The New India Assurance Co. Ltd vs Nithin Vijayan @ Kannan

Citation : 2022 Latest Caselaw 7778 Ker
Judgement Date : 28 June, 2022

Kerala High Court
The New India Assurance Co. Ltd vs Nithin Vijayan @ Kannan on 28 June, 2022
            IN THE HIGH COURT OF KERALA AT ERNAKULAM
                            PRESENT
        THE HONOURABLE MR.JUSTICE MURALI PURUSHOTHAMAN
   TUESDAY, THE 28TH DAY OF JUNE 2022 / 7TH ASHADHA, 1944
                     MACA NO. 1949 OF 2016
AGAINST THE ORDER/JUDGMENT DATED 11.09.2015 IN OPMV NO.1415
 OF 2012 OF THE MOTOR ACCIDENTS CLAIMS TRIBUNAL, KOTTAYAM.
APPELLANT/2ND RESPONDENT IN O.P(M.V):

            THE NEW INDIA ASSURANCE CO. LTD.,
            KOTTAYAM,
            REPRESENTED BY THE DULY CONSTITUTED ATTORNEY,
            M.K. RAVIKRISHNAN (REGIONAL MANAGER),
            REGIONAL OFFICE, KANDAMKULATHY TOWERS,
            M.G.ROAD, KOCHI - 682 011.

            BY ADV SRI. JACOB MURIKAN


RESPONDENTS/PETITIONER & 1ST RESPONDENT IN O.P(M.V):

    1       NITHIN VIJAYAN @ KANNAN
            AGED 25 YEARS,
            S/O. VIJAYAN, PALATHARA HOUSE,
            LAIKKAD, PERUNNA P. O.,
            CHENGANACHERRY, PIN - 686 102.
    2       SURESHKUMAR T. P.
            AGE AND FATHER'S NAME NOT KNOWN,
            NANDAVANAM, CHENGALAM SOUTH P. O.,
            KOTTAYAM, PIN - 686 022.

            BY ADVS.
            SRI. NANDAGOPAL S. KURUP
            SRI. G.SREEKUMAR CHELUR



     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
ADMISSION    ON   28.06.2022,   THE    COURT   ON   THE   SAME   DAY
DELIVERED THE FOLLOWING:
 MACA No.1949 OF 2016

                                    2

                                 JUDGMENT

This appeal is filed by the 2nd respondent Insurance Company in O.P(MV) No.1415/2012 on the file of the Motor Accidents Claims Tribunal, Kottayam challenging the award passed thereon. The parties in this appeal are referred to as per their status in the claim petition.

2. The petitioner, who was aged 21 years at the time of the accident, filed the claim petition seeking an amount of Rs.30,00,000/- for the injuries sustained by him in the accident which took place on 22.05.2012, while travelling as a pillion rider on a motor cycle when hit by a car owned and driven by the 1st respondent.

3. Before the Tribunal, the 1 st respondent remained ex-parte. The 2nd respondent Insurance Company filed a written statement contending that MACA No.1949 OF 2016 3 the accident happened due to the negligence of the petitioner in riding the motor cycle and that the amount claimed as compensation is excessive and exorbitant.

4. The Tribunal found that the accident happened due to the rash and negligent driving of the car by the 1st respondent and awarded an amount of Rs.28,46,000/- as total compensation with 9% interest per annum from the date of petition till realisation and proportionate costs. The Insurance Company was made liable to pay the compensation.

5. Challenging the award of the Tribunal, the Insurance Company has come up in appeal. According to the appellant-insurance company, the Tribunal went wrong in awarding compensation under the heads 'permanent disability' and 'loss of earning power', since the claimant is entitled to compensation only under one of these heads.

MACA No.1949 OF 2016 4

6. The Tribunal has taken the notional income of the petitioner as Rs.10,000/- per month. He was a welder/fabricator, aged 21 years at the time of the accident. Towards future prospects, 40% of the income has to be added. Accordingly, the monthly income of the petitioner is re-fixed as Rs.14,000/- (10000 + 4000).

7. The Tribunal has awarded an amount of Rs.9,33,100/- under the head permanent disability. The multiplier adopted is '18'. The Medical Board has assessed the percentage of his permanent disability as 43.2%. With the re-fixed income, the compensation for permanent disability is re-calculated as Rs.13,06,368/- (14,000 x 12 x 43.2% x 18). Therefore, the petitioner is entitled for an enhanced compensation of Rs.3,73,268/- (13,06,368 - 9,33,100) under the said head. A Division Bench of this Court in National Insurance MACA No.1949 OF 2016 5 Co. Ltd. V. Anoopkumar [2014 (1) KLT 266] has held that for disability, compensation can be given only under two heads; i.e., for loss of earning power and for disability/loss of amenities and enjoyment in life. In the light of the said decision, the petitioner is not entitled to compensation towards loss of earning power. Therefore, the amount of Rs.6,48,000/- awarded under the said head has to be deducted.

8. The Tribunal has awarded just compensation under other heads.

         9.   Accordingly,         the      petitioner       is

    entitled for   only an amount of         Rs.25,71,268/-

    (28,46,000     +   3,73,268     -    6,48,000)   as   total

compensation instead of Rs.28,46,000/-.

At the time of the admission of the appeal, this Court had granted stay of the award on condition that the appellant deposits an amount of Rs.15,00,000/- before the Tribunal. It is submitted by the learned MACA No.1949 OF 2016 6 counsel for the appellant-insurance company that the said amount has been deposited and as per the directions of this Court, the petitioner has withdrawn the amount. The appellant shall deposit the balance amount with 9% interest per annum from the date of the petition till realisation, within a period of two months from the date of receipt of a copy of this judgment.

The appeal is disposed of as above.

Sd/-

MURALI PURUSHOTHAMAN JUDGE SPR