Bharat Steel House vs State Bank Of India Sbi

Citation : 2022 Latest Caselaw 8086 Ker
Judgement Date : 29 June, 2022

Kerala High Court
Bharat Steel House vs State Bank Of India Sbi on 29 June, 2022
                IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                PRESENT
                   THE HONOURABLE MR.JUSTICE V.G.ARUN
     WEDNESDAY, THE 29TH DAY OF JUNE 2022 / 8TH ASHADHA, 1944
                        WP(C) NO. 21210 OF 2022
PETITIONER/S:

          BHARAT STEEL HOUSE
          ANAKKATTY ROAD, NELLIPUZHA JUNCTION, MANNARKKAD,
          PALAKKAD - 678 582, REPRESENTED BY ITS PROPRIETOR
          YOOSUF,S/O AVARANKUTTY, AGED 60 YEARS, KARUNAKARATH
          HOUSE, THENGARA P.O., MANNARKKAD, PALAKKAD - 678582
          BY ADV S.SUJIN


RESPONDENT/S:

          STATE BANK OF INDIA
          MANNARKKAD BRANCH, PB NO.1, NAMBOOTHIRIS ARCADE,
          MANNARKKAD PO, KERALA - 67858, REPRESENTED BY ITS
          MANAGER,X
          SBI (STRESSED ASSESSTS RECOVERY BRANCH)
          7TH FLOOR, VANKARATH TOWERS, PALARIVATTOM BYE-PASS
          JUNCTION, ERNAKULAM, KOCHI - 682024
     THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON
29.06.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 WP(C) NO. 21210 OF 2022
                              2

                   JUDGMENT

Dated this the 29th day of June, 2022 This writ petition is filed aggrieved by the alleged refusal on the part of the respondent bank to return the title documents submitted at the time of availing loan. The petitioner contends that the entire amount due under the loan account is paid and the loan closed, despite which the documents are not being returned.

2. Learned Standing Counsel for the Bank submits, on instructions, that, the petitioner can approach the Bank at any time and thereupon, the documents will be returned.

In the light of the above submission, the Writ Petition is closed, directing the Bank to return the petitioner's title documents, the petitioner approaching the Branch Manager with an appropriate request.

Sd/-

V.G.ARUN JUDGE RK WP(C) NO. 21210 OF 2022 3 APPENDIX OF WP(C) 21210/2022 PETITIONER EXHIBITS Exhibit P1 THE TRUE COPY OF THE STATEMENT ISSUED BY THE RESPONDENT BANK SHOWING THAT NO AMOUNT IS DUE FROM THE PETITIONER Exhibit P2 THE PHOTOCOPY OF THE COMMUNICATION DATED 16/12/2021 ISSUED IN THE FORM OF A CERTIFICATE ISSUED BY THE 2ND RESPONDENT Exhibit P3 TRUE COPY OF THE NOTICE DATED 11/04/2022 ISSUED BY THE LAWYER TO THE 2ND RESPONDENT BANK