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M/S United India Insurance Co. Ltd., vs Kalali Bichaiah , Buchaiah
2025 Latest Caselaw 6630 Tel

Citation : 2025 Latest Caselaw 6630 Tel
Judgement Date : 20 November, 2025

Telangana High Court

M/S United India Insurance Co. Ltd., vs Kalali Bichaiah , Buchaiah on 20 November, 2025

              HON'BLE SRI JUSTICE C.V.BHASKAR REDDY

                     M.A.C.M.A.No.325 of 2019

JUDGMENT:

This appeal, under Section 173 of the Motor Vehicles Act, 1988,

is filed by the appellant-Insurance Company, challenging the order

and decree dated 28.09.2018 passed in M.V.O.P.No.20 of 2016 by the

Chairman, Motor Accidents Claims Tribunal-cum-Principal District

Judge, Medak at Sangareddy (hereinafter referred to as "the

Tribunal"), whereby the Tribunal awarded compensation

of Rs.10,33,000/-together with interest at 7.5% per annum to the

respondent Nos.1 to 3 herein/claimants for the death of one

Smt. Kalali Anthamma(hereinafter referred to as "the deceased") in a

motor vehicle accident.

2. The brief facts of the case are that the claimants i.e., respondent

Nos.1 to 3 herein are the husband and children of late Smt. Kalali

Anthamma, who died in a motor vehicle accident that occurred

on 15.06.2015. On the said day, the deceased, who was aged about

43 years, was travelling as a pillion rider on a motorcycle bearing

No.AP-23-AK-7477 driven by Anjaiah and when they reached the

limits of Fasalwadi Village, Sangareddy Mandal, a Tata Ace Auto

bearing No. AP-23-TV-0758, driven by its driver i.e., respondent No.5

herein at high speed and in a rash and negligent manner, dashed at

rear side of the said motorcycle, causing head injury to the deceased,

which led to her death on 17.06.2015 while undergoing treatment in

Sunshine Hospital, Secunderabad. A criminal case was also registered

by the Police, Sangareddy (Rural), against the driver of the offending

vehiclevide Crime No.166 of 2015 under Section 304-A IPC and after

completing the investigation, charge sheet has also been filed. The

claimants filed the aforesaid claim petition before the Tribunal,

claiming compensation of Rs.10,00,000/- on account of the death of

the deceasedSmt.Anthamma.

3. Respondent No.4/owner of the crime vehicle and the appellant

herein/Insurance Company contested the claim petition. The

respondent No.4 denied negligence and shifted the blame on the

motorcycle rider, whereas the Insurance Company disputed

negligence, quantum of income, and its liability.

4. The Tribunal, after considering the oral and documentary

evidence, held that the accident occurred solely due to the rash and

negligent driving of the crime vehicle and that the deceased died as a

result of the injuries sustained in the accident and accordingly

awarded a total compensation of Rs.10,33,000/-, holding the insurer

and owner jointly and severally liable.

5. Considered the submissions of the learnedStanding Counsel for

the appellant-Insurance Company and the learned counsel appearing

for respondent Nos.1 to 3-claimants and perused the record.

6. The short question for determination in this appeal is whether

the Tribunal was justified in (a) finding that the death of the deceased

occurred due to the rash and negligent driving of the Tata Ace auto

rickshaw bearing No. AP-23-TV-0758 (the crime vehicle); (b) fixing the

income of the deceased at Rs.9,000/- per month for computation of

dependency; and (c) awarding total compensation of Rs.10,33,000/-

and directing payment by the owner and insurer (respondent No.4 and

the appellant respectively).

7. On a careful examination of the record, this Court finds that the

finding recorded by the Tribunal that the crime vehicle/Tata Ace auto

rickshaw struck the motorcycle from the rear side is supported by the

independent eyewitness (P.W.2) and corroborated by investigation

records (FIR/charge sheet). Since there is no material on record to

disprove that finding, the same does not require any interference by

this Court.

8. With regard to the assessment of notional income, the evidence

shows that the deceased was a homemaker involved in minor earning

activities and that no documentary proof of income was available. The

Tribunal, therefore, determined a reasonable notional income of

Rs.300/- per day, amounting to Rs.9,000/- per month, keeping in

view the earning capacity of the deceased and prevailing local

conditions. After deducting one-third towards personal expenses of

the deceased and applying the appropriate multiplier of '14', the

Tribunal assessed the compensation. As the appellant-insurance

company has not produced any material to demonstrate that these

parameters are erroneous or unreasonable, this Court finds no

ground to interfere with the Tribunal's assessment, which stands

justified and is liable to be sustained.

9. Coming to the question of liability, since the crime vehicle was

insured, the owner is vicariously liable for driver's tort. Furthermore,

the insurance policy was in force and as such, the owner and insurer

are held jointly and severally liable in terms of the Motor Vehicles Act.

10. Thus, in view of the aforesaid discussion, this Court finds that

no error of law or perversity is made out in the impugned order passed

by the Tribunal and as such, the appeal lacks merit and is liable to be

dismissed.

11. In the result, the appeal is dismissed.

As a sequel, the miscellaneous petitions pending, if any, shall

stand closed. No order as to costs.

________________________________ JUSTICE C.V.BHASKAR REDDY Date:20.11.2025 JSU/SCS

 
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