Smt Sukanya vs Icici Lombard Gen Ins Co Ltd

Citation : 2021 Latest Caselaw 17 Kant
Judgement Date : 4 January, 2021

Karnataka High Court
Smt Sukanya vs Icici Lombard Gen Ins Co Ltd on 4 January, 2021
Author: Nataraj Rangaswamy
     IN THE HIGH COURT OF KARNATAKA AT BENGALURU

       DATED THIS THE 4TH DAY OF JANUARY, 2021

                          BEFORE

 THE HON'BLE MR. JUSTICE NATARAJ RANGASWAMY

                MFA NO.234 OF 2017 (MV)
Between:

1.      Smt. Sukanya W/o Udaykumar
        W/o Late Udaykumar
        Aged about 43 years

2.      Master Abhishek S/o Late Udaykumar
        Aged about 15 years

3.      Kum. Anushree S/o Late Udaykumar
        Aged about 13 years

      Appellant Nos.2 & 3 are minors
      Rept. By their natural guardian mother
      Appellant No.1, all are
      R/o Koppa Town & Post
      Koppa Taluk
      Chikkamagaluru District-577 101.
                                           .... Appellants
(By Sri. Prakash M H, Advocate)

And:

1.      ICICI Lombard Gen. Ins. Co. Ltd.,
        By its Manager
        ICICI Lombard House
        No.414, Veer Savarkar Marg
        Near Siddivinayaka Temple
        Prabhadevi, Mumbai
        Branch office at
        Allukhas Jewellary
        Light House, Hill Road
        Hampanakatta
        Mangaluru-575110.
                              2




2.    Praveen Prabhu
      S/o Raghavendra Prabhu
      Aged about 44 years
      Ananthabettu House
      Bettvayu Village & Post

3.    Sri Herald Cardoya
      S/o S M Cardayo
      Aged 45 years
      R/o Praathya Village
      Moodabidiri-574 227.

4.    A Giridhara Rao S/o Chinnappaiah
      Aged about 73 years

5.    Smt. Shantha W/o A Giridhara Rao
      Aged about 67 years

      Respondent Nos.4 & 5
      Are R/o Gumettu House
      Hosangadi Village, Perinje Post
      Belthangadi Taluk
      Dakshina Kannada-574 227.
                                          ... Respondents
(By Sri. B Pradeep, Adv. For R1
V/o dt.28.11.17 notice to R2 to R5 dispensed with)

      This MFA is filed under Section 173(1) of the Motor
Vehicles Act against the judgment and award dated
26.04.2016 passed in M.V.C.No.613/2013 on the file of
the II Additional District Judge and M.A.C.T,
Chikkamagaluru, partly allowing the claim petition for
compensation and seeking enhancement of compensation.

      This appeal coming on for Admission this day, the
Court delivered the following:

                   JUDGMENT

This appeal is filed by the claimants challenging the Judgment and Award dated 26.04.2016 passed 3 by the II Additional District Judge and M.A.C.T, Chikkamagaluru in MVC No.613/2013 ( henceforth referred to as "Tribunal").

2. Though this appeal is listed for admission, the same is taken up for final disposal with the consent of the learned counsel for the parties.

3. The parties are referred to as they were arrayed before the Tribunal.

4. The claimants are the wife and children of Udaykumar while respondent Nos.4 and 5 are his parents. It is stated that Udaykumar was proceeding on his motorcycle bearing registration No.KA-21-H- 372 from Hosangadi towards Mudabidiri. When he reached Urpelpade in Karinge village, the driver of a bus bearing registration No.KA-19-AD-5451 (henceforth referred to as "offending vehicle") drove it in rash and negligent manner from the opposite direction and dashed against the motorcycle. As a 4 result, the said Udaykumar suffered injuries on his head and other parts of the body and he was shifted to AJ Hospital, Mangaluru where he was treated between 15.02.2012 to 18.02.2012 but succumbed to the injuries on 18.02.2012. The claimants contended that the deceased was employed as a supervisor at Assistant Engineer Division, Konkan Railway Corporation Ltd., Udupi and was earning Rs.30,000/- per month. The claims being dependents on the deceased filed a claim petition under Section 166 of Motor Vehicles Act, claiming compensation of Rs.2,00,00,000/- from the owner and insurer of the offending vehicle.

5. The insurer of the offending vehicle contested the claim petition and contended that it was the deceased who was responsible for the accident and therefore the insurer of the motorbike ridden by the deceased had to be arrayed as a party. It also contended that the deceased had no effective 5 driving license to ride the motorbike. Based on the aforesaid rival contentions, the claim petition was set down for trial.

