADV P.VIJAYARAGHAVAN
SMT.C.S.SHEEJA, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-19-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14574 OF 2024
PETITIONER:
LEELAMANI, AGED 35 YEARS, W/O VASU THATTEL,
RESIDING AT CHIRAYIL, AYMANAM PO, KALLUMADA,
KOTTAYAM DISTRICT, PIN - 686563.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADVS.NAGARAJ NARAYANAN
RAFEEK. V.K.(K/134/2003)
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-20-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14585 OF 2024
PETITIONER:
SHEEJA V PANICKER, AGED 45 YEARS,
W/O A M SANTHOSH, RESIDING AT ARUPARAYIL,
PARAPPADAM, VELLOOR PO KOTTAYAM WEST,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADVS.NAGARAJ NARAYANAN
V.P.REJITHA(K/899/2001)
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-21-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14586 OF 2024
PETITIONER:
SINI BIJU, AGED 52 YEARS, W/O BIJU PK, RESIDING
AT PUTHENVELIYIL, KUMARAKOM EAST PO,
KOTTAYAM, PIN - 686563.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 BRANCH MANAGER, DHANLAXMI BANK
AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADV P.VIJAYARAGHAVAN, SC
SMT.C.S.SHEEJA, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-22-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14588 OF 2024
PETITIONER:
SAJINI, W/O REJIMON, RESIDING AT ELAVUNKAL,
ANIKKAD EAST PO, KOTTAYAM DISTRICT, PIN-686503.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADVS.NAGARAJ NARAYANAN
SAIJO HASSAN(K/349/2001)
SMT.C.S.SHEEJA, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-23-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14591 OF 2024
PETITIONER:
JAYA, AGED 52 YEARS, W/O BAIJU,
RESIDING AT ERUVATHIRANDILCHIRA,
AYARKUNNAM, AMAYANOOR,
KOTTAYAM DISTRICT, PIN - 686019.
BY ADVS.A.ABDUL RAHMAN (A-1917)
P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 BRANCH MANAGER, DHANLAXMI BANK
AYARKUNNAM BRANCH, FIRST FLOOR,
CHIRAPURATHU BUILDINGS, MAIN ROAD,
AYARKUNNAM, KOTTAYAM DISTRICT, PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT, PIN - 686001.
BY ADV P.VIJAYARAGHAVAN, SC
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-24-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 14695 OF 2024
PETITIONER:
GEETHA SHAJI, AGED 48 YEARS, W/O. SHAJI,
NEELANNOOR, THELLAKOM PO, KOTTAYAM DISTRICT.,
PIN - 686630.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, REPRESENTED BY ITS BRANCH
MANAGER, KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION, THIRUNAKKARA,
KOTTAYAM DISTRICT., PIN - 686001.
2 BRANCH MANAGER, DHANLAXMI BANK, AYARKUNNAM
BRANCH, FIRST FLOOR, CHIRAPURATHU BUILDINGS,
MAIN ROAD, AYARKUNNAM, KOTTAYAM DISTRICT.,
PIN - 686564.
3 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
BY ADV P.VIJAYARAGHAVAN
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-25-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA,
1946
WP(C) NO. 15333 OF 2024
PETITIONER:
DEEPA BAIJU, AGED 44 YEARS, W/O BAIJU, RESIDING
AT NELLIPALLIL, CHENGALAM SOUTH, KOTTAYAM
DISTRICT., PIN - 686022.
BY ADV P.T.SHEEJISH
RESPONDENTS:
1 DHANLAXMI BANK, AGED 44 YEARS,
REPRESENTED BY ITS BRANCH MANAGER,
KOTTAYAM BRANCH, BHAGYALAKSHMI ARCADE,
CHILDREN LIBRARY JUNCTION,THIRUNAKKARA,
KOTTAYAM DISTRICT, PIN - 686001.
2 DEPUTY TAHSILDAR (RR), KOTTAYAM TALUK,
OFFICE OF THE DEPUTY TAHSILDAR (RR),
PWD OFFICE COMPLEX, NEAR KSRTC BUS STATION,
KOTTAYAM DISTRICT., PIN - 686001.
BY ADV.SRI.P.VIJAYARAGHAVAN
SMT.MABLE C.KURIAN, SR.GP
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 11.04.2024, ALONG WITH WP(C).14021/2024 AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C)Nos.14021/2024 & Con.Cases
-26-
JUDGMENT
[WP(C) Nos.14021/2024, 14047/2024, 14069/2024, 14075/2024, 14081/2024, 14101/2024, 14147/2024, 14240/2024, 14285/2024, 14305/2024, 14313/2024, 14353/2024, 14360/2024, 14364/2024, 14372/2024, 14415/2024, 14553/2024, 14572/2024, 14574/2024, 14585/2024, 14586/2024, 14588/2024, 14591/2024, 14695/2024, 15333/2024] The petitioners singularly seek a direction to respondents 1 and 2 to consider Ext.P2 representation, thus permitting them to pay off the entire outstanding in the loan account availed of from them in 30 equal monthly installments. They also seek that the 1st respondent be directed to provide them Account Statements, so as to enable them to do as afore.
2. However, in response to the afore submissions of Sri.P.T.Sheejish - learned counsel for the petitioners, Sri.P.Vijayaraghavan - learned Standing Counsel for the respondent Bank (appearing for some WP(C)Nos.14021/2024 & Con.Cases -27- other matters); and Sri.Nagaraj Narayanan and Sri.C.K.Karunakaran, who appeared for the others, submitted that the representations made by the petitioners are not liable to be considered because the terms of the loans have long expired; and that the best which can be offered to the petitioners is that they be permitted to pay off the entire liability in lumpsum, under a proper settlement to be offered by them. They added that, for this, petitioners will have to make a proper application, offering the upfront payment and indicating the manner in which the balance will be liquidated; which will then be considered by the competent Authority of the Bank, subject to applicable terms. They, however, explained that there is no 'One Time Settlement' scheme as of now.
