Sudheesh vs Reliance General Insurance Co. ...

Citation : 2022 Latest Caselaw 6221 Ker
Judgement Date : 3 June, 2022

Kerala High Court
Sudheesh vs Reliance General Insurance Co. ... on 3 June, 2022
M.A.C.A.1442/2018
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                IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                  PRESENT
               THE HONOURABLE MR.JUSTICE C. JAYACHANDRAN
        FRIDAY, THE 3RD DAY OF JUNE 2022 / 13TH JYAISHTA, 1944
                          MACA NO. 1442 OF 2018
   AGAINST THE ORDER/JUDGMENT IN OPMV 969/2013 OF III ADDITIONAL
       DISTRICT COURT, PALAKKAD / II ADDITIONAL MACT, PALAKKAD
APPELLANT/PETITIONER:

             SUDHEESH, AGED 31 YEARS
             S/O.BABY, RESIDING AT VARIKKANKUZHY HOUSE, POOTHANCODE,
             OLINKADAVU POST, PALAKKAD DISTRICT.

             BY ADV SRI.BABY MATHEW



RESPONDENT/3rd RESPONDENT:

             RELIANCE GENERAL INSURANCE CO. LTD.
             2ND FLOOR, KABEER PLAZA, Y M C A ROAD, ALAPUZHA-688011.

             ADV.GEORGE CHERIAN


      THIS    MOTOR   ACCIDENT   CLAIMS     APPEAL   HAVING   COME   UP   FOR
ADMISSION ON 03.06.2022, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
 M.A.C.A.1442/2018
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                     C.JAYACHANDRAN, J.
      ----------------------------------------------
                   M.A.C.A.No.1442 of 2018
       ---------------------------------------------
            Dated this the 3rd day of June, 2022


                                 J U D G M E N T

1. In this appeal, the appellant/claimant assails the award of the Additional Motor Accidents Claims Tribunal, Palakkad dated 07.11.2017 in O.P.(M.V.)No.969 of 2013. Petitioner/appellant is the injured and the accident occurred on 24.03.2013.

2. Heard the learned counsel for the appellant.

3. Learned counsel for the appellant assailed the impugned award on the following grounds. Firstly, the notional income taken by the Tribunal was only Rs.5,000/-. Petitioner is a driver by profession. However, no proof with respect to income was adduced. Therefore the notional income in terms of Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd. [2011 KHC 784] is liable to be taken, is the M.A.C.A.1442/2018 3 submission of the learned counsel for the appellant. This Court finds force in the said submission and the notional income is therefore reckoned at Rs.9,000/- as indicated in Ramachandrappa's case (supra).

4. The second ground is the period during which the loss of earnings has been reckoned. Learned counsel pointed out that the petitioner was an inpatient for 22 days spreading from March to May 2013. He had substantial injuries as taken note of in paragraph 10 of the impugned award. Besides head injury, he suffered a fracture on sinus-anterior wall, fracture on nasal bone and fracture on post wall of frontal sinus. It is also on record that, petitioner was initially treated in the Little Flower Hospital, Angamali and then at the Medical College Hospital, Thrissur and thereafter in Jubilee Mission Hospital, Thrissur. According to learned counsel, loss of earnings is liable to be reckoned for a period of 9 months. Having regard to the nature of injuries sustained, as also the fact that he was an inpatient for 22 days, this Court is of the opinion that M.A.C.A.1442/2018 4 a period of 7 months would be a reasonable period to reckon loss of earnings.

5. Under the head loss of amenities, although Rs.30,000/- was claimed, no amount was awarded by the Tribunal. Again, having regard to the nature of injuries sustained and the number of days of inpatient treatment, coupled with the fact that victim had 28% permanent disability, a sum of Rs.15,000/- would be reasonable under the head of loss of amenities and the same is granted.

6. The next head is the bystander expenses, under which head, Rs.4,000/- alone was granted for a period of 22 days. According to learned counsel, a sum of Rs.300/- per day is liable to be reckoned. This claim of the appellant is liable to be reckoned, since the accident occurred in 2013. Compensation under that head is to be reworked, reckoning the amount @300/- per day.

7. In the result, this appeal is allowed and the compensation payable to the appellant/claimant will be as indicated here below.

 M.A.C.A.1442/2018
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Sl. Head of Claim               Amount          Total amount after
No.                             awarded by      enhancement in
                                the             appeal
                                Tribunal

1    Loss of earnings                  20000      63,000/- (9000x7)

2    Partial loss of earnings            nil                    Nil

3    Transportation to                  3000                   3000
     hospital and back

4    Damage to clothing                 1000                   1000

5    Extra nourishment                  3000                   3000

6    Medical expenses                  91200                  91200

7    Future medical expenses             Nil                    Nil

8    Expenses of a bystander            4000         6,600 (300x22)

9    Compensation for pain             35000                  35000
     and suffering etc

10   Compensation for                 285600               5,14,080
     continuing or permanent                    (9000x17x12x28/100)
     disability                 (5000x17x12
                                   x28/100)
     compensation for loss of
     earning power

11   Compensation for loss of            Nil                  15000
     amenities in life

     Total                           4,42,800              7,31,880
 M.A.C.A.1442/2018
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Amount enhanced = Rs.7,31,880/ - Rs.4,42,800/ = Rs.2,89,080/

8. The Insurance Company shall pay interest for the amounts awarded by the Tribunal at the rate directed in the impugned award and for the enhanced amount, at the rate of 5% from the date of petition. If any amounts have already been paid, the same shall be granted set off. The claimant shall produce the details of the Bank account before the Insurance Company/Tribunal within two months from the date of receipt of a certified copy of this judgment and amount shall be transferred to the Bank account directly through NEFT/RTGS mode, within a period of one month thereafter. If the Bank account is not given within the time stipulated, it is made clear that, no interest shall run on the enhanced amount after the period stipulated by this Court. However, if the Insurance Company fails to deposit the amount, as directed, interest on the enhanced amount shall also run at the rate ordered by the Tribunal from the date of M.A.C.A.1442/2018 7 petition.

The appeal is allowed to the above extent.

Sd/-

C.JAYACHANDRAN JUDGE Sbna/