6. Claimant No.1 was examined as PW.1 and another witness was examined as PW.3 and they marked Ex.P.1 to P.13 while the insurer and owner of the offending vehicle did not lead any evidence and did not mark any documents.

7. The Tribunal held that the accident was due to the rash and negligent driving by the driver of the offending vehicle. In so far as claim for compensation is concerned, the Tribunal noticed that the deceased was 42 years old at the time of his death and was employed at Konkan Railway Corporation and was drawing a monthly salary of Rs.14,760/-. Thus, it added 30% of his income towards the loss of future prospects and deducted 1/3rd towards personal expenses of the deceased and 6 applying multiplier of 14 awarded the following compensation.

       Heads under which                      Amount
     compensation awarded                     (in Rs.)
     Loss of dependency                    Rs.26,24,692.00
     1,87,478x14
     Consortium                              Rs.10,000.00
     Loss of love and                        Rs.15,000.00
     affection
     Loss of Estate                          Rs.15,000.00
     Funeral and obsequies                  Rs.10,0000.00
     ceremonies
     Conveyance charges                      Rs.10,000.00
     Medical expenditure                     Rs.10,000.00
     etc.,
                Total                        26,94,692.00


     8.   Aggrieved     by          the     quantum       of

compensation     awarded       by    the    Tribunal,    the

claimants are in appeal and contend that the Tribunal ought not to have deducted 1/3rd of the actual income of the deceased towards his personal expenses since there were three dependents and therefore, the Tribunal ought to have deducted 1/4th towards personal expenses of the deceased. The 7 claimants also claimed that they were entitled to 'Loss of filial love and affection' which the Tribunal failed to award.

9. The learned counsel for the insurer however contended that father of the deceased was not a dependant and that the Tribunal was justified in deducting 1/3rd towards personal expenses of the deceased. He also contended that the claimants are not entitled to compensation towards 'Loss of filial love and affection'.

10. It is seen that the Tribunal had deducted 1/3rd of the actual income of the deceased towards personal expenses. However it is seen that respondent Nos.4 and 5 were also dependants on the deceased. As held by the Apex Court in the case of Pranay Sethi, the Tribunal had to deduct 1/4th of the income towards the personal expenses of the deceased, if the dependents were more than three in number. In that view of the matter, the deduction of 8 1/3rd towards personal expenses of the deceased was not justified and to that extent the impugned judgment and award deserves to be interfered with. It is seen that the Tribunal had awarded compensation under the conventional heads but had not awarded compensation towards 'Loss of filial love and affection' as held by the Apex Court in the case of United India Insurance Co. Ltd., Vs. Satinder Kaur @ Satwinder Kaur & Others in Civil Appeal No. 2705/2020. In that view of the matter, claimant Nos.2 and 3 are entitled to 'Loss of filial love and affection' and also respondent No.5 is entitled to 'Loss of parental love and affection' at the rate of Rs.40,000/-. Consequently, the appeal filed by claimants is allowed in part and the compensation to which the claimants are entitled to are recalculated as follows:

          Heads under which                          Amount
       compensation awarded                          (in Rs.)
      Loss of dependency                        29,64,124.00
      Loss of consortium in                           10,000.00
                            9




     respect of claimant No.1
     Loss of love and affection              15,000.00
     Loss of estate                          15,000.00
     Funeral and obsequies                   10,000.00
     expenses
     Conveyance charges                      10,000.00
     Medical expenses                        10,000.00
     Loss of parental love and               80,000.00
     affection towards claimant
     Nos.2 and 3
     Loss of filial love and                 40,000.00
     affection in respect of
     respondent No.5
                Total                    31,54,124.00


11. In view of the above, appeal is allowed in part and compensation of Rs.26,94,692/- awarded by the Tribunal is enhanced to a sum of Rs.31,54,124/- payable by the insurer of the offending vehicle along with interest at the rate of 6% per annum from the date of petition till the date of realization. Claimants Nos.1 to 3 are entitled to 1/3rd share. In so far as compensation towards loss of parental love and affection is concerned respondent No.5 is entitled to sum of Rs.40,000/-. The remaining compensation shall be distributed amongst the claimants as per the 10 Judgment and award of the Tribunal including the deposit of compensation in the respective names of claimants as ordered by the Tribunal.

12. The insurer shall deposit the compensation within one month from the date of receipt of a certified copy of this order.

Sd/-

JUDGE nms