3. I have no doubt that the afore stand of the respondent Bank is the most apposite in the WP(C)Nos.14021/2024 & Con.Cases -28- circumstances presented because, this Court cannot direct them to allow borrowers to settle loan accounts in installments, unless it is conceded; and hence, the only other option for the petitioners is to seek a 'One Time Settlement', as per the terms to be fixed by the Bank. For this, they will have to make a proper offer, indicating the amount that they will be able to pay upfront and the manner in which the balance will be honoured.
In the afore circumstances,
(a) I allow these Writ Petitions to the limited extent of leaving liberty to the petitioners in these matters to file an appropriate application before the Bank, seeking settlement of their respective loan accounts;
and if this is done within a period of one month from the date of receipt of a copy of this judgment, the same shall be considered by its WP(C)Nos.14021/2024 & Con.Cases -29- competent Authority, stipulating the terms under which it can be accepted - if it is so acceptable; thus culminating in an appropriate order and necessary action thereon, as expeditiously as is possible thereafter.
(b) Needless to say, I have not entered into any of the rival contentions of the parties, including as to whether the petitioners or any of them are entitled to One Time Settlement or otherwise, and these matters are left open to the Bank to decide appropriately on a case-by-
case basis, after hearing the parties.
(c) It also goes without saying that, until such time as the afore is done and the resultant orders communicated to the petitioners - in the event they invoke the remedy reserved to them in
(a) above, all further coercive recovery action against them will stand deferred; but which can be taken forward based on such a decision, WP(C)Nos.14021/2024 & Con.Cases -30- without having to obtain any further orders from this Court thereafter.
Sd/-
DEVAN RAMACHANDRAN JUDGE akv WP(C)Nos.14021/2024 & Con.Cases -31- APPENDIX OF WP(C) 14047/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. ANEESH KUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE RELEVANT PAGES OF NOTICE DATED 28.01.2023ISSUED BY THE 3RDRESPONDENT TO THE 1STPETITIONER WP(C)Nos.14021/2024 & Con.Cases -32- APPENDIX OF WP(C) 14069/2024 PETITIONER EXHIBITS EXHIBIT P1 . TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. ANEESH KUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE RELEVANT PAGES OF NOTICE DATED 20.06.2023ISSUED BY THE 3RDRESPONDENT TO THE 1STPETITIONER WP(C)Nos.14021/2024 & Con.Cases -33- APPENDIX OF WP(C) 14075/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. ANEESHKUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE RELEVANT PAGES OF NOTICE DATED 27.06.2023ISSUED BY THE 3RDRESPONDENT TO THE 1STPETITIONER WP(C)Nos.14021/2024 & Con.Cases -34- APPENDIX OF WP(C) 14081/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. ANEESHKUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE RELEVANT PAGES OF NOTICE DATED 26.08.2022ISSUED BY THE 3RDRESPONDENT TO THE 1STPETITIONER WP(C)Nos.14021/2024 & Con.Cases -35- APPENDIX OF WP(C) 14101/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. ANEESHKUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE RELEVANT PAGES OF NOTICE DATED 27.08.2023ISSUED BY THE 3RDRESPONDENT TO THE 1STPETITIONER WP(C)Nos.14021/2024 & Con.Cases -36- APPENDIX OF WP(C) 14147/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. ANEESH KUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE RELEVANT PAGES OF NOTICE DATED 20.06.2023ISSUED BY THE 3RDRESPONDENT TO THE 1STPETITIONER WP(C)Nos.14021/2024 & Con.Cases -37- APPENDIX OF WP(C) 14240/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. ANEESH KUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE RELEVANT PAGES OF NOTICE DATED 16.09.2022 ISSUED BY THE 3RD RESPONDENT TO THE PETITIONER WP(C)Nos.14021/2024 & Con.Cases -38- APPENDIX OF WP(C) 14285/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. ANEESHKUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE RELEVANT PAGES OF NOTICE DATED 10.08.2022ISSUED BY THE 3RDRESPONDENT TO THE 1STPETITIONER WP(C)Nos.14021/2024 & Con.Cases -39- APPENDIX OF WP(C) 14305/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. ANEESH KUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE RELEVANT PAGES OF NOTICE DATED 12.08.2022 ISSUED BY THE 3RD RESPONDENT TO THE PETITIONER WP(C)Nos.14021/2024 & Con.Cases -40- APPENDIX OF WP(C) 14313/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. 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ANEESH KUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE NOTICE DATED 20.10.2023 ISSUED BY THE RESPONDENT NO.1 TO THE PETITIONER WP(C)Nos.14021/2024 & Con.Cases -51- APPENDIX OF WP(C) 14588/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. ANEESH KUMAR BEFORE THE RESPONDENTS 1 AND 2 EXHIBIT P3 TRUE COPY OF THE RELEVANT PAGES OF NOTICE DATED 20.09.2022 ISSUED BY THE 3RD RESPONDENT TO THE PETITIONER WP(C)Nos.14021/2024 & Con.Cases -52- APPENDIX OF WP(C) 14591/2024 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF THE MINUTES OF MEETING DATED 12.03.2024 OF 'S N MICRO FINANCE ACTION FORUM' EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 04.03.2024 SUBMITTED BY THE CHAIRMAN OF THE 'SN MICRO FINANCE ACTION FORUM' MR. 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