V.K.Abdul Jaleel vs Indian Overseas Bank

Citation : 2022 Latest Caselaw 6575 Ker
Judgement Date : 9 June, 2022

Kerala High Court
V.K.Abdul Jaleel vs Indian Overseas Bank on 9 June, 2022
               IN THE HIGH COURT OF KERALA AT ERNAKULAM
                               PRESENT
                THE HONOURABLE MR. JUSTICE GOPINATH P.
     THURSDAY, THE 9TH DAY OF JUNE 2022 / 19TH JYAISHTA, 1944
                       OP (DRT) NO. 40 OF 2021
    AGAINST THE ORDER/JUDGMENT IN SA 296/2019 OF DEBT RECOVERY
                         TRIBUNAL, ERNAKULAM
PETITIONER:-

          V.K.ABDUL JALEEL
          AGED 49 YEARS, S/O.M.M.KHAN RAWTHER,
          RESIDING AT MARUTHENKUNNEL, KOTTANGAL P.O.,
          CHUNGAPPARA, PATHANAMTHITTA-686 518

          BY ADV B.RAMACHANDRAN



RESPONDENTS:

    1     INDIAN OVERSEAS BANK
          KANJIRAPPALLY BRANCH, KOTTAYAM-626 507,
          REPRESENTED BY ITS AUTHORIZED OFFICER

    2     ADDL. THE REGISTRAR
          SOUGHT TO BE IMPLEADED

          BY ADVS.
          SRI.SUNIL SHANKER
          SMT.VIDYA GANGADHARAN




     THIS OP (DEBT RECOVERY TRIBUNAL) HAVING COME UP FOR ADMISSION
ON 09.06.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 O.P(DRT) No.40/2021                       2




                        JUDGMENT

The petitioner has approached this Court challenging proceedings initiated against the petitioner under the provisions of Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act (SARFAESI Act). Primarily it is contented that the provisions of the SARFAESI Act cannot be invoked against the petitioner as the secured asset is an agricultural property. The petitioner produced certain documents before this Court to suggest that the land in question is an agricultural land. When this matter is taken up for consideration today, it is submitted by the learned counsel appearing for both sides that regular sittings have commenced at the Debts Recovery Tribunal, Ernakulam and since the Securitisation Application filed by the petitioner as S.A. No.296/2019 is pending consideration before the tribunal, this matter can be disposed of directing the tribunal to consider and pass orders on the Securitisation Application/Stay Petition filed by the petitioner.

2. Having regard to the facts and circumstances of the case and considering the nature of the issue involved, the Original O.P(DRT) No.40/2021 3 Petition will stand disposed of directing the Debts Recovery Tribunal to consider the question as to whether the property of the petitioner is agricultural land to which the provisions of SARFAESI Act do not apply, after refering to the documents that may be produced by the petitioner and any materials relied upon by the bank to show otherwise. The petitioner may file an appropriate application along with necessary documents to enable the Debts Recovery Tribunal to decide the above question in accordance with law. If such an application is filed along with supporting documents within a period of 10 days from today all coercive steps against the petitioner shall be deferred until a decision is taken on that application. The Tribunal shall endeavour to pass orders as directed above within a period of 3 months from the date of receipt of certified copy of this judgment. I make it clear that I have not expressed any opinion on the merits of the claim made by the petitioner.

Sd/-

GOPINATH P.

ats                                                 JUDGE
 O.P(DRT) No.40/2021                   4

                      APPENDIX OF OP (DRT) 40/2021

PETITIONER EXHIBITS

EXHIBIT P1      TRUE COPY OF DEMAND NOTICE DATED 07.03.2019

EXHIBIT P2      TRUE COPY OF POSSESSION NOTICE DATED
                19.08.2019

EXHIBIT P3      TRUE COPY OF SALE NOTICE DATED 4.2.2020

EXHIBIT P4      TRUE COPY OF E-AUCTION SALE NOTICE DATED
                08.02.2020

EXHIBIT P5      TRUE COPY OF I.A.NO.326/2020 IN
                S.A.NO.296/2019 DATED 19.2.2020

EXHIBIT P6      TRUE COPY OF I.A.NO.327/2020 IN
                S.A.NO.296/2019 DATED 19.2.2020

EXHIBIT P7      TRUE COPY OF CERTIFICATE DATED 14.10.2019
                ISSUED BY AGRICULTURAL OFFICER

Exhibit P8      TRUE COPY OF JUDGMENT DATED 03.06.2013
                REPORTED IN 2013(2) KLT 944.

Exhibit P9      TRUE COPY OF JUDGMENT DATED 02.08.2018
                REPORTED IN 2018(3) KLT 900.